Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Winston Salem.

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Quotes from top insurance companies

Updated on Sep 21, 2023

R.E. Fulton

Expert Insurance Writer and Editor

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Learn more about our insurance review board

What's on this page?

How to find the cheapest car insurance in Winston Salem
Best Car Insurance Companies in Winston Salem
Best cheap car insurance quotes in Winston Salem
Average cost of car insurance in Winston Salem
Car insurance quotes in Winston Salem by rating factors
How Do Different Factors Impact Your Car Insurance Costs in Winston Salem?
Cheap car insurance quotes in Winston Salem after driving violations
Cheap car insurance quotes in Winston Salem by age
Cheap car insurance quotes in Winston Salem based on insurance history
Cheap car insurance quotes in Winston Salem for popular cars
How to lower car insurance costs in Winston Salem
FAQ
Methodology
Meet our Experts

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How to find the cheapest car insurance in Winston Salem

On average,

auto insurance

in Winston Salem costs about $148 per month for minimum coverage liability insurance, and about $98 per month for full coverage insurance. Winston Salem drivers pay 16% less than the

North Carolina

average.

Each month,

Jerry

helps thousands of wise car insurance shoppers in Winston Salem

compare and buy car insurance

easily and efficiently. Here are some of the cheapest Winston Salem car insurance quotes we found.

Quote Date	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
September 14, 2023	State Auto	$91	Bobby, 52 Zip: 27101	KIA Soul	• 100,000/300,000 Liability • Comp / Collision
September 13, 2023	Allstate	$109	Thomas, 32 Zip: 27107	Chevrolet Malibu 2LT	• State Minimum Liability • Comp / Collision
September 8, 2023	Nationwide	$82	Leona, 35 Zip: 27103	Volkswagen GTI	• State Minimum Liability • Comp / Collision
September 5, 2023	Travelers	$118	Dorothy, 34 Zip: 27107	Honda CR-V SE	• 50,000/100,000 Liability • Comp / Collision
September 5, 2023	Progressive	$149	Ruth, 25 Zip: 27106	Mazda 3 Preferred	• State Minimum Liability • Comp / Collision

Last Updated Sep 21, 2023

Compare car insurance quotes now

How'd we get this data?

Real Insurance Agents

Jerry is one of the largest insurance agencies licensed in your state and has a team of 100+ licensed insurance agents dedicated to helping customers (7 days a week customer support).

Real Insurance Quotes

Jerry Insurance Agency works with 50+ insurance companies as their appointed broker. We are licensed in all 50 states (NPN: 18788611). Our evaluations are not influenced by insurance companies.

Real Insurance Companies

We spent over 200 hours analyzing data from 25 million+ real insurance quotes in the last year, to provide you with up-to-date insurance information.

Best Car Insurance Companies in Winston Salem

To find out which insurance company offers the cheapest car insurance rates in Winston Salem (and throughout the country), Jerry surveyed 15,000 policyholders—the largest insurance shopping survey in the nation.

Here’s what we found: There isn’t a single provider that offers the best rates for every driver, which makes sense considering the plethora of factors and formulas that make car insurance rates vary person-to-person and insurer to insurer.

The best way to pin down the most affordable

car insurance rates

is to

shop around

and compare quotes from multiple providers. Rates aren’t all there are to consider either—claims handling and customer service practices matter, too!

, and

are each popular insurers in Winston Salem. But the right insurer for you will depend on both personal preferences and details like your age and driving history. Here’s a look at how Winston Salem drivers rated some popular insurers on a scale of 0 to 5.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Progressive	4.4	4.1	3.5	4.4
USAA	4.3	3.7	4.8	4.3
State Farm	4.2	3.3	4.7	4.3
Geico	4.1	3.7	3.7	4.2
Liberty Mutual	3.9	3.2	3.7	3.8

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Winston Salem

As per

North Carolina’s insurance laws

, all drivers in Winston Salem must carry the state’s minimum liability coverage along with uninsured motorist coverage. In an at-fault state like NC, full coverage can help better financially protect your vehicle from damage.

