Cheapest car insurance in Belleville, Illinois (Nov 2024)

Cheapest Car Insurance Quotes in Belleville

Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Progressive	$155	Abbie, 36 Zip: 62226	Nissan Rogue SL	• State Minimum Liability • Comp / Collision
Travelers	$149	Juan, 33 Zip: 62221	Lexus ES 350	• 50,000/100,000 Liability • Comp / Collision
Safeco	$224	Grace, 33 Zip: 62221	KIA Optima LX	• State Minimum Liability • Comp / Collision
Allstate	$233	Julian, 23 Zip: 62223	Chevrolet Spark 1LT	• State Minimum Liability • Comp / Collision
Bristol West	$116	Loretta, 32 Zip: 62220	Honda Civic EX	• State Minimum Liability

Last Updated Nov 16, 2024

Cheapest Belleville car insurance for good drivers

Best Car Insurance Companies in Belleville

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Belleville

Cheap minimum liability insurance quotes in Belleville

$25,000 of
bodily injury liability
coverage per person
$50,000 of bodily injury liability coverage per accident
$20,000 of
property damage liability
coverage per accident
$25,000 of UM/UIM bodily injury coverage per person
$50,000 of UM/UIM bodily injury coverage per accident

Progressive

Abbie (36 years old)

Coverage

State Minimum

Belleville, IL
(Zip Code: 62226)

Nissan Rogue SL

$155

per month

Safeco

Carl (29 years old)

Coverage

State Minimum

Belleville, IL
(Zip Code: 62221)

Toyota Camry LE

$67

per month

Clearcover

Harold (36 years old)

Coverage

State Minimum

Belleville, IL
(Zip Code: 62223)

Nissan Leaf S

$134

per month

Gainsco

Etta (38 years old)

Coverage

State Minimum

Belleville, IL
(Zip Code: 62223)

GMC Terrain SLT

$82

per month

Do you need more than minimum coverage in Belleville?

Cheap full coverage car insurance quotes in Belleville

Collision insurance covers the costs of repairing or replacing your car following an accident with another vehicle or stationary object. 
Comprehensive coverage also covers the costs of repairing or replacing your car but it only applies to damages caused by theft, vandalism, or natural disasters.

Insurance coverage	Insurance company	Premium (monthly)	Customer	Car
• State Minimum Liability • Comp / Collision	Progressive	$155	Abbie, 36 Zip: 62226	Nissan Rogue SL
• State Minimum Liability • Comp / Collision	Allstate	$233	Julian, 23 Zip: 62223	Chevrolet Spark 1LT
• State Minimum Liability • Comp / Collision	Safeco	$224	Grace, 33 Zip: 62221	KIA Optima LX
• 50,000/100,000 Liability • Comp / Collision	Travelers	$149	Juan, 33 Zip: 62221	Lexus ES 350
• State Minimum Liability • Comp / Collision	Mercury	$160	Nellie, 35 Zip: 62220	Ford Fusion SE

Last Updated Nov 16, 2024

Average cost of car insurance in Belleville

Car insurance quotes in Belleville by rating factors 

Your driving record and claims history: Accidents and tickets will increase your insurance rates.
Your age: Insurers consider young drivers to be a higher risk due to their inexperience behind the wheel.
Your vehicle: Luxury, high-performance, and sports cars are more expensive to insure.
Your parking spot: If you park your car in a neighborhood with a high incidence of auto insurance claims, your rates will likely be higher.
Your credit score: Drivers with bad credit scores often pay higher premiums than drivers with good credit scores for the same amount of coverage.

Cheap car insurance quotes in Belleville after driving violations

Cheapest car insurance in Belleville after DUI

If you’re charged with a

DUI in Illinois

, you could face consequences including:

Fine of up to $2,500
Jail sentence of up to one year
Driver’s license suspension of at least one year
Community service sentence of up to 100 hours

The penalties become more severe for subsequent DUI offenses. 

On top of the legal consequences, you’ll also see significantly higher car insurance costs—but Jerry can help you find lower rates. Just look at some of the cheaper coverage these drivers found using the Jerry app.

Nationwide

George (33 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Belleville, IL
(Zip Code: 62220)

Saturn SKY

$56

per month

Nationwide

Anne (42 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Belleville, IL
(Zip Code: 62222)

Ford Taurus

$63

per month

Cheapest car insurance in Belleville after an at-fault accident

Accident type	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
At Fault With Injury	National General	$97	Johanna, 35 Zip: 62226	Ford Focus SEL	• State Minimum Liability
At Fault With No Injury	Progressive	$83	Georgie, 38 Zip: 62226	GMC Acadia SLE	• State Minimum Liability • Comp / Collision
Not At Fault	Safeco	$178	Hallie, 24 Zip: 62221	Hyundai Accent SE	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Allstate	$233	Duane, 22 Zip: 62223	Chevrolet Spark 1LT	• State Minimum Liability • Comp / Collision

Last Updated Nov 20, 2024

Cheapest car insurance in Belleville after other driving violations

Violation	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Failure to Obey Signal	Progressive	$212	Sean, 24 Zip: 62221	Volkswagen Jetta S	• State Minimum Liability • Comp / Collision
Driving on Sus. License	Safeco	$237	Johanna, 27 Zip: 62221	Nissan Sentra S	• State Minimum Liability • Comp / Collision
Failure to Obey Signal	Clearcover	$203	Edwin, 24 Zip: 62221	Volkswagen Jetta S	• State Minimum Liability • Comp / Collision

Last Updated Nov 17, 2024

Cheap car insurance quotes in Belleville by age

Cheapest car insurance in Belleville for young drivers

Teen drivers between the ages of 16 and 19 are statistically more likely to get into an accident, so they pay the highest rates of any age group. 

