Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Chevrolet.

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Updated on Nov 21, 2024

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Learn more about our insurance review board

What's on this page?

How much does Chevrolet car insurance cost?
How to find the cheapest Chevrolet Car Insurance Quotes
Insurance costs for popular Chevrolet models
What factors affect Chevrolet car insurance rates?
How can I lower the cost of my Chevrolet car insurance?
FAQs
Methodology
Meet Our Experts

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How much does Chevrolet car insurance cost?

Ah, good ol’ Chevrolet. The nickname “Chevy” reflects America’s fondness for these affordable cars and pickup trucks, alongside the car-lover’s-dream-made-real—the iconic Chevrolet Corvette. The “bowtie brand” made waves with the world’s all-time bestselling plug-in hybrid, the Volt, and has continued to deliver mainstays like the Chevrolet Camaro and Silverado plus new models, such as the Blazer, Bolt, and Trax.

At Jerry, we obsess over finding affordable car insurance for everybody. We found that insurance coverage for the average Chevrolet costs about $92 per month. Compared to the national average, Chevrolets cost 5% less to insure. That said, average rates are not a good indicator of what your own policy might cost. The only way to truly understand how much your car insurance will cost is to compare car insurance quotes for your own driver profile.

How to find the cheapest Chevrolet Car Insurance Quotes

It’s understandable if you think that

cheap car insurance

is a thing of the past. With so many providers and products available, comparing

car insurance quotes

is a long and tedious affair. That’s why we invented

Jerry

, the app store’s number one

trustworthy super app

for auto insurance. Check out some recent car insurance quotes Jerry found for Chevrolet drivers:

Date	Car	Insurance Company	Premium (monthly)	Customer Details	Insurance coverage
November 14, 2024	Chevrolet Camaro LT	Mercury	$152	Daniel, 50 Davenport, FL	• 100,000/300,000 Liability • Comp / Collision
November 12, 2024	Chevrolet Equinox Premier	Gainsco	$175	Landon, 29 Sykesville, PA	• State Minimum Liability • Comp / Collision
November 10, 2024	Chevrolet Malibu LT	Clearcover	$239	Mayme, 31 Chester, VA	• 50,000/100,000 Liability • Comp / Collision
November 10, 2024	Chevrolet Impala LT	AAA	$268	Christina, 24 Newark, DE	• State Minimum Liability • Comp / Collision
November 9, 2024	Chevrolet Cruze LS	Travelers	$138	Rosetta, 28 Billerica, MA	• State Minimum Liability • Comp / Collision

Last Updated Nov 21, 2024

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Best car insurance companies for Chevrolet drivers

The best way to

shop for auto insurance

is to compare quotes from at least three providers.

No single car insurance company offers the best rates for every driver and every make of car, including Chevrolet. Some companies specialize in helping high-risk drivers, and others (well, most) prefer customers with

clean driving records

. We asked drivers of all different ages, locations, and driving histories for their preferred insurance provider and received a rainbow of answers.

Here’s how Chevy drivers rated the top companies in the nation:

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Safeco	4.6	4.4	4	4.5
Travelers	4.5	4.2	4.4	4.5
Progressive	4.3	3.9	3.9	4.3
AAA	4.2	4	3.8	4.4
Allstate	4.2	3.6	3.8	4.2
USAA	4	3.5	4.5	4.2
State Farm	4	3.4	3.8	4.2
Farmers	4	3.4	4.1	3.9
Geico	3.9	3.3	3.9	4
Liberty Mutual	3.7	3.2	3.5	3.7

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Chevrolet models

By sales, the five most popular Chevrolets in 2022 were the Silverado, Equinox, Malibu, Tahoe, and Traverse.

But popularity alone doesn’t make a cheap insurance plan. Your annual rates depend on several key characteristics of the model you drive, including:

Car parts: Uncommon or unique pieces, like supercharged engine components or custom badges, increase repair and insurance costs.

Cost of repairs: Since insurance companies are responsible for repairing your car, they offer lower premiums to cars with cheap repair costs.

Engine size: Larger engines are more expensive to repair and therefore more expensive to insure.

MSRP: High-price trims and fancy features cost more to purchase and insure.

Safety features: Better crash ratings and driver assistance technologies make for fewer accidents and injuries, which lowers insurance costs.

Vehicle class: On a scale of insurance costs, compact SUVs and sedans are at the lower end while EVs, hybrids, full-size cars, and sports cars are at the top.

