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Jerry Data & Research
Cheapest car insurance in Columbia, South Carolina (Sep 2024)
Cheapest car insurance in Columbia, South Carolina (Sep 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Columbia, South Carolina.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Amy Bobinger
Licensed Insurance Agent — Expert Insurance Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Jessica Barrett, Senior Car & Insurance Editor
What's on this page?
- How to find the cheapest car insurance quotes in Columbia
- Best car insurance companies in Columbia
- Best cheap car insurance quotes in Columbia
- Average cost of car insurance in Columbia
- Car insurance quotes in Columbia by rating factors
- How do different factors impact your car insurance costs in Columbia?
- Cheap car insurance quotes in Columbia after driving violations
- Cheap car insurance quotes in Columbia by age
- Cheap car insurance quotes in Columbia based on insurance history
- Cheap car insurance quotes in Columbia for popular cars
- How to lower car insurance costs in Columbia
- FAQ
- Methodology
- Meet our experts
Load full table of contents
How to find the cheapest car insurance quotes in Columbia
Car insurance
in Columbia, South Carolina
costs an average of $132 a month for state-minimum liability coverage and around $180 a month for full coverage. That breaks down to be about 11% more than the state average, but it’s about 30% less than the national average.The best way to find cheap car insurance in Columbia, SC is to compare quotes from at least 3–5 insurance companies before you buy a policy. Jerry makes it faster and easier than ever to shop for car insurance—we compare rates from over 55 insurance companies to ensure you’re getting the best price for your coverage.
| Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $174 | Vera, 33 Zip: 29206 | KIA Sportage SX | • State Minimum Liability • Comp / Collision |
| Safeco | $76 | Edward, 30 Zip: 29203 | Honda CR-V EX | • State Minimum Liability |
| Nationwide | $119 | Dustin, 35 Zip: 29203 | KIA Spectra EX | • 50,000/100,000 Liability • Comp / Collision |
| Allstate | $121 | Virginia, 38 Zip: 29205 | Chevrolet Tahoe C1500 LT | • 50,000/100,000 Liability |
| National General | $203 | Marian, 34 Zip: 29223 | Hyundai Elantra SEL | • State Minimum Liability |
Last Updated Sep 9, 2024Best car insurance companies in Columbia
All insurance companies use their own method of calculating prices, so the same insurance coverage could cost you a lot more from one provider than another. That’s why it’s so important to shop around before you buy South Carolina auto insurance.
But you’ll want to look at more than just the price when you’re insurance shopping—it’s important to also consider factors like claims handling and customer service.
Jerry wanted to understand what drivers do and don’t like about their insurance companies, so we conducted the nation’s largest insurance shopping survey to find out more. When we analyzed the results, we were surprised by some of the findings.
Some of the nation’s top insurance companies—including GEICO and State Farm—scored lower than expected. For instance, in South Carolina, State Farm only scored 3.2/5 for pricing satisfaction, with an overall score of 3.6/5. Smaller companies like State Auto, ROOT, Travelers, and Auto Owners fared better, scoring high ratings across the board in categories like claims processing, customer service, and pricing.
This table shows how real drivers scored some of the nation’s top insurance companies in Columbia, SC.
| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
| Progressive | 4.4 | 4 | 4.2 | 4.3 |
| Geico | 4 | 3 | 4 | 4.3 |
| State Farm | 3.9 | 3.4 | 3.2 | 3.9 |
| USAA | 3.8 | 3.5 | N/A | 4 |
Liberty Mutual | 3.5 | 2.7 | N/A | 3.3 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Columbia
South Carolina requires all drivers to carry car insurance that at least meets the state’s auto insurance coverage requirements. But it’s important to note that while state-minimum liability insurance is the cheapest coverage option that allows you to legally drive, it may not fully protect you if you get into an accident.
Cheap minimum liability insurance quotes in Columbia
Drivers in Columbia must have a policy that meets the state of South Carolina’s car insurance requirements:
Need to know: If you cause an accident that causes serious injuries or totals someone’s new car, the damages could easily exceed the state’s minimum liability limits. In that case, the other party could sue you for anything your insurance doesn’t cover.
But if state minimum insurance is all that’s in your budget right now, Jerry can help you find an affordable policy.
Vera (33 years old)
$174
per month
Christine (51 years old)
$138
per month
Gainsco
Connor (32 years old)
$183
per month
Do you need more than minimum coverage in Columbia?
