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Cheapest car insurance in Port Arthur, Texas (Nov 2024)

Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Port Arthur, Texas.
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Maria Cruz
Expert Insurance Writer & Editor
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor

How to find the cheapest car insurance quotes in Port Arthur

In Port Arthur, the average
auto insurance
policy costs about $89 per month for minimum coverage liability insurance, and about $188 per month for full coverage insurance. Port Arthur drivers pay -- than the
Texas
average.  
Every month, thousands of savvy car insurance shoppers in Port Arthur, Texas use the
trusted broker
Jerry Insurance Agency to seamlessly compare prices and procure a policy. To prove it, here are some cheapest car insurance quotes Jerry found for our Port Arthur customers.
Insurance companyPremium (monthly)CustomerCarInsurance coverage
Progressive
$202
Bryan, 50
Zip: 77640
Chrysler 300 Touring
• 100,000/300,000 Liability
• Comp / Collision
Safeco
$110
Oscar, 38
Zip: 77642
Chrysler Town & Country Touring
• State Minimum Liability
• Comp / Collision
Nationwide
$226
Emilie, 39
Zip: 77642
Toyota Camry LE
• 50,000/100,000 Liability
• Comp / Collision
Travelers
$130
Dennis, 33
Zip: 77642
Ford F150 Supercrew
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Nov 9, 2024

Best car insurance companies in Port Arthur

No one car insurance company is the right fit for every driver. The primary reason is that every customer gets different
car insurance quotes
based on their profile—so the most affordable company differs for everyone. Besides price, you also have to consider factors such as claims handling and customer service. 
Jerry conducted the largest insurance survey in the country to help drivers better compare the cheapest car insurance companies. Some of the largest names provided the best solutions, with State Farm, Nationwide, and Allstate in Port Arthur, TX offering affordable rates.
Below, you can get a clearer view of how Jerry users ranked insurance providers overall, and see how their rates compare against each other.
Insurance Company
Overall Jerry rating
Average annual cost for full coverage
Average annual cost for minimum coverage
4.5
$1,446
$526
4.4
$2,040
$625
4.3
$1,833
$849
4.0
$2,018
$823
4.7
$2,446
$1,328
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

State Farm

Overall Jerry rating in Texas: 4.5
JD Power customer satisfaction: 833/1000
AM Best financial strength: A++
NAIC complaint index (September 2023): Slightly more than expected
Being such a large insurance provider, State Farm has a lot to offer their customers. Policyholders have the flexibility to sift through a healthy amount of coverage options so they can build the policy that’s best for them, all from a wide selection of local insurance agents. Though they scored a good number of complaints, State Farm insurance in Port Arthur, TX still scored high for customer satisfaction.
Read More
Real 5-star customer reviews:
“My car insurance went from almost 200 down to 152 a month and explained everything from every step from beginning to end and they made me felt like home and understood why I had so many questions about my car insurance for my vehicle and gave me so many discounts to help me out.” Jonathan, TX
“State farm always has mine back, been having them for 15 years now my family also has coverage with them.” Erick, TX
“I've been paying for car insurance on my own for quite some time now and State Farm was able to give me the coverage I've had at a MUCH better price. Nothing but good things to say.” Karin, TX

Allstate

Overall Jerry rating in Texas: 4.4
JD Power customer satisfaction: 832
AM Best financial strength: A+
NAIC complaint index (June 2023): Much more than expected
Allstate is one of the most popular insurers available. They come with a good number of discounts available and a wide range of coverage options and limits. Some pitfalls to be aware of, on the other hand, are slightly higher rates and lower than average claims processing and complaints scores.
Read More
Real 5-star customer reviews:
“I have been with Jerry for 7 months now. I always speak to a real person when I call the help line! I haven’t had any issues at all with their services, I won’t be leaving anytime soon. On top of the exceptional service, Jerry made switching my policy easy.” - Taylor, TX
“Affordable and easy to use and sign up.” Gloria, TX
“I was in the process of moving and switching car insurances when Allstate gave me a great deal with a pay per mile insurance plan. It works out great for me as I don’t drive very often, and can even get savings based on my driving!” Mariah, TX

