Compare quotes for Ford Flex Sel car insurance cost, 2022

Find out if you're getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
Find insurance savings (100% Free)
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Ford Flex Sel owners is $2,301 a year. However, exact rates vary from model to model: for instance, the Mustang Shelby Gt350 costs $199 more per year to insure than the Escort Gt

Jump to:

With seating for seven and an enormous hauling capacity, the mid-range Ford Flex SEL is powerful and stylish. Discontinued in 2019, the Flex has an attractive 5-door wagon-style body and enough luxury features to justify the $36,235 price tag.Available with either FWD or AWD, the SEL is the middle of three trim levels on the Ford Flex. It includes satellite radio, a seven-speaker premium audio system with a rear-mounted subwoofer, and automatically controlled two-row air conditioning.You’ll feel like royalty while driving from the Flex’s raised position. There’s an optional V-6 engine for those who covet serious horsepower, and three rows of seating mean plenty of space for adventuring with friends in tow. Cargo space is flexible, and you can fit a tall item like an 8-foot ladder on one side if you fold down the front passenger seat. But it’s the big windows and infotainment system that cinch the win for the Ford Flex SEL. With a vehicle this dynamic, you want to make sure you have the right car insurance coverage.

Ford Flex Sel car insurance cost

One of the primary determining factors for your Ford Flex Sel insurance rate is the age of your vehicle. Rates can vary by as much as $32 per year of car. Here's how much it costs to insure your Flex Sel by car year (and how much Jerry can save you when doing it):
Model year
Average Cost
Annual Savings with Jerry
2019$2,525$1,099
2018$2,103$460
2017$1,456$240
2016$2,249$493
2015$2,045$316
2014$2,472$550
2013$2,249$866
2012$2,175$585
2011$2,326$575
2010$2,436$725
If you drive a Ford Flex Sel , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Ford Flex Sel

If you drive a Ford, you probably put a high value on the things Ford does best: reliability, practicality, and quality that stands the test of time.
You need the same things from your insurance coverage. You’ll need to find a company that offers the right options at the right price—and one that doesn’t waste your time with bad customer service. But every company is different, and comparing options can get overwhelming, fast.
Shopping with Jerry is the most efficient way to nail down the best coverage at the best rate. It takes less than a minute to get competitive customized quotes from top-rated insurers, and you’ll be able to review and select coverage options in the app. Best of all, Jerry conducts regular price monitoring every six months to make sure you’re still carrying the best insurance.
Take a look at the table below to see the options different insurance companies offer for Ford Flex Sel drivers.
Insurance company
Average Cost
Annual Savings with Jerry
The General
$2,640$1,424
National General$2,653$1,145
Progressive$2,302$745
Mercury$2,316$737
Clearcover$2,037$706
Kemper$2,236$627
Nationwide$1,856$603
Aspire Advantage$1,989$448
Safeco$1,788$386
State Auto$1,344$312

Compare car insurance quotes for Ford Flex Sel

But with all the different insurance companies and coverage options out there, how do you find the right insurance? Easy: you download the Jerry app. As a licensed broker with over 55 partner companies, Jerry can find all the best coverage options for your Ford in 45 seconds or less! With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Ford insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
September 7, 202244903OHOntarioFanny H.25Commonwealth Insurance$3,816$953
September 14, 202246544INMishawakaBrian S.29Gainsco$2,484$2,090
September 6, 202245013OHHamiltonGene R.20National General$3,084$1,742
September 20, 202270377LAMontegutWillie R.56Progressive$2,184$1,566
September 12, 202231535GADouglasMinnie S.28Bristol West$2,180$1,978
20 people from Jerry switched with Jerry to Safeco in the past 7 days.
Last updated 2 hours ago
Francis from Smithville switched with Jerry to Travelers and saved $928
2 hours ago
Terry from Newton switched with Jerry to Encompass and saved $619
2 hours ago

Best car insurance companies for Ford Flex Sel drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver.”
That label doesn’t have to define you—or your insurance policy. Jerry is a pro at navigating insurance premiums for high-risk drivers. No matter what your record looks like (or why it looks that way), Jerry won’t judge, and we won’t let insurance companies get away with overcharging you for coverage. Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates.
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,232$683
Defective Equipment$3,800$943
Driving on Sus. License$3,272$920
Speeding under 15$2,477$883
Speeding over 15$1,668$637
Suspension$2,793$599
Failure to Obey Traffic Sign$2,112$474
DUI$1,440$63
Careless Driving$2,652$26
Other$2,732$783

Ford Flex Sel driving record FAQs

How much does Ford Flex Sel insurance go up after a DUI?

