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Jerry Data & Research
Cheapest Volkswagen Car Insurance (Oct 2024)
Cheapest Volkswagen Car Insurance (Oct 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Volkswagen.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page?
- How much does Volkswagen car insurance cost?
- How to find the cheapest Volkswagen car insurance quote?
- Insurance costs for popular Volkswagen models
- What factors affect Volkswagen car insurance rates?
- How can I lower the cost of my Volkswagen car insurance?
- FAQs
- Methodology
- Meet Our Experts
Load full table of contents
How much does Volkswagen car insurance cost?
Bringing cars to the people—that was the early goal of Volkswagen when it was established in 1937. German for “people’s car,” Volkswagen today is known for iconic models like the Beetle, the Golf, the Jetta, and the Passat.
We spent 2000 hours analyzing 0 Volkswagen insurance quotes from our customers in the last year.
What we found: The average Volkswagen car insurance cost is $93 per month. That makes Volkswagen vehicles -- expensive to insure when compared to national averages from other manufacturers.
Keep in mind that what you pay for your Volkswagen’s car insurance is dependent on many different factors—not just the car you drive. Your location, driving history, and other aspects will play a role, too.
How to find the cheapest Volkswagen car insurance quote?
The Jerry app allows you to easily compare car insurance quotes from top providers all in one spot, saving drivers lots of time and money in the long run. In fact, Jerry has helped 0 Volkswagen drivers save an average of $2,100 on their car insurance!
Here’s a look at rates actual Volkswagen drivers have found with Jerry.
| Date | Car | Insurance Company | Premium (monthly) | Customer Details | Insurance coverage |
|---|---|---|---|---|---|
October 7, 2024 | Volkswagen Tiguan S | AAA | $148 | Jack, 40 | • State Minimum Liability • Comp / Collision |
October 1, 2024 | Volkswagen Jetta 2.5 Option Package 1 | Plymouth Rock | $85 | James, 37 | • 100,000/300,000 Liability |
October 1, 2024 | Volkswagen GTI | Safeco | $160 | Ernest, 34 | • State Minimum Liability • Comp / Collision |
September 22, 2024 | Volkswagen Jetta Sport | Bristol West | $86 | Ada, 59 Oxford, FL | • No Coverage Liability • Comp / Collision |
September 19, 2024 | Volkswagen Jetta SEL Premium | Allstate | $305 | Carrie, 30 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Oct 7, 2024The best car insurance companies for Volkswagen drivers
Shopping for car insurance
can be a challenge since it has to be the right fit for your vehicle and you as the driver.Jerry’s data has shown there’s no one-size-fits-all car insurance provider for all Volkswagen drivers. That’s because the best car insurance policy for you will also depend on your location, driving record, age, and more.
Check out how Volkswagen drivers rate different insurance companies below.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Insurance costs for popular Volkswagen models
One of many factors that determines your auto insurance cost is what Volkswagen model you drive. Your rate may be influenced by details like your vehicle’s:
- Safety features: More advanced safety features and high safety ratings usually translate to lower insurance costs. 2023 Volkswagen Golf Rs, ID.4s, andTiguansall earned Top Safety Pick + ratings from the Insurance Institute for Highway Safety (IIHS), making them good candidates for saving in the name of safety.
- Vehicle value: The higher your vehicle’s value, the more it will likely cost to replace—meaning you might pay more for full coverage on a newGolf Rthan you would on a new Taos.
- Vehicle class: SUVs are often one of the most affordable vehicle types to insure, while hybrids, EVs, sedans, and luxury vehicles can cost more.
- Engine size: Engines with more horsepower can be appealing to performance-oriented drivers, but they can also come with a higher risk for speeding and other violations. As a result, more powerful Volkswagen engines may come with higher insurance costs.
- Availability of replacement parts: If you drive an older or less common Volkswagen, it may be more difficult to source certain replacement parts, which could raise your car insurance costs.
- Cost of repairs: Typical costs for your particular Volkswagen when various types of repairs are needed will also affect your insurance costs. When the electric ID. Buzz is available, for example, certain electrical components may come with higher repair costs.
Take a look at average car insurance costs for various types of Volkswagen models.
| Car | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$97 | $179 | |
Volkswagen Passat | $96 | $189 |
Volkswagen Tiguan | $91 | $166 |
Volkswagen GTI | $83 | $187 |
Volkswagen CC | $105 | $196 |
$86 | $143 | |
Volkswagen Atlas | $77 | $169 |
Keep in mind: The amount and types of coverage you choose for your Volkswagen will also affect your cost of insurance.
