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The average cost of Volkswagen car insurance is $2,556 per year. But the exact cost of Volkswagen insurance varies based on your model, driving record, and location—and your insurance company.
No one insurance provider is the best option for every Volkswagen driver. A 2023 Volkswagen ID.4 driver from Vermont will likely have quite different insurance needs than a 2016 Volkswagen Golf driver in Utah. And different providers will offer different rates based on additional factors like your age, claims history, and driving record.
So, how can you possibly find cheap car insurance that’s right for your Volkswagen?
With the Jerry app, of course! As a licensed insurance broker, Jerry makes it easier than ever to gather customized quotes from top insurance providers to find the right coverage at the right rate. Read on to learn about the factors that can have an impact on your Volkswagen car insurance costs—and how you can find the best deals.
How much does Volkswagen car insurance cost?
The average annual cost of car insurance coverage for a Volkswagen vehicle is $2,556 However, insurance premiums for Volkswagen drivers are influenced by factors like the model you’re driving, your driving history, coverage limits, and location.
Generally speaking, Volkswagen car insurance costs tend to be inexpensive and relatively comparable to national averages. Here are a few reasons why:
Volkswagens have good reputations for overall reliability, reducing the likelihood that drivers will need to make claims
Volkswagens frequently receive good safety ratings
Volkswagen repair costs tend to be relatively standard or inexpensive
There’s a lot more that can affect your insurance rate than your vehicle’s make. Your Volkswagen’s model, age, value, and safety features are all factors that can influence your annual premium.
Since different insurance providers value different factors when determining rates, the best way to find savings on car insurance is to gather and compare multiple quotes from different providers. The Jerry app makes that easier than ever!
Once you’ve downloaded the app, it only takes about 45 seconds to answer a few basic questions, which Jerry will then use to show you customized quotes from the nation’s top providers, all in one spot. From there, you can pick the right coverage for you at the right rate.
How much insurance do you need for a Volkswagen?
Your particular insurance needs will depend on a lot of factors, including the age of your Volkswagen and what state you live in.
While having your state’s minimum required insurance is a good start, in many cases, you need additional coverage. It’s especially worth considering collision and comprehensive coverage.
Collision coverage will help cover damage to your vehicle after an accident, while comprehensive coverage covers a range of other expected events, from vandalism to hail damage and more. When combined with the above coverage, this is referred to as “full coverage.”
If you have a car loan for your Volkswagen purchase, you will be required to purchase a minimum amount of insurance for the loan to be approved. This could include gap insurance, which would cover the difference between your car’s value and the amount left on your loan the if vehicle were totaled.
Curious to know what kind of Volkswagen insurance quotes you could find with Jerry? Take a look at the table below—and hear from real Jerry customers!
The kind of Volkswagen you drive can have a big impact on how much your car insurance costs. Generally speaking, you can expect to pay more for high-value and heavier-duty vehicles, while smaller vehicles and those with extensive safety features often will have lower premium costs.
Still, there’s plenty of room for variation. Here’s a look at some of Volkswagen’s most popular models, and how their characteristics can have an impact on car insurance costs.
How much does Volkswagen ID.4 insurance cost?
As an SUV, the Volkswagen ID.4 comes with a larger size and a higher price tag than other vehicles on Volkswagen’s lineup. As such, you can typically expect insurance costs to be more expensive, too.
The table below shows how average insurance costs for ID.4 drivers can vary based on the coverage level chosen and the vehicle’s age:
As one of Volkswagen’s most iconic cars, the Volkswagen Beetle tends to earn high marks for its overall reliability, and its compactness translates to a good fuel economy.
But just how much does a Beetle cost to insure? Your insurance costs might differ from the average rate. The table below shows how Beetle insurance costs can vary depending on model year and coverage level:
The Volkswagen Passat is a solid midsize car for most everyday driving purposes, and it offers a good amount of cabin and cargo space.
As with any other model, your insurance rate will vary based on its age, your driving record, and the level of coverage you pick. Here’s how Passat car insurance costs can look based on different factors:
For compact SUV fans, the Volkswagen Tiguan is relatively well-liked for its overall reliable handling, relatively spacious cargo area, and third-row seating option. It also tends to be one of the more inexpensive Volkswagens to insure, which is at least partially thanks to good vehicle safety ratings.
Here’s a look at how insurance costs for the Volkswagen Tiguan can vary:
These days, you don’t have to gather car insurance quotes one by one to find savings on your Volkswagen’s annual premium.
With the Jerry app, all you need to do is answer a few short questions upfront to start comparing customized quotes from top car insurance providers, all in one spot!
Not only can this save you a ton of time and money, but since Jerry is a licensed insurance broker, you can trust you’re getting accurate information. While you weigh your options, our friendly, experienced team of agents are only a call, text, or tap away in the app when you have questions.
“I had a great experience using Jerry for the first time. Once my boyfriend buys his new car, we’ll use Jerry together to make sure he doesn’t end up overpaying on new insurance!” —Stephanie S.
Best car insurance companies for your Volkswagen
While you may find some of the best car insurance rates from Travelers, Nationwide, and Progressive, there’s no single insurance provider that offers the lowest premium for every kind of Volkswagen.
Your vehicle make and model is just one factor that impacts your car insurance costs. Different providers will weigh factors more heavily, and their formulas can be subject to change. Different aspects of your driving profile might also make you eligible for more discounts with certain providers than others.
Since there can be so many variables at play, the most efficient way to find the best car insurance coverage option for your Volkswagen is to gather and compare multiple quotes from different providers. If that sounds like a lot of work, it doesn’t have to be! The Jerry app helps you instantly gather customized quotes from top insurance providers, all in one place—making it faster and easier than ever to find the right policy.
Here’s a look at average Volkswagen insurance costs based on provider—and how much you could save with Jerry!
It’s not just your Volkswagen model that will determine your car insurance costs—your driving record will also have some major influence.
Basically, responsible drivers present a lower risk for insurance companies. That’s not to say you can’t find insurance if you have a less-than-stellar driving history, but it often makes premiums more expensive.
Volkswagen owners with a DUI conviction can often expect to pay $2,556 more per year for car insurance, while a speeding ticket can add an average of $1,743 to your annual premium!
The bottom line? Drive safely, and you can expect a lower premium.
Take a look at the table below to get a sense of what Volkswagen car insurance rates can look like based on your driving record.
Finally, your location is yet another factor that will have an impact on how much your Volkswagen car insurance premium costs. Where you live can affect what kinds of risks your car might face, whether that’s a higher chance of collisions due to heavy traffic, the potential for car theft, certain natural disasters, and more.