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Cheapest car insurance in Knoxville, Tennessee (Jun 2024)

Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Knoxville, Tennessee.
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Amy Bobinger
Licensed Insurance Agent — Expert Insurance Editor
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor
Knoxville Car Insurance: Quick Facts
  • The average cost of minimum liability coverage in Knoxville, Tennessee is about $59 a month.
  • Knoxville’s average minimum liability cost is about the same as the Tennessee state average.
  • The average cost of full coverage in Knoxville, Tennessee is about $166 a month.
  • Knoxville’s average full coverage cost is slightly higher than the Tennessee state average of $155 a month.
Knoxville is one of Appalachia’s largest cities, but it still has a relatively small-town feel compared to other urban areas of a similar size. And while rush hour and UT games can lead to traffic congestion, falling crime rates and low liability limits likely contribute to Knoxville’s reasonable car insurance costs.
But even if your Knoxville car insurance rates are already low, you may be able to save even more with Jerry. Download the app to start comparison shopping today.

How to find the cheapest car insurance quotes in Knoxville

In Knoxville, the average
auto insurance
policy costs about $59 per month for minimum coverage liability insurance, and about $166 per month for full coverage insurance.
While it would certainly make shopping easy, there’s no single car insurance company that offers the cheapest rates for everyone. That’s why it pays for drivers to
shop around
and
compare quotes
to find the best cheap auto insurance policy for them. Fortunately, Jerry makes it easy for Knoxville drivers to do just that—and once you find the policy you want at the right rate, our licensed insurance agents can help you cancel your old one completely hassle-free.
Insurance companyPremium (monthly)CustomerCarInsurance coverage
Progressive
$105
Miguel, 28
Zip: 37920
Honda Accord Value
• State Minimum Liability
Safeco
$78
Luis, 36
Zip: 37918
Chevrolet Sonic LT
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$92
Ruth, 61
Zip: 37923
Ford F150 Supercrew
• 100,000/300,000 Liability
• Comp / Collision
Nationwide
$135
Cornelia, 36
Zip: 37921
Toyota Camry L
• 50,000/100,000 Liability
• Comp / Collision
National General
$88
Bernice, 24
Zip: 37938
Honda Civic LX
• State Minimum Liability
coverageLast Updated Jun 19, 2024

Best car insurance companies in Knoxville

Car insurance might not seem like a personal thing, but it is. Finding the right auto insurance policy depends on your needs as a driver, which means no single provider will offer the best rate for everyone. Apart from cost, other factors like claims handling and customer service are also important when choosing a carrier. 
If you’re struggling to find the best company in Knoxville, we’ve made it easy. We wanted to find out what car insurance companies offered the cheapest car insurance rates in Knoxville, so we conducted the largest insurance shopping survey in the nation.
Our findings: Policyholders in Tennessee gave Bristol West,
GEICO
, and
Travelers
the highest rates for cost, customer service, and claims processing. 
After finding new car insurance policies with Jerry, here’s what Tennessee drivers have had to say about working with their providers.
Insurance companyOverall ratingPriceClaims experienceCustomer service
Geico
4.6
4.8
N/A
4.6
State Farm
4.2
3.7
4.6
4.4
Progressive
4.2
3.7
3.8
4
Allstate
4.1
4.3
N/A
4
Farmers
3.7
2.3
N/A
3
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Knoxville

Knoxville drivers need to prove financial responsibility before they can legally hit the road—and the easiest way to do that is to purchase car insurance that meets
the state’s minimum requirements
.
In many cases, drivers can also benefit from full coverage or other optional coverage types.

