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Compare quotes for Chrysler car insurance cost, 2023

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The average cost of Chrysler auto insurance is $2,609 per year. But the exact auto insurance rate of Chrysler insurance varies based on your model, driving history, where you live—and your insurance company.
As you shop around for car insurance quotes for Chrysler, you’ll probably notice that the rates are different for each insurance provider. That’s because there’s no best car insurance company for Chrysler drivers. In fact, insurance premiums vary significantly depending on the Chrysler model—and your driving history. 
If your driving record shows that you’re a safe driver with a 2007 Chrysler Sebring, you don’t need the same type of coverage as someone who’s driving a new Chrysler Pacifica minivan out of the dealership with a few tickets in their recent past. 
So how do you find the car insurance rate that’s right for your Chrysler? It’s easy—just download Jerry, the trustworthy insurance app that finds you hundreds of free quotes in under a minute. The experts at Jerry are also here to help you understand Chrysler car insurance costs: what impacts your rate the most and how to find the best-priced insurance policy no matter which model you own. 

How much does Chrysler insurance cost?

The average annual cost of car insurance coverage for a Chrysler vehicle is $2,609 But insurance premiums for Chrysler drivers vary across vehicle models. Your insurance quote is also based on your driving history, coverage limits, and location.  
Chrysler falls in the middle of the pack in regard to insurance costs. Some reasons that Chrysler insurance is affordable are:
  • Chryslers are moderately priced. Usually, expensive vehicles cost more to insure. Chrysler vehicles don’t carry luxury price tags which lowers the cost of insuring them. 
  • Chryslers pass safety tests. High safety ratings often mean lower annual insurance premiums. 
When you’re looking to save as much money as possible on Chrysler insurance, your best resource is the licensed insurance broker and super app, Jerry. Once you sign up for Jerry’s free app, you’ll get immediate access to a customized list of the most competitive insurance quotes from our pool of over 55 insurers. Whether you’ve got a new car or a thirteen-year-old PT Cruiser, Jerry’s got insurance options. 
If you want to know more about how much you could potentially save on your annual coverage with Jerry’s expert assistance, take a look at the table below and the real-life reviews from Jerry users. 
Quote DateCar
Before Jerry
After Jerry
LocationZip CodeNameAgeInsurance Company
December 1, 2022Chrysler 200 LX$130/mo.$85/mo.Las Vegas, NV89131Dylan P.44Progressive
August 1, 2022Chrysler 300 Touring$199/mo.$176/mo.Phoenix, AZ85044James R.36Progressive
April 15, 2022Chrysler 200 LX$420/mo.$241/mo.Staten Island, NY10304Jose R.40Plymouth Rock
March 9, 2022Chrysler 200 Limited$185/mo.$85/mo.Austin, TX78729Winifred T.27Assurance America
March 7, 2022Chrysler 300 Touring$326/mo.$125/mo.Germantown, MD20874Adelaide O.53Clearcover

How much insurance do you need for a Chrysler?

While the age of your vehicle is a major determining factor for how much insurance you’ll need, so is the state where it’s registered. 
When it comes to minimum insurance policies, every state has its own set of laws, but in most states, you’re required to carry at least liability coverage. Your liability policy should include both bodily injury liability and property damage liability. The purpose of liability car insurance is to keep others protected if they get into an accident with you and you’re to blame for the crash. 
If you reside in a no-fault state such as Florida or New York, minimum car insurance law may require you to carry one or more of the following:
  • Uninsured motorist coverage: Covers damages if you get into a crash with a driver who doesn’t carry enough insurance to reimburse your expenses
  • Personal injury protection (PIP): Pays for expenses related to injuries sustained in the crash (including rehabilitation and funeral costs) for you and your passengers after a crash. This policy is required in no-fault states
  • Medical payments (MedPay) coverage: Covers some medical expenses for you and your passengers  
If you drive an older Chrysler model, purchasing minimum liability may be all the coverage you need. But, if you’ve just invested in the latest model of the Chrysler 300, it’s a wise decision to keep it safe with supplemental insurance like collision and comprehensive coverage. Buying these types of additional insurance gives you the benefit of full coverage
With collision coverage, you can be reimbursed for damages in a car accident even if you’re the one who was at fault. Comprehensive coverage protects you and your vehicle from damage that isn’t crash-related, such as storm damage, vandalism, or vehicle theft. 
If your Chrysler is brand-new and you’ve signed an agreement to finance your vehicle, the lender may require you to carry full coverage or even gap insurance. A gap insurance policy will cover the difference between how much your Chrysler is worth and how much you have left to pay on the loan.

Chrysler car insurance rates by model

Insurance rates are varied depending on which Chrysler model you want coverage for. Newer model years of the Chrysler Pacifica have pretty average insurance costs. The most expensive Chrysler model to insure is the 300. 
As of 2022, Chrysler only sells two models to the general public: the 300 and the Pacifica. The Chrysler Voyager minivan is also still being manufactured but is only available for purchase as a fleet van.
Let’s take a deeper dive into how the insurance rates differ by model for Chrysler by reviewing the average annual premiums for Chrysler’s most possible models, including some which are no longer in production but continue to sell well on the used car market

How much does Chrysler 300 insurance cost?

The 300 is verging on iconic status thanks to its easily recognizable oversized grill and reputation as being a comfortable sedan for drivers and passengers alike. If you are thinking of purchasing a new 300, keep in mind that it will likely cost more to insure than the Pacifica—plus, the price varies depending on which type of insurance coverage you choose. 
Here’s a breakdown of the average annual premiums for 300 owners.
CarFull CoverageMinimum Coverage
2021 Chrysler 300$1,076$1,332
2019 Chrysler 300$3,344$1,784
2018 Chrysler 300$3,873$1,483
2017 Chrysler 300$3,079$1,042
2016 Chrysler 300$3,727$1,609
For more information, check out our in-depth guide to Chrysler 300 insurance costs!  

