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Cheapest car insurance in Chattanooga, Tennessee (Sep 2024)
Cheapest car insurance in Chattanooga, Tennessee (Sep 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Chattanooga, Tennessee.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page?
- How to find the cheapest car insurance quotes in Chattanooga
- Best car insurance companies in Chattanooga
- Best cheap car insurance quotes in Chattanooga
- Average cost of car insurance in Chattanooga
- Car insurance quotes in Chattanooga by rating factors
- How do different factors impact your car insurance costs in Chattanooga?
- Cheap car insurance quotes in Chattanooga after driving violations
- Cheap car insurance quotes in Chattanooga by age
- Cheap car insurance quotes in Chattanooga based on insurance history
- Cheap car insurance quotes in Chattanooga for popular cars
- How to lower car insurance costs in Chattanooga
- FAQ
- Methodology
- Meet our experts
Load full table of contents
How to find the cheapest car insurance quotes in Chattanooga
In Chattanooga, the average
auto insurance
policy costs about $74 per month for minimum coverage liability insurance, and about $152 per month for full coverage insurance. Chattanooga drivers pay 16% less than the Tennessee
average. While it would certainly make shopping easy, there’s no single car insurance company that offers the cheapest rates for everyone. That’s why it pays for drivers to
shop around
and compare quotes
to find the best cheap auto insurance policy for them. Fortunately, Jerry makes it easy for Chattanooga drivers to do just that—and once you find the policy you want at the right rate, our licensed insurance agents can help you cancel your old one completely hassle-free.| Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $269 | Tyler, 28 Zip: 37404 | RAM RAM Truck 1500 ST | • 50,000/100,000 Liability • Comp / Collision |
| Safeco | $108 | Gilbert, 32 Zip: 37407 | Ford Explorer XLT | • State Minimum Liability • Comp / Collision |
| Travelers | $105 | Robert, 66 Zip: 37415 | Lexus NX 200T | • 100,000/300,000 Liability • Comp / Collision |
| Nationwide | $95 | Patrick, 30 Zip: 37421 | Lexus LS 460 | • State Minimum Liability • Comp / Collision |
| State Auto | $132 | Mamie, 49 Zip: 37411 | Ford Focus SE | • State Minimum Liability |
Last Updated Sep 15, 2024Best car insurance companies in Chattanooga
Car insurance might not seem like a personal thing, but it is. Finding the right auto insurance policy depends on your needs as a driver, which means no single provider will offer the best rate for everyone. Apart from cost, other factors like claims handling and customer service are also important when choosing a carrier.
If you’re struggling to find the best company in Chattanooga, we’ve made it easy. We wanted to find out what car insurance companies offered the cheapest car insurance rates in Chattanooga, so we conducted the largest insurance shopping survey in the nation.
After finding new car insurance policies with Jerry, here’s what Tennessee drivers have had to say about working with their providers.
| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
| Geico | 4.6 | 4.8 | N/A | 4.6 |
| State Farm | 4.2 | 3.7 | 4.6 | 4.4 |
| Progressive | 4.2 | 3.7 | 3.8 | 4 |
| Allstate | 4.1 | 4.3 | N/A | 4 |
| Farmers | 3.7 | 2.3 | N/A | 3 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Chattanooga
Tennessee’s minimum car insurance requirements
reflect how much insurance you need the carry to legally drive as well as the cheapest coverage option in Chattanooga. However, minimum liability coverage provides minimal financial protection.You’ll need full coverage if you want to cover the cost of repairing or replacing your own vehicle–but that’s not as easy to get in the Volunteer State as it once was thanks to the current car insurance crisis. Take a listen to what Jerry’s experts have to say about the state of the insurance industry in Tennessee, and how it could affect your policy choices in Chattanooga.
Cheap minimum liability insurance quotes in Chattanooga
In Chattanooga, Tennessee, drivers must satisfy the state’s minimum car insurance requirements. Here’s a breakdown of what you’ll need:
- $50,000 of bodily injury liability per accident
Uninsured/underinsured motorist coverage
is offered by insurers in Tennessee but isn’t required by law. If drivers choose to reject coverage, they must do so in writing.Purchasing liability coverage is the easiest way to reduce monthly insurance payments, but it can leave you susceptible to significant expenses if you’re involved in an at-fault accident that causes injury or property damage.
Here’s a look at rates Jerry users have found for minimum liability coverage in Chattanooga.