The type of insurance coverage you choose also decides how much you pay for your annual premiums.

Liability insurance

is required by (most) state laws and is often the cheapest insurance to buy, especially if you stick to the

minimum coverage limits required

. It covers the cost of mending any damages you cause while driving and includes both

bodily injury liability

and

property damage liability

Full-coverage car insurance

, on the other hand, covers the cost of repairing or replacing your car even if you were at fault. It tends to be more expensive. It includes

collision coverage

, which covers impacts with cars and other objects, and

comprehensive coverage

, which covers damage from crime and weather.

Here’s a comparison between the cost of car insurance for a Chevrolet with liability coverage versus full coverage:

Car	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Chevrolet Malibu	$100	$195
Chevrolet Equinox	$90	$165
Chevrolet Silverado	$86	$166
Chevrolet Cruze	$105	$186
Chevrolet Impala	$102	$190
Chevrolet Tahoe	$90	$161
Chevrolet Camaro	$98	$207

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

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Chevrolet Silverado 1500 insurance costs

There’s no greater recommendation for the Chevrolet Silverado than the fact that it’s the top car in some of the country’s most rugged states, from the hot and dry

New Mexico

to the cold heights of

Montana

. While it hasn’t yet taken the crown from America’s favorite pick-up truck, the

Ford F-150

, the Silverado is both powerful and reliable. Chevy owners take this truck to work at construction, ranching, and farming jobs and play on off-roading and rock-crawling trails.

On average,

Chevrolet Silverado 1500 insurance costs

$0 per month for state minimum coverage and $0 per month for full coverage. But you might pay more or less than this estimate depending on the trims, packages, and options you select.

The 2024 Silverado is available in a two-door Regular Cab, a four-door Double Cab, and four different powertrains. Increase your horsepower, and your premiums will go up. The same goes for comfort features (such as dual-zone automatic climate control and heated seats) and entertainment options (such as a larger touchscreen or Bose audio system).

Fortunately, Chevy equips the Silverado with a forward collision warning system, lane-departure warnings, and lane-keeping assistance, which helps reduce insurance rates.

The 2024 Chevrolet Silverado comes in nine trim levels. Click the links to learn more about insurance costs for each model!

The Silverado Work Truck (WT) (est. $36,300) keeps it simple with a turbocharged, 2.7L four-cylinder engine; a 7-inch infotainment touchscreen; and air conditioning.

The Silverado Custom (est. $43,600) adds cloth upholstery, LED cargo bed lighting, and power-adjustable and heated mirrors to the same engine.

The Silverado LT ($48,000) offers your choice of a four-cylinder, V8, or six-cylinder diesel engine. Its main attractions are a 12.3-inch digital gauge display, a 13.4-inch infotainment touchscreen, heated front seats, and keyless entry and ignition.

The Silverado Custom Trail Boss (est. $51,800) is built for off-roading, featuring four-wheel drive, an automatic locking rear differential, and hill descent control. Choose from a four-cylinder, V8, or diesel six-cylinder engine.

The Silverado RST (est. $52,300) is identical to the LT but features a sportier panel design.

The Silverado LTZ (est. $57,200) adds pricey premiums like a power liftgate, leather upholstery, and Bose audio system, but offsets them with blindspot warnings, a surround-view camera array, and front and rear parking sensors.

The Silverado LT Trail Boss (est. $58,000) adds heated front seats, dual-zone automatic climate control, and a power-adjustable driver’s seat to the Custom Trail Boss trim level. Its safety ratings are slightly higher thanks to a pair of LED headlights.

The Silverado High Country (est. $62,100) enjoys the best of everything, including enhanced LED lights and heated rear seats. It’s the only trim to come standard with adaptive cruise control.

The Silverado ZR2 (est. $71,500) has the option of either a 6.2L V8 or a six-cylinder diesel engine. Four-wheel drive is standard, as are ventilated front seats, a Bose audio system, and electronic locking front and rear differentials. Its blindspot warning and surround-view camera system help mitigate the increased insurance costs.