Mercury

Overall Jerry rating in Texas: 4.2
JD Power customer satisfaction: 848/1000
AM Best financial strength: A+
NAIC complaint index: Lower than average
Mercury is a solid option for young drivers, or motorists with violations on their record. With a healthy amount of coverage options, all of which are known for their affordability, Mercury is a good choice for those in need of cheaper rates. Just keep in mind that they don’t have as many discounts in place as other providers and their customer service rating is on the low side.
Read More
Real 5-star customer reviews:
“Best and cheapest.” Shelbie, TX
“I've had Mercury insurance for several months. I've not had any issues so far. I used roadside assistance through them. Service was prompt and easy.” Salome, TX
“Thank you for Mercury Auto. I got an affordable  lower car insurance premium with the same coverage I wanted!” Neil, TX

Nationwide

Overall Jerry rating in Texas: 4.0
JD Power customer satisfaction: 861/1000
AM Best financial strength: A+
NAIC complaint index (August 2023): Slightly higher than average
For the everyday motorist, Nationwide is a great option—they come equipped with a wide selection of coverage options, including affordable options for teen drivers and UBI coverage. While some policyholders reported being dissatisfied with the provider, Nationwide has lots to offer the average driver.
Read More
Real 5-star customer reviews:
“I have been with Nationwide for 2 years now and I haven’t had any problems and Great rates!!” Shehroz, TX
“I have the miles program, which means I only pay for what I drive, which is great!” Maria, TX
“Great prices.” Fernando, TX

Anchor General

Overall Jerry rating in Texas: 4.7
JD Power customer satisfaction: N/A
AM Best financial strength: B
NAIC complaint index: Higher than average
Anchor General offers bilingual support to their policyholders, along with generally affordable premiums that are easy to apply for. Their claims process leaves something to be desired, and some drivers have mentioned being dissatisfied with their monthly installment fee, but Anchor General is still a good choice for high-risk drivers or those in need of non-standard coverage.
Read More
Real 5-star customer reviews:
“I had been looking for cheaper insurance for almost a month with no luck, someone told me to download the Jerry App. With the Jerry App I was able to find exactly what I needed & wanted! It was easy & stress free to switch providers. So far I'm 1000% satisfied with Anchor General!!!” Catherine, TX
“This is an awesome insurance company. They offer very affordable insurance and always here to help when you have any kind of question for them.” Randi, TX
“So far so good, and great rates! 10/10 experience!!” Chassity, TX

Best cheap car insurance quotes in Port Arthur

Texas has a minimum liability insurance requirement, which represents the minimal amount of car insurance you must have in Port Arthur—and offers you the cheapest rate.
But minimum liability isn’t always enough. You should consider getting full coverage to cover the repair or replacement costs for your car.  

Cheap minimum liability insurance quotes in Port Arthur

To hit the road legally, Port Arthur drivers need to meet Texas minimum coverage limits for bodily injury liability and property damage liability:
  • $30,000 bodily injury liability per person
  • $60,000 bodily injury liability per accident
  • $25,000 for property damage
These coverages are commonly known as 30/60/25 insurance. With this basic liability coverage, you’ll be protected up to the policy’s limits if you cause injuries or property damage while driving. 
Jerry has helped Port Arthur drivers find affordable minimum liability coverage with no hassles.
card cover
Leila (37 years old)
coverageCoverage
State Minimum
locationPort Arthur, TX
(Zip Code: 77642)
carHyundai Tucson Blue
$160
per month
card cover
Hester (80 years old)
coverageCoverage
State Minimum
locationPort Arthur, TX
(Zip Code: 77640)
carAcura MDX Technology
$110
per month
card cover
Connor (40 years old)
coverageCoverage
State Minimum
locationPort Arthur, TX
(Zip Code: 77640)
carHonda HR-V EX
$177
per month
card cover
Sara (24 years old)
coverageCoverage
State Minimum
locationPort Arthur, TX
(Zip Code: 77640)
carChevrolet Traverse LT
$131
per month

Do you need more than minimum coverage in Port Arthur?

