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Updated on Nov 21, 2024

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Learn more about our insurance review board

What's on this page?

Cheapest Car Insurance Quotes in North Chesterfield
Best Car Insurance Companies in North Chesterfield
Best cheap car insurance quotes in North Chesterfield
Average cost of car insurance in North Chesterfield
Car insurance quotes in North Chesterfield by rating factors
How do different factors impact your car insurance costs in North Chesterfield?
Cheap car insurance quotes in North Chesterfield after driving violations
Cheap car insurance quotes in North Chesterfield by age
Cheap car insurance quotes in North Chesterfield based on insurance history
Cheap car insurance quotes in North Chesterfield for popular cars
How to lower car insurance costs in North Chesterfield
FAQ
Methodology
Meet our Experts

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Cheapest Car Insurance Quotes in North Chesterfield

On average, auto insurance in North Chesterfield costs about $89 per month for minimum coverage liability insurance and about $116 per month for full coverage insurance. North Chesterfield drivers pay 3% less rates than the average.

With dozens of popular insurance companies to choose from, finding the best rate can be tricky. The easiest way to find affordable rates without compromising coverage is to shop around and compare

car insurance quotes

Many North Chesterfield drivers have found affordable coverage with help from the

Jerry Insurance Agency

, which aggregates quotes to help drivers pick the best policy. Below are some of the cheapest car insurance quotes Jerry found for our North Chesterfield customers.

Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Progressive	$60	Kyle, 30 Zip: 23236	Toyota Corolla LE	• 30,000/60,000 Liability
Travelers	$168	Lillie, 28 Zip: 23237	Toyota Highlander Platinum	• 100,000/300,000 Liability • Comp / Collision
AAA	$275	Antonio, 38 Zip: 23237	Hyundai Santa FE Limited	• 30,000/60,000 Liability • Comp / Collision
Allstate	$117	Paul, 28 Zip: 23225	Nissan Rogue S	• 100,000/300,000 Liability • Comp / Collision
State Auto	$82	Marie, 42 Zip: 23224	Chevrolet Silverado K1500	• 30,000/60,000 Liability

Last Updated Nov 18, 2024

Compare car insurance quotes now

Best Car Insurance Companies in North Chesterfield

Here’s a reality check: there’s no one insurance company that guarantees the best car insurance (and lowest rate) for every single driver. Every North Chesterfield driver is unique, and so are their premiums.

To find the best rates, you need to

compare quotes

from many auto insurance companies. Your personal driver profile and your coverage needs will determine which company is best for you.

To help North Chesterfield drivers better compare the cheapest car insurance companies, Jerry conducted a major insurance survey. The data reveals that

State Farm

and

USAA

tend to offer the lowest premiums in North Chesterfield, but you may not be eligible for the best of these rates. The most common insurance companies in North Chesterfield are State Farm, USAA,

Progressive

Allstate

, and

Nationwide

, but only State Farm’s rates are lower than the Virginia state average.

Here’s a look at some real reviews from North Chesterfield drivers about their insurance companies.

The table below shows how drivers in North Chesterfield rate different companies on a scale of 0 to 5.

Insurance company	Overall rating	Price	Claims experience	Customer service
Progressive	4.2	3.7	3.7	4.3
Liberty Mutual	4.2	3.6	N/A	4.8
Geico	4.1	3.3	4.4	4.2
State Farm	4	3.5	4	3.9
Allstate	3.9	4.2	N/A	4.1

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in North Chesterfield

Virginia laws

require all North Chesterfield drivers to carry minimum

liability insurance

of 30/60/20, including property damage liability and bodily injury liability coverage.

Drivers must also carry

uninsured motorist coverage

to at least the same limits.

Cheap minimum liability insurance quotes in North Chesterfield

Let’s break down the minimum required liability coverage for North Chesterfield drivers:

$30,000 per person of

bodily injury liability

coverage

$60,000 per accident of bodily injury liability coverage

$20,000 per accident of

property damage liability

But that’s not all—just over 10% of Virginia drivers are uninsured. That’s why Virginia also requires

uninsured motorist (UM) coverage

for all North Chesterfield drivers.

UM coverage must include the same levels of protection as liability coverage. Underinsured coverage is similar, but it kicks in when the person doesn’t have enough coverage.