Here’s how much you might expect your cost to change based on the trim level of your car:

Check out real quotes from Jerry drivers with a Chevrolet Silverado 1500:

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Chevrolet Chevrolet_silverado	Allstate	$61	Austin, 44 Henderson, NV	• 50,000/100,000 Liability • Comp / Collision
Chevrolet Chevrolet_silverado	Progressive	$61	Rosie, 32 Granger, TX	• 100,000/300,000 Liability • Comp / Collision

Last Updated Nov 21, 2024

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Chevrolet Equinox insurance costs

Is it avant-garde or cutting-edge? Not really. Is it affordable? Absolutely! The Equinox doesn’t particularly stand out, but it’s got enough of everything to make it a decent choice for a family SUV. While some might find its engine and interior design lackluster, the lack of premium materials makes Equinox’s insurance costs equally affordable.

On average, Chevrolet Equinox insurance costs $90 per month for state minimum coverage and $165 per month for full coverage.

The 2024 Equinox features four trims powered by a turbocharged, 1.5L four-cylinder engine capable of making 175 horsepower and 203 lb-ft of torque. Each one adds more driver assistance technology, which helps keeps insurance costs low. The base starts with forward collision warnings, lane-keeping assistance, and automatic high beams.

Here are the four trims for the 2023 Chevrolet Equinox and their respective insurance costs (just click the links!):

The

Equinox LS

($26,600) kicks off the line with automatic LED headlights, a 7-inch touchscreen, and a host of entertainment features. While it’s nice to have USB ports, a 4G LTE Wi-Fi hotspot, and Apple CarPlay and Android Auto, keep in mind that all these gadgets will make for higher premiums.

The

Equinox LT

($27,700) adds a power-adjustable driver’s seat and an enhanced multi-color driver information display. If you can do without the frills, stick with the LS and add standalone options like parking sensors and blindspot warnings for cheaper rates.

The

Equinox RS

($30,700) comes with a sporty body and dual-zone automatic climate control to keep you looking and feeling cool. The power liftgate and roof rails are handy, but it’s the front and rear parking sensors that’ll make the biggest difference to your annual rates.

The

Equinox Premier

($31,800) goes all out with ambient cabin lighting, leather upholstery, and a large, 8-inch touchscreen. While these premium features come with higher rates, the Premier’s parking sensors, blind spot warnings, and rear cross-traffic alerts should give you a small insurance discount.

Here’s how much you might expect your cost to change based on the trim level of your car:

Check out the table below to see some real quotes from Jerry users:

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Chevrolet Chevrolet_equinox	AAA	$73	Gary, 45 Warrensburg, MO	• 50,000/100,000 Liability
Chevrolet Chevrolet_equinox	Safeco	$68	Gavin, 37 Morehead, KY	• 100,000/300,000 Liability

Last Updated Nov 17, 2024

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Chevrolet Malibu insurance costs

The mid-size Chevrolet Malibu is a generalist. It’s spacious and accommodating, capably powered and modestly dressed, and young families, commuters, and new drivers will find it a valuable package.

On average, Chevrolet Malibu insurance costs $100 per month for state minimum coverage and $195 per month for full coverage.

The Malibu’s insurance costs are equally modest, but you can make them even more affordable by skipping the highest trim levels. Pricey vanities and gadgets only add to your annual rates. Instead, try the safety-conscious Driver Confidence or Driver Confidence & Cruise packages.

The 2024 Chevrolet Malibu features four trim levels. Here they are from least to most expensive, which is also reflected in their insurance costs (click the links to find out more):

The Malibu LS ($25,100) is the base model, featuring a turbocharged, 1.5L four-cylinder engine, an 8-inch infotainment touchscreen, and Apple CarPlay and Android Auto. In addition, the LS is equipped with lane-departure warnings, forward collision warnings, and automatic high beams.

The Malibu RS ($26,000) is more expensive to insure thanks to its unique black grilles and badges, power adjustable driver’s seat, and rear spoiler.

The Malibu 1LT ($28,000) includes LED running lights, heated mirrors, heated front seats, and dual-zone climate control.

The Malibu 2LT ($31,500) boasts leather upholstery, ventilated front seats, and a premium Bose audio system. On the safety side, it’s the only trim to carry LED headlights and taillights.

Here’s how much you might expect your cost to change based on the trim level of your car:

Check out the table below to see some real quotes from Jerry drivers:

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Chevrolet Chevrolet_malibu	Nationwide	$69	Maurice, 38 Waukee, IA	• 50,000/100,000 Liability
Chevrolet Chevrolet_malibu	Travelers	$77	Edith, 43 Delmont, PA	• 100,000/300,000 Liability

Last Updated Nov 21, 2024

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Chevrolet Tahoe insurance costs

“Tahoe.” Even the name sounds big and sturdy. Families who need to haul lots of kit (and toys) will find its 5.3L V8 engine suitable for both country and city expeditions. This full-size SUV is great for making memories at your destination... if not during the trip itself. According to critics, both the Tahoe's seats and suspension are stiff.

