Expert Advice for Insurance Discounts

All Articles on Insurance Discounts

Only 3 States Offer Car Insurance Options for Low-Income Families
Only California, Hawaii, and New Jersey offer car insurance options for people with lower incomes. If you don’t live in these states, or aren’t eligible for the programs, you can look for discounts with traditional insurance companies.
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Kiana Justice
Sep 20, 2021
4 of the Weirdest Car Insurance Discounts You Didn't Know You Qualified For
If you’re married, have a certain job, renew your policy early, or part of a college club, you might qualify for a car insurance discount.
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Kiana Justice
Sep 17, 2021
10 Home Insurance Discounts You Might Not Know About
If you haven’t shopped around for insurance discounts, you could be missing out on big savings.
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Cheryl Knight
Feb 12, 2021
What is the Responsible Payer Discount?
Car insurance can get expensive, which is why many companies have a built in discount as long as you have a history of paying your premiums on time.
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Jason Unrau
Dec 04, 2020
What Is a No-Claims Discount on Car Insurance?
If you haven’t been in an accident in some time, a no-clams discount can save you a lot of money on car insurance.
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Brady Klopfer
Nov 25, 2020
What Is an Early Quote Discount?
If you’re thinking about switching to another insurance company, dealing with it in advance can save you money in what’s known as an Early Quote Discount.
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Jason Unrau
Oct 27, 2020
What Is a Driver Training Insurance Discount?
Young drivers are at the highest risk of getting into an accident, and insurance rates for young drivers reflect this reality. Driver training insurance discounts are one way to offset this cost.
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Jason Unrau
Sep 01, 2021
What Is a Paid-In-Full Discount?
Insurance providers may offer a small discount on premiums if you pay for your annual policy in full rather than making monthly or quarterly payments. But is it worth it?
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Jason Unrau
Oct 27, 2020
What Is a Student Away at School Discount?
Many auto insurance companies have a surprise for you once one of your kids has gone off to college: a discount!
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Jason Unrau
Oct 27, 2020
What Is a Safe Driver Discount?
Safe-driving programs and discounts offer one more way you can save on your car insurance, though they come with the need to install a beacon or telematics device.
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Cheryl Knight
Aug 31, 2021
What Is Identity Fraud Coverage on Home Insurance?
Reduce the costs of identity theft by getting identity fraud coverage as a part of your homeowner’s insurance policy.
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Cheryl Knight
Oct 26, 2020
What Is an Electronic Funds Transfer (EFT) Discount?
An Electronic Funds Transfer (EFT) is an easy way to pay for your car insurance, plus many companies give you a discount for doing so.
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Cheryl Knight
Oct 26, 2020
What Is a Single Loss Deductible Clause and How Can It Save You Money?
A single loss deductible can save you thousands of dollars in an emergency. Here's what you should know about how to get this type of insurance coverage.
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Liliana Pina
Oct 22, 2020
What Is a New Home Insurance Discount?
First-time homeowners, here's what you should know about the homeowners insurance discounts you can receive when purchasing your a home.
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Liliana Pina
Oct 22, 2020
What is a Pay in Full Insurance Discount?
If you want to save more money on car insurance, paying your bill each year in full can help you achieve that goal and improve your financial security.
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Liliana Pina
Oct 22, 2020
Tired Of Paying An Arm And A Leg For Insurance?
People are raving about this app. 4.7/5 (2,048 customer views)
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Sarah J.M.
Oct 21, 2020
What Is a New Car Discount?
Buying a new car can get expensive. Fortunately, car insurance companies offer ways to help lower the price of your insurance, including new car discounts.
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Cheryl Knight
Oct 26, 2020
Continuous Insurance Discounts Explained
The longer you stay with an insurance company, the more they reward you with a continuous coverage discount. But is the discount really worth it?
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Cheryl Knight
Oct 26, 2020
Hybrid/Electric Vehicle Discounts Explained
Driving a hybrid/electric car is great for the environment. Some insurance companies even offer green discounts to those who drive an alternative-fuel vehicle.
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Cheryl Knight
Oct 26, 2020
How to Lower Car Insurance Premiums
Follow these simple tips to pay less for car insurance while maintaining proper coverage.
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Brady Klopfer
Oct 20, 2020
How to Make Car Insurance More Affordable
Insuring your ride can be expensive, but it doesn't have to be. Here are the best ways to make car insurance more affordable.
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Logan Utsman
Nov 10, 2020
How to Switch Car Insurance Companies When Your Teen Starts Driving
Here's how to shop around for the best deals on car insurance when your teen starts driving.
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Jacquelyn Childs
Oct 30, 2020
The Cheapest Low Mileage Car Insurance
Low mileage car insurance can save you money, though the the cheapest option is only available in a handful of states.
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Mary Kurz
Nov 09, 2020
How to Get Accurate Car Insurance Quotes
Getting an accurate car insurance quote involves determining the type of plan you need and knowing your driving history and personal details.
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Nicholas Wilson
Nov 18, 2020
How to Compare Car Insurance Quotes
Comparing car insurance quotes is most effective when the same deductibles, limits, and coverage options from all providers are considered.
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Elaine Sulpy
Nov 19, 2020
How to Get Car Insurance Discounts
Car insurance discounts may apply to your policy. Have information about organizations and demographics you belong to before calling for a quote, such as your profession or age.
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Jason Unrau
Aug 25, 2021
How to Save on Car Insurance with a Good Student Discount
Young drivers have to deal with hiked car insurance premiums. The good news is that high school and college students can get a good student discount with most carriers for good grades.
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Elan Mcafee
Aug 25, 2021
How to Get Cheap Car Insurance For a Child Not Living at Home
From student to multi-car, discounts are the most legitimate way to get cheap car insurance for your child who doesn’t live at home.
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Logan Utsman
May 04, 2021

