Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Monroe, Louisiana.

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Updated on Nov 25, 2024

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Learn more about our insurance review board

What's on this page?

How to find the cheapest car insurance in Monroe
Best Car Insurance Companies in Monroe
Best cheap car insurance quotes in Monroe
Average cost of car insurance in Monroe
Car insurance quotes in Monroe by rating factors
How do different factors impact your car insurance costs in Monroe?
Cheap car insurance quotes in Monroe after driving violations
Cheap car insurance quotes in Monroe by age
Cheap car insurance quotes in Monroe based on insurance history
Cheap car insurance quotes in Monroe for popular cars
How to lower car insurance costs in Monroe
FAQ
Methodology
Meet our Experts

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How to find the cheapest car insurance in Monroe

On average,

auto insurance

in Monroe costs about $115 per month for minimum coverage liability insurance, and about $224 per month for full coverage insurance. In Monroe drivers pay -- than the national average.

Jerry is a trusted resource for countless drivers in Monroe seeking the

best car insurance quotes

. Let's explore some of the savings that Jerry has uncovered for our customers in Monroe.

Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Progressive	$69	Elva, 57 Zip: 71203	KIA Soul	• State Minimum Liability
Allstate	$179	Dean, 25 Zip: 71201	Mazda 3 S	• State Minimum Liability
Clearcover	$189	Ricky, 36 Zip: 71202	Toyota Corolla LE	• State Minimum Liability • Comp / Collision
Bristol West	$176	Juan, 25 Zip: 71202	KIA Forte LX	• State Minimum Liability
National General	$120	Willie, 43 Zip: 71202	Dodge RAM 1500 ST	• State Minimum Liability

Last Updated Nov 22, 2024

Compare car insurance quotes now

Best Car Insurance Companies in Monroe

When it comes to shopping for car insurance, every customer receives different quotes based on their profile—meaning that the “best” insurance company can be different for everyone.

Aside from the cost of insurance, you’ll also want to consider factors such as claims handling and customer service when choosing a provider.

To narrow down the best car insurance options for Monroe drivers, Jerry conducted the largest insurance shopping survey in the nation. We asked over 15,000 policyholders from across the country to rate their insurance providers on cost, customer service, ease of shopping and renewal, and claims handling.

Here’s what the survey respondents had to say about the best car insurance companies in Monroe:

Insurance company	Overall rating	Price	Claims experience	Customer service
Geico	4.4	3.4	4	4.3
Allstate	4.3	3.7	N/A	4.3
Progressive	4	3.6	2.5	4.2
State Farm	3.9	2.6	N/A	4.1
USAA	3.8	3.8	N/A	3.6

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Monroe

Before driving in Monroe, remember that

Louisiana’s car insurance laws

require all drivers to buy liability insurance. Full coverage car insurance, which includes collision and comprehensive insurance in addition to state-mandated liability coverage, is technically optional—but most drivers choose to buy it.

Cheap minimum liability insurance quotes in Monroe

To legally drive in Monroe, Louisiana, every driver must maintain 15/30/25 liability limits. That means that every insurance policy includes at least the following:

$15,000 of

bodily injury liability coverage

per person

$30,000 of bodily injury liability coverage per accident

$25,000 of

property damage liability coverage

per accident

These two types of coverage ensure that your insurance company will pay for other drivers’ medical and vehicle repair expenses if you’re at fault in an accident.

Progressive

Elva (57 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71203)

KIA Soul

$69

per month

Allstate

Dean (25 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71201)

Mazda 3 S

$179

per month

National General

Willie (43 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71202)

Dodge RAM 1500 ST

$120

per month

Bristol West

Juan (25 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71202)

KIA Forte LX

$176

per month

Clearcover

Ricky (36 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71202)

Toyota Corolla LE

$189

per month

Do you need more than minimum coverage in Monroe?

Think of Louisiana’s minimum liability coverage as the start—not the end—of your insurance shopping process in Monroe.

While buying state minimum coverage will keep you in compliance with the law, it won’t do much to protect your wallet in the event of a crash.

Remember, liability insurance covers damages and medical bills that you’re responsible for. The average hospital stay following a car accident costs close to $60,000, while the average car on the road is worth about $48,000.

