How much does Pontiac car insurance cost? 

How to find the cheapest Pontiac car insurance quote? 

Last Updated Sep 27, 2023

The best car insurance companies for Pontiac drivers

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Pontiac models 

Safety features: Since Pontiac was discontinued, the features reflect older options available 10+ years ago. You won’t have high-tech options like Lane Assist or parking features that could lower insurance premiums, though you might have a backup camera and airbag.
Vehicle value: This is where it gets complicated. Pontiacs will automatically be older cars, but they are popular with collectors, which can drive up the value of much older cars. An average sedan like the
G3
is about what you expect for a used car, but the ever-popular GTO is considered a vintage collectible and can rack up those bids at an auction, so you might want extra insurance to protect that collectible!
Vehicle class: A smaller class, like a sedan
G6
, will generally be cheaper to insure than a
Solstice
sports car. More than one vehicle in Pontiac’s lineup is now considered classic, such as the
Firebird
, so that also makes a difference.
Engine size: One of the things Pontiac became known for was their muscle cars, which are all about power. A muscle car, like a GTO, is considered riskier due to the more powerful engine, while a sedan or hatchback has a more down-to-earth, everyday engine and will be cheaper to insure.
Availability of replacement parts: Because Pontiac is no longer manufactured, the parts can be harder to find, especially if you’re talking about a collectible like the Firebird. And if it’s a genuine vintage car, like a GTO from the 60s, that adds to the difficulty. Since this makes repairs harder, it adds to the expense, so an insurance company might charge you more to offset their potential cost.
Cost of repairs: Fortunately, maintenance costs tend to be lower for Pontiacs thanks to their reliability, and you’ll find plenty of mechanics familiar with the vehicles, so you won’t struggle to find affordable options. The biggest exception will be the collectible vehicles.

Pontiac Firebird insurance costs 

Hatchback Base: (KBB Fair value $8,200) You get a 3.8-liter, V6 engine with 200 horsepower. Forget cargo space, this two-door sports car combines looks and power, and it’s easy to see why it’s still a popular option.
Formula
: (KBB Fair value $12,750) You get an upgrade on the engine, with a 5.7-liter V8 engine that comes in at 310 horsepower. The biggest difference is that extra oomph you get while behind the wheel.
Trans Am: (KBB Fair value $12,600) This trim is similar to the Formula as far as the engine specs, but it upgrades you to an all-leather version. This gives you a chance to combine a more powerful motor with luxury.
Convertible Base: (KBB Fair value $9,600) This is similar to the hatchback base, with the same 3.8-liter, V6 engine and 200 horsepower. The most significant difference is that convertible part–you can drive with the top down for that vintage Hollywood vibe.
Trans Am: (KBB Fair value $11,000) This is just like the other Trans Am, complete with the 5.7 liter, V8 engine with 310 horsepower and the leather seating, you just get to decide whether you want to bother with the roof while driving.

Last Updated Sep 27, 2023

Pontiac G6 insurance costs 

2010 Fleet: (KBB Fair market value $6,220) This modest sedan gives you a 2.4 liter, four-cylinder in-line engine that puts out 164 horsepower. You may even find examples that include satellite radio, which was an available upgrade at the time. This car was made for everyday use, nothing fancy, but reliable.
2005-2009 Sedan: (KBB Fair market value $3,800-6,220) The G6 started with a 3.5 liter, pushrod V6 engine with 200 horsepower, and you could choose manual or automatic transmission options. Later versions offered a 3.9 liter, V6 engine for 227 horsepower, a slight upgrade. The sedan had pretty standard options, like a CD player and six speakers.
2006-2009 Coupe: (KBB Fair market value $3,840-5,870) The coupe kept things modest with a 2.4 liter, four-cylinder engine with 169 horsepower, and an optional 3.5 liter V6 engine. Automatic transmission was the standard, though owners could opt for a manual transmission.
2006-2009 Convertible: (KBB Fair market value $4,190-6,340) The convertible followed in the coupe’s tracks as far as the engine specs and other details, but it offers owners the option to retract the roof.

Last Updated Sep 27, 2023

Pontiac Grand Prix insurance cost

Base: (KBB Fair market value $5,425) The base gave you 200 horsepower thanks to a 3.8 liter, V6 engine. You got some pretty standard basics, like a CD player, and extras like cruise control, while you could opt in for satellite radio and leather seats.
GXP
: (KBB Fair market value $6,775) The engine is the most significant difference between the two trims—a 5.3 liter, V8 engine with 303 horsepower. You also get some extras like standard leather seats and fog lights.

Last Updated Sep 24, 2023

Pontiac Vibe insurance costs 

Hatchback Base: (KBB Fair market value $8,000) You started with a basic 1.8 liter, four-cylinder inline engine, and 132 horsepower. The base trim was a manual transmission, front-wheel drive (FWD) model with cloth bucket seats and a basic sound system. Thanks to several packages, like a sound package, you could add some extras, but the base was about practicality and saving money, just the basics.
2.4-liter engine: You can go in for a better engine with 158 horsepower. You can choose the Front Wheel Drive (FWD) or All Wheel Drive (AWD) version, but you’re still driving a stick shift. One major bonus–air conditioning is standard on this version!
Vibe GT
:  (KBB Fair market value $8,300) This trim also uses the 2.4-liter, four-cylinder engine and gets 158 horsepower, so you get more power behind you when using that gas pedal. The focus is on improving the motor for higher speeds, so if you put in a lot of miles on the highway, this is a better option.