The best way to keep costs low for

young drivers

is to keep them on their parents’ policy for as long as possible—and shop with Jerry to find the most affordable coverage for teen drivers in Calumet Park.

Here are some recent rates given to young drivers in Illinois on Jerry.

Progressive

Sophia (23 years old)

Coverage

State Minimum

Belleville, IL
(Zip Code: 62226)

Hyundai Elantra GLS

$66

per month

Allstate

Julian (23 years old)

Coverage

State Minimum

Belleville, IL
(Zip Code: 62223)

Chevrolet Spark 1LT

$233

per month

Clearcover

Robert (24 years old)

Coverage

State Minimum

Belleville, IL
(Zip Code: 62221)

KIA Forte FE

$153

per month

Gainsco

Donald (21 years old)

Coverage

State Minimum

Belleville, IL
(Zip Code: 62223)

Honda Accord EX

$262

per month

Cheapest car insurance in Belleville for senior drivers

Senior drivers may be more likely to get into car accidents due to slowed reaction times and vision and hearing changes. They’re also more likely to be seriously injured if they do get into a collision. Because of that, insurance companies often charge higher rates for senior drivers.

To find the

best senior car insurance

, look for a company that rewards drivers for safe driving or keeping low mileage on their vehicles. Also, prioritize a company with good customer service.

With Jerry, not only can you safe on car insurance for seniors, but our expert customer service agents can help answer any questions you might have during the shopping process. The cards below show how much senior drivers pay each month for coverage with the Jerry app.

Progressive

Benjamin (65 years old)

Coverage

State Minimum

Belleville, IL
(Zip Code: 62226)

KIA Forte FE

$235

per month

Mercury

Aaron (68 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Belleville, IL
(Zip Code: 62221)

Nissan Rogue S

$67

per month

Clearcover

Eleanor (78 years old)

Coverage

State Minimum

Belleville, IL
(Zip Code: 62226)

Chevrolet Cruze LT

$79

per month

Cheap car insurance quotes in Belleville based on insurance history

Progressive

Keith (38 years old)

Currently Insured

Coverage

State Minimum

Belleville, IL
(Zip Code: 62226)

GMC Acadia SLE

$83

per month

Allstate

Steve (22 years old)

Currently Insured

Coverage

State Minimum

Belleville, IL
(Zip Code: 62223)

Chevrolet Spark 1LT

$233

per month

Travelers

Martin (52 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Belleville, IL
(Zip Code: 62226)

GMC Acadia Denali

$117

per month

Safeco

Miguel (32 years old)

Currently Insured

Coverage

State Minimum

Belleville, IL
(Zip Code: 62221)

KIA Optima LX

$224

per month

Mercury

Inez (31 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Belleville, IL
(Zip Code: 62223)

Buick Encore GX Preferred

$143

per month

Cheap car insurance quotes in Belleville for popular cars

Toyota RAV 4
Chevrolet Silverado

Honda CR-V
Ford F-150
Chevrolet Equinox

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Toyota RAV4	AAA	$68	Nelle, 40 Zip: 62222	• 50,000/100,000 Liability
Chevrolet Chevrolet_silverado	Allstate	$56	Genevieve, 33 Zip: 62221	• 50,000/100,000 Liability • Comp / Collision

Last Updated Nov 21, 2024

Cheapest car insurance in Belleville for new vs. old car

It's usually less expensive to insure an old car than a new one.

We have found that the average insurance cost for a car older than 10 years is $207 per month in Belleville. The average cost for insuring a car less than four years old goes up to $216 per month.

Progressive

Abbie (36 years old)

2017 Nissan Rogue SL

Coverage

State Minimum

Belleville, IL
(Zip Code: 62226)

$155

per month

Safeco

Grace (33 years old)

2018 KIA Optima LX

Coverage

State Minimum

Belleville, IL
(Zip Code: 62221)

$224

per month

Travelers

Juan (33 years old)

2010 Lexus ES 350

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Belleville, IL
(Zip Code: 62221)

$149

per month

Gainsco

Donald (21 years old)

1998 Honda Accord EX

Coverage

State Minimum

Belleville, IL
(Zip Code: 62223)

$262

per month

Clearcover

Harold (36 years old)

2019 Nissan Leaf S

Coverage

State Minimum

Belleville, IL
(Zip Code: 62223)

$134

per month

State Auto

Lily (28 years old)

2019 KIA Optima LX

Coverage

State Minimum

Belleville, IL
(Zip Code: 62220)

$60

per month

How to lower car insurance costs in Belleville

1. Shop around and compare quotes

 2. Hunt for car insurance discounts

Good drivers. If you’ve held a
clean driving record
for at least three years, you’re due for some sweet discounts.
Telematics device users. Telematics devices track how far you drive, when you drive, and how you drive. If you brake often and hard, this isn’t the program for you. But if you’re a calm and mellow driver, you could reap a low rate as a reward!
Good students. Full-time high school and college students with a B average or better can translate their scholastic successes into savings.
Insurance bundlers. Bundle your car and home insurance and you could pay less for each of them.

3. Increase your deductible for comprehensive and collision coverage

Why is car insurance in Belleville so expensive?

Congestion: Because driving in Belleville incurs a higher risk of dents, dings, and cracked windows than driving in the countryside, insurance rates are higher, too.
Motor vehicle theft: Similar to congestion, high motor vehicle theft rates in Belleville lead insurance providers to increase your premiums.
Fatality rates: Around one quarter of the fatal
car crashes in Illinois in 2021
happened on urban roads. Because of the high costs associated with motor vehicle fatalities, Belleville drivers pay higher rates.