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Cheapest Buick Lacrosse Car Insurance (Mar 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Buick Lacrosse
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does Buick Lacrosse car insurance cost? 

On average, Buick Lacrosse drivers spend $116 each month on state minimum car insurance and $150 per month for full coverage. Compared to other popular cars like the Mitsubishi Eclipse, Mercedes-Benz CLA, and Ford Taurus, the Buick Lacrosse is 20% less expensive to insure. 
However, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Buick Lacrosse insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes

Compare the cheapest Buick Lacrosse car insurance quotes

This may feel complicated, but it doesn’t have to be.
Jerry
is a
car insurance price comparison
tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Buick Lacrosse drivers save an average of $4,364 per year on their car insurance. 
Check out the table below to see real, free quotes that real people have gotten from Jerry.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
March 29, 2024
Buick Lacrosse PremiumTravelers
$184
• 100,000/300,000 Liability
• Comp / Collision
March 29, 2024
Buick Lacrosse CXLAAA
$162
• 50,000/100,000 Liability
• Comp / Collision
March 25, 2024
Buick Lacrosse Sport TouringNational General
$326
• No Coverage Liability
• Comp / Collision
March 16, 2024
Buick LacrosseAllstate
$242
• State Minimum Liability
• Comp / Collision
March 15, 2024
Buick Lacrosse PremiumProgressive
$96
• State Minimum Liability
coverageLast Updated Mar 29, 2024
However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Buick Lacrosse, you’ll need to
get car insurance quotes
from at least three insurance companies.

The best car insurance companies for Buick Lacrosse owners

There’s no single best insurance company for all Buick Lacrosse owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to
calculate your premiums
But that doesn’t mean we can’t find the best insurance company for you
Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Buick Lacrosse?

The average cost of Buick Lacrosse insurance is $150 per month for full coverage and $116 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more. 
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Buick Lacrosse
$178
$92
  • Minimum coverage insurance
    is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance. 
  • Full coverage insurance
    provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
While knowing auto insurance averages can be useful, getting personalized quotes is
the best way to shop for insurance
. Jerry makes quote shopping easy, finding you the best coverage at the best rate.

Why are some trims more expensive to insure than others?

Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies. 
Check out the table below to see the average cost of auto insurance for some popular Buick Lacrosse trims.
CarMonthly minimum coverage costMonthly full coverage cost
Lacrosse Buick Lacrosse
$99
$200
Lacrosse Buick Lacrosse CX
$91
$147
Lacrosse Buick Lacrosse CXL
$90
$173
Lacrosse Buick Lacrosse CXS
$97
$169
Lacrosse Buick Lacrosse Premium
$81
$170
Lacrosse Buick Sport Touring
$113
$237
Lacrosse Buick Touring
$95
$205
Lower my car insurance too!

Buick Lacrosse insurance cost by model year

The more recently your Buick Lacrosse was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Buick Lacrosses provided by Jerry to better understand how your driver profile might affect your cost.

2019 Buick Lacrosse car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2019
Buick Lacrosse Preferred
Progressive
$144
• State Minimum Liability
• Comp / Collision
coverageLast Updated Mar 23, 2024

2018 Buick Lacrosse car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$115
• 25,000/50,000 Liability
• Comp / Collision
Travelers
$183
• State Minimum Liability
• Comp / Collision
AAA
$477
• 30,000/60,000 Liability
• Comp / Collision
Mercury
$169
• State Minimum Liability
• Comp / Collision
Bristol West
$443
• State Minimum Liability
• Comp / Collision
coverageLast Updated Mar 26, 2024

2017 Buick Lacrosse car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$344
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$167
• 100,000/300,000 Liability
• Comp / Collision
Safeco
$145
• State Minimum Liability
• Comp / Collision
Buick Lacrosse Preferred
Gainsco
$150
• State Minimum Liability
Mercury
$186
• State Minimum Liability
• Comp / Collision
coverageLast Updated Mar 24, 2024

2016 Buick Lacrosse car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Safeco
$243
• 50,000/100,000 Liability
• Comp / Collision
AAA
$274
• State Minimum Liability
• Comp / Collision
Travelers
$126
• State Minimum Liability
• Comp / Collision
2016
Buick Lacrosse Sport Touring
National General
$326
• No Coverage Liability
• Comp / Collision
Electric
$109
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Mar 28, 2024

2015 Buick Lacrosse car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$227
• State Minimum Liability
• Comp / Collision
Safeco
$170
• 50,000/100,000 Liability
• Comp / Collision
Nationwide
$147
• 50,000/100,000 Liability
• Comp / Collision
Mercury
$157
• 100,000/300,000 Liability
• Comp / Collision
National General
$108
• State Minimum Liability
coverageLast Updated Mar 26, 2024

2014 Buick Lacrosse car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$194
• State Minimum Liability
• Comp / Collision
Nationwide
$71
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$123
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$238
• 30,000/60,000 Liability
• Comp / Collision
Bristol West
$120
• 100,000/300,000 Liability
coverageLast Updated Mar 29, 2024

2013 Buick Lacrosse car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Safeco
$188
• 50,000/100,000 Liability
• Comp / Collision
AAA
$218
• State Minimum Liability
• Comp / Collision
Allstate
$242
• State Minimum Liability
• Comp / Collision
Travelers
$65
• 100,000/300,000 Liability
• Comp / Collision
Clearcover
$187
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Mar 27, 2024

Are Buick Lacrosses expensive to insure? 

The average Buick Lacrosse insurance rate is $116 per month. Compared to the national average for other models from a similar price range, it is 20% less expensive to insure a Buick Lacrosse .
CarMonthly minimum coverage costMonthly full coverage cost
Buick LaCrosse
$92
$178
Toyota Camry
$98
$183
Mini Cooper
$90
$166
Jeep Wrangler
$85
$150
Ford Mustang
$98
$201
Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.