Georgia (23 years old)
CoverageState Minimum
Chattanooga, TN (Zip Code: 37412)
GMC Sierra K1500 SLT$96
per month
Patrick (30 years old)
$95
per month
Beatrice (62 years old)
$122
per month
Do you need more than minimum coverage in Chattanooga?
Generally speaking, most drivers would benefit from having more than Tennessee’s required 25/50/25 liability insurance.
The reason why: More severe accidents can easily exceed these limits, and if you were found at fault for an accident, you’d need to find another way to pay for others’ injuries and damages once that limit is reached. And because
Tennessee’s car accident laws
allow drivers to file property damage lawsuits up to three years after the accident, your liability can extend long beyond the original crash. For better financial protection, insurance experts commonly recommend choosing higher liability limits, such as 50/100/50 or 100/300/100.
Cheap full coverage car insurance quotes in Chattanooga
Liability coverage won’t cover damage to your vehicle—you’d need collision and comprehensive coverage for that.
Full coverage car insurance
generally refers to a policy that includes both comprehensive
and collision coverage
. Collision coverage pays to repair or replace your vehicle after an accident with another vehicle or stationary object, while comprehensive coverage applies to damages caused by various other non-collision-related events, like theft, severe weather, or animal damage.If you lease or finance a car, your lenders will likely require that you keep full coverage on your car for the duration of your loan.
Check out the rates other Chattanooga drivers have found for full coverage car insurance with Jerry’s help.
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• 50,000/100,000 Liability • Comp / Collision | Progressive | $269 | Tyler, 28 Zip: 37404 | RAM RAM Truck 1500 ST |
• State Minimum Liability • Comp / Collision | Nationwide | $95 | Patrick, 30 Zip: 37421 | Lexus LS 460 |
• 100,000/300,000 Liability • Comp / Collision | Travelers | $105 | Robert, 66 Zip: 37415 | Lexus NX 200T |
• State Minimum Liability • Comp / Collision | Safeco | $108 | Gilbert, 32 Zip: 37407 | Ford Explorer XLT |
• State Minimum Liability • Comp / Collision | National General | $138 | Maria, 41 Zip: 37412 | Nissan Rogue S |
Last Updated Sep 15, 2024Finding affordable car insurance doesn’t have to be like finding a needle in a haystack. With a comparison app and licensed
insurance broker
like Jerry, you can find the coverage you need at the most affordable rates in minutes. And with over 100+ licensed insurance agents helping provide end-to-end customer service, no questions will go unanswered.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average cost of car insurance in Chattanooga
After analyzing scores of insurance providers in Chattanooga, we have discovered that the average price for minimum liability coverage amounts to be $74 per month or $894 per year. Additionally, residents of Chattanooga can expect to pay an average of $152 per month or $1,822 per year for full coverage insurance.
While it's useful to understand average insurance rates to estimate your personal insurance costs, it's important to note that individual insurance premiums are influenced by numerous factors. These factors may include vehicle type, driving history, claims record, and other key demographics.
Average cost of car insurance in Chattanooga by zip code
Your ZIP code plays a large part in your car insurance calculations since different areas of a city are subject to their own unique features. If you move to a ZIP code notorious for traffic congestion or vehicle theft, you’ll likely see higher rates than drivers in other areas of the city.
To see how your ZIP code could affect your Chattanooga insurance rates, check out the table below.
| Zip Code | Average State Minimum Coverage Rate | Average Full Coverage Rate |
|---|---|---|
37343 | $79 | $112 |
37403 | $39 | $185 |
37404 | $62 | $137 |
37405 | $47 | $154 |
37406 | $75 | $155 |
37407 | $55 | $99 |
37408 | $42 | $72 |
37409 | $59 | $118 |
37411 | $67 | $125 |
37412 | $60 | $97 |
37415 | $52 | $92 |
37416 | $54 | $144 |
37419 | $30 | $86 |
37421 | $65 | $139 |
Car insurance quotes in Chattanooga by rating factors
Insurance companies in Chattanooga use many rating factors when
deciding your auto insurance premium
: - Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.
- Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.
- Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density.
- Your mileage: High annual mileage can result in higher insurance costs.
- The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.
- Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.
How do different factors impact your car insurance costs in Chattanooga?
How do different factors impact your car insurance costs in Chattanooga?
Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
Prohibited (or effectively prohibited): Tennessee currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Chattanooga:
Cheap car insurance quotes in Chattanooga after driving violations
Your
Tennessee driving record
will predictably have a significant influence on your car insurance rate. Racking up too many violations could send your insurance rate skyrocketing, so it pays to practice safe driving by following the rules of the road.Some common violations that contribute to premium increases include:
- Speeding
- DUIs
- At fault accident
- Reckless driving
- Driving on a suspended license
- Driving without insurance
Cheapest car insurance in Chattanooga after DUI
If you’re convicted of
DUI in Tennessee
, it serves a major red flag for auto insurance companies, signaling you’re a high-risk driver
, which can send your rates soaring. In fact, some providers may not offer coverage after a DUI, especially if it’s not your first.Luckily, Jerry can help you get a quote for affordable coverage even after a major conviction, like a DUI.
Tyler (28 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Chattanooga, TN (Zip Code: 37404)
$269
per month
Cheapest car insurance in Chattanooga after an at-fault accident
At-fault accidents can result in steep rate hikes from your car insurance company. Too many at-fault accidents on your record suggest you're a risky driver, which, to insurers, means a more costly driver. That’s why you’ll see higher insurance rates than drivers with
clean driving records
.If you recently had an accident and saw your car insurance rate increase, shopping around for new car insurance quotes might get you a better rate—like it did for these Chattanooga policyholders:
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Progressive | $112 | Danny, 24 Zip: 37411 | Honda Accord LX | • State Minimum Liability |
At Fault With No Injury | Travelers | $101 | Pearl, 26 Zip: 37409 | Fiat 500 Abarth | • 50,000/100,000 Liability • Comp / Collision |
Not At Fault | Safeco | $113 | Timothy, 24 Zip: 37411 | Honda Accord LX | • State Minimum Liability |
At Fault With No Injury | Nationwide | $128 | Francis, 33 Zip: 37406 | Cadillac Escalade Luxury | • State Minimum Liability • Comp / Collision |
Last Updated Sep 14, 2024Cheapest car insurance in Chattanooga after other driving violations
As you’d probably expect, driving offenses can increase your car insurance rate—but the exact impact will likely depend on how many you have and their severity. Things like reckless driving, driving on a suspended license, and
driving without insurance
are all violations that can increase car insurance rates in Chattanooga.Here’s a look at rates Chattanooga drivers have found after various types of violations with help from Jerry:
| Violation | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Illegal Turn | Progressive | $69 | Jane, 28 Zip: 37408 | Mazda CX-9 | • State Minimum Liability |
Failure to Obey Signal | Allstate | $87 | Jack, 27 Zip: 37410 | Dodge Nitro Heat | • State Minimum Liability • Comp / Collision |
Wrong Way/Wrong Lane | National General | $124 | Eunice, 22 Zip: 37406 | Toyota Tacoma Double Cab | • State Minimum Liability |
Careless Driving | Infinity | $97 | Matthew, 29 Zip: 37415 | Honda Civic EX | • State Minimum Liability |
Failure to Obey Signal | Allstate | $87 | Dora, 27 Zip: 37410 | Dodge Nitro Heat | • State Minimum Liability • Comp / Collision |
Improper Passing | Nationwide | $102 | Steven, 43 Zip: 37403 | Ford Fiesta S | • State Minimum Liability • Comp / Collision |
Last Updated Sep 16, 2024Cheap car insurance quotes in Chattanooga by age
Age isn’t everything, but it has a significant impact on what you pay for auto insurance coverage.
Young drivers have the highest average car insurance premiums. Luckily, this is only temporary for safe drivers, as you can generally expect your car insurance rates to decrease gradually over time for most of your adult life.
By age 75, you can usually expect car insurance costs to rise again
Cheapest car insurance in Chattanooga for young drivers
Teen drivers aged 16 to 19 see some of the highest insurance premiums of any age group due to limited driving experience, but rates usually remain high until 25. New drivers also face high premiums due to a lack of driving experience and limited insurance history. After 25, rates tend to decline steadily.
While minimum coverage is the cheapest option for young and new drivers, most can benefit from a full coverage policy's added protection. To help offset the high costs of teen insurance, look for student discounts!
Jerry can also help secure affordable rates for young motorists.
