in Toledo costs about $107 per month for minimum coverage liability insurance, and about $135 per month for full coverage insurance. In Toledo drivers pay 14% less than the national average.

Smart car insurance shoppers in Toledo, Ohio come to Jerry every month because Jerry makes it easy for customers to

compare and buy car insurance policies

. Below are some cheapest car insurance quotes Jerry found for our Toledo customers.

Quote Date	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
September 21, 2023	Progressive	$162	Caleb, 38 Zip: 43613	Chevrolet Malibu LT	• State Minimum Liability • Comp / Collision
September 17, 2023	Allstate	$85	Jonathan, 44 Zip: 43609	Chevrolet Impala Premier	• 100,000/300,000 Liability • Comp / Collision
September 9, 2023	Travelers	$60	Hulda, 35 Zip: 43611	Chevrolet Equinox LT	• 50,000/100,000 Liability • Comp / Collision
September 8, 2023	Safeco	$63	Sara, 37 Zip: 43612	Ford Flex SEL	• State Minimum Liability • Comp / Collision
September 6, 2023	State Auto	$78	Isabelle, 59 Zip: 43608	Buick Encore Sport Touring	• State Minimum Liability • Comp / Collision

Last Updated Sep 21, 2023

Compare car insurance quotes now

How'd we get this data?

Real Insurance Agents

Jerry is one of the largest insurance agencies licensed in your state and has a team of 100+ licensed insurance agents dedicated to helping customers (7 days a week customer support).

Real Insurance Quotes

Jerry Insurance Agency works with 50+ insurance companies as their appointed broker. We are licensed in all 50 states (NPN: 18788611). Our evaluations are not influenced by insurance companies.

Real Insurance Companies

We spent over 200 hours analyzing data from 25 million+ real insurance quotes in the last year, to provide you with up-to-date insurance information.

Best Car Insurance Companies in Toledo

There is no single best car insurance company for everyone. The most important reason is that every customer gets different

car insurance quotes

based on their profile—so the most affordable company is different for everyone.

Besides price, you also need to consider factors such as claims handling and customer service.

To help drivers better compare the cheapest car insurance companies, Jerry conducted the largest insurance survey in the nation—and what we found surprised us.

The results: While big-name carriers like GEICO and State Farm got mixed reviews for policy cost and customer service, smaller insurers like Aspire Advantage and National General came through with the highest ratings from actual customers.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Farmers	4.7	4.7	N/A	4.7
Allstate	4.6	4	4.3	4
State Farm	4.4	3.7	4.8	4.6
Progressive	4.3	3.6	3.9	4.2
Geico	3.9	3.8	3.8	4.2

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Toledo

Ohio has a minimum liability insurance requirement, which is the minimal amount of car insurance you need to have in Toledo and gives you the cheapest rate. But minimum liability often isn’t enough coverage—you should consider getting full coverage if you want to cover the repair or replacement costs for your own car.

Cheap minimum liability insurance quotes in Toledo

In order to legally hit the road, Toledo drivers need to meet Ohio minimum coverage limits for bodily injury liability and property damage liability.

In Ohio, drivers are subject to minimum car insurance coverage requirements, which include the following

liability insurance

limits:

Bodily injury liability

: $25,000 per person, $50,000 per accident

Property damage liability

: $25,000 per accident

These liability coverages are commonly referred to as 25/50/25 coverage. With this basic liability coverage, you’ll be covered up to the policy’s limits if you cause injuries or property damage while driving.

Progressive

Caleb (38 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43613)

Chevrolet Malibu LT

$162

per month

AAA

Annie (33 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43605)

Dodge Dart SXT

$147

per month

Nationwide

Cecelia (35 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43607)

Toyota Camry

$71

per month

Allstate

Leila (33 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43609)

Volkswagen Atlas Cross Sport SE

$87

per month

Gainsco

Mamie (35 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43611)

KIA Sorento LX

$108

per month

Do you need more than minimum coverage in Toledo?

Most drivers in Toledo need higher liability coverage than the 25/50/25 state minimum mandated by

Ohio car insurance laws

In an at-fault accident, you could be responsible for medical bills and vehicle repairs far exceeding these minimum limits, especially if you cause serious injuries to another person. If another driver’s car is totaled, the cost to replace it could be more than $40,000—well above that minimum $25,000 property damage limit.

The bottom line: For better financial protection, consider 50/100/50 or 100/300/100 liability coverage—or purchase full coverage.

Cheap full coverage car insurance quotes in Toledo

Full coverage car insurance

is the only way to protect yourself from costs associated with repairing or replacing your car.

