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USA Underwriters Car Insurance Review
(Oct 2024)

In a study of real insurance policyholders’ experiences, the Jerry research team ranked USA Underwriters 12th overall compared to companies of a similar size.
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Lina Zhang
Licensed Insurance Agent, VP of Operations
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by R.E. Fulton, Licensed Insurance Agent —Senior Content Writer

Comprehensive USA Underwriters Car Insurance Review

USA Underwriters is a leading
auto and home insurance company
in the state of
Michigan
and is ranked 12th in Jerry’s 2023 review of American
car insurance companies
when compared to companies of a similar size
Jerry experts conducted one of the nation's most extensive reviews to collect car insurance information over 18 months. We surveyed over 18,000 policyholders from all 50 states, asking them about their experience with their insurance company’s customer service, renewal process, claims handling, and more. 
Here's how our survey respondents rated USA Underwriters:
3.5
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56 Reviews
5 Stars
14.29%
4 Stars
39.29%
3 Stars
30.36%
2 Stars
10.71%
1 Star
5.36%

So, is USA Underwriters a good insurance company?

Overall, USA Underwriters is a reliable insurance company with high ratings from its small, yet dedicated, customer base.
We looked at all the verified reviews our customers have left for USA Underwriters, and we found that 66.7% of them had a positive opinion of the service they received, while about 33% were merely neutral—we haven't received any negative reviews as of writing this article!
It's easy to see why USA Underwriters did so well in our survey when compared to the average national rating of 64% positive reviews and 18.54% negative reviews. The premiums and insurance coverage options offered by USA Underwriters are especially appreciated by customers who may have trouble obtaining insurance elsewhere.
We surveyed customers about their opinions on pricing, claims handling, service, and renewing their policies with USA Underwriters. 
See how USA Underwriters stacked up against the competition in the table below:
CriteriaUSA Underwriters Insurance's RatingIndustry Average
Overall
4.3
4.1
Cost / Price
4
3.8