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Updated on Oct 16, 2024

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Learn more about our insurance review board

What's on this page?

How much does Buick car insurance cost?
How to find the cheapest Buick Car Insurance Quotes
Insurance costs for popular Buick models
What factors affect Buick car insurance rates?
How can I lower the cost of my Buick car insurance?
FAQs
Methodology
Meet Our Experts

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How much does Buick car insurance cost?

With a full lineup of high-class SUVs, Buick has earned its spot as a brand that blends style with sophistication. From the pint-sized and powerful Encore to the full-size family hauler Enclave, there’s something for everyone.

The average cost of

car insurance

for Buick drivers is $1,032 per year—but every Buick insurance policy is just as unique as the Buick itself. The only way to understand how much your car insurance will cost is to compare car insurance quotes for your own driver profile.

Luckily, Jerry Insurance Agency can help you find cheap insurance rates in seconds, regardless of what car you drive. Log into the app on your smartphone and compare rates from the nation’s top providers. It’s a quick, simple, and ultra-efficient way to maximize your savings.

How to find the cheapest Buick Car Insurance Quotes

Finding affordable insurance can be tricky—but we’ve done the hard work for you. Jerry has helped hundreds of Buick drivers use to find cheap car insurance. Check out some of our recent quotes below!

Date	Car	Insurance Company	Premium (monthly)	Customer Details	Insurance coverage
October 15, 2024	Buick Encore Premium	Safeco	$112	Donald, 34 Fort Wayne, IN	• 100,000/300,000 Liability • Comp / Collision
October 10, 2024	Buick Enclave Essence	Infinity	$134	Trevor, 38 Gainesville, FL	• State Minimum Liability • Comp / Collision
October 9, 2024	Buick Encore	Progressive	$151	William, 47 Chatsworth, GA	• State Minimum Liability • Comp / Collision
October 8, 2024	Buick Encore Sport Touring	AAA	$286	Jeremy, 34 Voorhees Township, NJ	• 25,000/50,000 Liability • Comp / Collision
October 2, 2024	Buick Encore Sport Touring	Allstate	$131	Rhoda, 63 Lorain, OH	• 50,000/100,000 Liability • Comp / Collision

Last Updated Oct 15, 2024

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Best car insurance companies for Buick drivers

Shopping for auto insurance

can sometimes feel like finding a needle in a haystack—there are many policies, but they might not be what you need. That’s why it’s important to find the right policy to suit you and your vehicle.

Here’s the thing—no single provider offers the cheapest rate for Buick owners. That’s because car insurance rates are personalized based on age, driving record, insurance and claim history, zip code, vehicle make and model, and more.

Jerry conducted the largest car insurance survey nationwide to help Buick drivers find the best insurance prices. We spoke to more than 16,000 policyholders in 50 states about 87 insurance providers.

Here’s how Buick drivers rate some of the top insurance companies.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Safeco	4.6	4.4	4	4.5
Travelers	4.5	4.2	4.4	4.5
Progressive	4.3	3.9	3.9	4.3
AAA	4.2	4	3.8	4.4
Allstate	4.2	3.6	3.8	4.2
USAA	4	3.5	4.5	4.2
State Farm	4	3.4	3.8	4.2
Farmers	4	3.4	4.1	3.9
Geico	3.9	3.3	3.9	4
Liberty Mutual	3.7	3.2	3.5	3.7

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Buick models

Just like Buick models aren’t the same, insurance rates won’t all be the same. Premiums are dependent on several factors, including:

Safety features: All new Buicks have many standard safety features for optimal accident prevention. Older models with fewer safety features may be subject to higher insurance costs.

Vehicle value: The price of a Buick ranges from around $25,000 to well over $60,000—and the higher the car's value, the higher the insurance cost will be.

Vehicle class: Compact SUVs like the

Buick Encore

typically have cheaper insurance rates than large SUVs like the

Enclave

, electric and hybrid vehicles, sports cars, and large sedans.

Engine size: High-performance cars—or even those with larger engines—are typically thought to be a higher risk on the road, and they’ll have insurance premiums to match.

Availability of replacement parts: Finding parts for older Buick models is more challenging than for new models, which usually means higher insurance rates.