A single serious accident could saddle you with liability costs well over $100,000—well beyond the liability limits of a minimum coverage policy!

And because

Louisiana's car accident laws

allow drivers to file personal injury lawsuits for up to a year after an accident, your liability will extend long past the actual incident.

Cheap full coverage car insurance quotes in Monroe

One major drawback of a liability-only insurance policy is that it won’t protect your vehicle. Only drivers with

full-coverage car insurance

can submit insurance claims for physical damage to their own cars.

Full coverage isn’t a technical term, but it usually refers to policies that include

collision coverage

and

comprehensive coverage

on top of basic liability.

Collision insurance: pays for damage to your vehicle caused by any kind of crash, from a seven-car pileup to a single-car rollover or a collision with a telephone pole. Collision coverage can even pay if your car’s damaged in an encounter with a gnarly pothole—and since 23.3% of Louisiana’s roads are in poor condition, it’s a worthwhile investment for most drivers in Monroe.

Comprehensive insurance: pays for damage caused by something other than a collision. This typically includes vandalism, theft, and severe weather.

Full coverage insurance isn’t required by law, but it is required by lenders. If you lease or buy a car in Monroe, you’ll need to carry collision and comprehensive insurance until your lease is up or your loan is paid off.

Check out the table below to see how Jerry helped Monroe drivers balance their coverage needs with their budget!

Insurance coverage	Insurance company	Premium (monthly)	Customer	Car
• 50,000/100,000 Liability • Comp / Collision	Progressive	$232	Catherine, 50 Zip: 71203	Chevrolet Silverado C1500 LT
• State Minimum Liability • Comp / Collision	Bristol West	$230	Emma, 46 Zip: 71202	Chevrolet Malibu LT
• State Minimum Liability • Comp / Collision	National General	$167	Norman, 41 Zip: 71201	Jeep Renegade Trailhawk
• State Minimum Liability • Comp / Collision	Clearcover	$189	Ricky, 36 Zip: 71202	Toyota Corolla LE
• State Minimum Liability • Comp / Collision	Kemper	$234	Ethel, 40 Zip: 71201	Chevrolet Malibu 1LT

Last Updated Nov 21, 2024

The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Average cost of car insurance in Monroe

A full coverage car insurance policy costs Monroe drivers an average of $1,383 per year or $115 per month. For drivers who stick to only minimum liability coverage, car insurance costs $2,683 per year or $224 per month, on average.

But

car insurance averages

only tell part of the story—and they’re not always a good guide to finding your best insurance rate.

Every driver is different, and everything from your age and gender to your credit score, driving record, insurance history, and vehicle type could put your rates above or below the average in Monroe.

Average cost of car insurance in Monroe by zip code

When it comes to car insurance in Monroe, the cost can significantly differ depending on your zip code. Each zip code within Monroe possesses its own unique risk profile, directly influencing the corresponding insurance rates.

For instance, if you happen to reside in a neighborhood with a higher frequency of auto theft and accidents, your area will be classified as high risk, leading to higher rates.

Essentially, the level of risk associated with your zip code plays a pivotal role in determining whether you'll pay more or less for coverage.

Zip Code	Average State Minimum Coverage Rate	Average Full Coverage Rate
71201	$109	$231
71202	$144	$335
71203	$131	$261

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Car insurance quotes in Monroe by rating factors

Remember—every driver is different, and every insurance company uses a whole slew of rating factors to

calculate your car insurance premium

in Monroe.

Your age and demographics: Teens and other new drivers pay a higher rate for coverage than middle-aged drivers—and so do seniors over age 70. Gender can also affect rates in Louisiana.

Your credit score: Research shows that drivers with poor credit file more claims. They also pay approximately 97% more than drivers with excellent credit—for the same coverage.

Your driving record and claims history: Causing an accident, committing a violation, filing a claim, or letting your insurance lapse can all lead to higher premiums.

Your driving habits: Louisiana drivers commute about 25 minutes per day—close to the national average. If you drive more or less than that, you’ll see your rates reflect the added (or lessened) risk of an accident.

Your location: City zip codes carry a higher risk of accidents, theft, vandalism—-and insurance claims. That’s why urban drivers pay more, and rates can vary within a single city.