Cheap minimum liability insurance quotes in Winston Salem

To legally drive and register a vehicle in Winston Salem, you must purchase North Carolina’s minimum liability coverage requirements—at least $30,000 per person and $60,000 per accident for

bodily injury liability

, plus $25,000 in

property damage liability

per accident.

This sequence of coverage is commonly referred to as 30/60/25 and will cover you up to those limits if you’re at fault for another driver’s injuries or property damage in an accident.

Here are some cases where Jerry helped Winston Salem drivers find minimum liability coverage at the cheapest rates.

Progressive

Ruth (25 years old)

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27106)

Mazda 3 Preferred

$149

per month

Nationwide

Leona (35 years old)

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27103)

Volkswagen GTI

$82

per month

Allstate

Thomas (32 years old)

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27107)

Chevrolet Malibu 2LT

$109

per month

Safeco

Hannah (26 years old)

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27107)

Dodge Durango

$97

per month

State Auto

Olive (27 years old)

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27127)

Toyota Camry

$85

per month

Do you need more than minimum coverage in Winston Salem?

North Carolina’s minimum liability coverage is fairly low, so Winston Salem drivers may want to consider higher limits or additional coverage.

It’s not uncommon for another driver’s medical expenses or a totaled car to result in costs of more than $40,000 after an accident—which can easily exceed that 30/60/25 limit.

The bottom line: To keep yourself and your wallet protected, you should consider full coverage insurance, 50/100/50 liability coverage, or 100/300/100 liability coverage.

Cheap full coverage car insurance quotes in Winston Salem

To protect yourself from the costs of repairing or replacing your car in the event of an at-fault accident,

full coverage car insurance

is your best—and only—option.

Full coverage includes

comprehensive

and

collision coverage

Collision coverage deals with the cost of fixing or replacing your car after an accident

Comprehensive coverage kicks in if your car is stolen or damaged by a non-collision incident

Lenders typically require collision and comprehensive coverage for a leased vehicle.

The table below shows some recent examples of the cheapest full coverage policies that Jerry’s agents helped our Winston Salem customers obtain.

Insurance Coverage	Insurance Company	Premium (monthly)	Customer	Car
• State Minimum Liability • Comp / Collision	Progressive	$149	Ruth, 25 Zip: 27106	Mazda 3 Preferred
• State Minimum Liability • Comp / Collision	Nationwide	$82	Leona, 35 Zip: 27103	Volkswagen GTI
• 50,000/100,000 Liability • Comp / Collision	Travelers	$118	Dorothy, 34 Zip: 27107	Honda CR-V SE
• State Minimum Liability • Comp / Collision	Allstate	$109	Thomas, 32 Zip: 27107	Chevrolet Malibu 2LT
• 100,000/300,000 Liability • Comp / Collision	State Auto	$91	Bobby, 52 Zip: 27101	KIA Soul

Last Updated Sep 21, 2023

The best way to find the coverage you need at the best price in Winston Salem is to compare rates from multiple companies. Jerry,

a top insurance agency

, offers a free app that streamlines this process, delivering quick quote comparisons and support from a network of over 100 licensed insurance agents.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

Lower my car insurance too!

Average cost of car insurance in Winston Salem

After working with thousands of auto insurance policyholders in Winston Salem, we’ve found that the average cost of minimum liability coverage is $148 per month or $1,770 per year. The average cost of full coverage insurance in Winston Salem is $98 per month or $1,175 per year.

Average car insurance expenses can help you estimate potential insurance costs—but each driver’s insurance premium will be different. Your coverage type, driving history, zip code, vehicle make and model, age, and claims history will all impact your rate.

In Winston Salem, insurance rates for minimum liability coverage typically start at around $148 per month while full coverage can cost closer to $98 per month. That said, costs can vary hundreds of dollars based on each driver’s specific profile.

Average cost of car insurance in Winston Salem by zip code

Because accident rates and crime and theft statistics can vary by location within the same city, different zip codes in Winston Salem may see different rates. If your neighborhood files more claims than others, insurers may flag your zip code as “high risk” and increase rates accordingly.

Here are some car insurance quotes Winston Salem drivers received in different neighborhoods.