How much does Chrysler Pacifica insurance cost?

This passenger van from Chrysler has undergone quite an evolution. It began as a concept minivan back in 1999 and then a concept crossover vehicle in 2002. The Pacifica was in production from 2004 to 2008, but manufacturing ceased during the recession. 
Fast forward to 2017, and the Pacifica has been remodeled as a passenger van and sits alongside the 300 as one of the last remaining Chrysler models in production. It also comes as a hybrid model. 
Hybrids are generally considered to be more expensive to insure than their gas-powered siblings simply because they’re more valuable. Even so, it will likely cost you less to insure a Pacifica hybrid than a Chrysler 300.
CarFull CoverageMinimum Coverage
2021 Chrysler Pacifica$1,076$1,332
2019 Chrysler Pacifica$3,344$1,784
2018 Chrysler Pacifica$3,873$1,483
2017 Chrysler Pacifica$3,079$1,042
2016 Chrysler Pacifica$3,727$1,609
For more information, check out our in-depth guide to Chrysler Pacifica insurance costs!

How much does Chrysler Town & Country insurance cost?

Chrysler knows they’ve got something going with their minivans. The Town & Country was discontinued in 2016—coinciding with the rebirth of the Pacifica. But, if your mid-2010s edition of the Town & Country still has a lot of road left to travel, you’ll need to have it insured. 
Car insurance rates for this seven-passenger van should be pretty affordable, but the price will vary depending on the model year.
CarFull CoverageMinimum Coverage
2015 Chrysler Town & Country Touring$1,874$2,171
2014 Chrysler Town & Country Touring$1,969$1,501
2013 Chrysler Town & Country Touring$1,431$2,530
2012 Chrysler Town & Country Touring$1,299$1,507
2010 Chrysler Town & Country Touring$1,822$1,336
For more information, check out our in-depth guide to Chrysler Town & Country insurance costs!

How much does Chrysler Voyager insurance cost?

Public sale of the 2022 Chrysler Voyager is not available, but if you’re in the line of work where fleet vans are part of the job, this is a minivan that’s worth a look. 
The Voyager is affordable and comes with a lot of convenient tech options, but the standard safety features are lacking on lower trims. Check out the table below for a better idea of how coverage prices vary based on age and what type of insurance policy you buy. 
CarFull CoverageMinimum Coverage
2021 Chrysler Voyager Lx$1,076$1,332
2019 Chrysler Voyager Lx$3,344$1,784
2018 Chrysler Voyager Lx$3,873$1,483
2017 Chrysler Voyager Lx$3,079$1,042
2016 Chrysler Voyager Lx$3,727$1,609
For more information, check out our in-depth guide to Chrysler Voyager insurance costs

How much does Chrysler Sebring insurance cost? 

The Chrysler Sebring was a mid-sized vehicle that was sold as a coupe, sedan, and convertible between 1995 and 2010 and started out as a similar alternative to the Dodge Avenger
If your Sebring is still up and running, insurance will be reasonably priced—that is, of course, as long as your driving record is in decent standing.
CarFull CoverageMinimum Coverage
2021 Chrysler Sebring$1,076$1,332
2019 Chrysler Sebring$3,344$1,784
2018 Chrysler Sebring$3,873$1,483
2017 Chrysler Sebring$3,079$1,042
2016 Chrysler Sebring$3,727$1,609
For more information, check out our in-depth guide to Chrysler Sebring insurance costs!

Compare Chrysler car insurance quotes

The thought of hunting for affordable quotes online can seem overwhelming, but thankfully you don’t have to go it alone. When you shop for an insurance policy with Jerry, finding an affordable quote is easy, and enrolling in a new policy is as convenient as sending a text! 

Best car insurance companies for your Chrysler

There isn’t one specific insurance company that offers the best rates for Chrysler vehicles. In fact, you’ll find that providers like Allstate and GEICO may offer rates that fit your budget. 
When you look through quotes with the Jerry app, you’ll see exactly what the top-rated insurers are charging for premiums. With all this information right at your fingertips, it’s easier to see which policy is best suited to your needs. 
The table below shows what different insurers are quoting for Chrysler insurance, and how much you can save by shopping with Jerry. 
Insurance Company
Average Cost
Annual Savings with Jerry
National General$2,919$991
State Auto$2,923$886
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Chrysler auto insurance cost driving record

Remember, it’s more than just the Chrysler model you drive that determines the cost of your car insurance. Drivers with a clean driving record will absolutely get a better rate than those with speeding tickets or a distracted driving in fraction.
Most tickets fall off your record with time, but serious offenses like reckless driving or DUI can haunt you for many years and increase your insurance rate as a result. If the quotes you’re getting due to a blemished driving record are more than you can afford, you might want to think about going with a higher deductible to lower the upfront costs of your premium. 
Take a look at this table to see how much you could save on Chrysler insurance as your driving record improves. 

Chrysler auto insurance cost by location

Your geographic location is also something to consider. Just as insurance laws vary from state to state, so do baseline insurance rates. For instance, a Chrysler driver in North Dakota will probably pay less for car insurance than a Chrysler driver in Delaware. 
Curious to see how much average insurance costs are where you live? Check out the table below. 
Average Cost
Annual Savings with Jerry
Fort Worth$3,125$982
Newport News$3,626$1,236
San Antonio$2,717$696
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