Most drivers in Port Arthur need higher liability coverage than the 30/60/25 state minimum mandated by
Texas car insurance laws
If you cause an accident, you could be responsible for medical bills and vehicle repairs well past the 30/60/25 limit, especially if you cause severe injuries to another person. If the car is totaled, the cost to replace it can be more than $40,000—well above the $25,000 property damage limit. 
It’s important to note that
Texas’ car accident laws
allow drivers to file bodily injury and property damage lawsuits for up to two years after a car accident—so your liability extends long past the accident date! 
The bottom line: For optimal financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car. 

Cheap full coverage car insurance quotes in Port Arthur

Full coverage car insurance
is the number-one way to protect yourself from costs associated with repairing or replacing your vehicle. 
Full coverage includes comprehensive and collision coverage:
  • Collision coverage
    covers the cost of repairing or replacing your car after an accident. In contrast
  • Comprehensive coverage
    pays out if your vehicle is stolen or damaged by something other than a crash, such as vandalism, theft, or natural disasters. 
If you have a loan on the car, your bank will require both collision and comprehensive coverage until the loan is paid.  
On top of a full-coverage policy, you can choose to purchase
uninsured motorist coverage
to guard against uncovered injuries or damage in an accident caused by a driver without car insurance. 
Jerry has helped drivers in Port Arthur and beyond find full coverage quotes that won’t break the bank.
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• 100,000/300,000 Liability
• Comp / Collision
Progressive
$202
Bryan, 50
Zip: 77640
Chrysler 300 Touring
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$130
Dennis, 33
Zip: 77642
Ford F150 Supercrew
• State Minimum Liability
• Comp / Collision
Safeco
$110
Oscar, 38
Zip: 77642
Chrysler Town & Country Touring
• 50,000/100,000 Liability
• Comp / Collision
Nationwide
$226
Emilie, 39
Zip: 77642
Toyota Camry LE
• 100,000/300,000 Liability
• Comp / Collision
Mercury
$184
Barbara, 42
Zip: 77640
KIA Sportage S
coverageLast Updated Nov 9, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

Average cost of car insurance in Port Arthur

After analyzing scores of insurance providers in Port Arthur, we have discovered that the average price for minimum liability coverage amounts to be $89 per month or $1,066 per year. Additionally, residents of Port Arthur can expect to pay an average of $188 per month or $2,255 per year for full coverage insurance.
While it's useful to understand average insurance rates to estimate your personal insurance costs, it's important to note that individual insurance premiums are influenced by numerous factors. These factors may include vehicle type, driving history, claims record, and other key demographics.
Zip CodeAverage State Minimum Coverage RateAverage Full Coverage Rate
77640
$73
$174
77642
$103
$207
Lower my car insurance too!

Car insurance quotes in Port Arthur by rating factors 

Insurance companies in Port Arthur use many rating factors when
deciding your auto insurance premium
:  
  • Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.
  • Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.
  • Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density. 
  • Your mileage: High annual mileage can result in higher insurance costs.
  • The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.
  • Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.

How do different factors impact your car insurance costs in Port Arthur?