Full coverage includes comprehensive and collision coverage:

Collision coverage

covers the cost of fixing or replacing your car after an accident.

Comprehensive coverage

pays out if your car is stolen or damaged by something other than a collision, such as vandalism, theft, or natural disasters.

If you have a loan on the car, your lender will require collision and comprehensive coverage.

On top of a full-coverage policy, you can purchase

uninsured motorist coverage

to guard against uncovered injuries or damage in an accident caused by a driver without car insurance.

Jerry has found affordable full coverage quotes for customers in Toledo.

Insurance Coverage	Insurance Company	Premium (monthly)	Customer	Car
• State Minimum Liability • Comp / Collision	Progressive	$162	Caleb, 38 Zip: 43613	Chevrolet Malibu LT
• 100,000/300,000 Liability • Comp / Collision	Nationwide	$176	Austin, 26 Zip: 43607	Dodge Avenger SE
• 50,000/100,000 Liability • Comp / Collision	Travelers	$60	Hulda, 35 Zip: 43611	Chevrolet Equinox LT
• 100,000/300,000 Liability • Comp / Collision	Allstate	$85	Jonathan, 44 Zip: 43609	Chevrolet Impala Premier
• State Minimum Liability • Comp / Collision	State Auto	$78	Isabelle, 59 Zip: 43608	Buick Encore Sport Touring

Last Updated Sep 21, 2023

The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.

Jerry,

a top insurance agency

, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

Lower my car insurance too!

Average cost of car insurance in Toledo

By helping lots of drivers in Toledo find car insurance, we found that the average cost for minimum liability coverage is $107 per month or $1,285 per year. The average cost for full coverage insurance in Toledo is $135 per month or $1,615 per year.

While average insurance rates can help you predict your own insurance costs, it's important to note that each driver's insurance premium is calculated based on many factors—the type of car, driving record, claims history, demographics, and more.

Based on our experience working with drivers in Toledo, we've observed that insurance premiums for minimum liability coverage start at around $107 per month, while full coverage policies start at about $135 per month. Based on each driver’s situation, the costs can go up to several hundred dollars per month.

Average cost of car insurance in Toledo by zip code

Even within the same city, car insurance rates can vary based on where you live. Neighborhoods that have a greater incidence of auto theft, car accidents, and other situations that can lead to insurance claims will be flagged as “high-risk.” Drivers living in these neighborhoods tend to pay more than people in other areas of the city.

Zip Code	Average State Minimum Coverage Rate	Average Full Coverage Rate
43604	$56	$175
43605	$78	$134
43607	$72	$132
43608	$69	$186
43609	$63	$151
43611	$49	$116
43612	$71	$134
43613	$78	$238
43614	$36	$115
43615	$64	$108
43617	$56	$72
43620	$32	$106
43623	$55	$125

Compare car insurance costs in other states

Indiana car insurance

West Virginia car insurance

Kentucky car insurance

Michigan car insurance

Pennsylvania car insurance

Virginia car insurance

District Of Columbia car insurance

Illinois car insurance

Car insurance quotes in Toledo by rating factors

Insurance companies in Toledo use many rating factors when

deciding your auto insurance premium

Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets.

Your age: Drivers younger than 25 years old will pay higher insurance rates as insurance companies consider young drivers a higher risk due to limited driving experience.

The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.

Where you keep your car: Rates are likely higher if you regularly park your car in a neighborhood with a higher incidence of auto insurance claims.

How you use your car: Insurance companies often charge more if you drive your car to and from work than use it for leisure.

How Do Different Factors Impact Your Car Insurance Costs in Toledo?

Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.

Prohibited (or effectively prohibited): Ohio currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more about the car insurance rating factors in Toledo:

Cheap car insurance quotes in Toledo after driving violations

Your

Ohio driving history

impacts your auto insurance quotes. If insurance companies notice a history of violations, they’ll see you as a higher risk and charge a steeper rate. Some common violations that could increase your insurance rates include:

Speeding

DUIs

At fault accident

Reckless driving

Driving on a suspended license

Cheapest car insurance in Toledo after speeding ticket

In Toledo, a speeding ticket could increase your car insurance rate. Jerry is proud to help drivers with varying speeding tickets save on car insurance.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Progressive	$89	Luis, 28 Zip: 43604	Volkswagen Jetta	• State Minimum Liability • Comp / Collision
Speeding 16-20	Clearcover	$177	Henry, 54 Zip: 43611	BMW 528 XI	• State Minimum Liability • Comp / Collision

Last Updated Sep 18, 2023

Cheapest car insurance in Toledo after DUI

In Toledo,

a DUI violation

can increase your insurance rate. If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another. You may need to compare rates from many insurance companies to find low-cost options after a DUI.