All Questions on Insurance Discounts

How can I lower my car insurance with Progressive?
Is there any way to lower my car insurance rate? I have Progressive. I chose them because they advertise big savings, but I feel like I’m paying a lot.
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Phoebe Mah
Sep 24, 2021
Can I get renter's insurance for free with GEICO?
I have auto insurance through GEICO, and I was shopping around on the website and found that they offer renter's insurance for $12 a month with a $20 downpayment. It says the multi-policy discount would save me $20 a month on my auto insurance, so that would basically outweigh the cost of renter's insurance, right?
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Sophie Newman
Sep 23, 2021
Will my homeowner's insurance rates be affected if I stop bundling?
I renewed my car insurance policy through State Farm since I recently bought a home and wanted to bundle. Now, another company is offering a better price for auto insurance, but I don't want to lose the bundling discount. What should I do?
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Sophie Newman
Sep 23, 2021
Why are premiums more expensive if I want to buy a policy now instead of next week?
I need a new insurance policy by tomorrow for my new car. However, I've noticed that if I set the date to next week, my rates decrease. Why is this?
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Sophie Newman
Sep 23, 2021
Can I change my marital status or other details that aren't true to receive discounts?
I'm a 38-year-old male and I need to get a new car and insurance. I've noticed that my rates are significantly lower if I say I'm married or have had car insurance for a longer period of time. Will the car insurance company check if these are true?
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Sophie Newman
Sep 23, 2021
Will Ring Video count as a security system with insurance companies?
I installed a Ring home security system. Will I get a discount on my homeowner's insurance?
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Sophie Newman
Sep 23, 2021
Can you get a discount on homeowner's insurance for having a Google Nest?
I just purchased a Google Nest and now I have Nest Aware set up. Will my insurance company give me a discount for the added security cameras?
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Sophie Newman
Sep 23, 2021
Could I get an insurance discount for taking driving lessons as an adult?
I'm an adult who's never had a driver's license. If I take driver's ed classes, could I get an insurance discount?
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Sophie Newman
Sep 23, 2021
How do I get Progressive to lower my insurance?
How do I lower my car insurance premium? Progressive is charging me a ton. It seems like there has to be a way to pay less.
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Hana Sabah
Sep 23, 2021
How can I make my car insurance cheaper?
How do I get cheaper car insurance? I just added my son to my insurance and my rate went up a lot. I want to if there are ways I can save money.
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Hana Sabah
Sep 23, 2021
How can I make car insurance cheaper for a 17-year-old?
How can I get cheap car insurance as a new driver? I’m 17 and I want to buy my first car. Money’s tight, so I was wondering how to get cheaper insurance. Any advice?
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Hana Sabah
Sep 23, 2021
Can I get free or almost free car insurance?
I've heard that you can get cheap or free car insurance if you demonstrate financial need. I'm a college student with a good driving record and good grades. Unfortunately, my job let me go due to the pandemic. Is there any way at all I can get free car insurance? And if so, how?
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Eric Schad
Sep 22, 2021
How do you add a car to AAA insurance?
What’s the best way to add a car to my AAA insurance policy? My son just got one, and I want to make sure it's covered under our policy.
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Joshua Levy
Sep 22, 2021
How do I lower my car insurance rates?