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Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
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Prohibited (or effectively prohibited): Texas currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Port Arthur:

Cheap car insurance quotes in Port Arthur after driving violations

Your
Texas driving record
influences your auto insurance quotes. If insurance providers see a history of violations, they may label you a higher risk and charge a steeper rate. Some common violations that could increase your insurance rates include:
  • Speeding
  • DUIs
  • At fault accident 
  • Reckless driving 
  • Driving on a suspended license

Cheapest car insurance in Port Arthur after speeding ticket

In Port Arthur, a speeding ticket could increase your car insurance rate by about --. Thankfully, Jerry helps drivers with speeding tickets save on car insurance.
Speeding TypeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Speeding 1-5
Travelers
$80
Cora, 36
Zip: 77643
RAM 1500
• State Minimum Liability
• Comp / Collision
Speeding 6-10
Progressive
$63
Justin, 45
Zip: 77643
Pontiac G8
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 7, 2024

Cheapest car insurance in Port Arthur after DUI

A
DUI
in Port Arthur is a serious violation and it will trigger extremely high rates for car insurance and label you as a
high-risk driver
. Some companies may even refuse you coverage. To find a good rate for car insurance after a DUI, it’s important to
shop around and compare rates
Jerry has assisted many Port Arthur drivers with finding affordable rates after a DUI.
card cover
Willie (44 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationPort Arthur, TX
(Zip Code: 77640)
$72
per month
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Sophie (31 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationPort Arthur, TX
(Zip Code: 77643)
$77
per month

Cheapest car insurance in Port Arthur after an at-fault accident

One of the most critical factors affecting car insurance rates is your car accident or claim history. Texas is an at-fault state, and an at-fault accident in your recent past could mean significantly higher insurance rates.
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With Injury
Safeco
$142
Daisy, 34
Zip: 77642
Lincoln Corsair
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Progressive
$177
Fanny, 34
Zip: 77642
Chevrolet Malibu LS
• State Minimum Liability
Not At Fault
Travelers
$92
Louise, 31
Zip: 77640
Honda CR-V EX
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Mercury
$77
Eula, 66
Zip: 77642
GMC Envoy XL
• State Minimum Liability
coverageLast Updated Nov 12, 2024

Cheapest car insurance in Port Arthur after other driving violations

Speeding tickets, DUIs,
reckless driving
, and
suspended licenses
on your driving record can all lead to rate hikes from any car insurance provider in Port Arthur.
Here’s a list of different driving violations and how we’ve helped drivers save on their car insurance expenses after these infractions.
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Illegal Turn
AAA
$75
Dylan, 42
Zip: 77641
Porsche Cayenne
• 50,000/100,000 Liability
Defective Equipment
Progressive
$51
Rena, 37
Zip: 77643
Saturn SKY
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 12, 2024

Cheap car insurance quotes in Port Arthur by age

Young people and seniors generally face the highest insurance rates. 
Due to their restricted driving backgrounds, young drivers typically pay more for insurance. Drivers may experience lower rates once they turn 25, but those rates won’t last forever. Seniors also see an increase in their insurance rates once they hit their mid 70s.

Cheapest car insurance in Port Arthur for young drivers

Teen drivers
aged 16 to 19 pay the highest insurance rates out of any age group in Port Arthur. Full coverage can provide better financial protection for teen car owners that drive newer cars, as teens tend to get into more accidents. 
Staying on a parent’s policy is the best way to keep rates low. Using Jerry to find a policy is also a great option! Take a look at these real quotes teen drivers in Texas found with the Jerry app.
card cover
Carrie (24 years old)
coverageCoverage
State Minimum
locationPort Arthur, TX
(Zip Code: 77640)
carChevrolet Traverse LT
$132
per month
card cover
Clearcover
Amy (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationPort Arthur, TX
(Zip Code: 77642)
carGMC Sierra K1500 Denali
$154
per month
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Jose (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationPort Arthur, TX
(Zip Code: 77640)
carChrysler 300 Touring
$605
per month