Minimum coverage insurance
is the minimum amount of car insurance coverage required by law in your state. Usually, this will consist of a low amount of liability insurance
, including bodily injury liability and property damage liability. In no-fault states, you might also see additional minimum requirements, such as for personal injury protection (PIP)
.Full-coverage insurance
, in addition to your state’s minimum requirements, will usually add collision
and comprehensive coverage
to your policy, which will help cover damage to your own vehicle under a variety of circumstances. Depending on the provider and your state, it might also include coverage types like PIP, uninsured motorist coverage, or medical payments (MedPay) coverage.
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Sean S.
Volkswagen ID.4 insurance costs
The Volkswagen ID.4’s practical features make it an appealing EV for the masses—but you’ll want to anticipate insurance costs before you decide to buy one yourself.On average, Volkswagen ID.4 insurance costs $171 per month for full coverage
Trim level
won’t only affect your Volkswagen ID.4’s purchase price—it could also affect your car insurance rate, since higher trim levels can come with higher values and extra features that would be more costly to replace. Here’s a rundown of the trim levels available on the 2024 Volkswagen ID.4:
- Standard: Starting at $38,995, the ID.4 Standard has an EPA-estimated range of 209 miles, a 62kWh battery, heated front seats, IQ.DRIVE driver assistance features, and wireless charging capabilities.
- Pro: Starting at $43,995, the Pro offers the longest range available on the ID.4: up to 275 miles. It also has an 82kWh battery, heated front seats and a heated windshield, and DC fast-charging capability, plus a trailer hitch and up to 295 hp if you opt for all-wheel drive.
- S: Starting at $43,995, the 2023 Volkswagen S upgrades the alloy wheels from 19 inches to 20 inches. It also adds a panoramic glass roof, heated steering wheel, and hands-free power liftgate. It has an EPA-estimated range of 209 miles.
- Pro S: Starting at $48,995, the 2023 Volkswagen ID.4 Pro S has many of the same offerings, but with the larger 82 kWh battery back for a longer range of up to 275 miles.
- Pro S Plus: Starting at $51,445, the 2023 Volkswagen ID.4 Pro S Plus offers the maximum battery range of up to 275 miles, heated front and rear seats, three-zone automatic climate control, and a rear-view camera system with area view.
Volkswagen Beetle insurance costs
Volkswagen’s most iconic car, the Beetle, offers solid fuel economy and a comfortable interior—making it an ideal choice for compact car drivers.
According to Jerry’s data, the average Volkswagen Beetle insurance policy costs $152 for full coverage per month and $75 for state-minimum coverage. But keep in mind your own Beetle car insurance costs will depend on factors like its model year, your driving record, the coverage options you choose, and more
The last model year for the Volkswagen Beetle was 2019. Here’s how those trim levels break down:
- S: Originally starting at $20,895, the 2023 Volkswagen Beetle S has 16-inch alloy wheels, blind spot monitor, and Bluetooth capability. The standard engine is a 2.0L turbo with up to 174 hp.
- Final Edition SE: Originally starting at $23,045, the Beetle Final Edition SE sports a panoramic sunroof, leatherette upholstery, 17-inch alloy wheels, and heated front seats.
- SE: Originally starting at $24,395, the 2023 Volkswagen Beetle SE features dual-zone climate control, push-button start, and a 6.30-inch touchscreen infotainment system.
- Final Edition SEL: Originally starting at $25,995, the 2019 Volkswagen Beetle Final Edition SEL dons 18-inch alloy wheels, sport seats, daytime running lights, and park distance control.
Take a look at average insurance costs for the various Volkswagen Beetle trim levels.
Check out some real insurance quotes from Volkswagen Beetle drivers.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Volkswagen Beetle | Progressive | $179 | Violet, 22 | • State Minimum Liability |
| Volkswagen Beetle S | Nationwide | $89 | Bernard, 34 | • 50,000/100,000 Liability • Comp / Collision |
| Volkswagen Beetle Turbo | Allstate | $362 | Adrian, 57 | • 100,000/300,000 Liability • Comp / Collision |
| Volkswagen Beetle | AAA | $218 | Brent, 60 | • State Minimum Liability • Comp / Collision |
| Volkswagen Beetle 1.8T | National General | $247 | John, 34 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Oct 9, 2024Volkswagen Jetta insurance cost
A relatively comfortable cabin, good fuel economy, and accessible starting price make the Volkswagen Jetta a strong contender for drivers looking for their next sedan.