Cost of repairs: With good reliability, you likely won’t need major repairs on your Buick within the first five years—but the larger the vehicle, the more expensive the repairs.

Check out the table below to see the average cost of auto insurance for some popular Buick models.

Car	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Buick Encore	$90	$168
Buick LaCrosse	$92	$178
Buick Enclave	$85	$172
Buick LeSabre	$80	$137
Buick Regal	$85	$198
Buick Verano	$107	$189
Buick Century	$87	$133

Whether you drive an Encore or an Enclave, you’ll need insurance that meets your state’s minimum requirements before you hit the road.

Minimum coverage insurance

is the minimum amount of coverage legally required in your state and is generally

basic liability insurance

—bodily injury and property damage liability.

That said, Buick drivers, especially those with a brand new car, may purchase

full-coverage insurance

that includes

collision

and

comprehensive coverage

for greater financial security in the event of a crash. A full coverage policy covers the cost of damage to yourself, your vehicle, and other vehicles and passengers.

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Buick Encore GX insurance costs

The Buick Encore GX sounds like a trim level of the brand's micro SUV, but it’s a standalone model that reps major style and sophistication for its size. With a wealth of technology, excellent safety, and an affordable starting price, it has a lot going for it—including relatively low insurance costs.

Because Buick straddles the line between luxury and mass-market, insurance may be higher than for more popular makes such as Honda or Toyota. Insurance costs for a Buick Encore GX are about $168 per month for full coverage and $90 per month for state minimum coverage.

Your trim level will also influence your insurance rates. Generally, higher trim levels like the Select or Essence will have higher insurance rates. The 2024 Buick Encore GX is available in three trim levels:

Preferred (starting MSRP: $27,195): Equipped with a turbocharged 1.2-liter three-cylinder engine (137 horsepower, 162 lb-ft), 18-inch alloy wheels, keyless entry and ignition, cloth/imitation leather combination upholstery, active noise cancellation, 8-inch touchscreen, onboard Wi-Fi hotspot, six-speaker audio system, and Apple CarPlay and Android Auto smartphone integration (both with wireless connectivity).

Select (starting MSRP: $28,595): Adds Cold Weather Comfort package features, roof rails, and dual-zone automatic climate control.

Essence (starting MSRP: $31,795): Equipped with a larger turbo 1.3-liter three-cylinder (155 hp, 174 lb-ft) engine, LED headlights, in-cabin air ionizer, heated steering wheels, and leather upholstery.

Drivers can also upgrade to the Advanced Technology package on the Select and Essence trim levels, which includes navigation, a head-up display, a 360-degree camera, and adaptive cruise control. The Convenience package, available on the Essence only, adds wireless charging, automatic wipers, a rearview camera, and automated parking.

While these packages offer the ultimate convenience for drivers, they can also increase insurance costs, as they increase the car's value. You can also expect slightly higher rates with the larger turbocharged engine. Here’s how much you might expect your cost to change based on the trim level of your car:

Car Make	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Encore Buick Encore	$88	$157
Encore Preferred	$105	$183
Encore Essence	$125	$200
Encore Convenience	$86	$140
Encore GX Select	$104	$167

Check out some real Buick Encore insurance quotes from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Buick Encore GX Select	Safeco	$86	Scott, 27 Baltimore, OH	• 50,000/100,000 Liability • Comp / Collision
Buick Encore GX Preferred	Travelers	$160	Katie, 56 Lewes, DE	• 100,000/300,000 Liability • Comp / Collision
Buick Encore Preferred	Bristol West	$371	Eric, 37 Clermont, FL	• 100,000/300,000 Liability • Comp / Collision
Buick Encore Sport Touring	State Auto	$78	Ray, 60 Toledo, OH	• State Minimum Liability • Comp / Collision
Buick Encore Premium	Mercury	$246	Lillie, 32 Trenton, NJ	• 15,000/30,000 Liability • Comp / Collision

Last Updated Oct 15, 2024

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Buick Envision insurance cost

The Buick Envision is the brand's middle child in its three-SUV lineup, slotting between the smaller Encore and the larger Enclave. It's a two-row SUV that offers more luxury than other SUVs from popular makes but doesn’t quite rival the poshness of real luxury vehicles.

