Cheapest Nissan Car Insurance (Dec 2023)

How much does Nissan car insurance cost? 

How to find the cheapest Nissan Car Insurance Quotes

Last Updated Dec 10, 2023

The best car insurance companies for Nissan drivers

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Nissan models 

Safety features: Vehicles with excellent safety ratings, like the Nissan Pathfinder and the Nissan Rogue, tend to have lower insurance costs.
Vehicle value: Expensive cars, like the Nissan GT-R, typically have far higher insurance costs than economy vehicles, like the Nissan Versa or Nissan Altima.
Vehicle class: Full-size SUVs tend to have higher insurance costs than compact SUVs and small cars.
Engine size: Sports cars, like the Nissan 370Z, have engines built for speed, which insurers typically view as an increased risk. For that reason, performance and sports cars typically see higher insurance costs. 
Availability of replacement parts: Luxury vehicles and discontinued cars tend to have expensive or difficult-to-acquire replacement parts, resulting in increased insurance costs.
Cost of repairs: If you drive a car with high repair costs, like a high-end luxury vehicle, you can expect to pay steeper insurance rates. 

Nissan Sentra insurance costs 

S: Starting at $20,050 MSRP, the base model 2023 Nissan Sentra S features a 149-horsepower engine, 16-inch wheels, a seven-inch touchscreen, and standard driver-assist and safety tech.
SV: Starting at $21,270, the 2023 Nissan Sentra SV adds intelligent cruise control, premium interior materials, three months of SiriusXM® radio, and extra USB ports. 
SR: Starting at $22,940, the 2023 Nissan Sentra SR features an exclusive sport design, LED headlights, 18-inch wheels, and a dark chrome v-motion grille. 

Last Updated Dec 9, 2023

Nissan Pathfinder insurance costs 

S: Starting at $36,535, the base model 2023 Nissan Pathfinder S includes a 284-horsepower engine, 18-inch wheels, automatic climate control, an eight-inch touchscreen display, Apple CarPlay and Android Auto, and standard driver-assist and safety tech. 
SV: Starting at $39,355, the 2023 Nissan Pathfinder SV includes additions like a remote start feature, heated exterior mirrors, adaptive cruise control, and a lane-keeping assist feature. 
SL: Starting at $42,955, the 2023 Nissan Pathfinder SL adds a power liftgate, heated steering wheel, nine-inch touchscreen display, cordless smartphone charging pad, integrated navigation, and additional USB ports. 
Rock Creek: Starting at $44,355, the 2023 Nissan Pathfinder Rock Creek features a 295-horsepower tuned version of the base engine, off-road suspension with a 0.6-inch lift, 18-inch wheels with all-terrain tires, LED fog lights, standard all-wheel drive, and custom grille.
Platinum: Starting at $49,505, the 2023 Nissan Pathfinder Platinum is at the top of the lineup and includes upgraded leather upholstery, ambient cabin lighting, a hands-free liftgate, a digital instrument cluster, and a heads-up display.

Last Updated Dec 7, 2023

Nissan Rogue insurance cost

S: Starting at $28,695, the base model 2023 Nissan Rogue S features a turbocharged 201-horsepower engine, 17-inch alloy wheels, LED headlights, an eight-inch touchscreen, Apple CarPlay and Android Auto, two USB ports, a four-speaker audio system, and a standard set of driver-assist and safety tech.
SV: Starting at $30,785, the 2023 Nissan Rogue SV adds 18-inch wheels, a remote engine start feature, heated exterior mirrors, automatic climate control, a six-speaker audio system, adaptive cruise control, and lane-keeping assist. 
SL: Starting at $35,045, the 2023 Nissan Rogue SL includes upgrades like 19-inch wheels, LED fog lights, a hands-free liftgate, driver’s seat memory settings, and a 360-degree camera.
Platinum: Starting at $38,475, the 2023 Nissan Rogue Platinum tops the lineup with a 12.3-inch digital instrument panel, a built-in Amazon Alexa digital assistant, premium interior materials, a cordless charging pad, and an extra front-center airbag for added protection.

Last Updated Dec 10, 2023

Nissan Frontier insurance costs 

S. Starting at $30,525, the base model 2023 Nissan Frontier S includes a 310-horsepower engine, 16-inch wheels, push-button start, an eight-inch touchscreen, a six-speaker sound system, Android Auto and Apple CarPlay, and standard driver-assist and safety tech. 
SV. Starting at $33,225, the 2023 Nissan Frontier SV adds 17-inch wheels, a power-adjustable driver’s seat, and three separate package options with varying features.
Pro-X. Starting at $37,055, the 2023 Nissan Frontier Pro-X includes upgrades like Bilstein shocks, extra skid plates, custom wheels with all-terrain tires, a 10-speaker sound system, and a nine-inch touchscreen.