Jerry has helped many Toledo drivers obtain affordable auto insurance rates after a DUI.

Progressive

Linnie (42 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43606)

Lexus IS 300

$289

per month

AAA

Russell (36 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43609)

Chrysler Town & Country Touring

$121

per month

National General

Daniel (29 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43611)

Nissan Versa S

$84

per month

Clearcover

Victoria (27 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43607)

KIA K5 GT Line

$121

per month

Cheapest car insurance in Toledo after an at-fault accident

One of the most important factors affecting car insurance rates is your car accident or claim history.

Ohio is an at-fault state. If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Toledo drivers save on car insurance after accidents.

Accident Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
At Fault With Injury	Progressive	$146	Jordan, 66 Zip: 43614	Jeep Compass Limited	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Nationwide	$126	Dustin, 54 Zip: 43615	Ford Explorer Limited	• 100,000/300,000 Liability • Comp / Collision
Not At Fault	Safeco	$63	Erik, 41 Zip: 43614	Chevrolet Trailblazer	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Allstate	$157	Don, 52 Zip: 43612	BMW X5 xDrive35i	• 100,000/300,000 Liability • Comp / Collision

Last Updated Sep 18, 2023

Cheapest car insurance in Toledo after other driving violations

In addition to speeding tickets and DUIs, other violations such as

reckless driving

and driving on a suspended license can also cause your in car insurance costs to increase in Toledo.

We’ve compiled a list of various other driving violations and how we helped drivers with these violations save on their car insurance.

Violation	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Illegal Turn	Progressive	$71	Ricky, 28 Zip: 43612	Ford Focus SE	• State Minimum Liability
Defective Equipment	AAA	$372	Calvin, 23 Zip: 43604	Hyundai Tucson SEL	• State Minimum Liability • Comp / Collision
Failure to Obey Signal	National General	$102	Gussie, 25 Zip: 43613	Ford F250 Super Duty	• State Minimum Liability
Wrong Way/Wrong Lane	Gainsco	$266	Rosetta, 31 Zip: 43605	KIA Optima SX	• State Minimum Liability • Comp / Collision
Careless Driving	Clearcover	$125	Lloyd, 32 Zip: 43609	Hyundai Elantra GT	• State Minimum Liability • Comp / Collision
Driving on Sus. License	National General	$124	Devin, 28 Zip: 43611	Ford Escape XLT	• State Minimum Liability
Failure to Obey Signal	AAA	$141	John, 25 Zip: 43613	Ford F250 Super Duty	• State Minimum Liability
Improper Passing	AAA	$289	Violet, 29 Zip: 43623	Volkswagen Passat R-Line	• State Minimum Liability • Comp / Collision

Last Updated Sep 19, 2023

Cheap car insurance quotes in Toledo by age

Young drivers pay very high insurance rates due to limited driving experience. Rates tend to drop around the age of 25 and increase again mid-70s.

Cheapest car insurance in Toledo for young drivers

Teen drivers

aged 16 to 19 pay the highest insurance rates out of any age group in Toledo. For teen car owners that drive a newer car, full coverage would afford better financial protection as teens are more likely to get into accidents—and staying on a parent’s policy is the best way to keep rates low.

Progressive

Raymond (21 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43608)

Chevrolet Cruze LT

$275

per month

AAA

Lelia (22 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43606)

Buick Lacrosse CXL

$104

per month

Safeco

Johanna (22 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43612)

Chevrolet Malibu LT

$385

per month

Clearcover

Lee (24 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43609)

Mazda 3 i

$84

per month

National General

Frederick (22 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43609)

Buick Century Custom

$147

per month

Cheapest car insurance in Toledo for senior drivers

Car insurance rates start to rise once you get into your mid-70s.

Car insurance rates for seniors

tend to be higher due to several reasons. Older drivers are more susceptible to being involved in accidents and more prone to severe injuries in the event of a collision, leading to significant medical expenses and increased costs for insurance providers.

Progressive

Jeremy (65 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Toledo, OH (Zip Code: 43614)

KIA Forte EX

$104

per month

Nationwide

Wayne (69 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Toledo, OH (Zip Code: 43623)

Chrysler 300 S

$91

per month

Travelers

Lenora (76 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43605)

Chevrolet Malibu Hybrid

$68

per month

Safeco

Joe (71 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43620)

Lincoln MKZ

$90

per month

Clearcover

Hulda (70 years old)

Coverage

State Minimum

Toledo, OH (Zip Code: 43606)

Mitsubishi Lancer ES

$92

per month

Cheap car insurance quotes in Toledo based on insurance history

An important factor in your car insurance rates is your insurance history—i.e., whether you are currently insured or not.

