Expert Advice for Car Insurance

All Articles on Car Insurance

What Is Dollar a Day Insurance?
Dollar a day insurance is offered for New Jersey drivers who already have Medicaid. It's limited in what it will cover however, so it's not ideal for everyone.
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Bonnie Stinson
Jun 07, 2021
Car Insurance for Low Income Drivers
There are plenty of affordable car insurance options for low income drivers and their families. States offer various programs and discounts to save you money.
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Jacoba Bood
Jun 07, 2021
Does Running a Red Light Increase your Car Insurance Rates?
Running a red light will probably increase your insurance rates, but if you're lucky, your insurance company might be able to lower the penalties.
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Jacoba Bood
Jun 10, 2021
What is a Car Lien?
A lien on a car title is legal protection given to lenders in the event you default on your loan.
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Sierra Saunders
Jun 21, 2021
The 5 Most Costly Situations That Affect Car Insurance Premiums
Car insurance goes up for many reasons, but which are the most costly for drivers? This article has the answers.
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Cheryl Knight
Sep 30, 2020
What Are Your Car Insurance Options if You Have Bad Credit?
You have more limited car insurance options if you have bad credit. Here are the ones that are available to you, as well as some tips on how to pay less for coverage.
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Jason Unrau
Nov 25, 2020
What Is a DUI? (DUI vs DWI)
DUI and DWI both generally mean driving under the influence, with DWI being a more serious offense. You may face steep premiums, fines, or a suspended license.
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Jacoba Bood
Jun 04, 2021
Types of Car Insurance: Mandatory and Optional Coverages Explained
Vehicle coverage can be stripped down or tailored to your needs. Here’s what you need to know about all the mandatory and optional types of auto insurance.
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Jason Unrau
Jun 03, 2021
How to Save With a Multi-Policy Insurance Discount
You can save money on your various insurance policies when you bundle them, including saving an average of 16% when bundling home and auto insurance.
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Cheryl Knight
Sep 24, 2020
How Children Affect Car Insurance Rates
Having children is unlikely to directly affect your car insurance rates, but indirectly it may lower your costs ... unless they are teenage drivers.
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Rochelle Miller-Hernandez
Jan 22, 2021
How Long Do Points Stay on Your Record After a Speeding Ticket?
Speeding violations gather points, which stay on record for three years. Any points result in premium hikes, and too many points results in license suspension.
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Jessica Barrett
Jun 07, 2021
Does a No Fault Accident Go On Your Record?
All accidents go on your driving record, including ones that aren’t your fault. Insurance increases vary depending on the circumstances, though.
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Bonnie Stinson
Jun 16, 2021
Stacked Vs. Unstacked Insurance
Combining policies (stacking) can be a good strategy for extending coverage, but it may not be better.
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Bonnie Stinson
Jun 21, 2021
Louisiana House Passes Ban on Handheld Phone Use While Driving
Louisiana is one step closer to banning handheld phone use while driving. What will this mean for drivers in the state?
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Andrew Koole
Jun 09, 2021
Is Elephant Car Insurance Right for You?
Elephant car insurance has been around for a little over a decade. In that short time, it has become a trusted insurance provider for many people.
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Jaclyn Victor
Jun 08, 2021
U.S. News Was Impressed With How Well Farmers Handled Car Insurance Claims
Farmers Insurance policyholders like the company’s customer service and claims handling, but it’s one of the pricier options for car insurance. U.S. News surveyed consumers to find out what they thought about Farmers.
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Daniel Rooney
Jun 01, 2021
All About AIG Century Car Insurance
AIG is one of the largest insurance companies in the world, with coverage in 130 countries and more than 88 million policyholders across the world.
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Brady Klopfer
Sep 24, 2020
Everything About a Costco Car Insurance Quote
Costco’s partner provider, American Family, has great affordability for Costco members, but they also receive complaints for unsatisfactory claims processes.
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Jacoba Bood
Jun 07, 2021
Can I Get Car Insurance With a Provisional Driver's License?
Drivers with provisional licenses have to be added to their parent’s policies or pay inflated premiums to ensure they are adequately covered.
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Jason Tushinski
Jun 17, 2021
How to Add a Teen Driver to Your Car Insurance
Adding a teenage driver to an existing car insurance policy can be as easy as contacting your insurance provider, but your rates will likely increase.
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Brady Klopfer
Sep 04, 2020
What Is a New Car Discount?
Buying a new car can get expensive. Fortunately, car insurance companies offer ways to help lower the price of your insurance, including new car discounts.
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Cheryl Knight
Oct 26, 2020
Everything About a Nationwide Car Insurance Quote
Though their average quote is higher than other providers, Nationwide offers vanishing deductibles and affordable options for drivers with low credit scores.
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Bonnie Stinson
Jun 03, 2021
How to Get Trailer Insurance
Trailers are not necessarily covered by your car insurance policy. Make sure you have insurance on your trailer before you use it.
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Mary Kurz
Dec 03, 2020
How to Cancel Grundy Classic Car Insurance
If you need to cancel your Grundy Classic Car Insurance for any reason, you have two options for making it happen.
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Elan Mcafee
Sep 02, 2020
The Top 10 Most Expensive Cars to Insure
When it comes to insurance, newer vehicles tend to cost more due to their higher cost for repairs. The most expensive car to insure is the Cadillac Escalade.
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Jessica Barrett
Jun 07, 2021
Minimum Car Insurance Required in Your State: What You Need to Know
Car insurance is required by law in most states, but the amount of coverage needed varies. Most states require bodily injury and property damage liability.
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Jacoba Bood
Jun 07, 2021
What Is Towing and Labor Coverage? Do I Need It?
To prevent unexpected costs when your vehicle breaks down, you might want to consider add towing and labour coverage to your auto insurance so that related costs are covered.
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Carol Chung
Jun 02, 2021
Does My Car Insurance Cover Having My Car Stolen?
Comprehensive car insurance coverage will usually pay for a replacement vehicle if your car is stolen, or cover the damage if your car is recovered.
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Brady Klopfer
Jan 22, 2021
How to Insure a Car With Pre-Existing Damage
Pre-existing damage makes it hard to find car insurance coverage. Repairing the damage and choosing liability-only insurance can help.
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Amber Dowler
Feb 02, 2021
Does Car Insurance Cover Rust Damage?
Rust damage typically isn’t covered by car insurance because it is almost always the result of normal wear and tear.
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Jason Tushinski
Jun 09, 2021