How do different factors impact your car insurance costs in Monroe?

Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.

Prohibited (or effectively prohibited): Louisiana currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more abut the car insurance rating factors in Monroe:

Cheap car insurance quotes in Monroe after driving violations

The occasional speeding ticket might add a surcharge to your insurance policy, but drivers with multiple violations are at risk of earning the “high-risk” label from their insurance company.

Here’s how to navigate car insurance shopping if your Monroe driving record is less than perfect.

Cheapest car insurance in Monroe after speeding ticket

Louisiana speeding tickets

come in four categories:

1 – 9 mph over the speed limit: $115 – $285 in fines

10 – 14 mph over the speed limit: $215 – $385 in fines

15 – 20 mph over the speed limit: $240 – $410 in fines

21+ mph over the speed limit: Over $240 in fines and possible license suspension

Drive fast enough—or with enough careless lane changes and disruptive actions—and you risk

Louisiana's reckless driving charge

, which carries base penalties of up to $200 in fines and up to 90 days in jail.

In Monroe, a speeding ticket can raise your insurance rates, typically by an average of 39%. That higher charge will usually stay on your policy for three to five years—but that doesn’t mean you can’t find savings like the Jerry drivers below, in the meantime.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Allstate	$79	Adele, 40 Zip: 71213	Honda S2000	• State Minimum Liability
Speeding 6-10	Allstate	$45	Adele, 34 Zip: 71210	RAM 1500	• 50,000/100,000 Liability

Last Updated Nov 25, 2024

Cheapest car insurance in Monroe after DUI

Just one

DUI violation

in Monroe can rack up thousands of dollars in fines, legal costs, and increased insurance premiums. The average rate increase after a DUI in Louisiana is 64%, but you can expect even higher increases if you’re convicted multiple times.

Drivers with DUIs tend to pay a lot more for car insurance—but you don’t have to resign yourself to unbearable premiums. Some insurers, like Progressive, give a DUI far less weight when calculating premiums, and Jerry can help you find the best rates in Monroe based on your record.

Progressive

Jennie (43 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71202)

Dodge RAM 1500 ST

$94

per month

National General

Evan (31 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71203)

Toyota Scion TC

$88

per month

Cheapest car insurance in Monroe after an at-fault accident

Your rates will also go up after an at-fault accident—but not all companies will raise them by the same amount. GEICO has the highest average rate increase after an accident at a whopping 64%, while State Farm and Travelers policyholders tend to see lower rate spikes.

But don’t worry—Jerry has helped many Monroe drivers save on car insurance after accidents.

Accident type	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
At Fault With Injury	National General	$229	Noah, 64 Zip: 71203	Chevrolet Impala LS	• State Minimum Liability
At Fault With No Injury	Progressive	$68	Mittie, 41 Zip: 71203	Honda Civic LX	• 50,000/100,000 Liability
Not At Fault	Allstate	$168	Kate, 43 Zip: 71202	Buick Regal	• State Minimum Liability
At Fault With No Injury	Clearcover	$189	Landon, 35 Zip: 71202	Toyota Corolla LE	• State Minimum Liability • Comp / Collision

Last Updated Nov 25, 2024

Cheapest car insurance in Monroe after other driving violations

Speeding tickets, accidents, and DUIs aren’t the only way to earn the “high-risk” designation from your insurance company. No matter what violations show up on your Monroe driving record, Jerry can help you save.

Violation	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Defective Equipment	Progressive	$247	Adrian, 30 Zip: 71203	Honda Accord EXL	• State Minimum Liability
Failure to Obey Signal	Clearcover	$166	Max, 66 Zip: 71201	Dodge RAM 1500	• State Minimum Liability • Comp / Collision
Driving on Sus. License	National General	$89	Clara, 42 Zip: 71201	Ford Fiesta S	• State Minimum Liability
Failure to Obey Signal	Clearcover	$166	Phillip, 66 Zip: 71201	Dodge RAM 1500	• State Minimum Liability • Comp / Collision

Last Updated Nov 24, 2024

Cheap car insurance quotes in Monroe by age

Young drivers pay very high insurance rates due to limited driving experience. As young people turn 25, their insurance rates can drop. Car insurance costs often start rising again at the age of 75.