Zip Code	Average State Minimum Coverage Rate	Average Full Coverage Rate
27101	$42	$89
27103	$35	$71
27104	$26	$110
27105	$47	$124
27106	$54	$95
27107	$43	$112
27127	$96	$150

Compare car insurance costs in other states

Virginia car insurance

South Carolina car insurance

West Virginia car insurance

District Of Columbia car insurance

Maryland car insurance

Delaware car insurance

Kentucky car insurance

Georgia car insurance

Car insurance quotes in Winston Salem by rating factors

Insurance companies in Winston Salem use multiple factors to

determine your car insurance rate

Your driving record and claims history: Safe drivers with clean driving records and zero insurance claims are typically quoted the lowest rates.

Where you keep and drive your car: Rates are usually higher for those who live in areas with higher crime rates and more claims filed. This can vary by zip code within the same city.

The kind of car you have: Minimum liability insurance and full coverage are more costly for high-tech, luxury, high-performance, and sports cars.

How you use your car: If you only use your vehicle for leisurely driving, your car insurance rates will be lower than if you drive to and from work daily.

Your credit score: A higher credit score can bring down your rates.

How Do Different Factors Impact Your Car Insurance Costs in Winston Salem?

Allowed (with applicable limitations): Driving experience, marital status, zip code, credit history, occupation, employment status, insurance history.

Prohibited (or effectively prohibited): Gender, age, education.

Learn more about the car insurance rating factors in Winston Salem:

Cheap car insurance quotes in Winston Salem after driving violations

Your driving history—including any tickets or accidents—will impact your auto insurance premium. A history of violations or at-fault accidents can indicate a higher risk level, which will result in higher rates. Some typical traffic violations that can impact your rates include:

Speeding

DUIs

At fault accidents

Reckless driving

Driving with a

suspended license

Cheapest car insurance in Winston Salem after speeding ticket

Not all

speeding violations

are the same; after all, driving 20 mph over the speed limit is more serious than 6 mph over the speed limit.

While having a speeding ticket on your record will usually leave you with a more expensive premium,

shopping around for auto insurance quotes

can still help you find the best rates for your situation.

Jerry has helped many Winston Salem drivers find cheaper rates on car insurance—even with tickets on their records!

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Progressive	$89	Jackson, 34 Zip: 27105	Chevrolet Traverse LT	• State Minimum Liability
Speeding 11-15	Travelers	$67	Joe, 32 Zip: 27105	Toyota Yaris	• State Minimum Liability
Speeding 16-20	National General	$77	Rose, 47 Zip: 27101	Lexus ES 350	• State Minimum Liability • Comp / Collision

Last Updated Sep 17, 2023

Cheapest car insurance in Winston Salem after DUI

With a

DUI

on your driving record, most insurance companies in Winston Salem will quote you higher-than-average rates. To secure the best rate after a DUI offense, it’s important to gather quotes from various providers.

Jerry frequently helps drivers score savings on their auto insurance after a DUI.

Progressive

Walter (42 years old)

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27103)

Toyota Camry

$117

per month

Safeco

Sarah (36 years old)

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27104)

Honda CR-V LX

$212

per month

National General

Cornelia (35 years old)

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27104)

Honda CR-V EX

$116

per month

Dairyland

Edward (35 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Winston Salem, NC (Zip Code: 27103)

Jeep Cherokee Sport

$105

per month

Cheapest car insurance in Winston Salem after an at-fault accident

Insurance companies use your history of at-fault accidents to assess your risk level. Recent at-fault accidents or numerous claims can significantly raise your premiums.

North Carolina is an at-fault state. If you were deemed at-fault in a collision, your car insurance rates could skyrocket by as much as 15%—possibly more.