All Questions on Car Insurance

What do I do if someone hit my car and fled the scene?
"What can I do if someone rear ended me then sped off? We agreed to move to a different spot, but they left. I got their license plate, but the number isn't associated with the vehicle they were driving. I wasn't able to call the police until later since I didn't have my phone with me."
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Emily Maracle
Jun 21, 2021
How long does it take AAA to respond to roadside assistance calls?
"I'm looking at roadside assistance memberships and AAA looks good. I'm just worried about their response times. How long does it take AAA to respond to a call?"
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Eric Schad
Jun 21, 2021
Do car insurance companies offer liability insurance for cars being restored in New York?
I purchased a fixer-upper that I'm planning on restoring. The only time it's going to be on the road until the restoration is when I transport it on a flatbed. Do I need liability insurance? Or do any companies offer liability insurance on car restorations?
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Eric Schad
Apr 28, 2021
Do I need different car insurance to deliver food?
I got into an accident on a food delivery and the police said that both drivers are at fault for the accident. My car insurance said I might not be covered because I was on a delivery. Is that true?
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Shannon Martin
Apr 13, 2021
Why is an insurance company listed as a title holder?
I am purchasing a used vehicle from a dealership. When I used Carfax the title was held by an insurance company. Why would an insurance company own the vehicle?
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Emily Maracle
Jun 14, 2021
What type of car insurance should I get?
I'm trying to decide on what type of insurance to get on my car. Is there something I'm missing with regard to the different types of insurance?
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Eric Schad
Apr 13, 2021
Where do I get car insurance as a delivery driver?
I want to start working for DoorDash or a similar delivery company to make some extra income. Where can I find insurance for my car while I'm working?
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Carol Chung
Apr 28, 2021
What should I do if my car insurance company gives me the runaround after I file a claim?
I was in a no-fault accident. When I called my insurer to file a claim, they told me they needed the police report first. I got the report and sent it in two weeks later due to some clerical errors by the police. After calling my insurer several times, I still haven't heard a definitive answer on the status of my claim.
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Eric Schad
Apr 22, 2021
What is PIP and how does it work in Minnesota?
I want to get new car insurance after getting into an accident. I don't really understand how personal injury protection works. Do I need to add it to my new policy?
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Emily Maracle
Apr 30, 2021
Who pays less for car insurance, and what can I take away from their life circumstances and decisions to secure the cheapest rates for myself?
Who pays the least for car insurance? Is there anything I can do to be like them and also pay less?
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Tessa Szakacs
Mar 12, 2021
Do I really need higher liability coverage when I am trying to save money on my policy?
I am currently with State Farm, but I feel like I am paying too much money for insurance. I have a quote from The General and it is so much lower! My State Farm policy has limits of 100/300/50 and The General has 25/50/25, but does that matter?
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Shannon Martin
May 06, 2021
"Is it possible to get a car loan with low income of $800 to $1,000 a month? "
"I am 19 and I have an excellent credit score. I make money by doing odd jobs for my neighbors. The work has been consistent for the last two years and I usually make $800 to $1,000 per month. Could I get a car loan? "
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Johnny Puckett
Apr 26, 2021
How much car insurance should I get on a cheap old beater in Florida?
I just bought a cheap car from my friend, and it's my first car. What type of coverage should I get in Florida?
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Eric Schad
Apr 23, 2021
What are Florida's minimum car insurance requirements?
I am about to get my first car in Florida and I know the car insurance rates are really high here. What kind of insurance do I need to drive legally?
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Shannon Martin
May 05, 2021
What will happen to an uninsured motorist after a multi-car accident?
"I was in a multiple-vehicle accident and an uninsured, unlicensed driver was at fault. Everyone besides the at-fault driver had insurance. What's going to happen to the uninsured driver? Are they going to be penalized? I don't think it's fair that they can cause all this damage and not have to pay for any of it."
