Expert Advice for Car Insurance

All Articles on Car Insurance

A Must-Do Phoenix to Utah Road Trip
Outdoors enthusiasts will relish in the natural landscapes of Arizona and Utah on this nature-centric road trip.
avatar
Olivia Rose
Sep 13, 2021
What Is Dollar a Day Insurance?
Dollar a day insurance is offered for New Jersey drivers who already have Medicaid. It's limited in what it will cover however, so it's not ideal for everyone.
avatar
Bonnie Stinson
Jun 07, 2021
Car Insurance for Low Income Drivers
There are plenty of affordable car insurance options for low income drivers and their families. States offer various programs and discounts to save you money.
avatar
Jacoba Bood
Jun 07, 2021
Does Running a Red Light Increase your Car Insurance Rates?
Running a red light will probably increase your insurance rates, but if you're lucky, your insurance company might be able to lower the penalties.
avatar
Jacoba Bood
Aug 26, 2021
What is a Car Lien?
A lien on a car title is legal protection given to lenders in the event you default on your loan.
avatar
Sierra Saunders
Jun 21, 2021
The 5 Most Costly Situations That Affect Car Insurance Premiums
Car insurance goes up for many reasons, but which are the most costly for drivers? This article has the answers.
avatar
Cheryl Knight
Sep 30, 2020
What Are Your Car Insurance Options if You Have Bad Credit?
You have more limited car insurance options if you have bad credit. Here are the ones that are available to you, as well as some tips on how to pay less for coverage.
avatar
Jason Unrau
Nov 25, 2020
What Is a DUI? (DUI vs DWI)
DUI and DWI both generally mean driving under the influence, with DWI being a more serious offense. You may face steep premiums, fines, or a suspended license.
avatar
Jacoba Bood
Jun 04, 2021
Car Seat Laws in Arkansas
Car seat laws in Arkansas apply to kids up to the age of 15 and recommend that drivers follow the American Academy of Pediatrics guidelines.
avatar
Michelle Ballestrasse
Sep 21, 2021
Is the Car Industry Advancing Faster Than the Insurance Industry?
The car industry is evolving fast, and car insurance is having a hard time keeping up.
avatar
Alexandra Maloney
Sep 11, 2021
Types of Car Insurance: Mandatory and Optional Coverages Explained
Vehicle coverage can be stripped down or tailored to your needs. Here’s what you need to know about all the mandatory and optional types of auto insurance.
avatar
Jason Unrau
Sep 16, 2021
Artificial Intelligence Is Dramatically Changing Car Insurance Claims Lawsuits
Artificial intelligence is changing the way car insurance claims lawsuits are settled. Is this good news for claimants?
avatar
Alex Healey
Aug 15, 2021
How to Save With a Multi-Policy Insurance Discount
You can save money on your various insurance policies when you bundle them, including saving an average of 16% when bundling home and auto insurance.
avatar
Cheryl Knight
Sep 24, 2020
Lemon Laws in New Mexico
New Mexico’s lemon laws apply to cars less than a year old or used vehicles within the first 15 days of ownership.
avatar
Tom Hindle
Jul 21, 2021
Why Insured Oklahoma Drivers Are Being Told They Don’t Have Car Insurance
Some Oklahoma drivers are receiving notices for being uninsured even though they have car insurance.
avatar
Lisa Steuer McArdle
Jul 15, 2021
How to Choose the Best Car Insurance Deductible
You’ll want to consider the value of your car and your driving risk when choosing your deductible.
avatar
Michelle Ballestrasse
Jul 05, 2021
San Diego to Sedona Road Trip
Take your pick from dunes, rivers, and ancient indigenous architecture. Here are the best stops on the seven-hour San Diego to Sedona road trip. Let’s go!
avatar
Bonnie Stinson
Sep 15, 2021
How Children Affect Car Insurance Rates
Having children is unlikely to directly affect your car insurance rates, but indirectly it may lower your costs ... unless they are teenage drivers.
avatar
Rochelle Miller-Hernandez
Jan 22, 2021
How Long Do Points Stay on Your Record After a Speeding Ticket?
Speeding violations gather points, which stay on record for three years. Any points result in premium hikes, and too many points results in license suspension.
avatar
Jessica Barrett
Jun 07, 2021
Does a No Fault Accident Go On Your Record?
All accidents go on your driving record, including ones that aren’t your fault. Insurance increases vary depending on the circumstances, though.
avatar
Bonnie Stinson
Jun 16, 2021
Stacked Vs. Unstacked Insurance
Combining policies (stacking) can be a good strategy for extending coverage, but it may not be better.
avatar
Bonnie Stinson
Jul 26, 2021
Louisiana House Passes Ban on Handheld Phone Use While Driving
Louisiana is one step closer to banning handheld phone use while driving. What will this mean for drivers in the state?
avatar
Andrew Koole
Jun 09, 2021
Lemon Laws in New Jersey
New Jersey has lemon laws for both new and used cars to protect drivers from defective vehicles.
avatar
Jason Tushinski
Jul 22, 2021
Winter Tires vs. All-Season Tires
While all-season tires work well for climates with little snow or ice, you’ll need winter tires for places with harsh winter weather or cold temperatures.
avatar
Melanie Reiff
Aug 24, 2021
Best Road Trips In Illinois
Visit Chicago, charming small towns, and wondrous natural surroundings on road trips through Illinois.
avatar
Jason Tushinski
Sep 09, 2021
Is Elephant Car Insurance Right for You?
Elephant car insurance has been around for a little over a decade. In that short time, it has become a trusted insurance provider for many people.
avatar
Jaclyn Victor
Jun 08, 2021
U.S. News Was Impressed With How Well Farmers Handled Car Insurance Claims
Farmers Insurance policyholders like the company’s customer service and claims handling, but it’s one of the pricier options for car insurance. U.S. News surveyed consumers to find out what they thought about Farmers.
avatar
Daniel Rooney
Jun 01, 2021
Lemon Laws in Arizona
Drivers in Arizona can claim lemon law rights if their car is less than two years old or has fewer than 24,000 miles and has a defect impacting use or safety.
avatar
Tom Hindle
Jul 19, 2021
All About AIG Century Car Insurance
AIG is one of the largest insurance companies in the world, with coverage in 130 countries and more than 88 million policyholders across the world.
avatar
Brady Klopfer
Sep 24, 2020
Costco Car Insurance Quotes: Everything You Need to Know
Costco’s partner car insurance provider, American Family, has great affordability and rates. Read this report on Costco car insurance to learn more.
avatar
Jacoba Bood
Sep 20, 2021

