Services
Insurance
Loans
Repairs
Advice
About

Cheapest Buick Car Insurance (Nov 2023)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Buick.
compare
Find Insurance Savings (100% Free!)
√
No long forms
√
No spam or unwanted calls
√
Quotes from top insurance companies
compare
avatar
R.E. Fulton
Expert Insurance Writer and Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does Buick car insurance cost?

With a full lineup of high-class SUVs, Buick has earned its spot as a brand that blends style with sophistication. From the pint-sized and powerful Encore to the full-size family hauler Enclave, there’s something for everyone.
The average cost of
car insurance
for Buick drivers is $1,032 per year—but every Buick insurance policy is just as unique as the Buick itself. The only way to understand how much your car insurance will cost is to compare car insurance quotes for your own driver profile.
Luckily, Jerry Insurance Agency can help you find cheap insurance rates in seconds, regardless of what car you drive. Log into the app on your smartphone and compare rates from the nation’s top providers. It’s a quick, simple, and ultra-efficient way to maximize your savings. 

How to find the cheapest Buick Car Insurance Quotes 

Finding affordable insurance can be tricky—but we’ve done the hard work for you. Jerry has helped hundreds of Buick drivers use to find cheap car insurance. Check out some of our recent quotes below!
loading...

Best car insurance companies for Buick drivers

Shopping for auto insurance
can sometimes feel like finding a needle in a haystack—there are many policies, but they might not be what you need. That’s why it’s important to find the right policy to suit you and your vehicle. 
Here’s the thing—no single provider offers the cheapest rate for Buick owners. That’s because car insurance rates are personalized based on age, driving record, insurance and claim history, zip code, vehicle make and model, and more. 
Jerry conducted the largest car insurance survey nationwide to help Buick drivers find the best insurance prices. We spoke to more than 16,000 policyholders in 50 states about 87 insurance providers.
Here’s how Buick drivers rate some of the top insurance companies.

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
Highlighticon

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
GEICO
Good but expensive
Catherine
Progressive
Great payments and great service.
Jada
Assurance America
Jerry makes it all easy!
Clemente
AAA
Aaa has been great to work with. We have had no issues .
Neil

Are Buicks more expensive to insure?

Because Buick sits on the line between luxury and mass-market automaker, you can expect to pay more for insurance than mainstream makers like Honda and Toyota. That said, Buicks tend to garnish excellent safety ratings, which can lower insurance costs. 
Compared to the average cost of other cars, Buicks cost 5% less to insure.
Car MakeAverage State Minimum Insurance CostAverage Full Coverage Insurance Cost
Buick
$86
$172
GMC
$89
$165
Mazda
$94
$171
Eagle
$99
$153
Mercedes-Benz
$100
$208

Cheapest Buicks to insure

Car insurance might not be the cheapest with a luxury brand like Buick, but that doesn’t mean you can’t find it. The cheapest Buick model to insure is 2018 Buick Enclave, with an average monthly premium of $53 for state minimum coverage and an average of $161 for full coverage.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
$53
$161
$65
$155
$66
$149
$69
$138
$72
$191

Most expensive Buicks to insure

Loaded with tech features, fancy interiors, and other comfort and convenience features, Buicks aren’t exactly bare-bones vehicles—and insurance rates reflect that. The most expensive Buick model to insure is 2017 Buick Cascada , with an average monthly premium of $156 for state minimum coverage and an average of $186 for full coverage. 

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
$156
$186
$146
$193
$141
$239
$129
$253
$127
$198
Remember that your car insurance rates don’t just depend on which Buick you drive—your age, driving record, insurance and claim history, location, and more also influence how much you pay. That’s why the best way to save on car insurance is to shop around and compare rates to find the best coverage!

What factors affect Buick car insurance rates?

Insurers consider several factors when
calculating car insurance rates
, such as:
  • Vehicle cost: Higher-value vehicles typically have higher insurance rates. Full coverage car insurance is the most expensive for luxury, high-performance, and sports cars. 
  • Vehicle age: Newer models generally cost more to insure due to newer technology and a higher replacement value.
  • Vehicle safety features: Newer Buicks have many driver safety aids, enhancing vehicle safety and reducing accident risk.
  • Your age: Drivers under 25 have the highest insurance rates due to minimal driving experience. On the other hand, senior drivers over 70 may also face higher insurance rates. 
  • Your driving record and claims history: Auto insurance companies reward good drivers with a clean driving record with lower insurance rates. If your driving record has accidents and traffic violations, insurers see you as high-risk, and you’ll pay higher rates. 
  • Credit history: Some states use your credit score to determine your risk level. Drivers with good credit usually see lower insurance rates.
  • Coverage: Purchasing minimum coverage always comes with lower insurance rates. Increasing your coverage and/or coverage limits will also increase your premium.
  • Where you keep your car: Insurance rates often vary based on where you keep your vehicle—population density, crime rates, road conditions, and other risk factors differ between states and cities and affect car insurance rates.  
Here are some factors that impact auto insurance rates for Buicks
  • Imports: Although Buick is an American make, parts are produced worldwide and imported, meaning insurance tends to be a bit more expensive than domestically-made vehicles.
  • Safety: Buick SUVs are loaded with driver safety features to enhance on-road safety and reduce accidents—it also reduces insurance costs.
  • Reliability: Although Consumer Reports suggest that Buick is less reliable than Japanese makes like Mazda and Toyota, it's one of the most reliable American car brands.