Because South Carolina is an at-fault state, if you’re found responsible for an accident, you’ll be financially responsible to the other party (or parties) for any accident-related costs that your liability insurance doesn’t cover.
Additionally, your liability coverage won’t pay for any of your own vehicle repairs or medical bills after an accident. For that, you’ll need to add physical protection to your policy—also known as full coverage.
Our best tip: Most insurance experts recommend adding full coverage and increasing your liability limits to 50/100/50 or 100/300/100.
Cheap full coverage car insurance quotes in Columbia
Adding full coverage to your auto insurance policy is the only way to ensure that your own vehicle repairs will be covered. Full coverage consists of:
- Collision coverage—pays to repair or replace your vehicle after an accident, regardless of who was at fault
- Comprehensive coverage—provides financial protection for your vehicle against theft, vandalism, fire, floods, hail, and more.
Need to know: Your lender will likely require you to carry full coverage if you lease or finance your car.
Columbia drivers are also required to carry uninsured motorist coverage (UM) as part of their South Carolina car insurance policy. The required UM limits are the same as the state liability limits (25/50/25).
Jerry has helped drivers find affordable full coverage auto insurance in Columbia, SC.
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• State Minimum Liability • Comp / Collision | Progressive | $174 | Vera, 33 Zip: 29206 | KIA Sportage SX |
• 50,000/100,000 Liability • Comp / Collision | Safeco | $164 | Dale, 52 Zip: 29229 | GMC Sierra K2500 Denali |
• 50,000/100,000 Liability • Comp / Collision | Travelers | $214 | Sylvia, 63 Zip: 29203 | KIA Forte FE |
• 50,000/100,000 Liability • Comp / Collision | Nationwide | $119 | Dustin, 35 Zip: 29203 | KIA Spectra EX |
• State Minimum Liability • Comp / Collision | State Auto | $144 | Leon, 37 Zip: 29223 | Dodge Grand Caravan SXT |
Last Updated Sep 11, 2024
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Sean S.
Average cost of car insurance in Columbia
Jerry has found that the average cost of minimum liability insurance in Columbia is around $132 a month or $1,580 a year, while the average cost of full coverage is around $180 a month or $2,158 a year.
Looking at average auto insurance rates where you live can give you a general idea of what you might pay, but there are a number of factors that can influence the cost of your car insurance policy—so the exact amount of your premium may be higher or lower than the average.
Average cost of car insurance in Columbia by zip code
Car insurance companies in Columbia, SC set rates for individual areas within the city based on the rate of vehicle thefts, car accidents, and other insurance claims. If you live in a neighborhood where these things happen more frequently, you may pay more for your car insurance.
| Zip Code | Average State Minimum Coverage Rate | Average Full Coverage Rate |
|---|---|---|
29201 | $168 | $206 |
29204 | $96 | $183 |
29205 | $161 | $166 |
29206 | $93 | $177 |
29209 | $133 | $182 |
29210 | $170 | $234 |
29212 | $103 | $159 |
29223 | $181 | $189 |
29229 | $106 | $234 |
Car insurance quotes in Columbia by rating factors
Your insurance rates will also be calculated based on many personal factors. Auto insurance companies in Columbia, SC may look at:
- Driving record: You’ll pay more for your Columbia car insurance if you have at-fault accidents, multiple violations, or recent insurance claims on your record.
- Personal data: Car insurance companies will consider things like your age, gender, credit score, and marital status when they’re setting your rates.
- How much you drive: If you have higher-than-average annual mileage, your car insurance rates will likely be higher as well.
- Your vehicle: You’ll pay more to insure more expensive vehicles, as well as cars with poor safety ratings or high theft rates.
How do different factors impact your car insurance costs in Columbia?
How do different factors impact your car insurance costs in Columbia?
Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
Prohibited (or effectively prohibited): South Carolina currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Columbia:
Cheap car insurance quotes in Columbia after driving violations
Car insurance companies give a lot of weight to your driving history when they determine your premiums. They’ll check your
South Carolina driving record
for any violations or accidents.If you have any of the following infractions on your record, you’ll likely pay higher-than-average insurance rates:
- Speeding
- DUIs
- At fault accident
- Reckless driving
- Driving on a suspended license
- Driving without insurance
Cheapest car insurance in Columbia after speeding ticket
Your rates may not always go up for a minor
speeding ticket
, but if you were going well above the speed limit or you receive multiple speeding tickets in a short time, you can expect to see a premium hike.Fortunately, Jerry has helped drivers find cheap auto insurance in Columbia, SC even after they’ve gotten a speeding ticket.
| Speeding Type | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Progressive | $162 | Georgia, 49 Zip: 29223 | Hyundai Sonata SE | • 50,000/100,000 Liability |
Speeding 11-15 | Safeco | $271 | Cecelia, 31 Zip: 29212 | KIA Optima LX | • 50,000/100,000 Liability • Comp / Collision |
Speeding 16-20 | Nationwide | $187 | Anne, 71 Zip: 29209 | Ford F150 Supercrew | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Sep 13, 2024Cheapest car insurance in Columbia after DUI
DUIs are a serious infraction—not only will you face steep legal penalties, but you’ll also see a significant increase in your car insurance premiums.
Fortunately, if you have received a
DUI in South Carolina
, you may still be able to find affordable car insurance by shopping for rates with companies that specialize in providing coverage to high-risk drivers. Use Jerry to compare auto insurance quotes in Columbia, SC to find affordable coverage after a DUI.
Gainsco
Allen (35 years old)
$140
per month
Dale (38 years old)
$129
per month
Cheapest car insurance in Columbia after an at-fault accident
Your car insurance rates will go up if you cause a
car accident
and it may take years for them to go back to normal. Even a single at-fault accident will cause insurance companies to see you as a high-risk driver—and if you have more than one at-fault accident on your record, you’ll typically pay some of the highest car insurance rates, on average.Shop smart: If you have
accident forgiveness
on your car insurance policy, you can avoid a surcharge on your premiums after your first at-fault accident.Even after an accident, Jerry can help South Carolina drivers safe.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Progressive | $216 | Myrtle, 35 Zip: 29223 | Hyundai Veloster | • State Minimum Liability |
At Fault With No Injury | Allstate | $121 | Angel, 37 Zip: 29205 | Chevrolet Tahoe C1500 LT | • 50,000/100,000 Liability |
Not At Fault | AAA | $351 | Tony, 59 Zip: 29209 | Lincoln MKS | • State Minimum Liability • Comp / Collision |
At Fault With No Injury | Travelers | $214 | William, 62 Zip: 29203 | KIA Forte FE | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Sep 13, 2024Cheapest car insurance in Columbia after other driving violations
Almost any driving violation can cause an increase in your car insurance rates, although serious infractions like reckless driving, driving on a suspended license, or
driving without insurance
will cause a more significant spike than minor violations.But even if your driving record is less-than-stellar, Jerry may still be able to help you save on your car insurance rates.
| Violation | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Illegal Turn | Progressive | $124 | Lula, 33 Zip: 29229 | Nissan Versa S | • State Minimum Liability • Comp / Collision |
Defective Equipment | Safeco | $136 | Alejandro, 36 Zip: 29209 | Hyundai Sonata SE | • 50,000/100,000 Liability • Comp / Collision |
Failure to Yield | Nationwide | $187 | Louisa, 71 Zip: 29209 | Ford F150 Supercrew | • 50,000/100,000 Liability • Comp / Collision |
Careless Driving | National General | $314 | Bradley, 25 Zip: 29203 | Nissan Altima 2.5 | • State Minimum Liability |
Driving on Sus. License | Allstate | $274 | Sylvia, 42 Zip: 29223 | KIA RIO LX | • State Minimum Liability • Comp / Collision |
Failure to Obey Signal | State Auto | $372 | Howard, 31 Zip: 29223 | KIA Optima LX | • 50,000/100,000 Liability |
Improper Passing | Progressive | $168 | Inez, 36 Zip: 29210 | Honda Civic LX | • State Minimum Liability |
Last Updated Sep 9, 2024Cheap car insurance quotes in Columbia by age
Your driving experience impacts the level of risk you pose to your insurance provider. Young or
new drivers
with limited driving experience typically pay more for insurance until 25. Car insurance rates remain steady for experienced drivers over 25 with clean records, but premiums can begin to rise again for seniors in their mid-70s.Cheapest car insurance in Columbia for young drivers
Young drivers between 16 and 19 pay the highest insurance rates out of all age groups in Columbia, but rates can still be high up until age 25. Teen drivers are considered especially risky and typically pay the highest for minimum liability coverage.