On average,

Chevrolet Tahoe insurance costs

$90 per month for state minimum coverage and $161 per month for full coverage.

Keep your costs low by opting for the Advanced Technology or Driver Alert packages instead of higher trims. The packages include dollar-saving features such as surround-view parking cameras, rear automatic braking, and blind spot warnings. With expensive-to-repair engines and entertainment technology, fancier trims only raise your rates.

Here’s an overview of the 2024 Chevy Tahoe’s six trims (and their insurance costs—just click the links):

The

Tahoe LS

($54,200) begins with LED headlights, tri-zone automatic climate control, and an 8-inch infotainment touchscreen with Apple CarPlay and Android Auto. The Tahoe’s standard safety features also include forward collision warnings, lane-departure warnings, automatic high beams, and front and rear parking sensors.

The

Tahoe LT

($59,700) adds quality-of-life touches like a hands-free liftgate, leather upholstery, and a Bose audio system. The central touchscreen also gets a 2.2-inch boost.

The Tahoe RST ($62,300) builds on the LT with 22-inch wheels, RST seat stitching, and unique black exterior style elements. The optional Sports Performance pack adds a 6.2L V8 and magnetic shock absorbers.

The

Tahoe Z71

($64,300) installs 20-inch wheels, four-wheel-drive, and hill descent control for more rugged terrain.

The

Tahoe Premier

($67,600) includes chrome accents, a premium Bose sound system, and heated and ventilated front seats. At this level, you also get blind spot warnings and rear cross-traffic alerts.

The

Tahoe High Country

($74,400) tops things off with a surround-view parking camera system, windshield heads-up display, and adaptive cruise control. It also packs a 420-horsepower, 6.2L V8 engine.

Here’s how much you might expect your cost to change based on the trim level of your car:

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Chevrolet Chevrolet_tahoe	Safeco	$70	Caroline, 45 Beverly, NJ	• 50,000/100,000 Liability • Comp / Collision
Chevrolet Chevrolet_tahoe	Safeco	$67	Cecilia, 33 North Haven, CT	• 100,000/300,000 Liability

Last Updated Nov 21, 2024

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Chevrolet Traverse insurance costs

The Chevrolet Traverse sells about six times fewer units than the Silverado and half as many as the next runner-up, the Equinox. These sales numbers encapsulate the bowtie brand’s biggest problem: outside of its tried-and-true staples, the company struggles to differentiate its models from the competition. Case in point, the Traverse lacks the power, style, or technology to make it more than average.

On average, Chevrolet Traverse insurance costs $0 per month for state minimum coverage and $0 per month for full coverage.

Every Traverse includes a 3.6L V6 engine, a nine-speed automatic transmission, lane-keeping assistance, and forward collision mitigation with automatic braking. While you might be tempted to upgrade the upholstery and exterior badging, just remember you’ll have to pay for these cosmetics twice—once at the time of purchase and the second time on your insurance bills.

Here are the 2024 Chevrolet Traverse’s six trims (and their insurance costs—just click the links to find out):

The

Traverse LS

($34,520) includes cloth upholstery and tri-zone climate controls. The 7-inch infotainment touchscreen is loaded with a Wi-Fi hotspot, Apple CarPlay, and Android Auto.

The

Traverse LT Cloth

($37,045) adds several practical upgrades like foglights, rear parking sensors, and blindspot warnings.

The

Traverse LT Leather

($40,740), on the other hand, luxuriates in leather upholstery, heated front seats, and a 4.2-inch multi-color instrument display (on top of the LT Cloth’s upgrades).

The

Traverse RS

($45,045) adds cosmetic upgrades like blacked-out exterior style elements and 20-inch, dark-finish aluminum wheels.

The

Traverse Premier

($47,200) delivers a cushy ride with ventilated front seats, heated rear seats, and a hands-free liftgate. The Premier also includes a unique safety feature: a “safety alert” seat that vibrates to warn the driver of potential collisions.

The

Traverse High Country

($52,000) adds both performance and comfort, with a heavy-duty engine cooler, a trailer hitch (and guidance system), a panoramic sunroof, and a power-folding third-row.