Jerry has still helped Winston Salem drivers save on car insurance with at-fault accidents on their

driving record

Accident Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
At Fault With Injury	Progressive	$172	Charles, 47 Zip: 27103	Acura TLX	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Travelers	$100	Leonard, 56 Zip: 27101	Saturn Aura XR	• 50,000/100,000 Liability • Comp / Collision
Not At Fault	Safeco	$102	Luis, 34 Zip: 27106	Honda CR-V EX	• 50,000/100,000 Liability • Comp / Collision
At Fault With No Injury	Allstate	$171	Henry, 39 Zip: 27101	Volvo S40 T5	• 50,000/100,000 Liability • Comp / Collision

Last Updated Sep 19, 2023

Cheapest car insurance in Winston Salem after other driving violations

Speeding tickets and DUIs are serious, but they aren’t the only violations that can increase your car insurance premiums.

Reckless or careless driving

, driving without insurance, or driving without a valid license can all hike up your car insurance rates in Winston Salem, too.

Browse the table below to see how Jerry has helped drivers save on their car insurance after serious violations.

Violation	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Defective Equipment	Progressive	$155	Matthew, 28 Zip: 27105	Ford Focus ST	• State Minimum Liability • Comp / Collision
Failure to Obey Signal	Allstate	$69	Edith, 26 Zip: 27107	Dodge Durango	• State Minimum Liability
Careless Driving	Progressive	$155	Gabriel, 28 Zip: 27105	Ford Focus ST	• State Minimum Liability • Comp / Collision
Failure to Obey Signal	Safeco	$97	Vera, 26 Zip: 27107	Dodge Durango	• State Minimum Liability
Improper Passing	Dairyland	$103	Bernard, 39 Zip: 27105	Chevrolet Suburban C1500	• State Minimum Liability

Last Updated Sep 19, 2023

Cheap car insurance quotes in Winston Salem by age

Young drivers with minimal driving experience tend to pay higher premiums, even with a clean

driving record

. Senior drivers in their mid-70s also face higher insurance rates.

Cheapest car insurance in Winston Salem for young drivers

Teen drivers from ages 16 to 19 typically pay the highest rates for car insurance in Winston Salem. This is because teen drivers are more likely to get into accidents due to their limited driving experience.

It's therefore a good idea to ensure teen drivers have the protection of full coverage insurance—especially if they’re driving a newer vehicle. To keep those

teen car insurance

rates lower, consider keeping young drivers on a parent or guardian’s policy.

Progressive

Bertha (22 years old)

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27105)

Mazda 3 Sport

$86

per month

Safeco

Keith (24 years old)

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27106)

Chevrolet Malibu LS

$168

per month

Nationwide

Hallie (24 years old)

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27106)

Toyota Scion XB

$62

per month

Allstate

Gavin (24 years old)

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27106)

RAM 1500 ST

$107

per month

State Auto

Charles (21 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Winston Salem, NC (Zip Code: 27127)

BMW 335 i

$340

per month

Cheapest car insurance in Winston Salem for senior drivers

Although they have a wider range of driving experience,

senior drivers

are more likely to get into

car accidents

that result in serious injuries and high medical bills. For this reason, older drivers may see a rise in their insurance rates once they reach 70 to 75 years old.

Progressive

Gussie (66 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Winston Salem, NC (Zip Code: 27103)

Buick Encore Preferred

$60

per month

Safeco

Nora (65 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Winston Salem, NC (Zip Code: 27101)

Hyundai Tucson Limited

$118

per month

Cheap car insurance quotes in Winston Salem based on insurance history

Whether you are currently insured—and have been consistently insured over time—can impact your car insurance rates. Any

lapse in your insurance coverage

can lead to higher premiums.

Jerry sends helpful payment reminders to qualifying customers to ensure on-time payments and avoid coverage lapses.

Uninsured customers and drivers with lapses in coverage can still find savings on their new policies with Jerry.

Progressive

Minerva (25 years old)

Currently Insured

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27106)

Mazda 3 Preferred

$149

per month

Safeco

Calvin (34 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Winston Salem, NC (Zip Code: 27106)

Honda CR-V EX

$102

per month

Travelers

Genevieve (26 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Winston Salem, NC (Zip Code: 27106)

Ford Fusion SE Hybrid

$141

per month

Nationwide

Edgar (35 years old)

Currently Insured

Coverage

State Minimum

Winston Salem, NC (Zip Code: 27103)

Volkswagen GTI

$82

per month

State Auto

Wayne (52 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Winston Salem, NC (Zip Code: 27101)

KIA Soul

$91

per month

Over 3,500,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Love them.