Since they are more likely to get into accidents, teen drivers should opt for full coverage insurance—especially if they drive a newer vehicle.
Marc (22 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Columbia, SC (Zip Code: 29210)
$129
per month
Logan (23 years old)
$334
per month
Raymond (24 years old)
$370
per month
Cheapest car insurance in Columbia for senior drivers
Car insurance coverage tends to go up for
senior drivers
once they reach their mid-70s. This is largely because older drivers may struggle with poor eyesight and decreased reaction times that make accidents more likely, as well as an increased risk of serious injury if they do get into an accident.Cheapest car insurance in Columbia for senior drivers
Senior drivers
are at a higher risk of accidents due to slower reflexes that increase the risk of a collision and a higher susceptibility to injury and mortality resulting from an accident. Due to the added risk of financial liability, senior drivers face higher rates into their 70s.Fortunately, Jerry can still help you find affordable auto insurance well into your 70s and beyond.
Norman (65 years old)
CoverageState Minimum
Columbia, SC (Zip Code: 29203)
Mercury Grand Marquis LS$96
per month
Willie (72 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Columbia, SC (Zip Code: 29209)
$187
per month
Jack (66 years old)
$191
per month
Jeremy (68 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Columbia, SC (Zip Code: 29206)
$75
per month
Cheap car insurance quotes in Columbia based on insurance history
When calculating your rates, car insurance companies will look at how long you’ve been insured and whether you’ve had any
coverage lapses
. Even a short lapse in coverage can cause your insurance rates to go up, but Jerry has helped drivers save on their car insurance even if they’ve had a lapse or are currently uninsured.
Ronnie (26 years old)
$177
per month
Ernest (34 years old)
Currently Insured
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Columbia, SC (Zip Code: 29203)
$119
per month
Elsie (59 years old)
Currently Insured
CoverageState Minimum
Columbia, SC (Zip Code: 29209)
Lincoln MKS$351
per month
Jeffery (36 years old)
$144
per month
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Courtney
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Aaron
They were affordable and great very personable and reasonable.
Audrey
Cheap car insurance quotes for drivers with poor credit
Insurance companies have found that drivers with low credit scores are statistically more likely to file an insurance claim. As a result, insurance rates are typically higher for drivers with bad credit.
Drivers with a Poor credit score (below 550) typically pay about 20% more for car insurance than drivers with Excellent credit (over 750).
Cheap car insurance quotes in for drivers with poor credit
Drivers with poor credit scores often face higher insurance costs compared to those with healthier credit ratings. Even though
credit scores
don’t directly affect how well you drive, insurance companies have observed a relationship between low credit and an increased frequency to file claims.Generally, drivers with great credit scores (over 750) will pay approximately 20% less on car insurance compared to individuals with poorer scores (below 550).
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
> 750 | Progressive | $194 | Jorge, 28 Zip: 29229 | Toyota Corolla L | • State Minimum Liability • Comp / Collision |
660 - 750 | Safeco | $76 | Jackson, 30 Zip: 29203 | Honda CR-V EX | • State Minimum Liability |
660 - 750 | Allstate | $118 | Lee, 34 Zip: 29203 | Jeep Patriot Latitude | • 50,000/100,000 Liability • Comp / Collision |
550 - 659 | Travelers | $214 | William, 62 Zip: 29203 | KIA Forte FE | • 50,000/100,000 Liability • Comp / Collision |
< 550 | State Auto | $75 | Ian, 67 Zip: 29206 | Cadillac DTS | • 50,000/100,000 Liability |
Last Updated Sep 9, 2024Cheap car insurance quotes in Columbia for popular cars
The make and model of your vehicle will also impact your car insurance premiums. This is largely based on how much it costs to repair or replace your vehicle if you file a claim, although other factors—like the vehicle’s safety ratings or how often it’s stolen—may also play a part.
Some of the most popular motor vehicles in Columbia, South Carolina include:
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Toyota RAV4 LE | Progressive | $85 | Nannie, 28 Zip: 29204 | • State Minimum Liability • Comp / Collision |
| RAM 1500 ST | Travelers | $173 | Rose, 44 Zip: 29210 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Sep 13, 2024Cheapest car insurance in Columbia for new vs. old car
Your vehicle’s make and model aren’t the only things that matter—its age does, too. The cost of insuring a newer car in Columbia is generally more expensive than that of an older car.