Special mention goes to the LT Premium package, which includes adaptive cruise control, enhanced automatic emergency brakes, and a 360-degree, top-down parking camera system. Whether included in a

vehicle trim level, option, or package

, these safety features can help lower your insurance rates by lowering your chances of getting into a collision. Here’s how much you might expect your cost to change based on the trim level of your car:

Check out the table below to see some real quotes for Chevrolet Traverse auto insurance:

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Chevrolet Traverse LTZ	Progressive	$77	Angel, 67 Harvest, AL	• 50,000/100,000 Liability • Comp / Collision
Chevrolet Traverse LT	AAA	$405	Nannie, 29 Rochester, NY	• 100,000/300,000 Liability • Comp / Collision
Chevrolet Traverse LT	Allstate	$114	Helena, 28 Denison, TX	• State Minimum Liability
Chevrolet Traverse LT	Nationwide	$147	Bernard, 36 Clearbrook, MN	• 100,000/300,000 Liability • Comp / Collision
Chevrolet Traverse LT	Gainsco	$108	Russell, 33 Pitcairn, PA	• State Minimum Liability

Last Updated Nov 21, 2024

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Are Chevrolets more expensive to insure?

Compared to the average cost of other cars, Chevrolets cost 5% less to insure.

Car Make	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Buick	$86	$172
Chevrolet	$92	$174
Jeep	$94	$165
Dodge	$95	$189
RAM	$98	$189

Cheapest Chevrolets to insure

The cheapest Chevy to insure is the 2017 Chevrolet Tahoe, with an average monthly premium of $47 for state minimum coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2013 Chevrolet Corvette	$134	$241
2023 Chevrolet Malibu	$134	$221
2021 Chevrolet Traverse	$134	$162
2021 Chevrolet Camaro	$134	$241
2015 Chevrolet Suburban	$134	$169

Most expensive Chevrolets to insure

The most expensive Chevrolet model to insure is the 2013 Chevrolet Corvette, with an average monthly premium of $189 for state minimum coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2013 Chevrolet Corvette	$134	$241
2023 Chevrolet Malibu	$134	$221
2021 Chevrolet Traverse	$134	$162
2021 Chevrolet Camaro	$134	$241
2015 Chevrolet Suburban	$134	$169

What factors affect Chevrolet car insurance rates?

The motor vehicle you drive is just one factor in how your

car insurance is calculated

. The rest of the formula includes:

The cost of your vehicle: The higher the price tag—think exotic, luxury, or high-performance sports cars—the higher the cost of collision, comprehensive, and other coverage options.

The age of your vehicle: Featuring more sophisticated technology and materials, vehicles of a newer model year often cost more to insure than older ones.

The cost of parts: Custom, imported, or high-value parts cost more to replace and repair, making for higher premiums.

Your age: Car insurance rates start high for new and teen drivers, drop at the age of 25, and rise again after 75, when vision and hearing loss poses an increased risk of collisions.

Your driving record and insurance claims history: Insurance companies are allergic to risk, so they give lower rates to customers with safe driver profiles.

Your parking spot: A quiet lane in the countryside in

Colorado

poses a smaller risk of theft or vandalism than a dense urban street in a

Californian

city, giving rural drivers better insurance rates.

When it comes to Chevrolet insurance costs, there are three deciding factors:

Safety: Chevrolet didn’t win any

Top Safety Pick awards in 2022

, but the

National Highway Traffic Safety Association (NHTSA)

awarded the Silverado, Equinox, and Traverse a five-star crash rating. The Tahoe got four stars, while the Malibu went unrated.

Reliability: Consumer Reports note that Chevrolets tend to be less reliable than other makes.

Availability: You’ll have no problem finding parts for the Silverado, but the same can’t be said for the Tahoe or Traverse, whose sales figures trail far behind.

Chevrolet insurance cost for young drivers

It’s hard to find

cheap car insurance for teens

because drivers aged 16 to 19 pay the highest rates of any age group. You can save money by adding young Chevy drivers to another policy (such as their parents'). Just don’t skimp on insurance coverage!

Progressive

Martha (23 years old)

Coverage

State Minimum

Chaska, MN

Chevrolet Cruze LT

$143

per month

Travelers

Christine (23 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Columbia, SC

Chevrolet Sonic Premier

$257

per month

AAA

Josephine (24 years old)

Coverage

State Minimum

Newark, DE

Chevrolet Impala LT

$268

per month

Clearcover

Charles (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Riverdale, UT

Chevrolet Sonic LT

$129

per month

Gainsco

Ruth (22 years old)

Coverage

State Minimum

Wataga, IL

Chevrolet Monte Carlo SS

$143

per month

Chevrolet insurance cost for senior drivers

Drivers are more likely to get into a car accident as they age and lose their vision, hearing, and reflexes. The

best seniors' car insurance

providers offer discounts for retirees, stay-at-home motorists, and drivers with few insurance claims on record.