Cheapest car insurance in Monroe for young drivers

Like all

new drivers

, teenagers pay more for car insurance than drivers with a proven record of safe driving in Monroe.

But for teens, the costs are even higher thanks to statistics that show a higher rate of accidents, crash fatalities, and violations among drivers aged 19 and below.

Those increased rates are even higher for male drivers, who show a higher rate of unsafe behaviors like distracted driving and skipping the seatbelt.

Luckily, young Monroe drivers can save by staying on a family policy, qualifying for

good student discounts

, and using

usage-based insurance tools

—and by shopping with Jerry, of course!

Progressive

Lucille (22 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71203)

Toyota Corolla L

$271

per month

Clearcover

Louisa (24 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71201)

Ford Fusion SE

$226

per month

National General

Danny (24 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71203)

Chrysler Town & Country Touring L

$210

per month

Cheapest car insurance in Monroe for senior drivers

Many seniors actually pay less for car insurance than middle-aged drivers. Between ages 55 and 75, you’ll likely see the lowest rates of your whole driving career thanks to decades of experience.

But around your mid-70s, your rates will start to go up because of increased rates of driver error and a much higher risk of accident fatalities. Even good drivers tend to see higher risks on the road when they reach this age.

Progressive

Antonio (68 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71203)

Chevrolet Malibu 1LT

$102

per month

Clearcover

Birdie (67 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71201)

Dodge RAM 1500

$166

per month

Kemper

Curtis (74 years old)

Coverage

State Minimum

Monroe, LA
(Zip Code: 71202)

Ford F150

$150

per month

Cheap car insurance quotes in Monroe based on insurance history

Insurance companies don’t just look for a clean driving record when reviewing applicants—they also want to see a continuous coverage history with no breaks or gaps.

Whether you forgot to renew your policy, stopped paying your bill, or just spent a few years relying on public transportation,

any car insurance lapse

will lead to higher rates down the road.

Progressive

Jennie (56 years old)

Currently Insured

Coverage

State Minimum

Monroe, LA
(Zip Code: 71202)

Chevrolet Tahoe C1500

$78

per month

Allstate

Eva (24 years old)

Not Currently Insured

Coverage

State Minimum

Monroe, LA
(Zip Code: 71201)

Mazda 3 S

$179

per month

Clearcover

Isaac (35 years old)

Currently Insured

Coverage

State Minimum

Monroe, LA
(Zip Code: 71202)

Toyota Corolla LE

$189

per month

Bristol West

Francis (46 years old)

Currently Insured

Coverage

State Minimum

Monroe, LA
(Zip Code: 71202)

Chevrolet Malibu LT

$230

per month

Allstate

Chris (43 years old)

Currently Insured

Coverage

State Minimum

Monroe, LA
(Zip Code: 71202)

Buick Regal

$168

per month

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Great customer service plus they work with you on any issue you may have. Prices are fair and policy is easy to understand.

Gail

Reliable insurance, great customer service!

Anthony

Very happy with National Generals service. Was skeptical at first but they are great!

Jessica

Cheap car insurance quotes in Monroe for drivers with poor credit

All major car insurance companies will run a soft credit check and use something called a

“credit-based insurance score”

when evaluating your application and setting your rates.

Drivers with good credit (700 or above) pay less, on average, than drivers with poor credit. Bad credit doesn’t just suggest a history of unpaid bills; studies actually show that drivers with poor credit tend to file more insurance claims.

Here’s how drivers with low credit scores saved with Jerry

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
> 750	Progressive	$68	Lena, 41 Zip: 71203	Honda Civic LX	• 50,000/100,000 Liability
660 - 750	Bristol West	$79	Dean, 28 Zip: 71201	KIA Forte SX	• State Minimum Liability
660 - 750	National General	$128	Adele, 47 Zip: 71202	Dodge Caliber Mainstreet	• State Minimum Liability
550 - 659	Clearcover	$123	Eunice, 26 Zip: 71203	Chevrolet Impala LT	• State Minimum Liability
< 550	Progressive	$174	Pearl, 46 Zip: 71203	Toyota Camry LE	• State Minimum Liability • Comp / Collision

Last Updated Nov 23, 2024

Cheap car insurance quotes in Monroe for popular cars

We’ll keep it simple: the more your vehicle costs to repair, the more it costs to insure.