Buick insurance cost for young drivers

Regardless of what car you drive,
teen drivers
ages 16 to 19 see some of the highest insurance premiums of any age bracket due to limited driving experience and, therefore, a higher risk of car crashes. A full-coverage car insurance policy is recommended for young drivers with new cars for greater financial protection against accidents.
Check out the table below to see how Jerry has helped young Buick drivers find affordable car insurance.
loading...

Buick insurance cost for senior drivers

Seniors also pay high insurance rates due to a higher susceptibility to injury and mortality following an accident and slower reflexes that increase the risk of accidents. But
car insurance rates for seniors
don’t have to be out of this world—Jerry can help them find the coverage right at a rate they can afford. 
See how Jerry helped senior Buick drivers find cheap car insurance.
loading...

Buick insurance cost for drivers with driving violations 

Maintaining a
clean driving record
is one of the easiest ways to ensure low insurance costs. Drivers with a history of at-fault accidents, speeding, tickets, and other violations are classified as
high-risk drivers
, which almost guarantees high Buick auto insurance premiums. 

Cheapest car insurance for Buick drivers with speeding ticket

A speeding ticket on your record for going less than five miles over the posted speed limit shouldn’t significantly affect your car insurance rates—but multiple speeding tickets or a street racing charge could seriously damage your monthly payments. 
Buick drivers choose Jerry to help them find the cheapest car insurance rates with a speeding ticket on their driving record.
loading...

Cheapest car insurance for Buick drivers with a DUI record

Having a
DUI conviction
on your driving record can have a significant effect on your car insurance premium. But rates still vary between providers, so it’s important to shop around and compare quotes to find the most affordable policy after a DUI.
Take a look at the chart below to see how Jerry has helped Buick drivers find cheap auto insurance after a DUI.
loading...

Cheapest car insurance for Buick drivers after an accident

Your accident or claims history also significantly affects how much you pay for car insurance. If you were recently involved in an at-fault accident, your car insurance rates will be higher than drivers with a clean record. 
With help from Jerry, Buick drivers can find savings on car insurance.
loading...

Cheapest car insurance for Buick drivers with other driving violations on their record

On top of speeding tickets and DUI, other driving violations like careless driving,
driving with a suspended license
, or driving without insurance lead to significant car insurance rate increases. We’ve compiled a list of various driving violations and how we helped Buick drivers lower their car insurance rates with these violations.
loading...

How can I lower the cost of my Buick car insurance?

Finding affordable insurance can be tricky, but with a few good tips and tricks, you can find the coverage you need and save money.
  1. Shop around
    : Insurance providers use different algorithms to calculate insurance rates, which means quotes will vary between carriers for the same driving profile. It’s important to get quotes from multiple providers—that way, you know you’re not overpaying for insurance! Jerry makes shopping for car insurance simple by gathering quotes from over 50 top providers in seconds—no phone calls, emails, or sales pitches.
  2. Compare insurance costs before buying a car: Car insurance rates vary based on the make and model—and insurance for the Encore isn’t the same as for the Enclave. To reduce insurance costs, keep your add-on features and packages minimal or buy a used model.
  3. Increase your deductible: Your deductible is the amount you must pay before your collision or comprehensive insurance coverage kicks in on a claim. Increasing your deductible can help reduce monthly insurance payments. 
  4. Reduce auto insurance coverage: Older cars with a lower value don’t need as much insurance, so
    reducing coverage
    can help to lower your monthly payments.
  5. Bundle your car and homeowners insurance
    : Most insurers offer bundling discounts, whether bundling auto with home or another type of insurance. 
  6. Maintain a good credit score: Not all insurers look at credit scores when calculating premiums, but increasing your credit score can help to reduce your rates.
  7. Ask about eligible
    car insurance discounts
    : On top of bundling discounts, most insurers offer a selection of discounts to help drivers save, such as low-mileage, safe driver, or pay-in-full discounts. 

FAQs

Buick fall under the
General Motors
umbrella, but they tend to be pricier and more well-equipped than other GM-owned vehicles. Buick was historically known for producing large, comfortable sedans and convertibles like the Buick
LaCrosse
and
Cascada
, but these models have been replaced by luxury but affordable small and midsize SUVs like the Enclave and Encore GX.
In general, Buicks aren’t known to be particularly expensive compared to other vehicles—but the insurance cost will depend on various factors, such as the model, model year, location, driving record, age, and the insurance company’s policy. Buick insurance rates will vary between drivers, so it’s best to shop around and compare auto insurance quotes to find the best deal.
According to Consumer Reports, Buick is one of the most reliable American automotive brands, trailing only behind
Lincoln
—but it’s edged out by Japanese automakers like
Mazda
and
Toyota
. Buick also came in second in the 2022 J.D. Power U.S. Vehicle Dependability Study, with owners experiencing fewer problems during the first three years of car ownership than other brands. 
RepairPal gives Buick decent reliability ratings, scoring 3.5 out of 5.0 and ranking 13th out of 32 car brands. 
You may have heard people say that the color of your car affects your auto insurance, but there’s little truth to that. While insurance providers consider multiple factors when calculating your insurance rate—age, location, driving record, vehicle make and model, and more—color is not one of them. 
Whether you purchase insurance with
GEICO
or
State Farm
, most insurers offer a wide range of discounts for customers to save. 
For example, you could cash in on a multi-policy discount by
bundling your home and auto insurance
, or you may be eligible for a defensive driver discount if you’ve completed a state-approved
defensive driving course
. Discounts don’t apply to a specific vehicle, so ask your insurance provider which discounts you’re eligible for.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

avatar
R.E. Fulton
Expert Insurance Writer and Editor
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
avatar
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.