PriceProtect™
DriveShield™
GarageGuard™
Date | Car | Insurance company | Premium (monthly) | Customer | Insurance coverage |
---|---|---|---|---|---|
September 6, 2024 | RAM 1500 Classic SLT | Safeco | $153 | Landon, 61 | • 50,000/100,000 Liability • Comp / Collision |
September 2, 2024 | RAM 1500 Sport | AAA | $293 | Helena, 27 | • State Minimum Liability • Comp / Collision |
August 29, 2024 | RAM 1500 BIG Horn/lone Star | Allstate | $441 | Hallie, 30 Charleston, SC | • 50,000/100,000 Liability • Comp / Collision |
August 28, 2024 | RAM 1500 SLT | State Auto | $123 | Phoebe, 30 | • State Minimum Liability • Comp / Collision |
August 27, 2024 | RAM 1500 SLT | Travelers | $251 | Lizzie, 41 | • 100,000/300,000 Liability • Comp / Collision |
Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
---|---|---|---|---|
Safeco | 4.6 | 4.4 | 4 | 4.5 |
Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
AAA | 4.2 | 4 | 3.8 | 4.4 |
Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
USAA | 4 | 3.5 | 4.5 | 4.2 |
State Farm | 4 | 3.4 | 3.8 | 4.2 |
Farmers | 4 | 3.4 | 4.1 | 3.9 |
Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
Car | Average Full Coverage Insurance Cost | Average State Minimum Insurance Cost |
---|---|---|
Ram 1500 | $187 | $98 |
Car | Monthly minimum coverage cost | Monthly full coverage cost |
---|---|---|
1500 RAM BIG Horn/lone Star | $88 | $191 |
1500 RAM Classic Laramie | $186 | $282 |
1500 RAM Classic SLT | $103 | $199 |
1500 RAM Classic Tradesman | $93 | $198 |
1500 RAM Classic Warlock | $96 | $178 |
1500 RAM Laramie | $86 | $191 |
1500 RAM Limited | $85 | $199 |
1500 RAM Longhorn | $152 | $207 |
1500 RAM Rebel | $107 | $180 |
1500 RAM SLT | $106 | $177 |
1500 RAM Sport | $100 | $184 |
1500 RAM ST | $93 | $184 |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
2023 RAM 1500 Classic Tradesman | Progressive | $243 | Marguerite, 32 | • No Coverage Liability • Comp / Collision |
2023 RAM 1500 BIG Horn/lone Star | National General | $628 | Danny, 25 | • 50,000/100,000 Liability • Comp / Collision |
2023 RAM 1500 BIG Horn/lone Star | Clearcover | $258 | Sadie, 44 | • State Minimum Liability • Comp / Collision |
2023 RAM 1500 BIG Horn/lone Star | Dairyland | $400 | Gilbert, 25 | • 50,000/100,000 Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
2022 RAM 1500 BIG Horn/lone Star | Progressive | $331 | Janie, 45 | • 50,000/100,000 Liability • Comp / Collision |
2022 RAM 1500 BIG Horn/lone Star | Allstate | $213 | Phoebe, 35 | • 100,000/300,000 Liability • Comp / Collision |
2022 RAM 1500 BIG Horn/lone Star | Travelers | $135 | Lida, 56 | • 100,000/300,000 Liability • Comp / Collision |
2022 RAM 1500 BIG Horn/lone Star | Safeco | $165 | Gerald, 36 Keene Valley, NY | • 100,000/300,000 Liability • Comp / Collision |
2022 RAM 1500 BIG Horn/lone Star | Mercury | $372 | Vincent, 29 | • State Minimum Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
2021 RAM 1500 BIG Horn/lone Star | AAA | $229 | Esther, 49 Cordell, OK | • 50,000/100,000 Liability • Comp / Collision |
2021 RAM 1500 Longhorn | Allstate | $541 | Olive, 29 Dallas, TX | • 100,000/300,000 Liability • Comp / Collision |
2021 RAM 1500 Laramie | Plymouth Rock | $89 | Daisy, 37 Oxford, CT | • State Minimum Liability |
2021 RAM 1500 Rebel | Mercury | $72 | Rhoda, 54 Appling, GA | • 50,000/100,000 Liability • Comp / Collision |
2021 RAM 1500 Limited | Bristol West | $303 | Francis, 39 | • State Minimum Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $128 | Nina, 65 Plymouth, NH | • 50,000/100,000 Liability • Comp / Collision | |
Allstate | $212 | Belle, 34 North Bangor, NY | • 100,000/300,000 Liability • Comp / Collision | |
2020 RAM 1500 BIG Horn/lone Star | Nationwide | $92 | Carolyn, 39 Chittenango, NY | • State Minimum Liability • Comp / Collision |