Virginia is an at-fault state

. If you get into an accident in North Chesterfield with a driver who does not have insurance, you’ll have no recourse for damages with liability-only coverage. But with UM coverage, you’re safe.

Here are the required coverage levels for UM in North Chesterfield:

$30,000 in

uninsured motorist bodily injury

per person

$60,000 in uninsured motorist bodily injury per accident

$20,000 in uninsured motorist property damage per accident

Under the Virginia state code, no North Chesterfield driver is exempt from these requirements.

You can find affordable minimum liability and uninsured motorist coverage in North Chesterfield with help from Jerry—like the drivers below.

Progressive

Amanda (34 years old)

Coverage

State Minimum

North Chesterfield, VA
(Zip Code: 23236)

Toyota Camry CE

$66

per month

Safeco

Sallie (40 years old)

Coverage

State Minimum

North Chesterfield, VA
(Zip Code: 23237)

Chevrolet Malibu 1LT

$101

per month

Nationwide

Gordon (45 years old)

Coverage

State Minimum

North Chesterfield, VA
(Zip Code: 23234)

Infiniti Q50

$153

per month

Clearcover

Katharine (27 years old)

Coverage

State Minimum

North Chesterfield, VA
(Zip Code: 23235)

Volkswagen Jetta

$123

per month

Do you need more than minimum coverage in North Chesterfield?

You won’t be breaking any laws if you stick with the minimums, but many North Chesterfield drivers prefer higher limits to get more protection in the event of a serious car accident.

Consider the costs after a major crash. From medical expenses to car replacement fees, you could be sued for hundreds of thousands of dollars if you cause a crash. Virginia’s minimum coverage may not cover all these fees—which means you’d be on the hook.

It’s smart to get as much liability coverage as you can afford, and the extra protection may not cost you as much as you think. Check out some sample rates below.

The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—or get full coverage on your car.

Cheap full coverage car insurance quotes in North Chesterfield

Did you know that liability coverage only protects other people? Full coverage in North Chesterfield is the only way to protect yourself and your car, whether from storm damage or traffic accidents.

A full coverage policy includes

comprehensive

and

collision coverage

Collision coverage: If your car is damaged in a collision, this coverage will pay for repairs.

Comprehensive coverage: If you suffer non-collision damage—like theft, storm damage, or vandalism—this coverage will kick in.

A lender can require you to carry full coverage on a financed vehicle. That’s because they want to protect their investment while it’s being paid off. Make sure you consult with your lender before selecting an insurance policy in North Chesterfield.

Here’s a breakdown of North Chesterfield

full coverage car insurance costs

Insurance coverage	Insurance company	Premium (monthly)	Customer	Car
• 30,000/60,000 Liability • Comp / Collision	Progressive	$126	Della, 34 Zip: 23225	Mazda CX-5 Touring
• 30,000/60,000 Liability • Comp / Collision	Safeco	$102	Fannie, 35 Zip: 23234	Ford Focus SE
• State Minimum Liability • Comp / Collision	Nationwide	$153	Gordon, 45 Zip: 23234	Infiniti Q50
• 100,000/300,000 Liability • Comp / Collision	Travelers	$168	Lillie, 28 Zip: 23237	Toyota Highlander Platinum
• 30,000/60,000 Liability • Comp / Collision	Clearcover	$102	Lula, 37 Zip: 23235	Ford Focus SE

Last Updated Nov 16, 2024

The easiest and fastest way to find the cheapest car insurance in for your preferred coverage option is to compare car insurance rates online.

Jerry,

a top insurance agency

, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Average cost of car insurance in North Chesterfield

In helping hundreds of North Chesterfield drivers find cheaper rates, we found the average cost for minimum liability coverage to be $89 per month or $1,068 per year.

The average cost for full coverage insurance in North Chesterfield is $116 per month or $1,392 per year.

Don’t jump to any conclusions! These are average rates, but you’re probably not the average North Chesterfield driver. You might have a better driving history—or maybe a few tickets on your record. Your unique driver profile will be the source of your unique rate.

Average cost of car insurance in North Chesterfield by zip code

Zip code is a key indicator of risk. In some zip codes within North Chesterfield, there’s a higher incidence of auto theft claims. In other areas, the rate of traffic accidents is higher. That’s why your zip code plays a key role in determining your rate.