With a lower price, superior fuel economy, and a plethora of safety features, you can almost guarantee insurance will be more affordable.

Here’s a breakdown of the available trim levels for the 2024 Buick Envision:

Preferred (starting MSRP: $34,795): Powered by a 228-horsepower turbocharged four-cylinder engine paired with a nine-speed automatic transmission. Equipped with 18-inch wheels, rear parking sensors, keyless entry and ignition, an 8-inch touchscreen, OnStar remote services with Wi-Fi hotspot, wireless connectivity for Apple CarPlay and Android Auto smartphone integration, and a six-speaker audio system.

Essence (starting MSRP: $38,895): Adds features of the Comfort and Convenience package, a larger driver information display, power-adjustable front passenger seat, and driver's seat memory functions.

Avenir (starting MSRP: $47,055): Includes features of the Technology Package I, 20-inch wheels, a panoramic sunroof, ventilated front seats, heated rear outboard seats, and a wireless charging pad.

All three trim levels of the Envision have optional packages that enhance driver convenience and comfort—but also increase insurance costs.

Here are some real Buick Envision insurance quotes from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Buick Buick_envision	Safeco	$64	Stephen, 42 Wellborn, FL	• 50,000/100,000 Liability • Comp / Collision
Buick Buick_envision	Travelers	$56	Timothy, 39 Oneonta, AL	• 100,000/300,000 Liability

Last Updated Oct 13, 2024

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Buick Enclave insurance costs

The Buick Enclave is a midsize three-row SUV and the largest and most expensive in the Buick lineup. With a generous interior, a long list of standard features, and a fresh new exterior style, the Enclave makes its presence known—but with a luxury experience, it also comes with higher insurance costs.

The Buick Enclave costs around 172 for full coverage car insurance and about 85 for state minimum coverage per month.

The 2024 Buick Enclave comes in three trim levels:

Essence (starting MSRP: $46,195): Equipped with a 3.6-liter V6 engine (310 horsepower, 266 lb-ft) paired with a nine-speed automatic transmission, proximity keyless entry and push-button start, hands-free liftgate, leather upholstery, 8-inch touchscreen infotainment system, Apple CarPlay and Android Auto smartphone integration (with wireless connectivity), wireless smartphone charging, and Wi-Fi hotspot.

Premier (starting MSRP: $53,195): Adds head-up display, ventilated front seats, heated outboard second-row seats, a 10-speaker Bose audio system, digital rearview mirror, and surround-view camera system.

Avenir (starting MSRP: $58,495): Adds a sunroof, navigation, and adaptive cruise control.

Here’s how much you might expect your cost to change based on the trim level of your car:

Car Trim	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Enclave Essence	$93	$201
Enclave CX	$75	$202
Enclave Buick Enclave	$86	$176
Enclave CXL	$84	$156

Here are some real quotes for real Buick Enclave drivers to better understand how your driver profile impacts your cost:

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Buick Enclave CXL	Progressive	$210	Duane, 33 Coventry, CT	• 50,000/100,000 Liability • Comp / Collision
Buick Enclave Avenir	Allstate	$236	Anthony, 55 Longmont, CO	• 100,000/300,000 Liability • Comp / Collision
Buick Enclave CXL	Safeco	$62	Lillian, 69 Desoto, TX	• State Minimum Liability
Buick Enclave CXL	Travelers	$155	Jack, 50 Boston, MA	• State Minimum Liability • Comp / Collision
Buick Enclave Essence	Nationwide	$69	Francisco, 58 Red Lion, PA	• No Coverage Liability

Last Updated Oct 15, 2024

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Are Buicks more expensive to insure?

Because Buick sits on the line between luxury and mass-market automaker, you can expect to pay more for insurance than mainstream makers like Honda and Toyota. That said, Buicks tend to garnish excellent safety ratings, which can lower insurance costs.

Compared to the average cost of other cars, Buicks cost -- to insure.