I recently took a pay cut and am looking for ways to lower my monthly bills. How can I pay less for my car insurance?
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Liz Jenson
Sep 21, 2021
How do I get discounts on my car insurance?
I feel like I'm paying way too much for car insurance. How can I find discounts to make it cheaper?
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Liz Jenson
Sep 21, 2021
If I'm in the military can I have out-of-state car insurance?
I'm a Florida resident, but I'm currently stationed in California. Can I stay on my Florida insurance if it's cheaper?
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Sophie Newman
Sep 21, 2021
How do I get car insurance with a bad driving record?
I have a history of at-fault accidents. How am I supposed to get car insurance with my bad driving record?
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Rachel Juillerat
Sep 21, 2021
How do you make car insurance cheaper for young drivers?
How can I save on insurance as a teenager? I’m 17 and I just got a new car but my premium is crazy! I’m responsible and a good driver so I don't understand why it's so expensive.
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Joshua Levy
Sep 20, 2021
Does GEICO offer special insurance for private government contractors?
I have a contract with the government. Can I receive any special discounts on my car insurance for my business?
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Sophie Newman
Sep 17, 2021
How do I get the GEICO federal employee discount?
I work for USPS. I think I would qualify for the federal employee discount through GEICO. How do I get it?
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Sophie Newman
Sep 17, 2021
What federal agencies qualify for discounts on car insurance?
What are the departments that can receive car insurance discounts? I want to see if I can qualify.
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Sophie Newman
Sep 17, 2021
Do federal employees qualify for insurance discounts?
I'm a federal employee though I don't work in Washington, D.C. Would I qualify for an insurance discount?
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Sophie Newman
Sep 17, 2021
Does GEICO have federal employee discounts?
I work at the Department of Education. Would I qualify for any special discounts?
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Sophie Newman
Sep 16, 2021
How much is car insurance for government employees?
I work for the Department of Transportation. Will I be able to receive any discounts on car insurance?
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Sophie Newman
Sep 16, 2021
What is government employee car insurance?
I work for the State Department. I've heard that employees of the US government can get special car insurance. Is this true?
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Sophie Newman
Sep 16, 2021
What is the best military insurance company?
I've heard friends use Geico and USAA. Who has the best rates and service?
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Sophie Newman
Sep 16, 2021
Is GEICO or USAA better for military members?
I've had buddies who use both USAA and GEICO. Is one better than the other for military discounts?
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Sophie Newman
Sep 16, 2021
How much auto insurance do I need as a US military member?
I'm an active-duty military member with insurance through USAA. However, I still feel like I'm paying too much for car insurance. What should I cut?
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Sophie Newman
Sep 16, 2021
How do I reduce car insurance rates for a first-time driver?
My daughter is a first-time driver and I need to get insurance for her. How do I find the cheapest insurance?
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Liz Jenson
Sep 21, 2021
Where can I find the cheapest insurance rate for my 17-year-old?
My 17-year-old son just started driving, and he needs insurance. Where can I get the cheapest rates in California?
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Liz Jenson
Sep 21, 2021

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