From policy discounts like early quote and continuous insurance to driver discounts like safe driver and hybrid/electric vehicle owners, Travelers offers various ways for drivers to save up to 25% on their annual premiums.

Finding cheap

car insurance

that suits your needs isn’t always about finding the lowest rate. For car owners looking to save money, you don’t have to compromise on coverage to do it—but you do have to know how to ask for discounts! Insurance providers don’t always advertise them, but most have a full range of discounts that could help you find significant savings on your premium.

Are you wondering about the available discounts through

Travelers car insurance

? We’re here to give you a rundown of everything they offer.

What auto insurance discounts does Travelers offer?

Travelers’

car insurance discounts

are categorized into policy-based, driver- or vehicle-based, and young driver-based discounts.

If you qualify for more than one type of discount, you can stack them and put even more money back into your pocket!

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Travelers policy-based discounts

For existing policyholders, Travelers insurance offers some unique ways for drivers to lower their premiums:

Multi-policy: If you have more than one insurance policy, consider bundling them with Travelers to save! For example,

bundling your car and home insurance

through Travelers can save you up to 10% on your annual premiums—or bundle auto and

renters insurance

and save up to 5%.

Multi-car: If you have two or more vehicles registered to the same address, consider getting a

multi-car insurance quote

. Insuring multiple vehicles under the same Travelers policy could earn you up to an 8% discount.

Continuous insurance

: Whether with Travelers or not, if you’ve maintained continuous coverage with no gaps, it could earn you up to 15% off your Travelers policy.

Early quote

: If you're a new Travelers customer and you request a quote before your current car insurance policy expires, you can expect up to a 10% discount on your new policy with Travelers.

Billing: How you pay your premium can earn you a discount with Travelers! Pay your premium in full and receive 7.5% off or pay via electronic funds transfer and receive 2-3% off.

Good payer discount: Travelers customers who consistently pay their bills on time and haven’t had any late payments in the past 12 months could save up to 15%.

Travelers driver/vehicle discounts

Although not the sole contributing factor to determining insurance rates, your vehicle’s make, model, and age influence how much your premium is. In general, conservative SUVs with excellent safety ratings have the lowest insurance rates, while high-performance sports cars and luxury vehicles have the highest rates. But with Travelers, it’s easy to lower your rates no matter what kind of vehicle you drive:

Safe driver: Good drivers with no accidents or major violations on their driving record are recognized and rewarded by Travelers with up to 10% off. And if you haven’t had any infractions in the past five years, you could earn up to 23% off your premium.

New car: If you own or lease a new car that’s less than three years old, you could get up to 10% off your policy with Travelers.

Homeownership: Owning a home just got cheaper! If you're a homeowner, you could receive up to a 5% discount on your car insurance—even if your home insurance isn't through Travelers.

Hybrid/electric vehicle: Policyholders could save up to 10% on their car insurance premiums if they own or lease a hybrid or electric car.

Intellidrive discount: Policyholders in certain states could save by practicing good driving habits and enrolling in IntelliDrive—a 90-day program that uses a smartphone app to capture data and score your driving habits. Safe drivers earn up to 30% off their annual premium, while unsafe drivers may see increased rates. Intellidrive is not available for

California

residents.

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Travelers young driver discounts

Adding a young driver to your car insurance

can be expensive—16- to 24-year-olds have some of the highest insurance rates—but Travelers helps you save by offering discounts specifically for young drivers.

Good student: Maintaining good grades doesn’t always mean you’re a safe driver, but it does show responsibility—an essential quality for safe driving. Travelers offers a student discount for maintaining a "B" average or being in the top 20% of your class.

Student away at school

: If you have a teenager on your policy who’s at school more than 100 miles away and doesn’t drive your car often, you could be eligible to save up to 7%.

Driver training: Young drivers who complete a Travelers-approved

driver training course

could save up to 8% on premiums.

Defensive driving discount: Completing a state-approved

defensive driving course

not only helps you brush up on your driving skills, but it could also earn you up to 8% back on your annual premium.

MORE:

What is the Travelers good student discount?

Does Travelers have good car insurance discounts?

Travelers policyholders can take advantage of a range of competitive discounts—especially those with a

clean driving record

That said, not every car insurance company offers the same discounts, so you may find a discount that Travelers doesn’t provide with another insurer. For example,

Allstate

and American Family offer discounts to new customers just for switching to their company, while

State Farm

offers low-mileage drivers a reduction on their premium.

With 12 core discounts, Travelers may not offer as many insurance discounts as other providers, but depending on your eligibility, you may be able to combine discounts to maximize savings. Before committing to a company, review your coverage options with a Travelers agent and compare quotes from at least two or three other providers to ensure you purchase a policy that meets your needs.

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FAQs

Does Travelers offer a military discount?

Yes—Travelers offers activity military and family members a 25% discount on their car insurance premium, but only in

Louisana

. The discount is available to eligible members of the United States Armed Forces based in Louisiana or whose spouse and/or dependents live there. To qualify for the Travelers military discount, you must meet the following requirements:

Be an Active Duty Soldier based in Louisiana

Be an Active Duty Soldier deployed out-of-state or overseas from Louisiana

Be an Active Duty Soldier deployed out-of-state or overseas with a spouse and/or dependents who are based in Louisiana

Military personnel who aren’t eligible for this discount may qualify for other discounts with Travelers.

What is the Travelers senior discount?

Travelers doesn’t directly have a

seniors car insurance discount

, but it offers a defensive driving discount in 34 states and the District of Columbia for seniors who have completed a state-approved defensive driving course. Age requirements vary, and this discount is only available in states that legally mandate it.

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