Expert Advice for Insurance Discounts

All Articles on Insurance Discounts

How Progressive’s Accident Forgiveness Actually Works
Progressive’s accident forgiveness can prevent steep car insurance rate increases that usually follow an at-fault accident. Here’s how it works.
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Melanie Krieps Mergen
How Allstate’s Accident Forgiveness Actually Works
Allstate’s optional accident forgiveness coverage waives the typical surcharge on your premium after your first at-fault accident.
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Matt Terzi
How Esurance’s Accident Forgiveness Actually Works
Accident forgiveness is not available with Esurance but you can still adjust your coverage and look for discounts to keep your premium manageable.
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Rebecca Wardell
How Much Does Defensive Driving Lower Your GEICO Insurance Costs?
GEICO defensive driving discounts vary state-to-state, but you could save up to 10% off of your premium for successfully completing a qualifying course.
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Jacqulyn Graber
Does Navy Federal Have Car Insurance?
Navy Federal doesn’t have their own car insurance, but credit union members get access to special insurance discounts from Liberty Mutual.
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Alison Daurio
How Farmers Accident Forgiveness Actually Works
Not every Farmers customer qualifies for accident forgiveness—and those that do must still pay for this perk.
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Kathryn Kurlychek
How Liberty Mutual’s Accident Forgiveness Actually Works
Liberty Mutual offers accident forgiveness as an optional endorsement for existing policyholders—see if you qualify here!
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Drew Waterstreet
How Travelers’ Accident Forgiveness Actually Works
Travelers offers accident forgiveness and minor violation forgiveness as part of their optional Responsible Driver Plan.
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Mary Cahill
Is Car Insurance Cheaper if You're Married?
Married couples usually pay cheaper car insurance rates than single drivers, but that’s not always the case.
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Macy Fouse
How USAA’s Accident Forgiveness Actually Works
USAA’s free accident forgiveness will waive the premium increase for your first at-fault accident—but you need to remain accident-free for five years to earn this perk.
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Jason Tushinski
How Safeco’s Accident Forgiveness Actually Works
Safeco’s free accident forgiveness won’t increase your premium after your first at-fault accident. Here’s how to qualify.
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Jennifer Justice
How AAA’s Accident Forgiveness Actually Works
With AAA, you can purchase accident forgiveness or earn it after five years of accident-free driving.
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Jaya Anandjit
How Erie’s Accident Forgiveness Actually Works
Erie’s free accident forgiveness won’t increase your premium after your first at-fault accident, but you aren’t eligible for the option until you’ve been their customer for three years.
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Jennifer Justice
How State Farm’s Accident Forgiveness Actually Works
State Farm doesn’t offer accident forgiveness—but that doesn’t mean that you can’t keep your rates low after an accident. Here’s how.
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R.E. Fulton
How GEICO’s Accident Forgiveness Actually Works
GEICO’s free accident forgiveness will waive the premium increase for your first at-fault accident—but you need to stay accident-free for five years to earn it.
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R.E. Fulton
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Jerry
How to Find Low-Income Car Insurance in Michigan
Michigan does not have a state-sponsored auto insurance assistance program for low-income individuals and families—click here to learn how to find cheap insurance.
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Andrew Biro
How To Find Low Income Car Insurance in Oregon
While Oregon doesn’t have any special programs for low-income drivers, you might be surprised at the price difference between different companies. Learn more here.
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Bonnie Stinson
How To Find Low Income Car Insurance in Indiana
Comparing car insurance quotes and qualifying for discounts could save low-income drivers hundreds of dollars on car insurance in Indiana.
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Christelle Agustin
How to Find Low Income Car Insurance in Colorado
Comparing car insurance quotes and qualifying for discounts could save low-income drivers hundreds of dollars on car insurance in Colorado.
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Alison Daurio
​​How to Find Low Income Car Insurance in Tennessee
Qualifying for discounts and comparing car insurance quotes can go a long way in saving low-income drivers money on Tennessee car insurance.
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Macy Fouse
​​How to Find Low-Income Car Insurance in Pennsylvania
Applying for discounts and comparing quotes from multiple insurers can help low-income drivers in Pennsylvania find affordable rates.
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Shannon Fitzgerald
How To Find Low-Income Car Insurance in New York
Discounts, comparison shopping, and improving credit ratings are ways that low-income drivers can save big on their car insurance in New York.
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Amber Reed
How To Find Low Income Car Insurance in Illinois
Illinois does not provide state services to support low-income drivers with insurance, but there are a few ways to save on your car insurance in Illinois.
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Jaya Anandjit
​​How To Find Low-Income Car Insurance in Alabama
Comparing car insurance quotes and qualifying for discounts could save low-income drivers hundreds of dollars on car insurance in Alabama.
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Jennifer Justice
How To Find Low-Income Car Insurance in Louisiana
Low-income drivers in Louisiana could save on their car insurance by getting quotes from different companies and seeing if they qualify for discounts.
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Claire Beaney
How to Find Low-Income Car Insurance in Texas
Low-income drivers in Texas won’t receive any government support for affordable car insurance, but comparing quotes is a good place to start.
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Pat Roache
How To Find Low Income Car Insurance in Oklahoma
Comparing multiple car insurance quotes is one way low-income drivers can find savings on their Oklahoma premiums. Learn more here.
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Melanie Krieps Mergen
How to Find Low Income Car Insurance in California
California offers affordable car insurance to low-income drivers. Even if you don’t qualify for the program, you can still find cheap auto insurance with Jerry.
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R.E. Fulton
Car Insurance For Disabled Drivers: How to Protect Your Rights and Save On Coverage
Disabled drivers often pay more for car insurance due to safety risks and vehicle modifications, but there are still ways to save. Here’s what you need to know.
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R.E. Fulton

