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Updated on Oct 14, 2024

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Learn more about our insurance review board

What's on this page?

How much does Chrysler car insurance cost?
How to find the cheapest Chrysler Car Insurance Quotes
Insurance costs for popular Chrysler models
What factors affect Chrysler car insurance rates?
How can I lower the cost of my Chrysler car insurance?
FAQs
Methodology
Meet Our Experts

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How much does Chrysler car insurance cost?

With a rich heritage dating back to 1925, Chrysler has significantly shaped the American automotive landscape, producing iconic models like the powerful and luxurious Chrysler 300, as well as the elegant and opulent Chrysler Imperial.

Chrysler drivers pay an average of $1,092 per year for

auto insurance

. That said, it’s important to note that Chrysler car insurance costs can ebb and flow based on a variety of factors. Compared to the national average for other makes, Chrysler insurance can be more affordable due to the brand's reputation for safety and reliability.

While there is really no such thing as an “average”

auto insurance quote

applicable for everyone, you can still get an idea of how much you’ll pay for your Chrysler’s insurance policy with the help of Jerry. In fact, Chrysler drivers save an average of $3,476 on their auto insurance policies each year!

How to find the cheapest Chrysler Car Insurance Quotes

Here to help you is Jerry Insurance Agency—the nation’s leading online insurance broker that compares insurance quotes from 50+ top providers in seconds to find the best rate for your Chrysler. It’s quick, simple, and hassle-free—no phone calls, emails, or sales pitches.

Explore the table below, featuring a selection of Chrysler drivers and their actual quoted rates from Jerry:

Date	Car	Insurance Company	Premium (monthly)	Customer Details	Insurance coverage
October 8, 2024	Chrysler PT Cruiser Limited	AAA	$73	Lee, 31 Aston, PA	• State Minimum Liability
October 3, 2024	Chrysler Pacifica Touring L	Allstate	$137	Catherine, 38 Midvale, UT	• 100,000/300,000 Liability • Comp / Collision
October 3, 2024	Chrysler Town & Country Touring	Travelers	$210	Isabelle, 37 Smyrna, GA	• 100,000/300,000 Liability • Comp / Collision
September 30, 2024	Chrysler 300	Nationwide	$124	Cordelia, 36 Woodbridge, VA	• 30,000/60,000 Liability • Comp / Collision
September 27, 2024	Chrysler 300 Limited	Clearcover	$134	Jean, 53 Florissant, MO	• 50,000/100,000 Liability • Comp / Collision

Last Updated Oct 8, 2024

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Best car insurance companies for Chrysler drivers

When it comes to choosing an insurance provider, Chrysler drivers have a range of high-quality options available to them. Some of the best insurance companies for Chrysler owners include

Allstate

GEICO

, and

Nationwide

The “best” insurance provider for Chrysler drivers, however, can't be generalized as it depends on multiple factors such as the specific model you drive and your:

Driving record

Insurance history

Geographical location

Age

The right car insurance company for you will understand your unique circumstances and tailor coverage to effectively meet your needs.

At Jerry, we value driver opinions nationwide, so we surveyed Chrysler owners to gain insights into their satisfaction levels with different insurance companies. Check out the table below to see how these insurance providers were rated by Chrysler drivers in terms of cost, claims handling, and customer service:

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Safeco	4.6	4.4	4	4.5
Travelers	4.5	4.2	4.4	4.5
Progressive	4.3	3.9	3.9	4.3
AAA	4.2	4	3.8	4.4
Allstate	4.2	3.6	3.8	4.2
USAA	4	3.5	4.5	4.2
State Farm	4	3.4	3.8	4.2
Farmers	4	3.4	4.1	3.9
Geico	3.9	3.3	3.9	4
Liberty Mutual	3.7	3.2	3.5	3.7

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Chrysler models

Insurance costs for popular Chrysler models can vary significantly depending on the specific model you drive. While the 2023 lineup includes only the Chrysler 300 and the Chrysler Pacifica, there is still a wide selection of other Chrysler models with varying insurance costs.

Consider the following factors that influence your Chrysler's insurance rates:

Safety features: Models with high safety ratings, such as the Chrysler Pacifica, often have lower insurance costs.