Progressive

Josephine (70 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Poughkeepsie, NY

Chevrolet Malibu 2LT

$145

per month

National General

Loretta (68 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Pocono Summit, PA

Chevrolet Cruze LT

$70

per month

Bristol West

David (66 years old)

Coverage

State Minimum

Freeport, TX

Chevrolet Silverado C1500

$69

per month

State Auto

Adele (78 years old)

Coverage

State Minimum

Boardman, OH

Chevrolet Malibu LTZ

$83

per month

Infinity

Alfred (70 years old)

Coverage

15,000 per person

30,000 per accident bodily injury

Comp / Collision

Fort Lauderdale, FL

Chevrolet Malibu RS

$309

per month

Chevrolet insurance cost for drivers with driving violations

For the lowest auto insurance rates, you’ll need to pair your Chevrolet with a clean driving record. If you committed any of the following within the last three to five years, you’ll see a surcharge on your monthly insurance bills:

Speeding tickets

DUIs

At-fault accidents

License suspensions or revocations

Reckless driving

Even if you have a high-risk driver profile, it’s not the end of the world. Here’s where to find the cheapest car insurance rates following every kind of violation.

MORE:

Tips to help you get a clean driving record

Cheapest car insurance for Chevrolet drivers with speeding ticket

Speeding tickets can stay on your record

for up to a decade. Whether it’s due to a single ticket for a serious speeding violation, or multiple tickets for minor infractions, that’s a long time to pay high insurance premiums!

You can bring them back down by looking for the best rates with Jerry. Here are some of the deals Chevrolet drivers found after receiving a speeding ticket.

MORE:

How do I lower my car insurance after a speeding ticket?

Speeding Type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Speeding 1-5	Chevrolet Silverado C1500	Allstate	$147	Johnny, 27 Oklahoma City, OK	• 100,000/300,000 Liability • Comp / Collision
Speeding 6-10	Chevrolet Malibu LT	AAA	$141	Rodney, 30 Columbus, OH	• State Minimum Liability
Speeding 11-15	Chevrolet Silverado K1500 LT	Safeco	$173	Estella, 28 Prudenville, MI	• 100,000/300,000 Liability • Comp / Collision
Speeding 16-20	Chevrolet Malibu 1LT	Gainsco	$135	Lloyd, 29 Hoover, AL	• State Minimum Liability
Speeding 21+	Chevrolet Cobalt LS	Mercury	$146	Jacob, 34 Ocala, FL	• 25,000/50,000 Liability

Last Updated Nov 21, 2024

Cheapest car insurance for Chevrolet drivers with a DUI record

DUI conviction

can have a significant impact on the car insurance quotes you find. Some providers charge high-risk drivers high rates, while others are willing to give them a second chance. Using a car insurance quote comparison app can help you find more of the latter.

Progressive

Jordan (30 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Berea, OH

Chevrolet Cruze LT

$181

per month

Allstate

Lucille (39 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Salt Lake City, UT

Chevrolet Silverado K1500 LT

$158

per month

Travelers

Winifred (38 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Denver, CO

Chevrolet Volt LT

$205

per month

Safeco

Hettie (30 years old)

DUI

Coverage

100,000 per person

300,000 per accident bodily injury

Mayville, MI

Chevrolet Impala Super Sport

$65

per month

Infinity

Maria (46 years old)

DUI

Coverage

State Minimum

Pittsburgh, PA

Chevrolet Cobalt

$96

per month

Cheapest car insurance for Chevrolet drivers after an accident

A history of at-fault accidents and insurance claims makes car insurance companies nervous, which leads to high rates. Jerry can help bring your premiums back down by showing you the best deals in your area in just a few taps. Chevy drivers with several at-fault accidents on record found savings with these providers:

MORE:

How can I remove an accident from my driving record?