If you get a DUI while driving your Flex Sel, you can expect your premium to increase by an average of 11%.
How much does Ford Flex Sel insurance go up after a speeding ticket?
We’ve all been there. If you get a speeding ticket in your Flex Sel, your insurance premium could increase by an average of 3%

Best Car Insurance for Ford Flex Sel by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
Feeling frustrated? We get it. Just because you’re young, that doesn’t mean you’re an unsafe driver—and it doesn’t have to mean overpaying for insurance. In fact, there are some simple ways to lower your rates as a young driver:
  • If you’re in school and getting a B average or better, look for companies that offer good student discounts.
  • Talk to friends and family about getting on a family plan. Sharing your plan with an older, statistically safer driver can optimize your coverage and premium.
  • Take a driver safety course. Many companies offer discounts for young drivers willing to endure some defensive driving instruction.
  • Driving safely and sticking with one company for a few years could earn you multiple discounts for good driving and loyalty.
  • Take advantage of your generation’s tech know-how and use a telematics program to track your driving. You could earn insurance discounts and other rewards based on how you actually drive (not, you know, on your age)!
If you’re under 25, you could be paying as much as $2 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Ford Flex Sel by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
The answer might lie in your zip code. You see, insurance companies take location into account when you’re calculating your rates—and things like local crime rates, traffic accident statistics, and natural disaster records can cause rates to vary significantly from state to state and even between city blocks!
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Ford Flex Sel drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateZip codeCarStateNameAgeInsurance Company
Before Jerry
After Jerry
September 26, 202289503Honda Cr-V LXNVBetty O.25Progressive$130/mo.$60/mo.
September 14, 202230350Hyundai Elantra SELGAGlen B.36Progressive$83/mo.$71/mo.
September 9, 202228088Ford Fusion SENCLucas A.20National General$272/mo.$77/mo.
September 23, 202248067Buick Enclave CXLMIMinnie E.46Progressive$125/mo.$80/mo.
September 23, 202280123Honda Accord EXLCOCarl M.27Progressive$110/mo.$99/mo.

Driving a Ford Flex Sel

If you own a Ford Flex Sel , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Ford Flex Sel new, it’s worth considering new car replacement insurance to protect your investment.
If you find a good deal, just tap the button and Jerry will handle all the paperwork to get you switched over. The average Jerry user finds nearly $900 in annual savings. That’s a hefty chunk of change!
Key Takeaway: The more your Ford Flex Sel is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Ford Flex Sel?

The average annual cost to insure a model is $2,301. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Invest in safety

We mean that literally. Insurance companies often offer discounts to customers who install anti-theft devices and new safety technology in their vehicles. So get your [model] a GPS tracker or a collision avoidance system—you’ll improve your safety on the road and your insurance premium at the same time!

Keep customization simple

Look, we get it: that cool add-on they showed you at the dealership really seemed worth the money. And maybe it is—but keeping extra features to a minimum is one of the easiest ways to save on insurance.
That super-awesome upgraded sound system you fell in love with? Yeah, it’ll hike your rate. So will the leather upholstery, the heated seats, and the power moonroof. That’s because they increase your vehicle’s value, and with it the amount of any possible claims. So resist the urge to customize—unless it’s really worth the higher premium.

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

Go discount-hunting

The good news: most insurance companies offer discounts for everything from good grades and online payments to military service and safe driving.
The bad news: companies won’t always tell you about their discounts, so you’ll have to go looking. Keep an eye out for the following common discounts:
  • Profession-based: e.g. military members, teachers, and healthcare workers
  • Payment-based: e.g. paperless billing, upfront payments
  • Driving-based: e.g. clean record, zero claims history
  • Policy-based: e.g. bundling car and home insurance, multiple vehicles
Jerry can help you zero in on the best discounts for you—just ask about discounts when you’re comparing companies!

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free