Car Make	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Buick	$86	$172
Mini	$90	$166
Audi	$96	$201
Cadillac	$97	$198
Mercedes-Benz	$100	$208

Cheapest Buicks to insure

Car insurance might not be the cheapest with a luxury brand like Buick, but that doesn’t mean you can’t find it. The cheapest Buick model to insure is 2018 Buick Enclave, with an average monthly premium of $53 for state minimum coverage and an average of $161 for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2018 Buick Enclave	$67	$161
2013 Buick Encore	$67	$155
2010 Buick Enclave	$67	$149
2016 Buick Envision	$69	$138
2011 Buick Regal	$72	$191

Most expensive Buicks to insure

Loaded with tech features, fancy interiors, and other comfort and convenience features, Buicks aren’t exactly bare-bones vehicles—and insurance rates reflect that. The most expensive Buick model to insure is 2017 Buick Cascada , with an average monthly premium of $156 for state minimum coverage and an average of $186 for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2017 Buick Cascada	$125	$186
2015 Buick Regal	$125	$193
2017 Buick Verano	$125	$224
2012 Buick Regal	$125	$224
2010 Buick Lucerne	$125	$198

Remember that your car insurance rates don’t just depend on which Buick you drive—your age, driving record, insurance and claim history, location, and more also influence how much you pay. That’s why the best way to save on car insurance is to shop around and compare rates to find the best coverage!

What factors affect Buick car insurance rates?

Insurers consider several factors when

calculating car insurance rates

, such as:

Vehicle cost: Higher-value vehicles typically have higher insurance rates. Full coverage car insurance is the most expensive for luxury, high-performance, and sports cars.

Vehicle age: Newer models generally cost more to insure due to newer technology and a higher replacement value.

Vehicle safety features: Newer Buicks have many driver safety aids, enhancing vehicle safety and reducing accident risk.

Your age: Drivers under 25 have the highest insurance rates due to minimal driving experience. On the other hand, senior drivers over 70 may also face higher insurance rates.

Your driving record and claims history: Auto insurance companies reward good drivers with a clean driving record with lower insurance rates. If your driving record has accidents and traffic violations, insurers see you as high-risk, and you’ll pay higher rates.

Credit history: Some states use your credit score to determine your risk level. Drivers with good credit usually see lower insurance rates.

Coverage: Purchasing minimum coverage always comes with lower insurance rates. Increasing your coverage and/or coverage limits will also increase your premium.

Where you keep your car: Insurance rates often vary based on where you keep your vehicle—population density, crime rates, road conditions, and other risk factors differ between states and cities and affect car insurance rates.

Here are some factors that impact auto insurance rates for Buicks

Imports: Although Buick is an American make, parts are produced worldwide and imported, meaning insurance tends to be a bit more expensive than domestically-made vehicles.

Safety: Buick SUVs are loaded with driver safety features to enhance on-road safety and reduce accidents—it also reduces insurance costs.

Reliability: Although Consumer Reports suggest that Buick is less reliable than Japanese makes like Mazda and Toyota, it's one of the most reliable American car brands.

Buick insurance cost for young drivers

Regardless of what car you drive,

teen drivers

ages 16 to 19 see some of the highest insurance premiums of any age bracket due to limited driving experience and, therefore, a higher risk of car crashes. A full-coverage car insurance policy is recommended for young drivers with new cars for greater financial protection against accidents.

Check out the table below to see how Jerry has helped young Buick drivers find affordable car insurance.

Progressive

Cornelia (23 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Hobart, IN

Buick Lacrosse

$210

per month

Travelers

Julia (22 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Cleveland, TN

Buick Regal CXL

$230

per month

Nationwide

Sophie (23 years old)

Coverage

30,000 per person

60,000 per accident bodily injury

Comp / Collision

Richmond, VA

Buick Regal LS

$164

per month

Mercury

Lena (23 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Baytown, TX

Buick Envision Preferred

$357

per month

State Auto

Leon (23 years old)

Coverage

State Minimum

Bluefield, WV

Buick Encore

$207

per month

Buick insurance cost for senior drivers

Seniors also pay high insurance rates due to a higher susceptibility to injury and mortality following an accident and slower reflexes that increase the risk of accidents. But

car insurance rates for seniors

don’t have to be out of this world—Jerry can help them find the coverage right at a rate they can afford.

