An insurance agent can file your SR-22 certificate on your behalf, but you’ll need to provide all the information, including your policy number and case number.
Your car insurance company can help you fill out an SR-22 or do it for you. You’ll need to provide the following information:
If you're using the same car insurance provider you had before the incident that caused you to get the SR-22, that provider likely already has all of this information. So check with the company to see if they can file the SR-22 for you.
Most states in the U.S. have SR-22 requirements, except for the following:
To get an SR-22, you need to first call your car insurance company and inform them you need an SR-22 certificate. Your insurance company then mails both you and the department of state in your area a completed SR-22 form, unless you fill out the form yourself.
The fees: Expect to spend at least $25 on SR-22 filing fees, on average. Many auto insurance companies also require SR-22 holders to pay for the whole term of the auto insurance policy, either six months or one year, upon issuing it.
Once you acquire an SR-22, expect to have it at least for three years before you don't need it anymore.
While this often results in higher insurance costs, an SR-22 policy allows you to regain your license or apply for a new one and continue on with your life.
An SR-22 will make your rates go up
Getting an SR-22 will almost certainly make your car insurance rates go up due to your status as a high-risk driver. Your car insurance company might even drop your policy if they do not insure high-risk drivers. In this case, you’d need to find insurance with a company that does.
The purpose of an SR-22: proof of financial responsibility
When working to regain the use of a license, the state Department of Motor Vehicles (DMV) informs drivers if they need to file an SR-22.