On average, Volkswagen Jetta insurance costs $179 per month for full coverage and $97 per month for state minimum coverage. Costs vary based on trim model, driver profiles, and other factors.
The 2024 Volkswagen Jetta has four available trim levels:
- S: Starting at $20,665, the 2023 Volkswagen Jetta S offers forward collision warning and autonomous emergency braking, an 8-inch digital infotainment screen, and LED headlights and taillights.
- Sport: Starting at $21,555, the 2023 Volkswagen Jetta Sport comes with 17-inch alloy wheels, front sport seats, black interior and exterior accents, a 6-speed manual transmission, and an XDS cross differential system.
- SE: Starting at $24,385, the 2023 Volkswagen Jetta SE features IQ.DRIVE driver assistance features, a push-button start, and heated front seats.
- SEL: Starting at $28,385, the 2023 Volkswagen Jetta SEL offers leather seating, heated and ventilated front seats, heated second-row seats, a panoramic sunroof, and wireless charging capability.
The table below shows how average insurance costs for Volkswagen Jetta trim levels compare.
Check out some real insurance quotes from Volkswagen Jetta drivers.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Volkswagen Jetta R-Line | Progressive | $129 | Nina, 58 Troup, TX | • 100,000/300,000 Liability • Comp / Collision |
| Volkswagen Jetta SEL Premium | Allstate | $305 | Joe, 30 | • 50,000/100,000 Liability • Comp / Collision |
| Volkswagen Jetta SEL | AAA | $103 | Sophie, 34 | • State Minimum Liability |
| Volkswagen Jetta TDI | Safeco | $192 | Adrian, 24 | • State Minimum Liability • Comp / Collision |
| Volkswagen Jetta GLS | Bristol West | $88 | Troy, 63 Brockton, MA | • State Minimum Liability |
Last Updated Oct 5, 2024Over 4,000,000 customers and counting
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Great insurance at an affordable price, always good approvals.
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Very good prices! Compared to almost every other company they definitely were the cheapest and offered the same things
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Volkswagen Golf R insurance costs
The Golf R offers many of the perks available from the Golf GTI—but with more performance potential. The 2023 Golf R can generate up to 315 hp, comes with all-wheel drive as a default, and has a standard 6-speed manual transmission.
For the 2023 model year, its higher starting MSRP may leave you paying more for insurance than cheaper VW models, but on the other hand, its status as a Top Safety Pick+ with the IIHS may benefit you.
On average, it costs $161 per month to buy full coverage car insurance for a Volkswagen Golf R and $119 per month for state minimum coverage.
The 2023 Volkswagen Golf R comes in just two trims:
- Golf R: Starting at $44,740, the base 2023 Volkswagen Golf R features 4MOTION all-wheel drive, a torque vectoring system, a panoramic sunroof, three-zone automatic climate control, and a premium Harman Kardon audio system.
- Golf R 20th Anniversary Edition: Starting at $45,390, the 2023 Volkswagen Golf R 20th Anniversary Edition omits the sunroof and adds various cosmetic details like “20 Years” logos and carbon fiber interior trim.
Here is average insurance cost of Volkswagen Golf R.
The table below shows real quotes for Volkswagen Golf Rs that drivers found with Jerry.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Volkswagen Golf | Progressive | $136 | Rosa, 37 | • State Minimum Liability |
| Volkswagen Golf Alltrack S | Nationwide | $200 | Tommy, 26 Cincinnati, OH | • 50,000/100,000 Liability • Comp / Collision |
| Volkswagen Golf R | Travelers | $108 | Frederick, 24 Greenland, NH | • 100,000/300,000 Liability • Comp / Collision |
| Volkswagen Golf Sportwagen TDI S | AAA | $145 | Lee, 28 Hebron, CT | • State Minimum Liability • Comp / Collision |
| Volkswagen Golf | Infinity | $103 | Carolyn, 24 | • State Minimum Liability |
Last Updated Oct 8, 2024Volkswagen Tiguan insurance costs
The Volkswagen Tiguan sports a spacious interior, offers just enough comfort at the base level to satisfy most drivers, and makes for a relatively affordable compact crossover.
Combine that with its high safety ratings for the 2023 model year, and it’s possible choosing this Volkswagen model could help keep your car insurance costs low.
The average cost for Volkswagen Tiguan insurance is $166 per month for full coverage and $91 per month for state minimum coverage.