If you live in a “high risk” zip code in North Chesterfield that’s extra prone to accidents that could trigger a claim, you’ll be charged more for coverage.

Zip Code	Average State Minimum Coverage Rate	Average Full Coverage Rate
23224	$71	$193
23225	$118	$169
23234	$52	$185
23236	$49	$69

Compare car insurance costs in other states

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Car insurance quotes in North Chesterfield by rating factors

Insurance companies in North Chesterfield use many rating factors when

deciding your auto insurance premium

Your driving record and claims history: A pattern of traffic violations and accidents signals that you’re likely to get into more trouble—and you’ll pay more for coverage.

Your age: Drivers younger than 25 years old will pay higher insurance rates as insurance companies consider young drivers a higher risk due to limited driving experience.

Your credit score: If you have good credit (over 750), you’ll get the cheapest rates. Drivers with bad credit pay a lot more for coverage.

The kind of car you have: Luxury and sports cars come with higher insurance price tags.

Where you keep your car: Rates are likely higher if you regularly park your car in a neighborhood with a higher incidence of auto insurance claims.

How you use your car: More frequent usage means higher insurance rates, due to the increase in risk.

How do different factors impact your car insurance costs in North Chesterfield?

Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history

Prohibited (or effectively prohibited): North Chesterfield currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more about the car insurance rating factors in North Chesterfield:

Cheap car insurance quotes in North Chesterfield after driving violations

Driving violations in North Chesterfield not only carry fines and legal penalties, but they can drive up the cost of insurance, too. If you have a long list of violations on your record, you’ll be tagged a

high-risk driver

. You can still find coverage, but your policy will cost more than the average North Chesterfield driver’s.

Cheapest car insurance in North Chesterfield after speeding ticket

Break the speed limits in North Chesterfield and you’ll be penalized according to how high over the speed limit you were traveling. The

speeding fines

in Virginia increase by mile increments, not to mention the extremely high fines for

reckless driving

But speeding tickets also matter a lot when it comes to insurance rates for North Chesterfield drivers.

find affordable coverage

with a speeding ticket on your record, turn to Jerry—here’s how we helped other North Chesterfield drivers in your position.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Progressive	$121	Ruth, 41 Zip: 23234	GMC Yukon	• 30,000/60,000 Liability • Comp / Collision
Speeding 16-20	AAA	$196	Louisa, 25 Zip: 23235	Ford Fiesta SE	• 30,000/60,000 Liability • Comp / Collision

Last Updated Nov 21, 2024

Cheapest car insurance in North Chesterfield after DUI

Virginia considers all intoxicated violations to be DWIs—and the state has

strict laws

with serious penalties. Any DUI conviction in North Chesterfield will cause your insurance rates to skyrocket, and some companies might refuse to cover you.

Finding insurance in North Chesterfield after a DUI can be complicated, but Jerry has helped tons of drivers.

Nationwide

Walter (41 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

North Chesterfield, VA
(Zip Code: 23181)

Audi RS5

$84

per month

AAA

Russell (31 years old)

Coverage

State Minimum

North Chesterfield, VA
(Zip Code: 24281)

Toyota RAV4

$64

per month

Cheapest car insurance in North Chesterfield after an at-fault accident

The truth is that causing an accident is a clear sign to insurance providers that you’re a risky driver. But it’s also true that you can still shop around to find a good rate—and Jerry can help.

Here are some sample insurance rates for North Chesterfield drivers who have at-fault accidents on record.

Accident type	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
At Fault With No Injury	Progressive	$126	Michael, 33 Zip: 23225	Mazda CX-5 Touring	• 30,000/60,000 Liability • Comp / Collision
Not At Fault	Safeco	$324	Chase, 36 Zip: 23237	Jaguar XF	• 30,000/60,000 Liability • Comp / Collision
At Fault With No Injury	AAA	$440	Kyle, 56 Zip: 23234	Hyundai Elantra SE	• 30,000/60,000 Liability • Comp / Collision

Last Updated Nov 19, 2024

Cheapest car insurance in North Chesterfield after other driving violations

Breaking even one of the traffic laws in North Chesterfield could have a negative impact on your rates. Yes, even following too closely behind another vehicle could go on your record.

Check out this list of common traffic violations in North Chesterfield, and see how they affect car insurance rates.