This means that you’ll pay a higher rate if you drive:

A brand-new vehicle

A luxury car

A sports car

A hybrid or electric vehicle

Any vehicle with hard-to-source components

If you drive one of Monroe’s most popular models, you’ll likely see more moderate insurance rates, thanks to the wide availability of parts and lower cost of repairs.

Matthew Boudreaux, Public Information Director at the Louisiana Department of Motor Vehicles, says that the humble

Honda Accord

is the most popular car in the Pelican State, followed by the

Toyota Camry

and

Nissan Altima

Other popular choices in Monroe and throughout the state of Louisiana include

Ford F-150

Chevy Silverado

, or

GMC Sierra 1500

MORE:

How to get car insurance before buying a car

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Honda Accord EXL	Progressive	$247	Beatrice, 30 Zip: 71203	• State Minimum Liability
Toyota Camry LE	National General	$118	Mario, 42 Zip: 71203	• State Minimum Liability
Nissan Altima S	Clearcover	$578	Landon, 25 Zip: 71202	• State Minimum Liability • Comp / Collision

Last Updated Nov 25, 2024

How to lower car insurance costs in Monroe

1. Shop around and compare quotes

Paying for car insurance is no cakewalk in Monroe. Each insurance company uses different rules to determine your premium, and these rules are subject to frequent changes.

To ensure you have the cheapest car insurance possible, experts advise comparing quotes from at least three different companies and reviewing rates every six months.

Luckily, Jerry makes this process easy! In just 45 seconds, Jerry gathers quotes from a vast network of over 55 leading insurance providers, helping you discover the best auto insurance coverage at the best price. What's more, Jerry offers this invaluable service free of charge!

Compare car insurance quotes now

2. Hunt for car insurance discounts

Every insurance company offers

a set of discounts

, but the exact discount offered varies by company. Some common discounts include:

Good driver discounts. If you have a clean driving record with no accidents or traffic violations in Monroe, insurers may offer discounts as a reward for your safe driving habits.

Telematics discounts. Some insurance companies provide discounts to policyholders who use telematics. These devices monitor driving behavior, such as speed, mileage, and braking patterns, and can lead to discounts for safe driving practices.

Good student discounts. Some insurance companies offer discounts to students who maintain good grades.

3. Increase your deductible for comprehensive and collision coverage

In a pinch, raising your full coverage deductible in Monroe could shave a small amount off of your usual costs.

MORE:

How to choose a car insurance deductible

Learn more:

11 Ways to lower car insurance

Why is car insurance in Monroe so expensive?

Auto insurance rates are on the rise everywhere—but Louisiana is one of the most expensive states in the country for car insurance. Here are a few reasons why insurance in Monroe can be costly:

Higher motor vehicle fatality rates: In 2021, the Department of Transportation reported 887 fatal crashes in Louisiana resulting in 972 deaths. That’s 21 deaths per 100,000 residents—over twice the national average.

More drivers per capita: Louisiana has a higher-than-average number of licensed drivers, leading to a higher risk of accidents.

More expensive medical care: According to a 2022 report from Forbes Advisor, Louisiana has the second-highest healthcare costs of any state. Steep medical bills lead to higher liability insurance costs in Monroe.

FAQ

What is the cheapest car insurance in Monroe?

Based on thousands of Monroe drivers Jerry has worked with, car insurance in Monroecosts an average of $115 per month for state-minimum coverage and $224 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the best car insurance in Monroe?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Bristol West, Kemper, and National General One Choice receive good ratings from Monroe drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

What is the minimum car insurance in Monroe, Louisiana?

In Monroe, Louisiana, every driver must maintain 15/30/25 liability limits. That means that every insurance policy includes at least the following:

$15,000 of

bodily injury liability coverage

per person

$30,000 of bodily injury liability coverage per accident

$25,000 of

property damage liability coverage

per accident

How much is car insurance in Monroe?

People living in Monroe pay on average $115 per month – or $1,383 per year – on state-minimum liability coverage. Full coverage in Monroe costs on average $224 per month or $2,683 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.