Last Updated Sep 27, 2023

Are Pontiacs more expensive to insure?

Cheapest Pontiacs to insure

Most expensive Pontiacs to insure

What factors affect Pontiac car insurance rates?

Vehicle cost: Collision and comprehensive coverage are usually lower for older vehicles like a Pontiac, but it depends on whether you have a classic car. 
Vehicle age: Since Pontiacs are used, that will save you some money, but the old cars from the 60s and 70s are often considered collectible, which drives up both vehicle value and insurance costs.
Cost of parts: Because Pontiacs are no longer produced, you might have a harder time finding the right replacement parts, but you could also find some good deals with refurbished items. 
Your age: If you are under 25, you can expect to pay more since you have less driving experience, but senior drivers will also see higher insurance rates once they turn 70. 
Your driving record and claims history: If you have a
clean driving record
, expect to see a break on your cost versus a driver with a history of accidents or other violations.
Where you live: Big cities often mean higher costs than rural locations.

Materials: Pontiacs have almost no high-tech parts, unlike recent vehicles, so you don’t need to worry about expensive repairs.
Safety: Pontiacs are generally considered safe and have high safety ratings, while the lower horsepower behind those engines means insurance companies consider them less risky.
Reliability: Pontiacs get higher than average reliability ratings, while they have an average lower maintenance cost because they don’t break down as much. 
Brand: Since
GM
owned Pontiac, it was easier to access parts and repair services. The age of the vehicles now makes this a bit harder since Pontiacs are no longer made, but most cars also don’t require rare materials either.

Pontiac insurance cost for young drivers

AAA

Betty (23 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Richlands, VA

Pontiac Sunfire

$163

per month

Travelers

Estella (21 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Fort Carson, CO

Pontiac Vibe

$306

per month

Nationwide

Randy (24 years old)

Coverage

State Minimum

Lincoln, NE

Pontiac G6

$164

per month

Safeco

Arthur (22 years old)

Coverage

State Minimum

Knoxville, TN

Pontiac Grand Prix GT

$115

per month

Mercury

Aaron (19 years old)

Coverage

State Minimum

Cedartown, GA

Pontiac G6 GT

$279

per month

Pontiac insurance cost for senior drivers

Safeco

Max (67 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Union Dale, PA

Pontiac G5

$63

per month

AAA

Luke (65 years old)

Coverage

State Minimum

Bristol, PA

Pontiac Grand AM GT

$71

per month

Travelers

Albert (65 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Big Spring, TX

Pontiac Torrent

$66

per month

Nationwide

Rosetta (73 years old)

Coverage

State Minimum

Albany, GA

Pontiac Vibe

$90

per month

National General

Phillip (68 years old)

Coverage

30,000 per person

60,000 per accident bodily injury

Richlands, VA

Pontiac Vibe

$67

per month

Pontiac insurance cost for drivers with driving violations 

Speeding tickets
DUIs
At fault accidents
Reckless driving
Driving on a suspended license

Cheapest car insurance for Pontiac drivers with a speeding ticket

Last Updated Sep 25, 2023

Cheapest car insurance for Pontiac drivers with a DUI

Progressive

Nicholas (41 years old)

DUI

Coverage

State Minimum

Chillicothe, OH

Pontiac Vibe

$67

per month

Allstate

Lucy (33 years old)

DUI

Coverage

State Minimum

South San Francisco, CA

Pontiac G6 GT

$150

per month

Infinity

Melvin (31 years old)

DUI

Coverage

State Minimum

Cantonment, FL

Pontiac Torrent

$248

per month

Bristol West

Kenneth (42 years old)

DUI

Coverage

State Minimum

Poplar Bluff, MO

Pontiac G6

$66

per month

National General

Logan (30 years old)

DUI

Coverage

State Minimum

Newton, NC

Pontiac Sunfire SE

$62

per month

Cheapest car insurance for Pontiac drivers after an accident

Last Updated Sep 23, 2023

Cheapest car insurance for Pontiac drivers with other driving violations on their record

Last Updated Sep 27, 2023

How can I lower the cost of my Pontiac car insurance?

Shop around:
Comparison shop before picking insurance coverage
to get the best price and option for you. Jerry helps you out by gathering quotes from over 50 major insurance companies so that you can compare options. And if you see an offer you’re interested in, Jerry can help you sign up for that new policy and cancel the old one.
Opt for a less expensive model: Pontiacs are already used, which helps, but some models are more in demand or considered vintage. You might want a classic GTO, but can you afford one? And remember, pricier models make your insurance rate go up.
Bundle your insurance policies:
Bundling home and auto insurance
with the same company can mean a discount. 
Participate in a telematics program: Some insurance providers monitor your driving habits using technology. If you demonstrate you are a safe driver, you might be eligible for a cut on your auto insurance premium.
Reduce your coverage: If you have an older Pontiac that isn’t considered vintage, think about
cutting back on coverage
to lower your bill. Save the extra insurance for a collectible or other valuables.
Raise your deductible: Upping how much you pay out of pocket for a deductible can save you on insurance premiums–just be sure the deductible isn’t too high.

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