The 2024 Volkswagen Tiguan is available in four different trim levels:
- S: Starting at $26,950, the 2023 Volkswagen Tiguan S offers Front Assist and Blind Spot Monitor, LED headlights and taillights, LED daytime running lights, a seating capacity of seven, heated front seats, and second-row air vents.
- SE: Starting at $30,580, the 2023 Volkswagen Tiguan SE adds a power liftgate, wireless charging capability, remote start, and dual-zone automatic climate control.
- SE R-Line Black: Starting at $33,310, the 2023 Volkswagen Tiguan SE R-Line Black has many of the same features as the SE trim but adds cosmetic details like black accents and R-Line badging. The panoramic sunroof that’s optional on the SE trim is standard with the SE R-Line.
- SEL R-Line: Starting at $37,680, the 2023 Volkswagen Tiguan SE R-Line offers the most comfort and convenience features, which include a premium Fender audio system, ventilated front seats, heated and power-folding side mirrors, and a hands-free power liftgate.
Here is average insurance cost of Volkswagen Tiguan based on trim levels
Check out these average Tiguan insurance costs and real quotes that VW drivers found with Jerry.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Volkswagen Golf | Progressive | $136 | Rosa, 37 | • State Minimum Liability |
| Volkswagen Golf Alltrack S | Nationwide | $200 | Tommy, 26 Cincinnati, OH | • 50,000/100,000 Liability • Comp / Collision |
| Volkswagen Golf R | Travelers | $108 | Frederick, 24 Greenland, NH | • 100,000/300,000 Liability • Comp / Collision |
| Volkswagen Golf Sportwagen TDI S | AAA | $145 | Lee, 28 Hebron, CT | • State Minimum Liability • Comp / Collision |
| Volkswagen Golf | Infinity | $103 | Carolyn, 24 | • State Minimum Liability |
Last Updated Oct 8, 2024Are Volkswagens more expensive to insure?
Compared to the average cost of other cars, Volkswagen vehicles cost -- to insure.
Cheapest Volkswagens to insure
The cheapest Volkswagen model to insure is the 2010 Volkswagen Touareg, with an average monthly premium of $29 for state minimum coverage and an average of $184 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
2010 Volkswagen Touareg | $77 | $184 |
2011 Volkswagen Routan | $77 | $198 |
2013 Volkswagen Routan | $77 | $147 |
2022 Volkswagen Volkswagon Taos | $77 | $163 |
2021 Volkswagen Tiguan | $77 | $203 |
Most expensive Volkswagens to insure
The most expensive Volkswagen model to insure is 2011 Volkswagen CC, with an average monthly premium of $138 for state minimum coverage and an average of $209 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
2011 Volkswagen CC | $138 | $209 |
2021 Volkswagen Passat | $136 | $243 |
2013 Volkswagen CC | $135 | $240 |
2023 Volkswagen Tiguan | $126 | $197 |
2019 Volkswagen Atlas | $124 | $160 |
Remember: Vehicle type is only one influencing factor when it comes to car insurance costs. Providers will also look at your driving history, location, age, credit history, and other factors when
calculating your car insurance rate
. For this reason, shopping for personalized car insurance quotes can give you a better sense of what you may pay for insurance than comparing averages by vehicle type alone.
What factors affect Volkswagen car insurance rates?
A variety of factors affect the cost of your car insurance premium, including:
- Vehicle cost: Collision and comprehensive coverage will usually cost more for high-value vehicles, like luxury, high-performance, and sports cars.
- Vehicle age: Newer vehicles will usually cost more to insure because of factors like higher values and more advanced technology.
- Cost of parts: High-value or uncommon models often have higher replacement and repair costs, which could raise your rate.
- Your age: Drivers younger than 25—especially teens—will pay some of the highest insurance costs on average. From age 25 and onward, costs tend to decrease until about age 75, when costs can increase again.
- Your driving record and claims history: Drivers with more violations, accidents, or past insurance claims can usually expect to pay more for car insurance. On the other hand, drivers with clean driving records can usually qualify for some of the lowest car insurance rates.
- Where you keep your car: Your neighborhood and the risk factors it presents, like road conditions, population density, weather patterns, and crime rates can all affect your premium. Even within the same city, different ZIP codes may qualify for different rates. Being able to park your vehicle in a monitored parking lot or locked garage can often get you lower rates.
These are some Volkswagen-specific factors that could affect your auto insurance rate:
- Imports: Volkswagen vehicles are imported, meaning replacement costs could be higher when compared with domestic models.