2020 RAM 1500 Laramie | AAA | $204 | Landon, 28 | • State Minimum Liability • Comp / Collision |
2020 RAM 1500 BIG Horn/lone Star | Bristol West | $150 | Tillie, 30 | • State Minimum Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
2019 RAM 1500 BIG Horn/lone Star | Allstate | $441 | Hallie, 30 Charleston, SC | • 50,000/100,000 Liability • Comp / Collision |
2019 RAM 1500 BIG Horn/lone Star | Travelers | $244 | Della, 51 Lawtons, NY | • 100,000/300,000 Liability • Comp / Collision |
2019 RAM 1500 Classic SLT | Mercury | $184 | Timothy, 44 | • State Minimum Liability • Comp / Collision |
2019 RAM 1500 Classic SLT | Plymouth Rock | $371 | Arthur, 35 | • 100,000/300,000 Liability • Comp / Collision |
2019 RAM 1500 BIG Horn/lone Star | State Auto | $110 | Marc, 35 | • 100,000/300,000 Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
2018 RAM 1500 ST | Progressive | $105 | Alejandro, 40 Cope, SC | • 50,000/100,000 Liability • Comp / Collision |
2018 RAM 1500 Sport | Nationwide | $118 | Carlos, 29 Holly Ridge, NC | • 100,000/300,000 Liability • Comp / Collision |
2018 RAM 1500 ST | Travelers | $97 | Fred, 30 Van Alstyne, TX | • State Minimum Liability • Comp / Collision |
2018 RAM 1500 ST | Bristol West | $475 | Jean, 41 | • 50,000/100,000 Liability • Comp / Collision |
2018 RAM 1500 SLT | Plymouth Rock | $148 | Jared, 58 | • State Minimum Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
2017 RAM 1500 SLT | Progressive | $146 | Manuel, 26 | • State Minimum Liability • Comp / Collision |
2017 RAM 1500 SLT | Travelers | $193 | Daisy, 59 | • 50,000/100,000 Liability • Comp / Collision |
2017 RAM 1500 SLT | Clearcover | $103 | Willie, 45 | • 50,000/100,000 Liability • Comp / Collision |
2017 RAM 1500 SLT | National General | $140 | Chester, 32 | • 100,000/300,000 Liability • Comp / Collision |
2017 RAM 1500 Laramie | Infinity | $148 | Grace, 54 | • 15,000/30,000 Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
2016 RAM 1500 SLT | Safeco | $104 | Rosetta, 38 | • 50,000/100,000 Liability • Comp / Collision |
2016 RAM 1500 SLT | National General | $187 | Alex, 62 | • 50,000/100,000 Liability • Comp / Collision |
2016 RAM 1500 Longhorn | Mercury | $156 | Elsie, 41 | • 100,000/300,000 Liability • Comp / Collision |
2016 RAM 1500 SLT | Clearcover | $133 | Mildred, 36 | • State Minimum Liability • Comp / Collision |
2016 RAM 1500 ST | Plymouth Rock | $243 | Johanna, 34 | • State Minimum Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
2015 RAM 1500 SLT | Progressive | $193 | Frances, 32 | • State Minimum Liability • Comp / Collision |
2015 RAM 1500 ST | Safeco | $127 | Carlos, 39 | • 50,000/100,000 Liability • Comp / Collision |
2015 RAM 1500 SLT | AAA | $166 | Dora, 56 | • 100,000/300,000 Liability • Comp / Collision |
2015 RAM 1500 SLT | Nationwide | $127 | Stella, 31 | • State Minimum Liability • Comp / Collision |
2015 RAM 1500 Sport | Travelers | $97 | Jeff, 47 Bentleyville, PA | • 100,000/300,000 Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
2014 RAM 1500 ST | State Auto | $115 | Ralph, 30 Gainesville, GA | • 50,000/100,000 Liability • Comp / Collision |
2014 RAM 1500 Longhorn | Bristol West | $335 | Bill, 35 | • 100,000/300,000 Liability |
2014 RAM 1500 ST | Gainsco | $196 | Ethan, 37 | • State Minimum Liability |
2014 RAM 1500 ST | National General | $116 | Lena, 39 | • 50,000/100,000 Liability • Comp / Collision |
2014 RAM 1500 SLT | Infinity | $264 | Lola, 49 | • No Coverage Liability |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
2013 RAM 1500 ST | Safeco | $149 | Antonio, 31 | • State Minimum Liability |
2013 RAM 1500 ST | National General | $116 | Pauline, 34 | • 50,000/100,000 Liability |
2013 RAM 1500 Laramie | Clearcover | $99 | Owen, 62 Coalville, UT | • 100,000/300,000 Liability • Comp / Collision |
