Buick Encore GX insurance costs
The Buick Encore GX sounds like a trim level of the brand's micro SUV, but it’s a standalone model that reps major style and sophistication for its size. With a wealth of technology, excellent safety, and an affordable starting price, it has a lot going for it—including relatively low insurance costs.
Because Buick straddles the line between luxury and mass-market, insurance may be higher than for more popular makes such as Honda or Toyota. Insurance costs for a Buick Encore GX are about $168 per month for full coverage and $90 per month for state minimum coverage.
Your trim level will also influence your insurance rates. Generally, higher trim levels like the Select or Essence will have higher insurance rates. The 2023 Buick Encore GX is available in three trim levels:
Preferred (starting MSRP: $27,195): Equipped with a turbocharged 1.2-liter three-cylinder engine (137 horsepower, 162 lb-ft), 18-inch alloy wheels, keyless entry and ignition, cloth/imitation leather combination upholstery, active noise cancellation, 8-inch touchscreen, onboard Wi-Fi hotspot, six-speaker audio system, and Apple CarPlay and Android Auto smartphone integration (both with wireless connectivity).
Select (starting MSRP: $28,595): Adds Cold Weather Comfort package features, roof rails, and dual-zone automatic climate control.
Essence (starting MSRP: $31,795): Equipped with a larger turbo 1.3-liter three-cylinder (155 hp, 174 lb-ft) engine, LED headlights, in-cabin air ionizer, heated steering wheels, and leather upholstery.
Drivers can also upgrade to the Advanced Technology package on the Select and Essence trim levels, which includes navigation, a head-up display, a 360-degree camera, and adaptive cruise control. The Convenience package, available on the Essence only, adds wireless charging, automatic wipers, a rearview camera, and automated parking.
While these packages offer the ultimate convenience for drivers, they can also increase insurance costs, as they increase the car's value. You can also expect slightly higher rates with the larger turbocharged engine. Here’s how much you might expect your cost to change based on the trim level of your car:
Check out some real Buick Encore insurance quotes from Jerry to better understand how your driver profile impacts your cost.