Vehicle value: High-value cars like the range-topping Chrysler 300C come with higher insurance costs due to the costlier repair and replacement parts.

Vehicle class: Safe family vehicles like the Pacifica and Voyager minivans are usually less expensive to insure compared to zippy sedans.

Replacement parts availability: If you drive a rare or older Chrysler model where parts are hard to find, your insurance premiums may be higher.

Repairs costs: Premium models and electric hybrids typically require costly repairs compared to the more popular models like the retired PT Cruiser and the 300 lineup.

Engine power: Vehicles equipped with more powerful engines like the 2023 Chrysler 300C or the Dodge Ram (Chrysler’s sister brand) pose a higher risk of speeding and accidents, which often result in higher insurance costs.

Check out the average cost of car insurance for popular Chrysler models in the table below.

Car	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Chrysler 200	$100	$190
Chrysler 300	$100	$206
Chrysler PT Cruiser	$80	$146
Chrysler Sebring	$94	$149
Chrysler Pacifica	$96	$158
Chrysler 300C	$105	$206

Minimum coverage insurance

refers to the minimum amount of insurance required by your state to legally operate a vehicle. It commonly includes

basic liability insurance

, which provides liability coverage for both bodily injury and property damage.

Meanwhile,

full-coverage insurance

surpasses the minimum requirements and includes additional insurance like

collision coverage

and

comprehensive coverage

. Opting for full-coverage insurance provides enhanced financial protection for you, your vehicle, and other parties involved in a car accident.

Investing in full-coverage insurance ensures that you are well-prepared for a wider range of potential risks on the road, providing you and others with greater financial support in the event of an accident.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

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Chrysler 300 insurance costs

The Chrysler 300, known for its reliability and stylish design, provides an exceptional driving experience. Despite being a full-size sedan with luxury appeal, Chrysler 300 insurance costs maintain a reasonable monthly average of $206 for full coverage and $100 for state minimum coverage.

Here’s how much you might expect your cost to change based on the trim level of your car:

Car Trim	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
300 Chrysler 300	$106	$184
300 LX	$86	$188
300 Limited	$114	$212
300 S	$103	$215
300 Touring	$89	$220

If you're considering purchasing a 2024 Chrysler 300, it's important to understand the relative insurance costs for each trim level. Chrysler offers its 300 model in four trims: the Touring, Touring L, 300S, and the 300C.

Touring ($34,295 starting MSRP): The 2023 Chrysler 300 Touring houses a 3.6-liter Pentastar V6 engine. This model features an 8-speed automatic transmission, rear-wheel drive, and a suite of standard and advanced safety features. It accelerates from 0 to 60 mph in a respectable 7.1 seconds.

Touring L ($37,990 starting MSRP): The 2023 Chrysler 300 Touring L includes additional features like fog lights, heated front seats, and Nappa leather seating, which may slightly increase insurance costs due to the added comfort and convenience.

300S ($43,000 starting MSRP): The 2023 Chrysler 300S incorporates sportier exterior elements, a performance-tuned suspension, steering-wheel-mounted paddle shifters, and a choice between the standard V6 or an optional 5.7-liter HEMI V8 engine generating 363 horsepower.

300C ($46,000 starting MSRP): The 2023 Chrysler 300C features a 6.4-liter HEMI V8 engine producing an impressive 485 horsepower. It also offers a more luxurious experience with Black Laguna leather seats, red four-piston Brembo brakes, and a standard 19-speaker Harman Kardon audio system.

Opting for higher-end, limited-production models like the 300C or choosing the V8 option in the 300S may result in increased repair and replacement costs, which can cause insurance premiums to rise.

For a comprehensive view of the average auto insurance costs for different Chrysler 300 trims and to explore real insurance quotes from Jerry customers, refer to the table below.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Chrysler 300 S	Travelers	$72	Samuel, 67 Cary, NC	• 100,000/300,000 Liability • Comp / Collision
Chrysler 300 S	Mercury	$353	Glen, 31 Fort Worth, TX	• 50,000/100,000 Liability • Comp / Collision
Chrysler 300 Limited	Clearcover	$102	Bertha, 30 Appleton, WI	• 100,000/300,000 Liability • Comp / Collision
Chrysler 300 S	National General	$103	Lela, 38 Bellflower, CA	• State Minimum Liability
Chrysler 300 Limited	Gainsco	$251	Eva, 33 West Plains, MO	• State Minimum Liability • Comp / Collision

Last Updated Oct 9, 2024

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Chrysler Pacifica insurance costs

The Chrysler Pacifica, a premier family minivan designed with comfort and safety in mind, combines versatile seating configurations, ample safety features, and modern technology.