Any lapse in your insurance coverage

usually leads to an increase in car insurance rates.

To help our customers make insurance payments on time and to avoid a lapse in coverage, Jerry sends payment reminders to eligible customers when a payment is coming up or if they’re late on their payments.

We have helped many customers who are currently not insured or have had a lapse in coverage find savings on a new auto insurance policy.

Progressive

Katie (38 years old)

Currently Insured

Coverage

State Minimum

Toledo, OH (Zip Code: 43613)

Chevrolet Malibu LT

$162

per month

Allstate

Lucas (44 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Toledo, OH (Zip Code: 43609)

Chevrolet Impala Premier

$85

per month

AAA

Clayton (30 years old)

Currently Insured

Coverage

State Minimum

Toledo, OH (Zip Code: 43613)

Dodge Journey R/T

$94

per month

Nationwide

Sean (46 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Toledo, OH (Zip Code: 43613)

Dodge Charger SXT

$158

per month

Clearcover

Violet (29 years old)

Currently Insured

Coverage

State Minimum

Toledo, OH (Zip Code: 43623)

Volkswagen Passat R-Line

$170

per month

Over 3,500,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

I've looked at 20 or different auto insurances and they had the best prices for what I needed! They also explained and answered all my questions amazingly.

Cassidy

They were affordable and great very personable and reasonable

Audrey

Gave me exactly what I needed at a price that made sense. I am so far pleased with my provider.

Melissa

Always a pleasant experience.

Kelly

Cheap car insurance quotes in Toledo for drivers with poor credit

Drivers with poor credit scores

are statistically more likely to file claims, which can result in higher rates from insurance providers.

If you’re struggling with bad credit: By taking what steps you can to build good credit over time, you could find even more savings on car insurance in the future.

Our data shows that the average car insurance rate for the highest credit bracket (over 750) is almost 20% higher than the average cost for people with lower credit scores (under 550).

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
> 750	Progressive	$117	Antonio, 44 Zip: 43611	Chrysler 300	• State Minimum Liability • Comp / Collision
660 - 750	AAA	$77	Peter, 54 Zip: 43614	Ford F150 Supercrew	• State Minimum Liability • Comp / Collision
660 - 750	Allstate	$85	Rodney, 44 Zip: 43609	Chevrolet Impala Premier	• 100,000/300,000 Liability • Comp / Collision
550 - 659	Safeco	$73	Bobby, 35 Zip: 43613	Chevrolet Equinox LTZ	• State Minimum Liability • Comp / Collision
< 550	Clearcover	$86	Louisa, 54 Zip: 43613	Toyota Corolla Matrix XR	• State Minimum Liability

Last Updated Sep 19, 2023

Cheap car insurance quotes in Toledo for popular cars

The type of car you drive is a major rating factor in car insurance premiums. Costs associated with the type of car include the cost of repairs or replacements, likelihood of theft, and the overall safety record of the vehicle.

Popular car models in Toledo include:

Ford F-150

Chevrolet Equinox

Chevrolet Silverado 1500

Ram 1500

Ford Escape

MORE:

How to get car insurance before buying a car

How to lower car insurance costs in Toledo

1. Shop around and compare quotes

Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.

Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!

Compare car insurance quotes now

2. Hunt for car insurance discounts

Every insurance company offers

a set of discounts

, but the exact discount offered varies by company. Some common discounts include:

Good driver discounts. Keeping a clean driving record and/or going a certain number of years without an at-fault accident could help you qualify for a discount from your provider.

Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!

Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.

Bundling discounts.

Bundle your home and auto insurance

(or auto and renters) with the same company, and you could get a discount on both policies.

MORE:

11 ways to lower car insurance

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

FAQ

How much is car insurance in Toledo?

People living in Toledo pay on average $107 per month – or $1,285 per year – on state-minimum liability coverage. Full coverage in Toledo costs on average $135 per month of $1,615 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the best car insurance in Toledo?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.

Nationwide

Safeco

, and Safe Auto receive good ratings from Toledo drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

What is the cheapest car insurance in Toledo?

Based on thousands of Toledo drivers Jerry has worked with, car insurance in Toledo costs an average of $107 per month for state-minimum coverage and $135 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the minimum car insurance in Toledo, Ohio?

The state-minimum car insurance in Toledo, Ohio is $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 25/50/25 coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Expert Insurance Writer and Editor

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.