Violation	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Defective Equipment	Progressive	$131	Rosetta, 29 Zip: 23224	Honda Accord LX	• State Minimum Liability • Comp / Collision
Failure to Obey Signal	Mercury	$64	Eva, 33 Zip: 23236	Toyota Camry CE	• State Minimum Liability
Cell Phone	Progressive	$96	Jerry, 32 Zip: 23225	Dodge Charger SXT	• 30,000/60,000 Liability • Comp / Collision
Driving on Sus. License	AAA	$275	Myra, 30 Zip: 23237	Nissan Murano S	• 30,000/60,000 Liability • Comp / Collision
Failure to Obey Signal	Bristol West	$84	Lucile, 33 Zip: 23236	Toyota Camry CE	• State Minimum Liability
Improper Passing	AAA	$275	Evelyn, 30 Zip: 23237	Nissan Murano S	• 30,000/60,000 Liability • Comp / Collision

Last Updated Nov 21, 2024

Cheap car insurance quotes in North Chesterfield by age

Very old and very young drivers face higher than average rates in North Chesterfield. Older drivers face more risks in an accident, and younger drivers have less experience behind the wheel. If you’re younger than 25 or older than 75, expect to pay more for coverage in North Chesterfield.

Cheapest car insurance in North Chesterfield for young drivers

More specifically,

teen drivers

under the age of 19 or with a

provisional license

will pay the absolute highest rates for coverage. This is one reason why we recommend full coverage for any young driver, especially if they’re driving a newer vehicle.

Here are some real-life examples of young drivers in North Chesterfield who got insurance through Jerry.

Mercury

Callie (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

North Chesterfield, VA
(Zip Code: 23234)

Nissan Altima

$214

per month

Electric

Fred (24 years old)

Coverage

30,000 per person

60,000 per accident bodily injury

North Chesterfield, VA
(Zip Code: 23237)

Honda Civic LX

$101

per month

Cheapest car insurance in North Chesterfield for senior drivers

Golden years come with

golden price tags

, unfortunately. Senior drivers are more vulnerable to serious injury in a car accident, which is why car insurance companies charge them more for coverage.

Progressive

Shane (70 years old)

Coverage

30,000 per person

60,000 per accident bodily injury

North Chesterfield, VA
(Zip Code: 23237)

Honda Odyssey EXL

$187

per month

National General

Tommy (69 years old)

Coverage

30,000 per person

60,000 per accident bodily injury

North Chesterfield, VA
(Zip Code: 23234)

Ford Edge SEL Plus

$89

per month

Electric

Leona (68 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

North Chesterfield, VA
(Zip Code: 23237)

GMC Terrain SLT

$168

per month

Cheap car insurance quotes in North Chesterfield based on insurance history

If you don’t maintain car insurance coverage consistently, the companies will see a

lapse in coverage

on your record. That’s a big red flag, and gaps in coverage usually trigger an increase in your premium.

Jerry customers benefit from regular reminders to avoid lapses in coverage. We also help people with lapses find coverage again, like the North Chesterfield drivers below.

Progressive

Eddie (33 years old)

Currently Insured

Coverage

30,000 per person

60,000 per accident bodily injury

Comp / Collision

North Chesterfield, VA
(Zip Code: 23225)

Mazda CX-5 Touring

$126

per month

Allstate

Ophelia (27 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

North Chesterfield, VA
(Zip Code: 23225)

Nissan Rogue S

$117

per month

AAA

Shane (37 years old)

Currently Insured

Coverage

30,000 per person

60,000 per accident bodily injury

Comp / Collision

North Chesterfield, VA
(Zip Code: 23237)

Hyundai Santa FE Limited

$275

per month

Nationwide

Hattie (44 years old)

Currently Insured

Coverage

State Minimum

North Chesterfield, VA
(Zip Code: 23234)

Infiniti Q50

$153

per month

Gainsco

Elsie (40 years old)

Currently Insured

Coverage

30,000 per person

60,000 per accident bodily injury

Comp / Collision

North Chesterfield, VA
(Zip Code: 23234)

Lexus ES 350

$326

per month

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Travelers is so quick to send help! And I got a discount for renewing!

Kenya

Always help me out with budget prices

Daniel

For my first time getting my own policy and looking for insurance. This was easy, straight forward, and cheaper. I love it.