Due to its excellent safety ratings and family-friendly design, insurance costs for the Chrysler Pacifica tend to be more affordable. The average monthly insurance cost for the Pacifica is $158 for full coverage and $96 for state minimum coverage, making it a financially sound choice for many families.

Here’s how much you might expect your cost to change based on the trim level of your car:

Now, let's delve more into the four trims of the 2024 Chrysler Pacifica.

Pacifica Touring ($37,270 starting MSRP): The base model Pacifica Touring features a standard 3.6-liter V6 engine with 287 horsepower. It includes a 9-speed automatic transmission, practical cloth seats, and a comprehensive suite of advanced safety features.

Pacifica Touring L ($41,425 starting MSRP): Upgrading to this trim adds driver's seat memory, third-row window shades, illuminated cup holders, a 360-degree surround-view camera system, and park assist.

Pacifica Limited ($48,700 starting MSRP): The 2023 Limited trim adds luxury features such as ventilated front seats, a dual-pane panoramic sunroof, and a premium Harman Kardon audio system. Unique additions include an integrated vacuum, wireless charging pad, and hands-free power liftgate and sliding doors.

Pacifica Pinnacle ($54,280 starting MSRP): Sitting at the top of the range, the 2023 Pacifica Pinnacle features quilted Nappa leather bucket seats, a FamCAM interior camera, a 19-speaker Harman Kardon audio system with subwoofer, and an in-vehicle intercom.

Models equipped with all-wheel drive (such as the Pacifica Touring L, Limited, and Pinnacle) offer enhanced traction and performance but also come with higher price tags, which can influence insurance premiums. Additionally, opting for the available hybrid powertrain can increase the car's value while lowering insurance rates due to the eco-friendly and less powerful nature of these vehicles.

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Chrysler 300 S	Travelers	$72	Samuel, 67 Cary, NC	• 100,000/300,000 Liability • Comp / Collision
Chrysler 300 S	Mercury	$353	Glen, 31 Fort Worth, TX	• 50,000/100,000 Liability • Comp / Collision
Chrysler 300 Limited	Clearcover	$102	Bertha, 30 Appleton, WI	• 100,000/300,000 Liability • Comp / Collision
Chrysler 300 S	National General	$103	Lela, 38 Bellflower, CA	• State Minimum Liability
Chrysler 300 Limited	Gainsco	$251	Eva, 33 West Plains, MO	• State Minimum Liability • Comp / Collision

Last Updated Oct 9, 2024

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Are Chryslers more expensive to insure?

Compared to the average cost of other cars, Chryslers cost -- to insure.

However, insurance premiums are inherently variable and can fluctuate based on several factors. These factors include the specific model and its features, the driver's personal history and location, and the insurance company providing the policy.

High-performance or luxury Chrysler models, such as the Chrysler 300C with its powerful V8 engine, incur higher insurance costs due to costly repairs and replacements.

In any case, insuring a Chrysler does not come with a one-size-fits-all cost—so remember to shop around for the best insurance quotes based on your situation.

Car Make	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Porsche	$83	$197
Saturn	$88	$150
Chrysler	$91	$179
Toyota	$93	$166
Cadillac	$97	$198

Cheapest Chryslers to insure

Among all Chrysler models, the 2018 Chrysler Pacifica offers the most affordable insurance rates. The average state minimum insurance costs for this model amount to $34 per month, while full coverage averages $159.

The Voyager and the base model Pacifica are among the most affordable Chryslers to insure. These minivans are family-friendly, meaning they are less likely to be driven recklessly and come equipped with a range of safety features like airbags, anti-lock brakes, and rearview cameras. As a result, insurance premiums for these models are typically lower.