All Questions on Insurance Discounts

How do you lower car insurance for young drivers?
My daughter is a year into driving, and the insurance prices are killing me. Add in, my son is going to be starting very soon and I need to lower the insurance. How can I do it?
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Will Baldwin
Will I save money with mileage-based car insurance?
Is it cheaper for me to get per mile insurance if I work from home and no longer commute?
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Shannon Martin
Does GEICO offer discounts to college students?
How can I get student discounts through GEICO? I'm going to have to purchase my own insurance policy (separate from my parents) and I'm looking at going with GEICO.
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Sophie Newman
How do I know how much interest I'm paying on a car loan?
I just signed my first car loan and while I know the interest rate, I'm not sure how much interest I'm paying per month or overall. Where can I find the amount of interest I’m paying on my car loan overall?
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Eric Schad
How can I get my car insurance rates to go down in Michigan?
I live in Michigan and my car insurance rates skyrocketed during my last renewal period. I wasn't in an accident, though, and only had one ticket. This really doesn't seem fair—how can I get my rates to go down?
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Eric Schad
How do I get car insurance with a bad driving record?
I have a history of at-fault accidents. How am I supposed to get car insurance with my bad driving record?
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Nick Kunze
How much is a ticket for not having car insurance?
How much is the fine for driving without car insurance? My friend is driving without insurance and I'm a little worried for her.
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Joshua Levy
How can I find the cheapest home insurance?
Where can I find cheap home insurance? I'm trying to save money and need to reduce my home insurance cost.
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Emily Maracle
How do you get cheap car insurance when you're under 25?
I'm 20 and pay $400 a month for car insurance. I know that younger drivers pay more. What is the best car insurance for people under 25?
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Emily Maracle
Can I get renter's insurance for free with GEICO?
I have auto insurance through GEICO, and I was shopping around on the website and found that they offer renter's insurance for $12 a month with a $20 downpayment. It says the multi-policy discount would save me $20 a month on my auto insurance, so that would basically outweigh the cost of renter's insurance, right?
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Sophie Newman
How do you reduce car insurance rates?
I live in Wisconsin. I think I’m spending too much on my car insurance. What are some ways I can make sure I’m saving money?
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Lauren Smith
How do I know if my car has an immobiliser?
I've heard I can get a discount if my car has an immobiliser, but how do I check it? Also, do I need to tell my insurance?
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Lauren Smith
What is the best way for newlyweds to save on car insurance?
We just got married and need to save as much money as possible. Are there any tips or tricks to getting a cheaper auto insurance policy?
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Shannon Martin
What's the best way to get out of an upside-down car loan?
I'm about $5,000 upside-down on my car loan, but I want to refinance. How can I get out of this situation so I can refinance my car?
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Eric Schad
How do I get affordable car insurance?
I'm looking for new car insurance, and there are so many options! How can I find affordable car insurance?
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Liz Jenson
How do I change the name on my car insurance?
