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Cheapest 2008 Mitsubishi Lancer Car Insurance (Apr 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2008 Mitsubishi Lancer
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Amy Bobinger
Licensed Insurance Agent — Expert Insurance Editor
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor
Even though the Lancer has been out of production since 2017, it’s still a popular used model thanks to its style and reliability. But while it might not be the fastest car on the road, its sportscar designation means you may pay more for car insurance than for other similarly-sized 2008 models.

How much does car insurance cost for a 2008 Mitsubishi Lancer ?

The average cost of car insurance for a 2008 Mitsubishi Lancer is about $149 a month for state-required liability insurance, or around $299 a month for full coverage. Compared to other model years of the Mitsubishi Lancer, average insurance costs for the ‘08 Lancer are slightly higher. 
The cost of car insurance
is based on a wide variety of factors, including your car’s make, model, trim, and safety features. But your own driving record, insurance history, and personal demographics will also impact your rates, which is why insurance costs can vary so much from one driver to another. 
And because each insurance company has its own way of analyzing those factors, your rates will also likely be different from one carrier to the next. Comparing quotes is the only way to know what you’ll pay to insure your 2008 Mitsubishi Lancer.
Luckily, the process is simple with Jerry. Just fill out a single profile and the
Jerry
app will
compare rates
from over 55 insurance companies in just seconds. We’ll even check for new rates before your policy renews, so you can be sure you always have the lowest rate available to you.

Compare the cheapest 2008 Mitsubishi Lancer car insurance quotes

Thousands of smart Mitsubishi Lancer drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of $1,737 per year on car insurance. Below are cheap quotes Jerry found for 2008 Mitsubishi Lancer drivers.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
April 18, 2024
Kemper
$115
• 50,000/100,000 Liability
• Comp / Collision
April 18, 2024
Safeco
$95
• State Minimum Liability
April 13, 2024
Mitsubishi Lancer Evolution MR
National General
$155
• State Minimum Liability
April 10, 2024
Nationwide
$121
• State Minimum Liability
• Comp / Collision
March 31, 2024
Bristol West
$116
• State Minimum Liability
coverageLast Updated Apr 18, 2024
However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates.

The best car insurance companies for 2008 Mitsubishi Lancer owners

There’s no best company for all 2008 Mitsubishi Lancer drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. 
We analyzed real quotes that drivers received to insure their 2008 Mitsubishi Lancer, and we found that these insurers offered the lowest prices on average:
Insurance Provider
Average minimum liability cost
Average full coverage cost
Clearcover
$59
$130
$67
$158
$72
$277
$92
$280
Gainsco
$108
$146
But when it comes to shopping for car insurance, there’s more to consider than just the price.
Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well. 
The table below shows how 2008 Mitsubishi Lancer drivers rated different insurance companies in these three categories, as well as overall.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Lower my car insurance too!

Average 2008 Mitsubishi Lancer insurance costs

After analyzing data from many 2008 Mitsubishi Lancer drivers, we discovered that the average monthly expense for minimum liability coverage is $149, which adds up to $1,787 annually. As for full coverage insurance, the average monthly cost for 2008 Mitsubishi Lancer drivers is $299, or $3,594 per year.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$87
$1,044
Full coverage
$163
$1,956
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of
liability insurance
. In some states,
uninsured/underinsured motorist coverage
and/or
personal injury protection
are also required by law. 
Full coverage car insurance
, on the other hand, includes
collision
and
comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more.

2008 Mitsubishi Lancer insurance costs by trim level

The cost of car insurance for a 2008 Mitsubishi Lancer is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
Car Model & TrimAverage full coverage insurance costAverage minimum coverage insurance cost
2008 ES
$160
$96
2008 Evolution GSR
$194
$44
2008 GTS
$115
$87

How expensive is 2008 Mitsubishi Lancer insurance compared to other years?

Newer cars are usually more expensive to insure than older models. New technology and other components typically cost more to repair or replace, which drives up the cost of coverage. 
On the other hand, new models tend to have better safety features and higher safety ratings, which can lower insurance costs. Some insurers also offer discounts for cars less than three model years old. 
The table below compares the average insurance cost of a Mitsubishi Lancer manufactured in 2008 with that of the four closest model years.
CarMinimum CoverageFull Coverage
2002 Mitsubishi Lancer
$85
$138
2003 Mitsubishi Lancer
$89
$150
2004 Mitsubishi Lancer
$102
$179
2006 Mitsubishi Lancer
$108
$153
2008 Mitsubishi Lancer
$87
$163
2009 Mitsubishi Lancer
$107
$176
2010 Mitsubishi Lancer
$113
$194
2011 Mitsubishi Lancer
$93
$168
2012 Mitsubishi Lancer
$124
$214
2013 Mitsubishi Lancer
$72
$204
2014 Mitsubishi Lancer
$128
$197
2015 Mitsubishi Lancer
$123
$176
2016 Mitsubishi Lancer
$123
$208
2017 Mitsubishi Lancer
$75
$186

Are 2008 Mitsubishi Lancers expensive to insure? 