- Safety: Volkswagen vehicles tend to get good safety ratings, which can help keep insurance costs lower.
- Reliability: Volkswagen has a good reputation when it comes to reliability and safety, which means you might have a lower risk of needing to file a claim.
Volkswagen insurance cost for young drivers
On average,
teen drivers
aged 16 to 19 pay the highest insurance rates out of any age group. This is largely because they’re still gaining experience behind the wheel.For teens who own their own car—especially if it’s newer or higher in value—full coverage is essential since teens have a higher accident rate than older, more experienced drivers.
Generally, teen drivers will have much lower insurance costs on a parent or guardian’s policy than they’d see on a policy of their own. Some young drivers could additionally benefit from good student and safe driver discounts.
Pauline (24 years old)
CoverageState Minimum
Mercersburg, PA
Volkswagen Jetta SEL$172
per month
Hettie (22 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Volkswagen GTI S/SE$403
per month
Gabriel (23 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Volkswagen Jetta SEL$303
per month
Pearl (22 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Volkswagen Taos SE$198
per month
Ethel (21 years old)
CoverageState Minimum
Peach Bottom, PAVolkswagen Passat SEL$304
per month
Volkswagen insurance cost for senior drivers
While still not as high as average rates seen with teen drivers,
car insurance rates for seniors
still tend to rise as drivers reach their mid-70s. This is in part due to an increased risk for accidents and the risk for more severe injuries if a collision does occur.
Gilbert (65 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Volkswagen Jetta SE$127
per month
Christine (65 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Roseville, CAVolkswagen Jetta$109
per month
Duane (75 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Volkswagen Jetta SE$382
per month
Caleb (65 years old)
$270
per month
Volkswagen insurance cost for drivers with driving violations
Your Volkswagen auto insurance costs will also depend on your driving record. Volkswagen owners with clean driving records and no at-fault accidents can expect to see the cheapest rates. On the flip side, you might pay more if your driving record shows any of the following:
- Speeding tickets
- DUIs
- At-fault accidents
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Volkswagen drivers with a speeding ticket
If you have speeding tickets on your record, the impact on your car insurance rate might depend on the severity of the violation. For example, speeding 20 mph over the speed limit would likely give you a much steeper increase than speeding 5 mph over the speed limit.
Repeat violations will have a more substantial impact, too.
Here’s a look at rates Volkswagen drivers with varying types of speeding tickets have found with Jerry’s help.
Cheapest car insurance for Volkswagen drivers with a DUI
DUI convictions
often come with the steepest car insurance rate increases.That said, drivers’ rates can still vary significantly from one provider to the next, which makes it a good idea to shop around for quotes.Jerry has helped many Volkswagen drivers obtain affordable auto insurance rates after a DUI.
Charlie (40 years old)
DUI
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$77
per month
Jesus (35 years old)
DUI
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$71
per month
Cheapest car insurance for Volkswagen drivers after an accident
Your car accident or claim history will also have a significant effect on your Volkswagen car insurance rate. A recent at-fault accident could leave you paying significantly more for car insurance, but shopping around for car insurance quotes could help you find a lower rate.
The table below shows rates that other Volkswagen drivers with accidents on their records found with Jerry.
| Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
["At Fault With No Injury","Not At Fault"] | Volkswagen Jetta SEL | Progressive | $172 | Jeremiah, 24 Mercersburg, PA | • State Minimum Liability • Comp / Collision |
[] | Volkswagen GTI S | Travelers | $115 | Jordan, 32 | • 100,000/300,000 Liability • Comp / Collision |
["At Fault With Injury","At Fault With No Injury","Not At Fault"] | Volkswagen CC Sport | Safeco | $209 | Della, 27 | • State Minimum Liability |
[] | Volkswagen Tiguan S | AAA | $148 | Steve, 40 | • State Minimum Liability • Comp / Collision |
["At Fault With No Injury"] | Volkswagen Tiguan SE | National General | $604 | Dylan, 36 | • No Coverage Liability • Comp / Collision |
Last Updated Oct 5, 2024Cheapest car insurance for Volkswagen drivers with other driving violations on their record
Besides speeding tickets and DUIs, there are plenty of other types of driving violations that could leave you paying more for car insurance.