Can you change your name on a car insurance policy? I got married last month and I'm in the process of changing my name on bank accounts and other similar things.
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Eric Schad
How do you get car insurance with no deposit?
I'm on a really tight budget and I'm hoping to find insurance with no deposit. Does that exist? Where should I look?
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Liz Jenson
Can I get free or almost free car insurance?
I've heard that you can get cheap or free car insurance if you demonstrate financial need. I'm a college student with a good driving record and good grades. Unfortunately, my job let me go due to the pandemic. Is there any way at all I can get free car insurance? And if so, how?
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Eric Schad
How can you make your car insurance cheaper?
I recently bought a new car, and the policy I have on my old car seemed to skyrocket. I’m really confused and pretty bummed out, especially since I’ve made sure to keep a really good driving record. What are some ways I can make my insurance cost less?
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Chloe Jenkins
Does Progressive offer a discount for teachers?
I teach middle school and I'm looking for ways to save money. I'm currently insured with Progressive; do they offer a teacher discount? What other companies offer teacher discounts?
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Emily Maracle
What do I do with my child's car insurance if she's going to school in another state?
Will I need to change my policy when my daughter moves away? We live in California and in the fall my daughter will be attending the University of Arizona. She currently drives one of our cars and is on our policy.
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Sophie Newman
Is pay per mile insurance better than standard car insurance for retirees?
Which car insurance is best for my grandmother who only drives once a week?
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Shannon Martin
Does Progressive offer a low mileage discount?
Will Progressive insurance give me a low mileage discount if I only drive about 6,000 miles per year?
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Shannon Martin
How do I pay the least interest possible on a car loan?
I'm a bit thrifty, so I'm trying to minimize how much I pay on my car loan. How do I get the lowest interest rate possible?
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Eric Schad
How do I lower my Progressive car insurance rate?
My Progressive car insurance rate went up 10% for no reason—I didn't get in an accident and I had no tickets, so I really don't know why this happened! How can I lower my rate?
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Eric Schad
How do I reduce my car insurance rates after an accident?
I was recently in an accident where I was at fault. Luckily I'm okay, but the cost of repairs hit my bank account pretty hard, and I'm looking to save money any way I can. How do I reduce my car insurance rates after an accident?
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Eric Schad
How do you get your car insurance reduced?
I'm paying $300 a month. I have two accidents on my record and my rate has been steadily increasing over the last two renewals. How can I get my car insurance reduced?
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Emily Maracle
How do I get the best quote for car insurance?
How do I get the best car insurance rates? I’m thinking of switching providers and I want to find the best quote there is. Any advice?
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Hana Sabah
What's the best car insurance for senior citizens?
I'm 74 years old. I can look for car insurance online but want to know what is the best company.
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Sophie Newman
How do I afford car insurance at 18?
I've heard car insurance for teenagers is really expensive. I need to get a car for school. How much does the average 18-year-old spend on insurance?
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Emily Maracle

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