Last Updated Dec 9, 2023

Nissan Maxima insurance costs 

SV: Starting at $39,435, the base model 2023 Nissan Maxima SV features a 300-horsepower engine, LED headlights, automatic climate control, Android Auto and Apple CarPlay, an eight-inch touchscreen, an in-car Wi-Fi hotspot, and standard driver-assist and safety features. 
SR: Starting at $44,595, the 2023 Nissan Maxima SR adds paddle shifters, sport suspension, driver’s seat memory settings, an 11-speaker Bose audio system, and lane-keeping assist.
Platinum: Starting at $45,545, the 2023 Nissan Maxima Platinum includes upgrades like automatic wipers, premium interior materials, and heated rear seats. 

Last Updated Dec 8, 2023

Are Nissans more expensive to insure?

Cheapest Nissans to insure

Most expensive Nissans to insure

What factors affect Nissan car insurance rates?

Vehicle age: If you drive a newer Nissan, you’ll most likely see higher insurance costs. 
Vehicle cost: Expensive cars, like the Nissan GT-R, have steeper insurance rates than cheaper options, like the Nissan Murano or the Nissan Leaf. 
Parts cost: Insurance typically costs more for cars with expensive or difficult-to-acquire parts. 
Your age: Drivers under 25 and over 75 pay the highest insurance premiums. If you’re within one of those age groups, you’ll likely pay inflated rates.  
Your driving record and insurance claims history: You should expect to pay higher rates if you have a history of crashes or auto insurance claims.
Where you store your car: Leaving your car unsheltered outside exposes it to higher risks of damage due to theft, vandalism, or weather. This can result in increased insurance expenses. 

Imports: Many Nissans are produced in Japan. This can cause replacement costs to be higher than domestic vehicles. 
Safety: Nissan vehicles get excellent safety ratings, which can help lower your insurance costs. 
Reliability: Cars with great reliability scores, like Nissan, tend to have lower insurance costs. 

Nissan insurance cost for young drivers

Progressive

Jordan (22 years old)

Coverage

State Minimum

Brunswick, ME

Nissan Altima SV

$227

per month

Travelers

Travis (23 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

North Royalton, OH

Nissan Sentra S

$112

per month

Nationwide

Jon (20 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Indianapolis, IN

Nissan Altima S

$284

per month

Bristol West

Francis (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Oswego, NY

Nissan Sentra S

$266

per month

Nissan insurance cost for senior drivers

Allstate

Katie (76 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Columbus, GA

Nissan Frontier S

$261

per month

Travelers

Bobby (67 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Salt Lake City, UT

Nissan Xterra XE

$62

per month

State Auto

Lucy (71 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Clarkesville, GA

Nissan Juke S

$108

per month

Gainsco

Betty (80 years old)

Coverage

State Minimum

West Bend, WI

Nissan Rogue S

$74

per month

Plymouth Rock

Christina (66 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Chaplin, CT

Nissan Sentra 2.0

$91

per month

Nissan insurance cost for drivers with driving violations 

Speeding tickets
DUIs
At-fault accidents
Reckless driving
Driving on a suspended license

Cheapest car insurance for Nissan drivers with a speeding ticket

Last Updated Dec 10, 2023

Cheapest car insurance for Nissan drivers with a DUI

Safeco

Ryan (34 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Colorado Springs, CO

Nissan Xterra SE

$134

per month

Travelers

Hettie (38 years old)

DUI

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

San Jose, CA

Nissan Sentra SR Turbo

$175

per month

Allstate

Curtis (34 years old)

DUI

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Greenville, SC

Nissan Altima 2.5

$190

per month

Mercury

Marguerite (30 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Houston, TX

Nissan Maxima S

$264

per month

Plymouth Rock

Maurice (34 years old)

DUI

Coverage

15,000 per person

30,000 per accident bodily injury

Comp / Collision

Voorhees, NJ

Nissan Sentra SR

$149

per month

Cheapest car insurance for Nissan drivers after an accident

Last Updated Dec 10, 2023

Cheapest car insurance for Nissan drivers with other driving violations on their record

Last Updated Dec 8, 2023

How can I lower the cost of my Nissan car insurance?

Compare rates: The best way to find quality coverage at affordable rates is to
shop around for insurance coverage
. Jerry simplifies this process by providing you with free quotes from over 50 of the nation’s top insurance agencies. 
Bundle your insurance plans: Another proven way to reduce your monthly bill is by
bundling your homeowners and auto insurance
with the same company. 
Participate in a telematics program: Telematics programs may track driving habits and reward safe drivers with lower rates. Many of the top insurance providers offer
insurance discounts
for drivers who participate in telematics programs. 
Raise your deductible: The deductible is the amount of money you must pay out of pocket before the insurance company will pay on a claim. Increasing your deductible is one way to reduce your rate. 
Reduce your coverage: Older and less valuable vehicles don’t need as much coverage as expensive new models. If you drive an older Nissan, you may be able to save some cash by
reducing your coverage
. 
Purchase a used car: New cars tend to face steeper insurance rates than older used cars. Driving a used Nissan may be a solid way to cut down on your insurance expenses.