Cheap minimum liability insurance quotes in Knoxville

In Knoxville, Tennessee, drivers must satisfy the state’s minimum car insurance requirements. Here’s a breakdown of what you’ll need:
Uninsured/underinsured motorist coverage
is offered by insurers in Tennessee but isn’t required by law. If drivers choose to reject coverage, they must do so in writing.
Purchasing liability coverage is the easiest way to reduce monthly insurance payments, but it can leave you susceptible to significant expenses if you’re involved in an at-fault accident that causes injury or property damage.
Here’s a look at rates Jerry users have found for minimum liability coverage in Knoxville.
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Miguel (28 years old)
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37920)
$105
per month
card cover
Rhoda (26 years old)
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37919)
carHonda FIT LX
$152
per month
card cover
Bradley (29 years old)
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37918)
$124
per month
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Lillian (32 years old)
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37919)
carNissan Maxima 3.5S
$130
per month
card cover
Owen (29 years old)
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37916)
carHonda FIT
$85
per month

Do you need more than minimum coverage in Knoxville?

Generally speaking, most drivers would benefit from having more than Tennessee’s required 25/50/25 liability insurance.
The reason why: More severe accidents can easily exceed these limits, and if you were found at fault for an accident, you’d need to find another way to pay for others’ injuries and damages once that limit is reached. And because
Tennessee’s car accident laws
allow drivers to file property damage lawsuits up to three years after the accident, your liability can extend long beyond the original crash. 
For better financial protection, insurance experts commonly recommend choosing higher liability limits, such as 50/100/50 or 100/300/100.

Cheap full coverage car insurance quotes in Knoxville

Liability coverage won’t cover damage to your vehicle—you’d need collision and comprehensive coverage for that.
Full coverage car insurance
generally refers to a policy that includes both
comprehensive
and
collision coverage
. Collision coverage pays to repair or replace your vehicle after an accident with another vehicle or stationary object, while comprehensive coverage applies to damages caused by various other non-collision-related events, like theft, severe weather, or animal damage.
If you lease or finance a car, your lenders will likely require that you keep full coverage on your car for the duration of your loan.
Check out the rates other Knoxville drivers have found for full coverage car insurance with Jerry’s help.
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• State Minimum Liability
• Comp / Collision
Progressive
$276
Darrell, 45
Zip: 37921
KIA Seltos S
• State Minimum Liability
• Comp / Collision
Nationwide
$70
Josephine, 49
Zip: 37920
Honda Civic LX
• 100,000/300,000 Liability
• Comp / Collision
Allstate
$92
Ruth, 61
Zip: 37923
Ford F150 Supercrew
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$78
Luis, 36
Zip: 37918
Chevrolet Sonic LT
• State Minimum Liability
• Comp / Collision
National General
$202
Irene, 29
Zip: 37912
Mitsubishi Mirage ES
coverageLast Updated Jun 19, 2024
Finding affordable car insurance doesn’t have to be like finding a needle in a haystack. With a comparison app and licensed
insurance broker
like Jerry, you can find the coverage you need at the most affordable rates in minutes. And with over 100+ licensed insurance agents helping provide end-to-end customer service, no questions will go unanswered.
Lower my car insurance too!

Average cost of car insurance in Knoxville

Jerry has found that the average cost of minimum liability car insurance in Knoxville is about $59 a month or $707 a year. The average cost of full coverage insurance in Knoxville is about $166 a month or $1,995 a year.
Overall, annual car insurance costs for minimum liability coverage in Knoxville are about the same as the Tennessee state average and a little lower than the national average. For full coverage, the average annual cost is a little higher than the Tennessee state average, but about the same as the national average.
Coverage type
Knoxville
Tennessee
United States
Full coverage 
$1,995
$1,856
$1,984
Minimum coverage 
$707
$713
$927
Why consider averages? While a number of factors can make your personal car insurance premiums higher or lower than the average in your area, seeing what others pay can help you get a general idea of what your insurance costs will be.
You can usually expect bigger cities to have higher-than-average insurance costs, but rates are surprisingly reasonable in Knoxville. Here are some reasons that might be: 

Low population density 

According to the
US Census Bureau
, there are about 196,000 people in Knoxville. But the population density is relatively low, with around 2,000 people per square mile. (Compare that to
Washington DC
, which has around 11,000 people per square mile.) 
When fewer people live in a given area, traffic will be lighter, which can help decrease the chances of getting into an accident and. That can lead to lower overall car insurance rates. 