From reckless driving to failure to yield to
driving on a suspended license
, here are rates that Volkswagen drivers with different violation types found with Jerry’s help.| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Volkswagen Jetta | Progressive | $96 | Carrie, 35 | • State Minimum Liability |
Defective Equipment | Volkswagen Jetta SE | Allstate | $163 | Sarah, 43 | • 50,000/100,000 Liability • Comp / Collision |
Failure to Obey Signal | Volkswagen Jetta S | Nationwide | $108 | Nathaniel, 43 Jacksboro, TN | • State Minimum Liability • Comp / Collision |
Wrong Way/Wrong Lane | Volkswagen Jetta GLI | Safeco | $303 | Ryan, 28 Arvada, CO | • State Minimum Liability • Comp / Collision |
Cell Phone | Volkswagen Jetta S | Mercury | $177 | Elva, 31 | • 30,000/60,000 Liability • Comp / Collision |
Careless Driving | Volkswagen Tiguan SE | Bristol West | $169 | Jeffrey, 29 | • 25,000/50,000 Liability |
Driving on Sus. License | Volkswagen NEW Beetle GLS | Progressive | $95 | Ina, 40 | • No Coverage Liability |
Failure to Obey Signal | Volkswagen Tiguan S | AAA | $148 | Lena, 39 | • State Minimum Liability • Comp / Collision |
Seat Belt | Volkswagen Jetta S | Plymouth Rock | $109 | Rena, 29 | • 15,000/30,000 Liability • Comp / Collision |
Improper Passing | Volkswagen Jetta S | National General | $159 | Floyd, 23 | • State Minimum Liability |
Last Updated Oct 9, 2024How can I lower the cost of my Volkswagen car insurance?
There are all sorts of ways to minimize what you pay for {Volkswagen} car insurance. Courtesty of the experts at Jerry, here are some of our top tips:
- Shop around: Since different car insurance companies use different methodologies to calculate rates,shopping around for insurance coverageand comparing quotes from multiple providers is one of the easiest ways to find savings on car insurance. Jerry makes this process even easier by fetching you quotes from over 50 top insurance companies in minutes. If you find an option you like, Jerry can even help you set up your new policy and cancel your old one.
- Do some research before car shopping: If you’re buying a new Volkswagen, do some research on average insurance rates for different models. Vehicles with lower values and higher safety ratings and security features can often have lower insurance costs.
- Bundle your insurance policies: Most providers will offer you a discount if youbundle your auto insurancewith other insurance products, like your home or renters insurance policy.
- Enroll in a telematics program: Some providers offer discounts for participating in telematics programs that use devices to monitor your driving habits. If the data deems you a safe driver, you could qualify for acar insurance discount, and some may give you a discount just for signing up.
- Reduce your coverage: If you have older cars lower in value, you canreduce coverageon them to lower your bill—if it makes sense for your situation. Dropping full coverage can be worth considering if your car’s value has fallen below the annual cost of your premium.
- Raise your deductible: Yourdeductibleis the amount of money you would need to pay out of pocket before your collision or comprehensive coverage would kick in. Choosing a higher deductible can help you reduce your monthly insurance costs.
FAQs
Are Volkswagens expensive to insure?
Thanks to generally good reliability and safety ratings, Volkswagens tend to be relatively affordable to insure. That said, Volkswagen insurance rates can vary significantly depending on the vehicle and trim level you choose.
What is the warranty on new VWs?
Volkswagen offers Carefree Coverage as standard for all new models. This includes a new vehicle limited warranty of four years or 50,000 miles—whichever comes first.
This includes two years or 20,000 miles of scheduled maintenance, three years of roadside assistance, You can check in with your Volkswagen dealer or Volkswagen’s website for additional details and exclusions
How much is insurance for a Volkswagen Jetta?
The average cost for Volkswagen Jetta insurance is $179 for full coverage and $97 for state minimum coverage.
Keep in mind that your actual Volkswagen Jetta insurance costs will depend on a variety of factors, like your Jetta’s model year and trim level, as well as information specific to you, like your age, location, driving record, and more.
How much is insurance for a VW Tiguan?
The average cost for Volkswagen Tiguan insurance is $166 for full coverage and $91 for state minimum coverage.
How much you’ll pay for VW Tiguan car insurance will depend on a variety of factors, like your trim level, model year, insurance history, location, driving record, age, and more.
How much does it cost to insure a VW Beetle?
The average cost for Volkswagen Beetle insurance is $152 for full coverage and $72 for state minimum coverage.
Your actual Volkswagen Beetle costs will depend on various factors like its model year and trim level, as well as details specific to you, like your driving record, location, insurance history, and discounts you’re eligible for.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet Our Experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.