Georgia (23 years old)
CoverageState Minimum
Chattanooga, TN (Zip Code: 37412)
GMC Sierra K1500 SLT$96
per month
Edwin (21 years old)
CoverageState Minimum
Chattanooga, TN (Zip Code: 37407)
Jaguar XF R$89
per month
Cheapest car insurance in Chattanooga for senior drivers
Older drivers usually enjoy lower premiums, but senior drivers may see a rate increase in their mid-seventies thanks to slower reflexes and increased risk for injury. Fortunately, there are plenty of way to save:
Victoria (71 years old)
$157
per month
Blanche (69 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Chattanooga, TN (Zip Code: 37412)
$129
per month
Cheap car insurance quotes in Chattanooga based on insurance history
Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any
lapses in coverage
. Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:
Hallie (32 years old)
$119
per month
Fred (29 years old)
$95
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Switching to National General was SO easy and it saved me over $100/month!
Courtney
Got a decent rate for my Tesla Model S from Travelers.
Kishore
Grateful for this app and helping me save money!
Aaron
They were affordable and great very personable and reasonable.
Audrey
Cheap car insurance quotes in Chattanooga for drivers with bad credit
While having poor credit doesn’t automatically mean you’re an unsafe driver, insurers have seen a correlation between
low credit scores
and an increased frequency of claims. That’s why drivers with bad credit tend to pay higher premiums than those with healthy credit ratings.Generally, drivers with excellent credit (over 750) pay about 20% less for auto coverage than drivers with scores below 550.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
> 750 | Progressive | $86 | Lucille, 40 Zip: 37421 | Toyota Highlander Limited | • State Minimum Liability • Comp / Collision |
660 - 750 | Allstate | $136 | Annie, 64 Zip: 37411 | Nissan Altima SR | • 50,000/100,000 Liability • Comp / Collision |
660 - 750 | Safeco | $86 | Rhoda, 22 Zip: 37415 | Volkswagen Jetta SE | • State Minimum Liability |
550 - 659 | Nationwide | $128 | Francis, 33 Zip: 37406 | Cadillac Escalade Luxury | • State Minimum Liability • Comp / Collision |
< 550 | National General | $63 | Adele, 31 Zip: 37412 | Subaru Outback 2.5XT Limited | • State Minimum Liability |
Last Updated Sep 16, 2024Cheap car insurance quotes in Chattanooga for popular cars
The kind of car you drive can have a significant impact on auto insurance premiums. The more expensive, large, and rare your vehicle is, the more it will cost to repair—and to insure.
Vehicles that are popular with Chattanooga drivers are:
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| RAM 1500 Rebel | Progressive | $115 | Lawrence, 33 Zip: 37404 | • State Minimum Liability • Comp / Collision |
| Honda Civic EX | Safeco | $140 | Glenn, 57 Zip: 37415 | • State Minimum Liability • Comp / Collision |
| Nissan Altima SR | Allstate | $136 | Edith, 64 Zip: 37411 | • 50,000/100,000 Liability • Comp / Collision |
| Toyota Camry LE | Progressive | $98 | Minnie, 32 Zip: 37421 | • State Minimum Liability • Comp / Collision |
Last Updated Sep 15, 2024How to lower car insurance costs in Chattanooga
1. Shop around and compare quotes
Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.
Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!
2. Hunt for car insurance discounts
Every insurance company offers
a set of discounts
, but the exact discount offered varies by company. Some common discounts include: - Good driver discounts. California state law mandates 20% insurance discounts for drivers with one or fewer points on their license who have continuously held a license for three years with no at-fault accidents responsible for injury or death.
- Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!
- Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.
- Bundling discounts.Bundle your home and auto insurance(or auto and renters) with the same company, and you could get a discount on both policies.
3. Increase your deductible for comprehensive and collision coverage
If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.
FAQ
How much is car insurance in Chattanooga?
People living in Chattanooga pay on average $74 per month – or $894 per year – on state-minimum liability coverage. Full coverage in Chattanooga costs on average $152 per month or $1,822 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
What is the cheapest car insurance in Chattanooga?
Based on thousands of Chattanooga drivers Jerry has worked with, car insurance in Chattanooga costs an average of $74 per month for state-minimum coverage and $166 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!
What is the minimum car insurance in Chattanooga, Tennessee?
The state-minimum car insurance in Chattanooga, Tennessee is $25,000 in bodily injury liability per person, $50,000 per accident, and $15,000 for damage to property. These coverages are commonly referred to as 25/50/15 coverage.
What is the best car insurance in Chattanooga?
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Bristol West, and Travelers receive good ratings from Chattanooga drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.