Falling auto theft rates

Data from the
National Insurance Crime Bureau
shows that in 2020, Knoxville ranked #104 in the nation for the city with the most stolen cars. In 2022, the Marble City had fallen to #191 on the list.
Frequent motor vehicle thefts mean more comprehensive claims that insurers have to pay, so drivers generally pay more for car insurance in areas with higher theft rates.

Low liability limits

Tennessee’s minimum insurance requirements include $25,000 of bodily injury liability per person, $50,000 of bodily injury liability per accident, and $15,000 of property damage liability per accident. 
These limits are on the relatively low side, especially when you consider that Tennessee drivers aren’t required to carry extra coverages like
personal injury protection
(PIP) or
uninsured/underinsured motorist coverage
(UM/UIM). This likely contributes to generally low car insurance costs for drivers across the whole state, including in Knoxville. 

Average cost of car insurance in Knoxville by zip code

Your ZIP code plays a large part in your car insurance calculations since different areas of a city are subject to their own unique features. If you move to a ZIP code notorious for traffic congestion or vehicle theft, you’ll likely see higher rates than drivers in other areas of the city. 
To see how your ZIP code could affect your Knoxville insurance rates, check out the table below.
Zip CodeAverage State Minimum Coverage RateAverage Full Coverage Rate
37909
$37
$147
37912
$42
$168
37914
$50
$129
37915
$34
$121
37916
$67
$120
37917
$57
$129
37918
$56
$128
37919
$44
$119
37920
$54
$123
37921
$93
$148
37922
$42
$135
37923
$50
$140
37924
$42
$150
37931
$56
$123
37932
$72
$110
37938
$62
$90

Car insurance quotes in Knoxville by rating factors 

Insurance companies in Knoxville use many rating factors when
deciding your auto insurance premium
:  
  • Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.
  • Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.
  • Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density. 
  • Your mileage: High annual mileage can result in higher insurance costs.
  • The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.
  • Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.

How do different factors impact your car insurance costs in Knoxville?

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Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
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Prohibited (or effectively prohibited): Tennessee currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Knoxville:

Cheap car insurance quotes in Knoxville after driving violations

Your
Tennessee driving record
will predictably have a significant influence on your car insurance rate. Racking up too many violations could send your insurance rate skyrocketing, so it pays to practice safe driving by following the rules of the road.
Some common violations that contribute to premium increases include:
  • Speeding
  • DUIs
  • At fault accident 
  • Reckless driving 
  • Driving on a suspended license
  • Driving without insurance

Cheapest car insurance in Knoxville after speeding ticket

You’re almost certain to see an increase in your insurance rates following a
Tennessee speeding ticket
, but how much your rates increase is linked both to how fast you’re driving and how many times you’ve been ticketed for speeding. If you’re going fast enough to warrant a
reckless driving conviction
, expect major rate increases.
Whether this is your first offense or you have a few speeding tickets in your glove compartment, Jerry can still help you find affordable coverage. 
Speeding TypeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Speeding 1-5
Progressive
$127
Andre, 24
Zip: 37912
Toyota RAV4 LE
• State Minimum Liability
• Comp / Collision
Speeding 16-20
Progressive
$150
Henrietta, 35
Zip: 37919
Nissan Altima 2.5
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Jun 20, 2024

Cheapest car insurance in Knoxville after DUI

If you’re convicted of
DUI in Tennessee
, it serves a major red flag for auto insurance companies, signaling you’re a
high-risk driver
, which can send your rates soaring. In fact, some providers may not offer coverage after a DUI, especially if it’s not your first.
Luckily, Jerry can help you get a quote for affordable coverage even after a major conviction, like a DUI.
card cover
Alan (26 years old)
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37912)
$95
per month
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Electric
Rosie (35 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationKnoxville, TN
(Zip Code: 37919)
$157
per month