Considering the availability and cost of parts is another important aspect in determining insurance premiums. Chrysler models with widely available and affordable parts, such as the Chrysler 200, may also offer more budget-friendly auto insurance rates.

In addition to excellent safety ratings and affordable repairs, several other factors contribute to lower insurance costs for Chryslers:

Smaller and less powerful engines: Vehicles with reduced power capabilities are generally viewed as lower risk by auto insurance companies, resulting in lower insurance rates.

Vehicle type: Certain Chrysler vehicle types, including family sedans and minivans, are associated with safe driving and lower accident risk, leading to lower insurance costs.

Anti-theft features: Chrysler vehicles equipped with anti-theft features provide added protection against theft, which can help lower insurance costs.

Vehicle value and replacement costs: Chrysler models typically offer competitive pricing and reasonable replacement costs, factors that contribute to more affordable insurance premiums.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2018 Chrysler Pacifica	$74	$159
2017 Chrysler 300C	$74	$165
2020 Chrysler 300	$74	$210
2013 Chrysler Town	$74	$133
2016 Chrysler Town	$74	$170

Most expensive Chryslers to insure

At the other end of the spectrum, certain Chrysler models have higher insurance premiums. The 2014 Chrysler 300C stands as the most expensive Chrysler model to insure, with an average monthly premium of $196 for state minimum coverage and $251 for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2014 Chrysler 300C	$137	$248
2021 Chrysler Voyager	$137	$186
2011 Chrysler 300C	$137	$216
2010 Chrysler 300	$137	$158
2022 Chrysler Pacifica	$127	$248

Here are the factors that can impact insurance rates for specific Chrysler models:

Enhanced performance and costly repairs: The Chrysler 300C boasts a powerful V8 engine and upscale amenities, making it a sought-after vehicle. However, these enhanced performance characteristics and the potential for costly repairs generally result in higher insurance premiums.

Advanced technology and theft appeal: Newer Chrysler models, such as the Chrysler Pacifica Hybrid, are equipped with advanced technology and unique features that promote convenience and efficiency. Unfortunately, these attributes also make the vehicles more appealing to thieves, leading to higher insurance costs.

Vintage or collectible vehicles: Limited-run vintage Chrysler models like the Prowler and the Crossfire SRT-6 may have more expensive insurance costs due to their exclusivity, unique features, and desirability among car collectors.

While these models carry higher insurance costs, it's important to consider that other factors, such as driving history, location, and personal details, also impact insurance rates.

What factors affect Chrysler car insurance rates?

When

calculating insurance rates

, several factors come into play that can affect the monthly premiums for Chrysler vehicles. Here are the key elements that influence Chrysler car insurance rates:

Model and trim level: Different models and trims have varying repair costs and safety ratings, which insurers take into account. A high-performance model, like the Chrysler 300C, may cost more to insure than a family-friendly minivan like the Pacifica.

Safety features: Chryslers equipped with advanced safety features can help lower insurance costs. Features like forward-collision warning, lane departure warning, and automatic emergency braking systems can reduce the risk of accidents, potentially quelling premiums.

Driver's age and driving record: Younger drivers and those with a history of traffic violations or accidents typically pay higher premiums due to the increased perceived risk.

Geographical location: Your location plays a part in determining your insurance rate. Areas with higher rates of theft or vandalism may lead to higher premiums. Similarly, living in urban areas with heavy traffic can also increase insurance costs.

Mileage: If you drive your Chrysler extensively, expect higher insurance rates. More miles on the road equate to a higher risk of accidents.

Vehicle age: The age of your Chrysler model can influence insurance rates as well. Typically, newer models tend to have higher insurance costs due to their higher value and lesser depreciation. As a result, they may require more coverage and have higher repair costs.

Chrysler insurance cost for young drivers

Young drivers, especially those under 25, often face higher car insurance premiums due to their limited driving experience.

Insuring a teen driver

on a Chrysler can be more expensive as a result.

The specific Chrysler model will, however, affect insurance costs. Safe vehicles like the Chrysler Pacifica, designated as a 2022-23 IIHS Top Safety Pick+, will generally have lower insurance costs compared to insuring a young driver on a high-performance vehicle such as the Chrysler 300C.

