What is the minimum requirement for personal injury protection in Oregon?

How much PIP coverage does Oregon require? I'm moving from South Dakota to Oregon. and I'll need to change my coverages.

Answer provided by
Emily Maracle
Answered on Jul 07, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“In Oregon, all drivers are required to carry $15,000 in personal injury protection coverage. This is in addition to the other state minimum car insurance requirements.
Apart from PIP, South Dakota and Oregon have similar insurance requirements. While there are a variety of factors that go into insurance rates, you ideally won’t see too much of an increase if you choose to keep the same coverages.
If your insurance does increase significantly when you move, you could look into carrying liability car insurance only or shopping around. While you may have had a good rate with your current insurance carrier in South Dakota, you may be able to find a better rate with someone else in Oregon.
You can compare rates with several carriers using the online shopping tool Jerry. Jerry will help to determine which company will provide you with the best rate for the coverage you require.”

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