Cheapest car insurance in Knoxville after an at-fault accident

At-fault accidents can result in steep rate hikes from your car insurance company. Too many at-fault accidents on your record suggest you're a risky driver, which, to insurers, means a more costly driver. That’s why you’ll see higher insurance rates than drivers with
clean driving records
.
If you recently had an accident and saw your car insurance rate increase, shopping around for new car insurance quotes might get you a better rate—like it did for these Knoxville policyholders:
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With No Injury
Progressive
$113
Cody, 24
Zip: 37919
Chevrolet Sonic LT
• State Minimum Liability
• Comp / Collision
Not At Fault
Allstate
$96
Clayton, 24
Zip: 37919
RAM 1500 SLT
• State Minimum Liability
At Fault With No Injury
Travelers
$167
Clifford, 26
Zip: 37922
Jeep Cherokee Latitude
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Jun 16, 2024

Cheapest car insurance in Knoxville after other driving violations

As you’d probably expect, driving offenses can increase your car insurance rate—but the exact impact will likely depend on how many you have and their severity. Things like reckless driving, driving on a suspended license, and
driving without insurance
are all violations that can increase car insurance rates in Knoxville.
Here’s a look at rates Knoxville drivers have found after various types of violations with help from Jerry:
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Illegal Turn
Progressive
$295
Janie, 23
Zip: 37912
Pontiac G6
• State Minimum Liability
Failure to Obey Signal
Safeco
$109
Leo, 34
Zip: 37918
Ford Fusion SE
• State Minimum Liability
• Comp / Collision
Careless Driving
Bristol West
$129
Anne, 36
Zip: 37919
Dodge Journey SXT
• State Minimum Liability
• Comp / Collision
Failure to Yield
State Auto
$196
Trevor, 25
Zip: 37912
Chevrolet Silverado K1500
• State Minimum Liability
• Comp / Collision
Improper Passing
Progressive
$139
Hattie, 60
Zip: 37918
Volvo S80 3.2
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jun 20, 2024

Cheap car insurance quotes in Knoxville by age

Age isn’t everything, but it has a significant impact on what you pay for auto insurance coverage.
Young drivers have the highest average car insurance premiums. Luckily, this is only temporary for safe drivers, as you can generally expect your car insurance rates to decrease gradually over time for most of your adult life.
By age 75, you can usually expect car insurance costs to rise again

Cheapest car insurance in Knoxville for young drivers

Teen drivers aged 16 to 19 see some of the highest insurance premiums of any age group due to limited driving experience, but rates usually remain high until 25. New drivers also face high premiums due to a lack of driving experience and limited insurance history. After 25, rates tend to decline steadily.  
While minimum coverage is the cheapest option for young and new drivers, most can benefit from a full coverage policy's added protection. To help offset the high costs of teen insurance, look for student discounts! 
Jerry can also help secure affordable rates for young motorists.
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Lois (24 years old)
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37996)
carFord Bronco
$157
per month
card cover
Ida (23 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationKnoxville, TN
(Zip Code: 37918)
$129
per month
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Alexander (22 years old)
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37909)
carPontiac Grand Prix GT
$115
per month
card cover
Clarence (24 years old)
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37919)
$96
per month
card cover
Gainsco
Don (24 years old)
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37938)
$87
per month

Cheapest car insurance in Knoxville for senior drivers

Older drivers usually enjoy lower premiums, but senior drivers may see a rate increase in their mid-seventies thanks to slower reflexes and increased risk for injury. Fortunately, there are plenty of way to save:
card cover
Lenora (70 years old)
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37923)
$87
per month
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Esther (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationKnoxville, TN
(Zip Code: 37923)
carNissan Kicks S
$148
per month
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Bobby (66 years old)
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37919)
carFord F150
$66
per month