To alleviate the generally higher insurance costs faced by young Chrysler owners, many insurance companies offer discounts for young drivers who maintain good grades or complete a driver's education course. These discounts can provide valuable savings and make insurance more affordable for young drivers.

Progressive

Craig (19 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Blue Grass, IA

Chrysler 300C

$166

per month

Progressive

Herbert (19 years old)

Coverage

State Minimum

Chicago, IL

Chrysler 300C

$316

per month

Allstate

Lillian (22 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Columbus, IN

Chrysler 200 S

$285

per month

Nationwide

Jean (22 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Aliso Viejo, CA

Chrysler 300

$127

per month

Bristol West

Lela (23 years old)

Coverage

State Minimum

Ypsilanti, MI

Chrysler 200 C

$183

per month

Chrysler insurance cost for senior drivers

Car insurance rates for senior drivers

tend to increase as they reach their mid-70s, mainly due to the perceived higher risk of accidents. However, some Chrysler models with advanced safety features and ease of driving, could help lower premiums.

Additionally, senior drivers can take advantage of discounts offered by insurance companies to further reduce their insurance expenses.Taking a defensive driving course, maintaining a clean driving record, or driving fewer miles each year are common ways for senior drivers to qualify for discounts and potentially reduce their Chrysler insurance costs.

Progressive

Nathan (72 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Bangs, TX

Chrysler 300 LX

$64

per month

Safeco

Eliza (67 years old)

Coverage

No Coverage

Seattle, WA

Chrysler Concorde LX

$87

per month

Bristol West

Linnie (66 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Columbus, GA

Chrysler 200 Limited

$232

per month

Plymouth Rock

Eula (69 years old)

Coverage

State Minimum

Rochester, NY

Chrysler 200 Limited

$235

per month

Gainsco

Christina (66 years old)

Coverage

State Minimum

Hattiesburg, MS

Chrysler 200 LX

$122

per month

Chrysler insurance cost for drivers with driving violations

Drivers with a history of traffic violations will likely face higher insurance premiums. Insurance companies view driving violations as an indicator of increased risk for future accidents. If you're a Chrysler driver with any of the following violations within the last three to five years, you may face higher premiums:

Speeding tickets

DUIs

Driving on a suspended license

Reckless driving

At-fault accidents

However, over time and as you maintain a violation-free history, insurers may gradually lower your rates. Some insurance companies also offer programs that help drivers with violations reduce their rates sooner, such as

defensive driving courses

Cheapest car insurance for Chrysler drivers with speeding ticket

If you're a Chrysler driver who has been slapped with a speeding ticket, you might experience an increase in your insurance premiums. Insurance companies perceive speeding as risky behavior that can eventually lead to accidents. While a ticket for speeding less than five miles an hour is unlikely to impact your rates significantly, a history of frequent tickets or a serious speeding violation can trigger higher premiums.

Fortunately, not all insurers treat speeding violations equally in terms of rate increases. Companies such as State Farm, GEICO, and Progressive are known for offering more lenient rates for drivers with speeding tickets.

Remember, maintaining a clean driving record moving forward and considering a defensive driving course can also help lower your rates over time, as it demonstrates a commitment to safe driving practices.

Cheapest car insurance for Chrysler drivers with a DUI record

Having

a DUI

on your driving record can have a significant impact on your car insurance rates, as insurers flag you as a high-risk driver.While many companies raise rates drastically after a DUI, there are insurers that specialize in providing coverage for high-risk drivers, such as The General. Some insurance companies may also offer a lower premium if you have completed a DUI education program or maintained a clean driving record for a certain period post-conviction.

To leave soaring rates behind, take control of your insurance rates post-DUI. You can conveniently browse free quotes and save money with Jerry’s expertise!

Nationwide

Billy (41 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Eatonton, GA

Chrysler 300

$44

per month

Progressive

Leah (37 years old)

DUI

Coverage

100,000 per person

300,000 per accident bodily injury

Morgan, UT

Chrysler 300

$79

per month

Cheapest car insurance for Chrysler drivers after an accident

Accidents, especially those where you're at fault, are likely to balloon your insurance rates. On the other hand, some insurers are more forgiving than others. Notable companies that offer accident forgiveness include Allstate, Progressive, and GEICO. Additionally, programs like Drive Safe & Save by State Farm can also help Chrysler drivers maintain more affordable rates after an accident.