Buick Lacrosse safety ratings

Insurance companies also consider the safety ratings of a particular car to determine insurance premiums. 
The two best-known vehicle safety rating organizations are:
  • Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash, and how well the technology in the vehicle can prevent or reduce the severity of crashes.
  • National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side and rollover crash tests. 
See the tables below for a detailed look at safety ratings for the Buick Lacrosse.

Insurance Institute for Highway Safety (IIHS) Rating

Rating typeRating
Headlights
Poor
Front crash prevention: vehicle-to-vehicle
Superior
LATCH ease of use
Basic

What other factors affect Buick Lacrosse insurance rates?

Many factors influence your
car insurance rate
, such as:
  • The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
  • Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
  • Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.

Buick Lacrosse insurance cost for young drivers

Teen drivers
between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.
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Ray (19 years old)
coverageCoverage
State Minimum
locationWendell, ID
carBuick Lacrosse CXL
$251
per month
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Matilda (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carBuick Lacrosse CXL
$427
per month
card cover
Shawn (23 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
locationOkemos, MI
$120
per month
card cover
Clearcover
Sadie (23 years old)
coverageCoverage
State Minimum
locationLoretto, KY
$137
per month
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Gainsco
Melvin (22 years old)
$391
per month

Buick Lacrosse insurance cost for senior drivers

As you enter your mid-70s, car insurance costs begin to climb again. 
Car insurance rates for seniors
 tend to be higher for several reasons. 
Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
card cover
Etta (89 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationLincolnwood, IL
$65
per month
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Polly (68 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$123
per month
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Darrell (66 years old)
coverageCoverage
State Minimum
$96
per month
card cover
Gainsco
Francis (75 years old)
coverageCoverage
State Minimum
carBuick Lacrosse CXL
$141
per month
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Stephen (68 years old)
coverageCoverage
State Minimum
carBuick Lacrosse CXL
$107
per month

Buick Lacrosse insurance cost for drivers with driving violations 

Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.  
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
  • Speeding
  • DUIs
  • At fault accident
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Buick Lacrosse drivers with speeding ticket

There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won’t raise your rates as much as speeding over 21 MPH over the limit. 
Jerry is proud to help Buick Lacrosse drivers with varying speeding tickets save on car insurance.
Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 11-15
Buick Lacrosse CXL
Electric
$215
• State Minimum Liability
• Comp / Collision
Speeding 16-20
Buick Lacrosse CXLNationwide
$144
• 50,000/100,000 Liability
• Comp / Collision
Speeding 21+
Buick LacrosseProgressive
$302
• 15,000/30,000 Liability
• Comp / Collision
coverageLast Updated Mar 24, 2024

Cheapest car insurance for Buick Lacrosse drivers with a DUI record

If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another. 
You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Buick Lacrosse drivers obtain affordable auto insurance rates after a DUI.
card cover
Alex (30 years old)
coverageCoverage
State Minimum
carBuick Lacrosse CXS
$82
per month
card cover
Evan (37 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$149
per month
card cover
Rosie (49 years old)
coverageCoverage
State Minimum
$104
per month
card cover
Ryan (36 years old)
coverageCoverage
State Minimum
carBuick Lacrosse CXL
$128
per month
card cover
Belle (48 years old)
coverageCoverage
State Minimum
$130
per month

Cheapest car insurance for Buick Lacrosse drivers after an accident

One of the most important factors affecting car insurance rates is your car accident or claim history. 
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Buick Lacrosse drivers save on car insurance after car accidents.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Buick Lacrosse PremiumProgressive
$96
• State Minimum Liability
At Fault With No Injury
Buick LacrosseTravelers
$115
• 50,000/100,000 Liability
• Comp / Collision
Not At Fault
Buick Lacrosse PremiumSafeco
$137
• 25,000/50,000 Liability
• Comp / Collision
At Fault With Injury
Buick Lacrosse CXLBristol West
$342
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Buick Lacrosse Essence
Clearcover
$336
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Mar 29, 2024

Cheapest car insurance for Buick Lacrosse drivers with other driving violations on their record

Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase. 
We’ve compiled a list of various other driving violations and how we helped Buick Lacrosse drivers with these violations save on their car insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Buick Lacrosse CXLProgressive
$152
• State Minimum Liability
Defective Equipment
Buick LacrossePlymouth Rock
$411
• 15,000/30,000 Liability
• Comp / Collision
Failure to Obey Signal
Buick Lacrosse CXLNational General
$84
• State Minimum Liability
Cell Phone
Buick Lacrosse CX
Gainsco
$152
• State Minimum Liability
Careless Driving
Buick Lacrosse TouringTravelers
$328
• 100,000/300,000 Liability
• Comp / Collision
Driving on Sus. License
Buick Lacrosse EssenceAAA
$477
• 30,000/60,000 Liability
• Comp / Collision
Failure to Yield
Buick Lacrosse PremiumMercury
$189
• State Minimum Liability
Seat Belt
Buick LacrosseProgressive
$477
• 15,000/30,000 Liability
• Comp / Collision
Improper Passing
Buick Lacrosse PremiumSafeco
$137
• 25,000/50,000 Liability
• Comp / Collision
coverageLast Updated Mar 28, 2024

How can I lower the cost of insurance for my car?

There are a variety of ways to lower insurance costs for your vehicle. 
  • Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
  • Raise your deductible: Your
    car insurance deductible
    is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
  • Reduce your coverage: If you have any older cars, you can
    reduce coverage
    on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
  • Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on. 
  • Bundle your insurance policies:
    Bundling your homeowners and auto insurance
    with the same company can amount to a lower overall bill. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
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Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.