Briana

By far the cheapest and best insurance, yet fits right into my budget!

Bethane

Cheap car insurance quotes in North Chesterfield for drivers with poor credit

While credit has nothing to do with your driving habits, data shows that people with poor credit tend to file more insurance claims. So if

your credit score

is under 600, you can expect to be charged a higher rate for coverage in North Chesterfield.

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
> 750	Progressive	$100	Nell, 25 Zip: 23235	Ford Fiesta SE	• 30,000/60,000 Liability • Comp / Collision
660 - 750	National General	$81	Virgie, 59 Zip: 23235	KIA Optima LX	• 30,000/60,000 Liability
660 - 750	Gainsco	$347	Clyde, 23 Zip: 23234	Cadillac CTS	• 30,000/60,000 Liability • Comp / Collision
550 - 659	AAA	$275	Louise, 37 Zip: 23237	Hyundai Santa FE Limited	• 30,000/60,000 Liability • Comp / Collision
< 550	National General	$71	Marguerite, 69 Zip: 23237	Honda Odyssey EXL	• 30,000/60,000 Liability

Last Updated Nov 21, 2024

Cheap car insurance quotes in North Chesterfield for popular cars

The car you drive has a big influence on how much you pay for coverage in North Chesterfield. A souped up Range Rover should cost more to insure than a practical

Camry

, right?

Here are some of the most popular cars in North Chesterfield:

MORE:

How to get car insurance before buying a car

Popular car	Insurance company	Premium (monthly)	Customer	Insurance coverage
Toyota RAV4 LE	Travelers	$95	Sean, 26 Zip: 23234	• 50,000/100,000 Liability • Comp / Collision
Honda Civic LX	Progressive	$105	Christian, 23 Zip: 23237	• 30,000/60,000 Liability
Honda Accord Sport	Nationwide	$112	Devin, 46 Zip: 23235	• 50,000/100,000 Liability • Comp / Collision

Last Updated Nov 19, 2024

How to lower car insurance costs in North Chesterfield

1. Shop around and compare quotes

Every insurance company operates by a unique set of rules to determine your premium, and these rules are in a constant state of flux. Seasoned experts recommend comparing quotes from a minimum of three companies to find the lowest rate. They also say you should

shop around every six months

Jerry is an insurance comparison app that makes the mind-numbing shopping process a breeze. In 45 seconds, Jerry taps into a vast pool of over 55 top-tier insurance providers.

Compare car insurance quotes now

2. Hunt for car insurance discounts

Every insurance company offers

a set of discounts

, but the exact discount offered varies by company. Some common discounts include:

Good driver discounts. Drive safely, avoid at-fault accidents, and don’t get any points on your license. If you do this, you could unlock a

safe driver discount

Telematics discounts. Telematics programs track your driving habits and reward good behavior. You can usually get a discount just for signing up!

Good student discounts. Full-time high school and college students can usually qualify for a discount by earning at least a B average.

Bundling discounts.

Bundle your home and auto insurance

(or auto and renters) with the same company, and you could get a discount on both policies.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

Why is car insurance in North Chesterfield so expensive?

Virginia car insurance is pretty affordable, compared to the national rate. However, premiums could be on the rise due to these factors:

Cost of car parts

Traffic accident rates

Rising medical costs

Natural disasters

Learn more:

11 Ways to lower car insurance

FAQ

How much is car insurance in North Chesterfield?

People living in North Chesterfield pay on average $89 per month – or $1,068 per year – on state-minimum liability coverage. Full coverage in North Chesterfield costs on average $116 per month of $1,392 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the cheapest car insurance in North Chesterfield?

Based on thousands of North Chesterfield drivers Jerry has worked with, car insurance in North Chesterfield costs an average of $89 per month for state-minimum coverage and $116 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the best car insurance in North Chesterfield?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Nationwide, State Auto, and The General receive good ratings from North Chesterfield drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies and get free quotes in seconds with Jerry.

What is the minimum car insurance in North Chesterfield, Virginia?

The state-minimum car insurance in North Chesterfield, Virginia is as follows:

$30,000 bodily injury liability per person

$60,000 bodily injury liability per accident

$20,000 property damage liability per accident

These coverages are commonly referred to as 30/60/20 coverage.

Virginia drivers must carry the same amount of uninsured motorist coverage at 30/60/20.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.