Cheapest car insurance in Port Arthur for senior drivers

Car insurance rates for seniors
tend to be higher due to several reasons. The main one is that older drivers are more likely to be involved in accidents and more prone to severe injuries in the event of a collision. This translates to significant medical expenses and increased costs for insurance providers.
But with Jerry, senior drivers can continue to save on car insurance. Here's what real senior motorists in Texas were quoted using the Jerry app:
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Aiden (67 years old)
coverageCoverage
State Minimum
locationPort Arthur, TX
(Zip Code: 77640)
carLexus ES 300
$171
per month
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Inez (80 years old)
coverageCoverage
State Minimum
locationPort Arthur, TX
(Zip Code: 77640)
carAcura MDX Technology
$154
per month
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Lucinda (67 years old)
coverageCoverage
State Minimum
locationPort Arthur, TX
(Zip Code: 77642)
carGMC Envoy XL
$77
per month

Cheap car insurance quotes in Port Arthur based on insurance history

Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any
lapses in coverage
Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:
card cover
Sean (26 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationPort Arthur, TX
(Zip Code: 77640)
$189
per month
card cover
Carrie (38 years old)
Currently Insured
coverageCoverage
State Minimum
locationPort Arthur, TX
(Zip Code: 77642)
carChrysler Town & Country Touring
$110
per month
card cover
Anne (40 years old)
Currently Insured
coverageCoverage
State Minimum
locationPort Arthur, TX
(Zip Code: 77642)
carFord Focus SEL
$131
per month
card cover
Lola (38 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationPort Arthur, TX
(Zip Code: 77642)
carToyota Camry LE
$226
per month
card cover
Gertrude (45 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationPort Arthur, TX
(Zip Code: 77642)
carGMC Sierra C1500
$781
per month

Cheap car insurance quotes in Port Arthur for drivers with poor credit

Drivers with poor credit scores often face higher insurance costs compared to those with healthier credit ratings. Even though
credit scores
don’t directly affect how well you drive, insurance companies have observed a relationship between low credit and an increased frequency to file claims.
Generally, drivers with great credit scores (over 750) will pay approximately 20% less on car insurance compared to individuals with poorer scores (below 550).
Take a look at how your rates could change with a lower credit score, and the premiums you could find using Jerry:
Credit rangeInsurance companyPremium (monthly)CustomerCarInsurance coverage
> 750
Progressive
$162
Isaac, 33
Zip: 77642
Ford F150 Supercrew
• 100,000/300,000 Liability
• Comp / Collision
660 - 750
State Auto
$177
Roy, 39
Zip: 77640
Honda HR-V EX
• State Minimum Liability
• Comp / Collision
660 - 750
Bristol West
$285
Adam, 49
Zip: 77642
Chevrolet Impala LTZ
• State Minimum Liability
• Comp / Collision
550 - 659
Safeco
$110
Floyd, 38
Zip: 77642
Chrysler Town & Country Touring
• State Minimum Liability
• Comp / Collision
< 550
Gainsco
$292
Lester, 22
Zip: 77642
Ford Explorer Limited
• State Minimum Liability
coverageLast Updated Nov 8, 2024

How to lower car insurance costs in Port Arthur

1. Shop around and compare quotes

Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months. 
Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free! 

2. Hunt for car insurance discounts

Every insurance company offers
a set of discounts
, but the exact discount offered varies by company. Some common discounts include: 
  • Good driver discounts. Many insurance providers offer discounts for drivers with clean driving records and/or those who avoid filing claims
  • Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!
  • Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

FAQ

The state-minimum car insurance in Port Arthur, Texas is $30,000 in bodily injury liability per person, $60,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 30/60/25 coverage.
Based on thousands of Port Arthur drivers Jerry has worked with, car insurance in Port Arthur costs an average of $89 per month for state-minimum coverage and $188 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Amica and Direct Auto receive good ratings from Port Arthur drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.
People living in Port Arthur pay on average $89 per month – or $1,066 per year – on state-minimum liability coverage. Full coverage in Port Arthur costs on average $188 per month or $2,255 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Maria Cruz
badge icon
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
avatar
Sarah Gray
badge icon
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.