On average, car insurance for a 2008 Mitsubishi Lancer costs around $149 for state-required minimum liability insurance. Compared with other models in a similar price range, it costs more to insure a 2008 Mitsubishi Lancer. 
Model
Avg. Minimal Coverage Insurance Cost
Avg. Full Coverage Insurance Cost
2008 Subaru Outback
$62
$116
2008 Hyundai Accent
$89
$145
2008 Mazda 5
$95
$181
2008 Kia Spectra
$108
$155
2008 Mitsubishi Lancer
$149
$299
But insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its Manufacturer's Suggested Retail Price (MSRP) and actual cash value, the size of its engine, and the likelihood of claims after a crash.
Additionally, the average price of insurance for the 2008 Mitsubishi Lancer is impacted by its variety of different trims. If you drive a 2008 Mitsubishi Lancer Evolution, you’ll likely pay higher insurance costs than if you drive a 2008 Mitsubishi Lancer GTS.

What other factors affect 2008 Mitsubishi Lancer insurance rates?

Car insurance companies consider the following factors when generating quotes: 
  • The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle. 
  • Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety. 
  • Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years. 
  • Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.

2008 Mitsubishi Lancer insurance costs for young drivers

The Mitsubishi Lancer is a well-liked car among young drivers, but don't anticipate affordable insurance. Drivers aged 16 to 25 generally face some of the highest car insurance rates.
Teen drivers
, in particular, can expect steep rates because of their elevated risk of accidents and violations.
On average, Mitsubishi Lancer drivers between the ages of 18 and 21 paid around $230 a month for minimum liability insurance and around $544 a month for full coverage. That’s an average increase of about 54% for liability-only coverage and an increase of around 82% for full coverage.
Insurance will typically stay high until a driver reaches 25, although costs will start to decrease after the driver turns 21. Mitsubishi Lancer drivers between the ages of 22 and 25 paid an average of $167 for minimum liability coverage, which is about 12% higher than average. For full coverage, the average cost for this age group is around $340, which is around 14% higher than average.
card cover
Harriet (23 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationDelaware City, DE
$307
per month
card cover
Eunice (23 years old)
$183
per month
card cover
Rebecca (21 years old)
$277
per month
card cover
Gainsco
Mark (23 years old)
$248
per month

2008 Mitsubishi Lancer insurance cost for drivers with driving violations 

Drivers with recent violations on their record will typically see higher insurance costs. Common violations can range from speeding tickets and driving without insurance to at-fault accidents and DUIs.
Here’s how much real policyholders pay for insurance if they have violations on their record.
ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Defective Equipment
Progressive
$78
• State Minimum Liability
Failure to Obey Signal
Progressive
$73
• State Minimum Liability
Driving on Sus. License
Mitsubishi Lancer Evolution MR
National General
$155
• State Minimum Liability
Failure to Obey Signal
Progressive
$73
• State Minimum Liability
coverageLast Updated Apr 20, 2024

How can I lower the cost of insurance for my 2008 Mitsubishi Lancer?

Smart shopping strategies
and
car insurance discounts
can help you lower the cost of coverage for a 2008 Mitsubishi Lancer. Here’s how: 
  • Use a broker: Unlike captive agents and even most independent agents,
    car insurance brokers
    earn commissions without adding to your insurance costs or pushing you towards a more expensive policy. 
  • Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.
    Home and auto bundles
    save drivers an average of 15% or more! 
  • Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle! 
  • Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!
  • Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers. That way, you’ll have a better idea of which car insurance company is offering you the lowest rates.
The fastest and easiest way to comparison shop for car insurance is with the Jerry app. When you sign up with Jerry, you’ll be asked a few questions about yourself, your vehicle, and your driving habits. Jerry will then use that profile to get real quotes from over 55 insurance companies, and we’ll send the most competitive offers right to your phone.
On top of that, Jerry will organize your quotes into tiers of coverage, so it’s easy to select exactly the level of protection you need for your 2008 Mitsubishi Lancer. You can even build your own customized policy, if you prefer. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

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Amy Bobinger
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Licensed Insurance Agent — Expert Insurance Editor
Expert insurance writer and editor Amy Bobinger specializes in car repair, car maintenance, and car insurance. Amy is passionate about creating content that helps consumers navigate challenges related to car ownership and achieve financial success in areas relating to cars.
Amy has over 10 years of writing and editing experience. After several years as a freelance writer, Amy spent four years as an editing fellow at WikiHow, where she co-authored over 600 articles on topics including car maintenance and home ownership. Since joining Jerry’s editorial team in 2022, Amy has edited over 2,500 articles on car insurance, state driving laws, and car repair and maintenance.
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Kianna Walpole
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Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.