All Questions on Car Insurance

What do I do if someone hit my car and fled the scene?
"What can I do if someone rear ended me then sped off? We agreed to move to a different spot, but they left. I got their license plate, but the number isn't associated with the vehicle they were driving. I wasn't able to call the police until later since I didn't have my phone with me."
avatar
Emily Maracle
Jun 21, 2021
How long does it take AAA to respond to roadside assistance calls?
"I'm looking at roadside assistance memberships and AAA looks good. I'm just worried about their response times. How long does it take AAA to respond to a call?"
avatar
Eric Schad
Jun 21, 2021
Do car insurance companies offer liability insurance for cars being restored in New York?
I purchased a fixer-upper that I'm planning on restoring. The only time it's going to be on the road until the restoration is when I transport it on a flatbed. Do I need liability insurance? Or do any companies offer liability insurance on car restorations?
avatar
Eric Schad
Apr 28, 2021
Do I need different car insurance to deliver food?
I got into an accident on a food delivery and the police said that both drivers are at fault for the accident. My car insurance said I might not be covered because I was on a delivery. Is that true?
avatar
Shannon Martin
Apr 13, 2021
Why is an insurance company listed as a title holder?
"I am purchasing a used vehicle from a dealership. When I used Carfax the title was held by an insurance company. Why would an insurance company own the vehicle?"
avatar
Emily Maracle
Jul 27, 2021
When do you need to file a police report in Alabama?
I recently was in an accident and I'm not sure if I need to file a police report. My car was damaged and I also had to go to the hospital for minor injuries. Do I need to file a report?
avatar
Emily Maracle
Aug 18, 2021
What type of car insurance should I get?
I'm trying to decide on what type of insurance to get on my car. Is there something I'm missing with regard to the different types of insurance?
avatar
Eric Schad
Apr 13, 2021
Can you buy international car insurance?
I'm going overseas for a year. I'll be taking my car and will need insurance. Is there any kind of international insurance I can buy to ensure that my car is covered?
avatar
Emily Maracle
Sep 10, 2021
Where do I get car insurance as a delivery driver?
I want to start working for DoorDash or a similar delivery company to make some extra income. Where can I find insurance for my car while I'm working?
avatar
Carol Chung
Apr 28, 2021
If my car is totaled, how does USAA determine the actual cash value of my vehicle?
How does USAA determine the actual cash value of a vehicle? My car was totaled by another driver, but I have full coverage through USAA. I've heard that USAA will give me the cash value of my vehicle, but then I'm still on the hook for any remaining balance on my loan.
avatar
Eric Schad
Jul 16, 2021
What should I do if my car insurance company gives me the runaround after I file a claim?
I was in a no-fault accident. When I called my insurer to file a claim, they told me they needed the police report first. I got the report and sent it in two weeks later due to some clerical errors by the police. After calling my insurer several times, I still haven't heard a definitive answer on the status of my claim.
avatar
Eric Schad
Apr 22, 2021
What is PIP and how does it work in Minnesota?
I want to get new car insurance after getting into an accident. I don't really understand how personal injury protection works. Do I need to add it to my new policy?
avatar
Emily Maracle
Apr 30, 2021
Who pays less for car insurance, and what can I take away from their life circumstances and decisions to secure the cheapest rates for myself?
Who pays the least for car insurance? Is there anything I can do to be like them and also pay less?
avatar
Tessa Szakacs
Mar 12, 2021
Does a liability car insurance policy from the General cover towing?
I have a liability car insurance policy through the General, but I'm not sure if it will cover me if I break down. Does this policy cover towing?
avatar
Eric Schad
Jul 21, 2021
Do I really need higher liability coverage when I am trying to save money on my policy?