Cheap car insurance quotes in Knoxville based on insurance history

Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any
lapses in coverage
Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:
card cover
Antonio (40 years old)
Currently Insured
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37938)
$78
per month
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Tony (36 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationKnoxville, TN
(Zip Code: 37918)
carChevrolet Sonic LT
$78
per month
card cover
Barry (36 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationKnoxville, TN
(Zip Code: 37921)
$135
per month
card cover
Carlos (61 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationKnoxville, TN
(Zip Code: 37923)
carFord F150 Supercrew
$92
per month
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Alice (45 years old)
Currently Insured
coverageCoverage
State Minimum
locationKnoxville, TN
(Zip Code: 37921)
carKIA Seltos S
$180
per month

Cheap car insurance quotes in Knoxville for drivers with bad credit

While having poor credit doesn’t automatically mean you’re an unsafe driver, insurers have seen a correlation between
low credit scores
and an increased frequency of claims. That’s why drivers with bad credit tend to pay higher premiums than those with healthy credit ratings.
Generally, drivers with excellent credit (over 750) pay about 20% less for auto coverage than drivers with scores below 550.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
Progressive
$72
Christopher, 27
Zip: 37920
KIA Sorento LX
• State Minimum Liability
• Comp / Collision
660 - 750
Safeco
$130
Clarence, 32
Zip: 37919
Nissan Maxima 3.5S
• State Minimum Liability
• Comp / Collision
660 - 750
Allstate
$92
Leona, 30
Zip: 37918
Toyota RAV4 LE
• 50,000/100,000 Liability
• Comp / Collision
550 - 659
Bristol West
$180
Leon, 45
Zip: 37921
KIA Seltos S
• State Minimum Liability
< 550
Gainsco
$85
Luis, 26
Zip: 37998
Chevrolet Equinox LT
• State Minimum Liability
coverageLast Updated Jun 16, 2024

How to lower car insurance costs in Knoxville

1. Shop around and compare quotes

Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months. 
Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free! 

2. Hunt for car insurance discounts

Every insurance company offers
a set of discounts
, but the exact discount offered varies by company. Some common discounts include: 
  • Good driver discounts. California state law mandates 20% insurance discounts for drivers with one or fewer points on their license who have continuously held a license for three years with no at-fault accidents responsible for injury or death.
  • Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!
  • Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

FAQ

How much is car insurance in Knoxville?

People living in Knoxville pay on average $59 per month – or $707 per year – on state-minimum liability coverage. Full coverage in Knoxville costs on average $166 per month or $1,995 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the cheapest car insurance in Knoxville?

Based on thousands of Knoxville drivers Jerry has worked with, car insurance in Knoxville costs an average of $59 per month for state-minimum coverage and $166 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the best car insurance in Knoxville?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Bristol West, and Travelers receive good ratings from Knoxville drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

What is the minimum car insurance in Knoxville, Tennessee?

The state-minimum car insurance in Knoxville, Tennessee is $25,000 in bodily injury liability per person, $50,000 per accident, and $15,000 for damage to property. These coverages are commonly referred to as 25/50/15 coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Amy Bobinger
badge icon
Licensed Insurance Agent — Expert Insurance Editor
Expert insurance writer and editor Amy Bobinger specializes in car repair, car maintenance, and car insurance. Amy is passionate about creating content that helps consumers navigate challenges related to car ownership and achieve financial success in areas relating to cars.
Amy has over 10 years of writing and editing experience. After several years as a freelance writer, Amy spent four years as an editing fellow at WikiHow, where she co-authored over 600 articles on topics including car maintenance and home ownership. Since joining Jerry’s editorial team in 2022, Amy has edited over 2,500 articles on car insurance, state driving laws, and car repair and maintenance.
avatar
Kianna Walpole
badge icon
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.