Dodge Ram 2500 Lease

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The Dodge Ram 2500 justifies its average lease cost of $726 to $1,256 per month with its balance between comfort and power. The Ram 2500 boasts the towing capabilities of a semi-truck and the interior of a luxury car.
Even with a truck that nice, buying it outright means dedicating yourself to long-term financing and maintenance payments. That’s why leasing may be a better option for anyone looking to experience what the Dodge Ram 2500 has to offer without making a full commitment.
Keep in mind that leases also come with restrictions like limited mileage that you won’t need to deal with if you choose to buy the car. If you’re dedicated to leasing the Ram 2500, you’ll need to learn a little more about what the process looks like.
We know that finding the right lease can be challenging. That’s why the car insurance comparison and broker app Jerry has compiled everything you need to know about leasing a Dodge Ram.

How to lease a Dodge Ram 2500

The Dodge Ram 2500 is a big investment. Before you start looking for a lease agreement, take the following steps to get your finances in order: 
  • Save for a down payment. Making a significant down payment on a lease can help you secure a much lower rate on your monthly payments.  
  • Know your mileage. You can keep your monthly payments lower by settling for a mileage cap that reflects your driving habits.
  • Check your credit score. If your score is under 520, you may not be eligible for a lease. A score of 650 is ideal for an affordable lease agreement.
  • Set a budget. Knowing how much you can afford is crucial when it comes to negotiating the terms of your lease. Your monthly rate should cost less than 15% of your monthly income. 
Once you have a handle on your financial situation, start comparing lease offers from different dealers. Looking at offers from at least three different dealerships can help you get a feel for the rates you can expect to pay.

The final step: shop for insurance

When you finalize your Dodge Ram 2500 lease agreement, you’ll need to get a reliable car insurance policy to match. Luckily, the Jerry app can help you find the lowest available rates on the car insurance you want. 
Just download the app, answer a few questions, and choose from the most competitive quotes that Jerry sources based on your needs.
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How much does a Dodge Ram 2500 lease cost?

Leasing a Dodge Ram 2500 can be pricey between $25,848 and $45,216 for a 36-month lease. While that may seem like a large range, your lease payment depends on the following factors:
  • Credit score
  • Trim level
  • Lease term
  • Down payment
  • Dealership
  • Location
  • Time of year
The two most significant factors determining your lease payments are the trim level and your credit score. 
The Dodge Ram 2500 comes in seven unique trims that simultaneously rise in price and quality. A higher trim level is essentially the same model, but it comes with added features like larger display screens, supple leather seats, and more powerful engines. 
Given the difference in quality, it’s not surprising that the Tradesman costs about $726 per month, while the Limited costs an average of $1,256 per month
To give you a frame of reference for how much each trim level should cost to lease, let’s look at the average monthly payments for each trim—assuming the applicant has good credit and a 36-month lease term.
Trim levelMonthly payment
Tradesman$726
Lone Star$822
Big Horn$718
Laramie$976
Power Wagon$908
Limited Longhorn$1,187
Limited$1,256
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Your credit score will also have a substantial impact on your lease rate. Keep in mind that dealerships use your credit score to assess your risk level. As a result, you can secure much more affordable rates with a high credit score. 

Services included in a Dodge Ram 2500 lease

While the Dodge Ram 2500 lease agreement does not include services, it does offer an array of discounts for qualifying parties. Here are some of the most notable lease discounts:
  • Active military and veterans
  • Employee discount
  • Emergency responders
  • Differently-abled drivers
While the discounts listed above are some of the most notable, Dodge may offer additional discounts that apply to you. Be sure to ask your agent if you qualify for a discount before you sign the lease agreement.

What to do when your Dodge Ram 2500 lease is up

When your Dodge lease comes to a halt, you’ll need to decide if you want to keep the car or return it. If you feel the car has been a good investment, then it may be time to go all-in on your Ram. 
If you feel that the Dodge Ram 2500 doesn’t quite fit your needs, you may be better off returning it to the dealership and either upgrading to a new model or saying goodbye altogether.

How to return a leased Dodge Ram 2500

Returning your Dodge Ram 2500 is an easy process when you follow the steps provided in your paperwork. Before returning your Dodge Ram 2500, you’ll need to complete the following:
  • Check the mileage: Overages can cost you extra when you return your vehicle, so check your lease’s mileage before you show up at the dealership.
  • Schedule an inspection: Before returning your Dodge, you’ll need to have it inspected for any excessive damage. 
  • Make repairs: Returning a damaged vehicle could result in the dealership rejecting your return or making in-house the repairs that come with enormous fees.
  • Schedule a return appointment: To make sure you get the service you need exactly when you need it, call ahead and book a return time with an agent.
When your appointment comes up, you’ll need to bring your lease agreement, all the car keys you have, and any documents that came with the car. Failing to provide those materials could result in fines.

How to purchase a leased Dodge Ram 2500

If you decide that the Dodge Ram 2500 is a perfect fit for your driving needs, simply inform your dealership once the lease comes to an end. Your lease agreement will often include information about purchase prices and financing through the dealership, so buying the car should be a simple process.
Unfortunately, you can’t buy a leased car before the end of the lease, so you’ll need to wait until the end of your term.

How to find the best car insurance for a Dodge Ram 2500 lease

When you lease or buy a Dodge Ram 2500, you’ll need to protect it with the best car insurance policy. Navigating your way to the lowest available rates is easier than ever with Jerry.
Downloading the app takes just 45 seconds. All you need to do is answer a few questions, and Jerry will round up the most competitive quotes from over 50 top insurance companies for you to choose from. Once you pick a quote you like, Jerry handles the rest. You can switch plans and even cancel your old one—no phone calls, paperwork, or headaches required.
With that kind of service, users save an average of $887 a year on car insurance!
“I thought my previous insurance rate was fair given the model of car I drive, but after Jerry gave me quotes, I realized I could pay only $84 a month for the same coverage through Plymouth Rock. I plan to shop for auto insurance through Jerry from now on!” —Jill I.
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