I am currently with State Farm, but I feel like I am paying too much money for insurance. I have a quote from The General and it is so much lower! My State Farm policy has limits of 100/300/50 and The General has 25/50/25, but does that matter?
avatar
Shannon Martin
May 06, 2021
"Is it possible to get a car loan with low income of $800 to $1,000 a month? "
"I am 19 and I have an excellent credit score. I make money by doing odd jobs for my neighbors. The work has been consistent for the last two years and I usually make $800 to $1,000 per month. Could I get a car loan? "
avatar
Johnny Puckett
Apr 26, 2021
What is dollar a day insurance and can I purchase it in New Jersey?
I've heard of dollar a day insurance to help cover medical payments. What is it and how do I qualify?
avatar
Sophie Newman
Jul 22, 2021
How much car insurance should I get on a cheap old beater in Florida?
I just bought a cheap car from my friend, and it's my first car. What type of coverage should I get in Florida?
avatar
Eric Schad
Apr 23, 2021
What are Florida's minimum car insurance requirements?
What car insurance required by law in Florida? I’m new to the state and looking into purchasing car insurance. I know car insurance rates are really high here and there are so many different types. I’m clueless about where to start.
avatar
Shannon Martin
Sep 09, 2021
What will happen to an uninsured motorist after a multi-car accident?
"I was in a multiple-vehicle accident and an uninsured, unlicensed driver was at fault. Everyone besides the at-fault driver had insurance. What's going to happen to the uninsured driver? Are they going to be penalized? I don't think it's fair that they can cause all this damage and not have to pay for any of it."
avatar
Emily Maracle
May 10, 2021
Should I get state-minimum coverage for car insurance in California?
I'm looking to get car insurance in California, but I don't want to spend too much. Should I get state-minimum liability coverage?
avatar
Eric Schad
Apr 22, 2021
What is a Texas temporary liability insurance card?
"I just moved to Texas and I was given this card by my insurance company. I'm worried about the "temporary" part. I purchased insurance, so I should be covered, right?"
avatar
Sophie Newman
Jul 27, 2021
Which cars are more expensive to insure?
I am a new driver and am trying to decide on a new car. I am looking at a 2001 Pontiac Firebird and a 2003 Ford Taurus. Will the insurance on the Firebird be really expensive compared to the Ford?
avatar
Shannon Martin
Apr 13, 2021
Do insurance companies pay for a rental car through Hertz if my car was damaged in an accident?
My car is being worked on after an accident. Will my insurance company provide me with another vehicle to drive in the meantime? I've had good experience with rentals through Hertz.
avatar
Sophie Newman
May 24, 2021
When renting a car, is it really necessary to buy auto insurance?
I'm planning to rent a car during a trip out of town. Do I need to buy auto insurance?
avatar
Jessica Bartolucci
Mar 12, 2021
Why can't I add collision coverage and uninsured motorist property damage to my policy?
My insurance only allows me to add one or the other. I've always had collision coverage, but is it more beneficial to have uninsured motorist property damage?
avatar
Emily Maracle
May 10, 2021
What should my aunt do if she doesn't have gap insurance and her car was totaled?
My aunt recently got into a not-at-fault accident. Her car is totaled and she doesn't have gap insurance. She owes $13,000 on her loan and her vehicle is only worth $7,000. What should she do?
avatar
Emily Maracle
May 03, 2021
How do I get car insurance with a bad driving record?
I have a history of at-fault accidents. How am I supposed to get car insurance with my bad driving record?
avatar
Rachel Juillerat
Sep 21, 2021
Do I need gap insurance for a new 2020 Nissan Maxima?
I didn't need to put any money down at signing and my loan term is for 72 months. I'm being offered an affordable price for gap insurance. Do I need to add it?
avatar
Emily Maracle
May 03, 2021
Will USAA car insurance pay for a car rental?
Will USAA pay for a car rental? My car was recently hit by another driver and needs extensive repairs. USAA told me it isn't totaled, but I need to get around somehow while the car is in the shop.
avatar
Eric Schad
Jul 16, 2021

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free