Average insurance rates in Columbia for vehicles based on age are:
- Vehicles 10 years or older: $138
- Vehicles less than 4 years old: $178
Vera (33 years old)
$174
per month
Iva (34 years old)
2019 Nissan Sentra S
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Columbia, SC (Zip Code: 29203)
$113
per month
Dustin (35 years old)
2008 KIA Spectra EX
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Columbia, SC (Zip Code: 29203)
$119
per month
Belle (60 years old)
2013 Lincoln MKS
CoverageState Minimum
Columbia, SC (Zip Code: 29209)
$351
per month
Ricardo (26 years old)
2015 Chrysler 200 C
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Columbia, SC (Zip Code: 29212)
$221
per month
Gainsco
Verna (46 years old)
$347
per month
How to lower car insurance costs in Columbia
1. Shop around and compare quotes
Because every insurance company has its own way of calculating rates based on the factors above, your rates could be very different from one insurer to the next.
The best way to find cheap auto insurance in Columbia, SC is to compare free quotes from at least 3–5 insurance companies before you buy a policy. You should also shop for rates each time your policy renews—typically every six months.
That might sound like a lot of work, but it’s easy when you shop for car insurance with Jerry. In just seconds, Jerry collects quotes from over 55 insurance companies. You’ll get the best rates sent straight to your phone, organized into tiers with different coverage levels. And if you want to learn more about a company, you can click on the logo to view real customer reviews and expert ratings.
2. Hunt for car insurance discounts
One of the easiest ways to save on your policy is with
car insurance discounts
. Many insurance companies offer some or all of the following discounts: - Safe driving: In California, all insurers must offer a 20% discount to drivers who have zero or one point on their license, as long as they’ve 1) had a license continuously for at least three years and 2) have never been involved in an at-fault accident that led to injury or death
- Telematics: If you’re a safe driver, you may be able to earn a discount by using an app or plug-in device to track your driving habits.
- Good student: Many insurers offer discounts to full-time high school and college students who maintain a B average or better.
- Bundling: If youcombine your car insurancewith your homeowners insurance, renters insurance, or life insurance, you could save on each policy.
3. Increase your deductible for comprehensive and collision coverage
You can lower your car insurance premium by raising your full coverage deductible. Just be sure to choose a deductible that you can pay on short notice if you need to file a claim.
FAQ
How much is car insurance in Columbia?
People living in Columbia pay on average $132 per month – or $1,580 per year – on state-minimum liability coverage. Full coverage in Columbia costs on average $180 per month or $2,158 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
What is the cheapest car insurance in Columbia?
Based on thousands of Columbia drivers Jerry has worked with, car insurance in Columbia costs an average of $132 per month for state-minimum coverage and $180 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!
What is the best car insurance in Columbia?
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.
AAA
, Progressive
, and Nationwide
receive good ratings from Columbia drivers, based on the largest car insurance survey in the nation conducted by Jerry.Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.What is the minimum car insurance in Columbia, South Carolina?
The state-minimum car insurance in Columbia, South Carolina is $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 25/50/25 coverage.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Amy Bobinger
Licensed Insurance Agent — Expert Insurance Editor
Expert insurance writer and editor Amy Bobinger specializes in car repair, car maintenance, and car insurance. Amy is passionate about creating content that helps consumers navigate challenges related to car ownership and achieve financial success in areas relating to cars.
Amy has over 10 years of writing and editing experience. After several years as a freelance writer, Amy spent four years as an editing fellow at WikiHow, where she co-authored over 600 articles on topics including car maintenance and home ownership. Since joining Jerry’s editorial team in 2022, Amy has edited over 2,500 articles on car insurance, state driving laws, and car repair and maintenance.
Jessica Barrett
Car Expert
Jessica Barrett is a senior insurance writer and editor with 10 years of experience in the automotive and travel industries. A specialist in car insurance, car loans, and car ownership, Jessica’s mission is to create comprehensive content that car owners can use to manage their costs and improve their lives. As a managing editor for a team of writers and insurance specialists, Jessica has edited over 2,000 articles for Jerry on topics ranging from local insurance shopping tips to refinancing car loans with bad credit.
Before joining Jerry as a senior content editor in 2021, Jessica created visual content for clients such as Expedia, Vivid Seats, Budget Direct Car Insurance, Angie’s List, and HomeAdvisor. Her content was published in Business Insider, Forbes, Apartment Therapy, and the BBC.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.