Again, the key to finding affordable insurance after an accident is by shopping around. Your current insurer may significantly increase your rates, while another might offer a better deal—even with a mark on your driving record.

Accident type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
[]	Chrysler 300 S	Progressive	$194	Bessie, 32 Murfreesboro, TN	• State Minimum Liability • Comp / Collision
[]	Chrysler 300 Touring	Safeco	$72	Wayne, 59 Mehoopany, PA	• 25,000/50,000 Liability • Comp / Collision
[]	Chrysler PT Cruiser Limited	AAA	$73	Minerva, 31 Aston, PA	• State Minimum Liability
["At Fault With No Injury"]	Chrysler 300C	Allstate	$337	Millie, 27 Florence, SC	• 50,000/100,000 Liability • Comp / Collision
["At Fault With No Injury"]	Chrysler 300 S	National General	$112	Don, 47 Deland, FL	• No Coverage Liability

Last Updated Oct 9, 2024

Cheapest car insurance for Chrysler drivers with other driving violations on their record

Chrysler drivers with other driving violations, such as reckless driving or

running a red light

, may face unique challenges when seeking affordable car insurance. In such cases, it is advisable to seek out insurance providers who specialize in insuring high-risk drivers, as they may offer more affordable rates.

For Chrysler drivers with other driving violations such as reckless driving or

running a red light

, finding cheap car insurance can pose some unique challenges. In these cases, seek out insurance providers who specialize in insuring high-risk drivers who may offer more affordable rates, such as Dairyland.

You can also boost your discount eligibility by taking a defensive driving course, installing a telematics device, or maintaining a clean driving record. As always, don’t shy away from comparing car insurance quotes to find the best pricing for your situation.

Explore the table below to see how Jerry has helped Chrysler drivers reduce their rates even after receiving driving violations.

Violation	Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Illegal Turn	Chrysler 300 S	Progressive	$256	Jesse, 34 El Paso, TX	• State Minimum Liability • Comp / Collision
Defective Equipment	Chrysler 200 Touring	Safeco	$87	Elnora, 46 Virginia Beach, VA	• State Minimum Liability • Comp / Collision
Failure to Yield	Chrysler 300 Touring	AAA	$163	Hannah, 27 Bridgewater Township, NJ	• 15,000/30,000 Liability
Wrong Way/Wrong Lane	Chrysler Pacifica Touring L	National General	$73	Millie, 51 Cleveland, OH	• State Minimum Liability
Cell Phone	Chrysler 300 S	Allstate	$175	Joshua, 23 Gilroy, CA	• State Minimum Liability • Comp / Collision
Careless Driving	Chrysler 300	Bristol West	$328	Albert, 32 Mahwah, NJ	• 25,000/50,000 Liability
Driving on Sus. License	Chrysler Sebring LX	Allstate	$79	Josie, 58 Yuba City, CA	• State Minimum Liability • Comp / Collision
Failure to Obey Signal	Chrysler Pacifica Limited	Safeco	$168	Raymond, 51 Troy, MI	• 100,000/300,000 Liability • Comp / Collision
Seat Belt	Chrysler Pacifica Touring L	Mercury	$210	Nell, 38 Hollywood, FL	• State Minimum Liability • Comp / Collision
Improper Passing	Chrysler 200 LX	Progressive	$156	Belle, 30 Northern Cambria, PA	• 50,000/100,000 Liability • Comp / Collision

Last Updated Oct 11, 2024

How can I lower the cost of my Chrysler car insurance?

Finding the best Chrysler car insurance coverage shouldn't leave you strapped for cash. Here are several ways to lower the cost of your Chrysler car insurance:

Shop around: When

shopping for auto insurance

, compare quotes from a mix of providers so you can choose the best coverage at the lowest price.

Bundle your policies: Many insurance companies offer discounts if you bundle multiple insurance policies, like your

auto and homeowners insurance

. This strategy not only simplifies your bills but can also lead to savings.

Maintain a clean driving record: Insurers reward safe driving. If you maintain a clean record free of traffic violations or accidents, your insurer will likely offer you lower premiums over time.