2013 RAM 1500 SLT | State Auto | $142 | Cody, 37 | • State Minimum Liability • Comp / Collision |
2013 RAM 1500 Sport | Infinity | $114 | Antonio, 30 | • State Minimum Liability • Comp / Collision |
Car | Monthly minimum coverage cost | Monthly full coverage cost |
---|---|---|
Ram 1500 | $98 | $187 |
Acura MDX | $99 | $171 |
Dodge Caliber | $91 | $159 |
GMC Denali | $100 | $182 |
Volvo C70 | $77 | $132 |
Rating type | Rating |
---|---|
Headlights (varies by trim/option) | Good/Marginal depedning on trim/option |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Advanced |
Seat belt reminders | Marginal |
LATCH ease of use | Marginal |
Safety feature | Description |
---|---|
Pretensioners | Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision. |
Security system | The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used. |
Stability control | Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle. |
Anti-lock brakes | ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking. |
Side impact airbags | Side impact airbags for the front seats have been designed to protect the torso during a side impact collision. |
Overhead airbags | Overhead airbags are used to protect the occupant's heads in the event of a side collision or rollover. |
Front-impact airbags | Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash. |
Speeding Type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
---|---|---|---|---|---|
Speeding Violation-Minor | RAM 1500 SLT | Travelers | $251 | Alice, 41 | • 100,000/300,000 Liability • Comp / Collision |
Speeding 1-5 | RAM 1500 BIG Horn/lone Star | National General | $628 | Danny, 25 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 11-15 | RAM 1500 SLT | Safeco | $165 | Duane, 38 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 16-20 | RAM 1500 Laramie | Clearcover | $118 | Sean, 27 | • State Minimum Liability • Comp / Collision |
Speeding 21+ | RAM 1500 SLT | Gainsco | $266 | Hunter, 30 | • State Minimum Liability |
Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
---|---|---|---|---|---|
At Fault With Injury | RAM 1500 SLT | Safeco | $438 | Sadie, 28 | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | RAM 1500 BIG Horn/lone Star | Allstate | $441 | Madge, 30 Charleston, SC | • 50,000/100,000 Liability • Comp / Collision |
At Fault With Injury | RAM 1500 ST | Travelers | $158 | Kenneth, 35 Magnolia, NJ | • 100,000/300,000 Liability • Comp / Collision |
Not At Fault | RAM 1500 BIG Horn/lone Star | Clearcover | $258 | Matilda, 44 | • State Minimum Liability • Comp / Collision |
At Fault With No Injury | RAM 1500 Rebel | National General | $144 | Leon, 28 | • 100,000/300,000 Liability • Comp / Collision |
Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|---|
Illegal Turn | RAM 1500 Laramie | Progressive | $446 | Lillian, 25 | • 50,000/100,000 Liability • Comp / Collision |
Defective Equipment | RAM 1500 BIG Horn/lone Star | Nationwide | $246 | Adelaide, 40 Fullerton, CA | • 100,000/300,000 Liability • Comp / Collision |
Failure to Obey Signal | RAM 1500 Laramie | AAA | $207 | Floyd, 28 | • 30,000/60,000 Liability • Comp / Collision |
Cell Phone | RAM 1500 SLT | Assurance America | $263 | Sue, 32 | • State Minimum Liability • Comp / Collision |
Careless Driving | RAM 1500 SLT | Safeco | $165 | Minnie, 37 | • 50,000/100,000 Liability • Comp / Collision |
Driving on Sus. License | RAM 1500 ST | Mercury | $259 | Mabelle, 50 | • 50,000/100,000 Liability • Comp / Collision |
Failure to Stop | RAM 1500 ST | Bristol West | $229 | Tyler, 51 | • 25,000/50,000 Liability |
Seat Belt | RAM 1500 ST | Plymouth Rock | $108 | Stella, 38 | • 15,000/30,000 Liability • Comp / Collision |
Improper Passing | RAM 1500 ST | Travelers | $158 | James, 34 Magnolia, NJ | • 100,000/300,000 Liability • Comp / Collision |