Accident type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
At Fault With Injury	Chevrolet Malibu 1LT	Progressive	$351	Augusta, 24 Harper, TX	• State Minimum Liability • Comp / Collision
At Fault With Injury	Chevrolet Silverado K1500 LT	Travelers	$126	Catherine, 32 Goldsboro, NC	• 50,000/100,000 Liability • Comp / Collision
At Fault With No Injury	Chevrolet Camaro LT	Allstate	$259	Luis, 63 Decatur, GA	• 50,000/100,000 Liability • Comp / Collision
Not At Fault	Chevrolet Impala LS	AAA	$189	Barry, 39 Philadelphia, PA	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Chevrolet Silverado C1500 Cust	Clearcover	$316	Betty, 27 Phoenix, AZ	• 100,000/300,000 Liability • Comp / Collision

Last Updated Nov 21, 2024

Cheapest car insurance for Chevrolet drivers with other driving violations on their record

Reckless driving, driver’s license suspensions, and driver’s license revocations can also take their toll on your insurance premiums. While you’re working on

getting your license reinstated

, take a look around for better deals with other insurance providers. Jerry can help you find savings in less than a few minutes.

Violation	Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Illegal Turn	Chevrolet Silverado K2500	Progressive	$113	Phillip, 62 Odessa, TX	• State Minimum Liability
Defective Equipment	Chevrolet Silverado C1500 LT	Allstate	$137	Birdie, 24 Meigs, GA	• 100,000/300,000 Liability • Comp / Collision
Failure to Obey Signal	Chevrolet Malibu LT	Nationwide	$153	Roxie, 32 Greenville, SC	• State Minimum Liability • Comp / Collision
Wrong Way/Wrong Lane	Chevrolet Silverado K1500 RST	Safeco	$126	Emilie, 31 San Antonio, TX	• State Minimum Liability
Cell Phone	Chevrolet Malibu LS	Gainsco	$95	Winnie, 38 Port Byron, IL	• State Minimum Liability • Comp / Collision
Careless Driving	Chevrolet Camaro 2SS	Mercury	$195	Chad, 35 Athens, GA	• State Minimum Liability • Comp / Collision
Driving on Sus. License	Chevrolet Cruze LT	Nationwide	$88	Scott, 33 Slippery Rock, PA	• 50,000/100,000 Liability • Comp / Collision
Failure to Stop	Chevrolet Traverse LTZ	National General	$167	Evelyn, 36 South Saint Paul, MN	• State Minimum Liability
Seat Belt	Chevrolet Sonic LS	AAA	$152	Roy, 28 Staunton, VA	• 30,000/60,000 Liability • Comp / Collision
Improper Passing	Chevrolet Cruze Limited LT	Plymouth Rock	$155	Corey, 23 Leesport, PA	• State Minimum Liability

Last Updated Nov 18, 2024

How can I lower the cost of my Chevrolet car insurance?

Still struggling to insure your Chevy? Here are a few tips to lower your annual rates, courtesy of Jerry’s insurance agents:

Shop around:

The best way to get cheap car insurance

is to compare quotes from at least three different insurance providers. There’s no way to know you’ve got the best deal unless you’ve looked around!

Choose a cheaper model: If you’re shopping for a Chevrolet, look for a model that’s compact, cheap to repair, and stuffed with safety features. Buying used can also save you a few bucks each month.

Bundle your insurance policies:

A car and home insurance bundle

can get you a discount on each product if you purchase them from the same company.

Install a telematics device: Telematics devices track where, how far, when, and how you drive. Drive infrequently and safely and you could benefit from

car insurance discounts

Reduce your coverage: If your car is worth less than 10 times your premiums, it might be time to and lower your bills.

Raise your deductible: Considering your financial situation will help you

choose the best car insurance deductible

—the more you pay upfront after an accident, the less you’ll pay in premiums year by year.

FAQs

What’s the most expensive Chevrolet model to insure?

The most expensive Chevrolet model to insure is the 2013 Chevrolet Corvette, with an average monthly premium of $189 for state minimum coverage.

Are Chevys expensive to insure?

Compared to the national average, Chevrolets cost about the same amount to insure. Your particular driver profile, driving history, and model will determine the auto insurance rates you can find.

What do Chevrolets cost to insure on average?

On average, Chevrolets cost an average of $1,104 per year for state minimum coverage and $2,088 per year for full coverage. That said, your insurance costs can change depending on your driving history, demographics, and location, among other factors.

What’s the cheapest Chevrolet model to insure?

The cheapest Chevy to insure is the 2017 Chevrolet Tahoe, with an average monthly premium of $47 for state minimum coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.