See how Jerry helped senior Buick drivers find cheap car insurance.

Allstate

Eugene (68 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Texarkana, TX

Buick Verano Convenience

$120

per month

Nationwide

Tom (68 years old)

Coverage

State Minimum

Wheeling, WV

Buick Encore Premium

$77

per month

AAA

Antonio (68 years old)

Coverage

15,000 per person

30,000 per accident bodily injury

Comp / Collision

Burlington, NJ

Buick Verano

$279

per month

Mercury

Esther (71 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Hiram, GA

Buick Lesabre Custom

$161

per month

Plymouth Rock

Alex (69 years old)

Coverage

State Minimum

Hallstead, PA

Buick Encore Preferred

$72

per month

Buick insurance cost for drivers with driving violations

Maintaining a

clean driving record

is one of the easiest ways to ensure low insurance costs. Drivers with a history of at-fault accidents, speeding, tickets, and other violations are classified as

high-risk drivers

, which almost guarantees high Buick auto insurance premiums.

Cheapest car insurance for Buick drivers with speeding ticket

A speeding ticket on your record for going less than five miles over the posted speed limit shouldn’t significantly affect your car insurance rates—but multiple speeding tickets or a street racing charge could seriously damage your monthly payments.

Buick drivers choose Jerry to help them find the cheapest car insurance rates with a speeding ticket on their driving record.

Cheapest car insurance for Buick drivers with a DUI record

Having a

DUI conviction

on your driving record can have a significant effect on your car insurance premium. But rates still vary between providers, so it’s important to shop around and compare quotes to find the most affordable policy after a DUI.

Take a look at the chart below to see how Jerry has helped Buick drivers find cheap auto insurance after a DUI.

Travelers

Eva (40 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Shawnee, OK

Buick Enclave

$60

per month

Progressive

George (30 years old)

DUI

Coverage

State Minimum

North Providence, RI

Buick Encore

$64

per month

Cheapest car insurance for Buick drivers after an accident

Your accident or claims history also significantly affects how much you pay for car insurance. If you were recently involved in an at-fault accident, your car insurance rates will be higher than drivers with a clean record.

With help from Jerry, Buick drivers can find savings on car insurance.

Accident type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
[]	Buick Encore	Progressive	$71	Hettie, 57 Cedartown, GA	• State Minimum Liability
["Not At Fault"]	Buick Lucerne CXL	Nationwide	$67	Kathryn, 56 Columbia, MO	• No Coverage Liability
[]	Buick Encore Sport Touring	AAA	$286	Luke, 34 Voorhees Township, NJ	• 25,000/50,000 Liability • Comp / Collision
["At Fault With No Injury"]	Buick Lesabre Custom	Safeco	$68	Hester, 48 Fergus Falls, MN	• 50,000/100,000 Liability • Comp / Collision
[]	Buick Verano	Clearcover	$91	Jordan, 21 Hardinsburg, KY	• State Minimum Liability

Last Updated Oct 16, 2024

Cheapest car insurance for Buick drivers with other driving violations on their record

On top of speeding tickets and DUI, other driving violations like careless driving,

driving with a suspended license

, or driving without insurance lead to significant car insurance rate increases. We’ve compiled a list of various driving violations and how we helped Buick drivers lower their car insurance rates with these violations.

Violation	Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Illegal Turn	Buick Lacrosse CXL	Progressive	$152	Ian, 21 Del City, OK	• State Minimum Liability
Defective Equipment	Buick Lucerne CXL	Safeco	$87	Eva, 44 Aulander, NC	• 50,000/100,000 Liability • Comp / Collision
Failure to Stop	Buick Lesabre Limited	AAA	$109	Adeline, 25 Deptford, NJ	• 15,000/30,000 Liability
Wrong Way/Wrong Lane	Buick Encore Preferred	Mercury	$433	Josie, 44 Galloway, NJ	• 15,000/30,000 Liability • Comp / Collision
Cell Phone	Buick Lacrosse CXL	Bristol West	$256	Loretta, 45 Danville, IL	• State Minimum Liability • Comp / Collision
Careless Driving	Buick Lacrosse Touring	Travelers	$328	Robert, 35 Summerville, SC	• 100,000/300,000 Liability • Comp / Collision
Driving on Sus. License	Buick Encore Preferred II	Bristol West	$212	Howard, 48 Bayonne, NJ	• 25,000/50,000 Liability
Failure to Obey Signal	Buick Lesabre Limited	State Auto	$273	Hulda, 37 Columbia, SC	• State Minimum Liability
Seat Belt	Buick Enclave CXL	AAA	$135	Brian, 32 Marion, OH	• 100,000/300,000 Liability • Comp / Collision
Improper Passing	Buick Lacrosse Premium	Safeco	$137	Daniel, 31 Fort Dodge, IA	• 25,000/50,000 Liability • Comp / Collision

