Best cheap car insurance quotes in Cle Elum
All Cle Elum drivers must purchase minimum coverage car insurance for liability to the amount of 25/50/10. This is
Washington state’s minimum for car insurance requirements and it applies to all drivers in the state.
This minimum coverage includes property damage liability and bodily injury liability coverage. While you’ll get the cheapest rate by opting for minimal coverage, it doesn’t give you much protection in the event of an accident. Cle Elum drivers should choose full coverage to cover repair costs for their own vehicles.
Cheap minimum liability insurance quotes in Cle Elum
Let’s take a closer look at the required
liability auto insurance coverage for Cle Elum drivers:
Remember, these are the bare minimum levels of liability coverage. Every Cle Elum driver needs to meet—or exceed—these thresholds for liability coverage.
Jerry has helped a lot of Cle Elum drivers find affordable liability coverage—see the table below for real prices.
Cle Elum, WA (Zip Code: 98922)
Do you need more than minimum coverage in Cle Elum?
Choosing 25/50/10 coverage won't break any laws, but higher limits provide better protection for Cle Elum drivers who get into an accident.
Imagine the costs involved after a major crash: medical expenses, car replacement fees, and potential lawsuits that could amount to hundreds of thousands of dollars. Your minimum coverage may not cover all these expenses, leaving you financially liable.
Ultimately, Cle Elum drivers should get as much liability coverage as they can afford—especially because the added protection may not be as costly as you think.
The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.
Cheap full coverage car insurance quotes in Cle Elum
Full coverage is the only way to cover yourself and your vehicle. Liability coverage only protects you from lawsuits if someone else sues you for damages when you cause an accident.
A full coverage policy in Cle Elum includes
Collision coverage: If you get into a collision—with a mailbox or another vehicle—this coverage will pay for the damage.
Comprehensive coverage: If your vehicle suffers non-collision damage—like dents from hail , vandalism, or theft—this coverage will kick in.
Be aware that you might be required to have
full coverage if you own a financed vehicle. Lenders wish to protect their investment, so they often require this extra coverage. Check with your lender before you start shopping for insurance.
Take a look at real sample costs for full coverage insurance policies in Cle Elum.
|Insurance Coverage||Insurance Company||Premium (monthly)||Customer||Car|
• 50,000/100,000 Liability
• Comp / Collision
|Toyota 4runner SR5|
Last Updated Sep 22, 2023
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