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Emily Maracle
May 10, 2021
Should I get state-minimum coverage for car insurance in California?
I'm looking to get car insurance in California, but I don't want to spend too much. Should I get state-minimum liability coverage?
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Eric Schad
Apr 22, 2021
What is a Texas temporary liability insurance card?
I just moved to Texas and I was given this card by my insurance company. I'm worried about the "temporary" part. I purchased insurance, so I should be covered, right?
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Sophie Newman
Jun 16, 2021
Which cars are more expensive to insure?
I am a new driver and am trying to decide on a new car. I am looking at a 2001 Pontiac Firebird and a 2003 Ford Taurus. Will the insurance on the Firebird be really expensive compared to the Ford?
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Shannon Martin
Apr 13, 2021
Do insurance companies pay for a rental car through Hertz if my car was damaged in an accident?
My car is being worked on after an accident. Will my insurance company provide me with another vehicle to drive in the meantime? I've had good experience with rentals through Hertz.
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Sophie Newman
May 24, 2021
When renting a car, is it really necessary to buy auto insurance?
I'm planning to rent a car during a trip out of town. Do I need to buy auto insurance?
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Jessica Bartolucci
Mar 12, 2021
Why can't I add collision coverage and uninsured motorist property damage to my policy?
My insurance only allows me to add one or the other. I've always had collision coverage, but is it more beneficial to have uninsured motorist property damage?
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Emily Maracle
May 10, 2021
What should my aunt do if she doesn't have gap insurance and her car was totaled?
My aunt recently got into a not-at-fault accident. Her car is totaled and she doesn't have gap insurance. She owes $13,000 on her loan and her vehicle is only worth $7,000. What should she do?
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Emily Maracle
May 03, 2021
Do I need gap insurance for a new 2020 Nissan Maxima?
I didn't need to put any money down at signing and my loan term is for 72 months. I'm being offered an affordable price for gap insurance. Do I need to add it?
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Emily Maracle
May 03, 2021
How do I know what type of liability coverage to choose for a $6,000 car?
I just paid cash for a car ($6,000) and now I need to get insurance before I register it. What type of liability coverage do I need?
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Eric Schad
May 04, 2021
"Will I get enough cash from my claim to help me buy my next car?" "
My 2018 Ford Mustang was just totaled in an accident. I have gap coverage, so I know the bank will pay off the rest of my loan. But I don't have anything saved up for a new down payment for my next car. Will there be anything left over to use as a down payment?
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Shannon Martin
Apr 30, 2021
Where can I get liability insurance to cover me with a rental from Getaround?
Because I'm under 25, I can't get a traditional car rental. Instead, I have to go through Getaround. Getaround has state-minimum insurance, but I want more coverage. Where can I find liability insurance to cover me?
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Eric Schad
May 04, 2021
Can I buy car insurance before purchasing a car?
I'm going to buy a new Toyota, but not for another month or so. Can I get the insurance beforehand?
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Alexah Grinnell
Feb 25, 2021
How much money will the insurance company pay out for my totaled vehicle?
My Ford Edge has been deemed a total loss after it was hit by a motorist who was texting and driving. How much money can I expect from the insurance company? Will they offer book value or take certain factors into consideration, like the hardship of being without a vehicle?
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Alexah Grinnell
Feb 22, 2021
Will I pay more for car insurance if I buy a second vehicle?
My wife used to be able to take the train to work, but she recently got a new job that she'll need to drive to. Is my auto insurance rate going to go up if we buy a second car? (We already have one car, but I use it.)
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Jackie Whalen
Mar 12, 2021
I haven't had an active insurance policy for the past seven years after having several car accidents. Will it be hard to find good coverage?
I had terrible luck and was involved in several accidents about seven years ago. Due to the cost of insurance and car payments, I decided to get rid of my car. Now that I have good credit and can afford a car again, I learned not having insurance all this time will hurt me. Is that true?
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Shannon Martin
Apr 29, 2021

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