Hayley

Great services, cheapest and best value policies.

Harsh

Alway great customer service!

Sarah

Great insurance at an affordable price, always good approvals.

Asia

Cheap car insurance quotes in Winston Salem for drivers with poor credit

In North Carolina, insurance companies use

credit scores

as a risk predictor for policyholders. While your credit rating isn’t a direct indicator of your driving habits, statistics show that individuals with low credit scores are more likely to file claims than those with high credit scores.

Jerry’s data shows that the average car insurance rate for drivers with credit scores over 750 is [X]% lower than rates for drivers with credit scores below 550.

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
> 750	Progressive	$116	Linnie, 43 Zip: 27103	Toyota Prius	• 50,000/100,000 Liability • Comp / Collision
660 - 750	Safeco	$102	Calvin, 34 Zip: 27106	Honda CR-V EX	• 50,000/100,000 Liability • Comp / Collision
660 - 750	National General	$164	Louise, 20 Zip: 27107	Dodge Charger SE	• State Minimum Liability
550 - 659	State Auto	$91	Craig, 52 Zip: 27101	KIA Soul	• 100,000/300,000 Liability • Comp / Collision
< 550	Progressive	$211	Jennie, 38 Zip: 27107	Hyundai Sonata Limited	• 50,000/100,000 Liability • Comp / Collision

Last Updated Sep 19, 2023

Cheap car insurance quotes in Winston Salem for popular cars

Insurance providers take your vehicle’s make and model into account when determining your car insurance rate. High-tech features, safety technology, pricey parts, and the likelihood of theft will contribute to either raising or lowering your premium.

Popular car models in Winston Salem include:

MORE:

How to get car insurance before buying a car

How to lower car insurance costs in Winston Salem

1. Shop around and compare quotes

Each insurance company uses different methods to calculate your premium—methods that shift and change with time, too! Because of this, the best strategy for securing the most affordable rates is to compare quotes from at least three different insurers and shop for new quotes every six months.

Luckily, Jerry can take all the hard work out of this process. In just 45 seconds, Jerry analyzes quotes from a pool of over 55 top insurers to pinpoint the best premiums available to you. Even better: Jerry provides this service completely free of charge!

Compare car insurance quotes now

2. Hunt for car insurance discounts

You can also shop for

car insurance discounts

as you shop for car insurance quotes. Most insurers have several discounts available, the most common of which include:

Bundling home and auto insurance

: You can usually take a percentage off multiple insurance types by purchasing policies through the same insurer. This also typically works with auto and renters insurance.

Good student discounts: Drivers who are full-time students in high school or college with a B average or better may luck out with lower car insurance rates.

Telematics discounts: Some insurers use telematics apps to track your driving practices and offer discounts for safe driving—or even just signing up!

Defensive driver discounts: If you’re over 55, you can often cut costs on your premiums by completing a state-approved defensive driver course.

MORE:

11 Ways to lower car insurance

3. Increase your deductible for comprehensive and collision coverage

To make your monthly payments more manageable, it may make sense to increase your deductibles for your comprehensive and collision coverage. This is especially true if you tend to drive safely or if your personal savings could accommodate higher out-of-pocket repair costs.

MORE:

How to choose a car insurance deductible

FAQ

How much is car- insurance in Winston Salem?

People living in Winston Salem pay on average $148 per month – or $1,770 per year – on state-minimum liability coverage. Full coverage in Winston Salem costs on average $98 per month of $1,175 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the best car insurance in Winston Salem?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.

Allstate

Geico

, and

Nationwide

receive good ratings from Winston Salem drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

What is the cheapest car insurance in Winston Salem?

Based on thousands of Winston Salem drivers Jerry has worked with, car insurance in Winston Salemcosts an average of $148 per month for state-minimum coverage and $98 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the minimum car insurance in Winston Salem, North Carolina?

The state-minimum car insurance in Winston Salem, North Carolina is $30,000 in bodily injury liability per person, $60,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 30/60/25 coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Expert Insurance Writer and Editor

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.