Last Updated Oct 16, 2024

How can I lower the cost of my Buick car insurance?

Finding affordable insurance can be tricky, but with a few good tips and tricks, you can find the coverage you need and save money.

Shop around

: Insurance providers use different algorithms to calculate insurance rates, which means quotes will vary between carriers for the same driving profile. It’s important to get quotes from multiple providers—that way, you know you’re not overpaying for insurance! Jerry makes shopping for car insurance simple by gathering quotes from over 50 top providers in seconds—no phone calls, emails, or sales pitches.

Compare insurance costs before buying a car: Car insurance rates vary based on the make and model—and insurance for the Encore isn’t the same as for the Enclave. To reduce insurance costs, keep your add-on features and packages minimal or buy a used model.

Increase your deductible: Your deductible is the amount you must pay before your collision or comprehensive insurance coverage kicks in on a claim. Increasing your deductible can help reduce monthly insurance payments.

Reduce auto insurance coverage: Older cars with a lower value don’t need as much insurance, so

reducing coverage

can help to lower your monthly payments.

Bundle your car and homeowners insurance

: Most insurers offer bundling discounts, whether bundling auto with home or another type of insurance.

Maintain a good credit score: Not all insurers look at credit scores when calculating premiums, but increasing your credit score can help to reduce your rates.

Ask about eligible

car insurance discounts

: On top of bundling discounts, most insurers offer a selection of discounts to help drivers save, such as low-mileage, safe driver, or pay-in-full discounts.

FAQs

What car insurance discounts can I get for my Buick?

Whether you purchase insurance with

GEICO

State Farm

, most insurers offer a wide range of discounts for customers to save.

For example, you could cash in on a multi-policy discount by bundling your home and auto insurance, or you may be eligible for a defensive driver discount if you’ve completed a state-approved

defensive driving course

. Discounts don’t apply to a specific vehicle, so ask your insurance provider which discounts you’re eligible for.

What are Buicks known for?

Buick fall under the

General Motors

umbrella, but they tend to be pricier and more well-equipped than other GM-owned vehicles. Buick was historically known for producing large, comfortable sedans and convertibles like the Buick

LaCrosse

and

Cascada

, but these models have been replaced by luxury but affordable small and midsize SUVs like the Enclave and Encore GX.

Are Buicks expensive on insurance?

In general, Buicks aren’t known to be particularly expensive compared to other vehicles—but the insurance cost will depend on various factors, such as the model, model year, location, driving record, age, and the insurance company’s policy. Buick insurance rates will vary between drivers, so it’s best to shop around and compare auto insurance quotes to find the best deal.

Are Buicks reliable?

According to Consumer Reports, Buick is one of the most reliable American automotive brands, trailing only behind

Lincoln

—but it’s edged out by Japanese automakers like

Mazda

and

Toyota

. Buick also came in second in the 2022 J.D. Power U.S. Vehicle Dependability Study, with owners experiencing fewer problems during the first three years of car ownership than other brands.

RepairPal gives Buick decent reliability ratings, scoring 3.5 out of 5.0 and ranking 13th out of 32 car brands.

Does the color of my Buick affect my insurance rate?

You may have heard people say that the color of your car affects your auto insurance, but there’s little truth to that. While insurance providers consider multiple factors when calculating your insurance rate—age, location, driving record, vehicle make and model, and more—color is not one of them.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.