Increase your deductible: Opting for a higher deductible can significantly lower your premiums. However, remember that this means you'll need to pay more out of pocket if you file an insurance claim.

Use discounts: Most insurers offer

car insurance discounts

, including those for good students, safe drivers, and cars equipped with safety features.

Consider usage-based insurance: If you don't drive your Chrysler a lot, consider a usage-based insurance policy or

reducing your coverage

Improve your credit score: In many states, insurers use your credit score to help determine your premiums. A higher credit score can help you score lower rates!

FAQs

Are Chryslers expensive to insure?

In general, the insurance rates for Chrysler vehicles are typically in line with the national average. However, there are a few specific Chryslers that may have slightly higher auto insurance costs. These include:

2023 Chrysler 300C: This high-performance brand-new car comes with a powerful engine, which can result in higher insurance premiums.

2023 Chrysler Pacifica Hybrid: As a plug-in hybrid minivan with advanced technology, the Pacifica Hybrid may have slightly higher insurance rates due to its unique and desirable features.

Additionally, vintage, rare, or limited-run classic Chrysler cars with high value and hard-to-find parts may also incur higher insurance costs—especially if you opt for specialized coverage like

classic car insurance

. Examples of such vehicles include:

Chrysler Imperial

Chrysler Town & Country Woodie

Chrysler New Yorker

Keep in mind that Chrysler insurance costs will vary based on the specific model and model year, the driver's age, driving record, location, and other factors. To find the best rates for your particular situation, it’s best to compare quotes from several companies.

MORE:

Hybrid Minivans 2022: Toyota Sienna vs. Chrysler Pacifica

Are Chryslers cheap to insure?

Compared to the national average, insurance costs for Chrysler vehicles generally fall within the middle range. Some Chrysler models, however, may be cheaper to insure:

Chrysler PT Cruiser: This compact retro-styled vehicle can offer cheaper insurance due to its smaller size, lower horsepower, and affordable repair and replacement costs.

Chrysler 200: This popular midsize sedan may provide competitive insurance rates thanks to its availability of parts and reasonable repair costs.

Chrysler Pacifica: With its focus on safety features and family-oriented design, the Pacifica tends to have cheaper insurance rates compared to other minivans.

Chrysler offers a diverse range of vehicles, including sedans, SUVs, and minivans, each with unique characteristics that influence insurance premiums. Insurance companies also consider individual factors and provide personalized quotes based on your circumstances. To find the best rates, it’s best to shop around!

Are Chrysler 300 models expensive to insure?

The Chrysler 300, being a full-size sedan with a powerful engine and high-end features, may be more expensive to insure than other Chrysler models. However, the exact cost of insurance depends on various factors, including the driver's age, driving record, and location, as well as the vehicle's specific trim and safety features.

How much is auto insurance for a Chrysler Sebring?

The Chrysler Sebring, which was discontinued in 2010, generally has lower insurance costs compared to newer vehicles. However, the actual cost of auto insurance for a Chrysler Sebring can vary based on several factors, including:

Driver’s age and driving record

Where the vehicle is primarily driven

The insurance provider’s individual pricing policies and the driver’s chosen coverage options

For an accurate (and the most affordable) insurance quote, use Jerry to compare insurance information and rates across multiple insurers.

How much does Chrysler Crossfire insurance cost?

The Chrysler Crossfire, which was last produced in 2008, typically has lower insurance costs compared to newer vehicles due to factors such as depreciation and the availability of replacement parts.

Be that as it may, insurance rates for a Chrysler Crossfire can vary based on several factors. Insurance providers consider elements such as the driver's age, location, driving history, credit score, and coverage options chosen. To obtain an accurate cost, it's important to shop around and compare quotes.

How much is auto insurance for a Chrysler Pacifica?

The Chrysler Pacifica is a family-friendly minivan, which typically results in lower insurance costs compared to luxury or high-performance vehicles. Overall, the insurance costs for the Chrysler Pacifica are considered generally moderate compared to similar vehicles.

However, it's important to note that insurance rates can vary significantly depending on factors such as the driver's age, driving history, location, as well as the specific trim level and features of the vehicle.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.