Expert Advice for Personal Injury Protection

All Articles on Personal Injury Protection

SR-22 in Michigan: What You Need to Know
SR-22 insurance in Michigan provides high-risk drivers with proof that they carry the minimum liability insurance required by the state.
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Jen Janechek
Aug 11, 2021
SR-22 in Georgia: What You Need to Know
SR-22 insurance in Georgia certifies that high-risk drivers carry the state-required minimum liability insurance.
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Jen Janechek
Aug 11, 2021
SR-22 in Ohio: What You Need to Know
SR-22 insurance provides high-risk Ohio drivers with legal proof that they carry the minimum liability insurance.
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Jen Janechek
Aug 11, 2021
SR-22 in Illinois: What You Need to Know
Illinois drivers with serious convictions must carry SR-22 insurance, which confirms their policy meets the state’s minimum liability requirements.
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Jen Janechek
Aug 11, 2021
SR-22 in Florida: What You Need to Know
High-risk Florida drivers must obtain an SR-22 or FR-44 certificate to prove that their auto insurance policy meets the state’s minimum liability requirements.
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Jen Janechek
Aug 11, 2021
Does Car Insurance Cover Funeral Expenses?
If the unthinkable happens and someone is killed as the result of a car accident, the responsibility for funeral costs depends on the state where the accident occurred.
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Cheryl Knight
Nov 18, 2020
What Are No-Fault Medical Payments?
If you live in a no-fault state, it’s important that you know about personal injury protection coverage and no-fault medical payments.
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Cheryl Knight
Nov 09, 2020
How Do Personal Injury Claims Affect Car Insurance Rates?
People fear a personal injury claim on their car insurance will increase rates, but that's not always the case. Here's what you need to know.
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Rochelle Miller-Hernandez
Oct 30, 2020
What Is a No-Fault State?
If you live in or plan on traveling to a no-fault state, there are a few important things to know about car insurance and filing a claim.
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Cheryl Knight
May 05, 2021
All About Auto Medical Payments (MedPay) Car Insurance
Medical Payments coverage, also known as MedPay, helps pay for medical and funeral expenses in the event of a car accident.
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Cheryl Knight
Nov 23, 2020
Who Pays For Lost Income If You're in a Car Accident and Cannot Work
You’ve been hurt in a car accident and can’t earn a living. To recoup lost income, you’re going to need Personal Injury Protection.
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Jason Unrau
Feb 11, 2021
What Is Personal Injury Protection (PIP)?
If you live in a no-fault state, PIP coverage helps pay your medical bills, lost wages, and related expenses after an accident. Read this article about PIP coverage to learn more.
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Cheryl Knight
Sep 21, 2021

All Questions on Personal Injury Protection

Does renters insurance cover job loss?
Is there a renter's policy that will cover my monthly rent in case I am laid off or get sick? I finally found another job after my company shut down due to Covid. I had a hard few months and never want to go through something like that again.
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Shannon Martin
Jul 26, 2021
Can someone still sue me if I have car insurance?
Does my insurance provide any legal protection? I live in Oklahoma and I'm wondering if someone could still take me to court if I have car insurance in an accident.
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Sophie Newman
Jul 20, 2021
What's the difference between property damage and personal injury protection?
Do both property and personal injury coverage protect me in an accident? Both are required in Maryland, but I don't know what the difference is.
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Emily Maracle
Jul 08, 2021
What does it mean when personal injury protection is primary coverage?
Is it better to have PIP as secondary coverage? My car insurance is asking about my health insurance. It's giving me an option to make it secondary coverage, but I'm not sure what that means.
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Emily Maracle
Jul 07, 2021
Do I need to sign a PIP waiver with my insurance?
Am I required to sign a PIP waiver if I'm refusing PIP coverage for myself and my family? My insurance is requesting it, but I'm not sure what that means.
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Emily Maracle
Jul 07, 2021
What PIP coverage are you required to carry in North Dakota?
What is the minimum amount of coverage I can carry? I have health insurance, but I know we're required to carry PIP.
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Emily Maracle
Jul 07, 2021
Who is covered by personal injury protection when it's on a car insurance policy?
My parents are the named insured and I'm an additional driver–would I still be covered by their PIP? I'm on a policy with my parents. Would it cover anyone in the car with us as well?
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Emily Maracle
Jul 07, 2021
Who is required to carry personal injury protection in Minnesota?
Is there any reason why you wouldn't qualify for PIP coverage?
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Emily Maracle
Jul 07, 2021
What is the minimum requirement for personal injury protection in Oregon?
How much PIP coverage does Oregon require? I'm moving from South Dakota to Oregon. and I'll need to change my coverages.
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Emily Maracle
Jul 07, 2021
Does PIP coverage have a time limit?
Does PIP last as long as I have an insurance policy? Is there a time limit on submitting claims?
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Emily Maracle
Jul 07, 2021
How can I tell the difference between medical payments coverage and personal injury protection?
What's the difference between MedPay and PIP? My car insurance offers both, but they seem like they cover the same thing.
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Emily Maracle
Jul 06, 2021
Where is PIP required?
What states require PIP?
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Emily Maracle
Jul 06, 2021
What does unlimited PIP coverage mean?
Does unlimited PIP cover anything more than normal PIP? I'm reviewing my policy options before renewal and noticed that my insurance offers unlimited PIP. What does this mean?
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Emily Maracle
Jul 06, 2021
Can I refuse PIP coverage in Kentucky?
Can I remove personal insurance protection? I'm a new driver and the quotes I've been getting are super expensive. I want the bare minimum coverage since I have an old vehicle.
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Emily Maracle
Jul 06, 2021
Does PIP coverage vary depending on your car insurance carrier?
Will I have the same PIP benefits and coverages or does it change with every carrier? I live in New Jersey and I'm thinking of switching car insurance carriers.
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Emily Maracle
Jul 06, 2021
Does my PIP insurance cover another driver?
Will my PIP insurance cover the other driver's injuries? I was in an accident and at fault.
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Emily Maracle
Jul 06, 2021
Does PIP cover hospital bills?
Will PIP cover my hospital bill? I have a $5,000 hospital bill from when I was injured in a car accident. I have $10,000 in PIP coverage.
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Emily Maracle
Jul 06, 2021
How is PIP paid out?
Is PIP paid out on a per person or per accident basis? My friend and I were injured in an accident. We both have $10,000 in medical bills. I have $15,000 in PIP coverage.
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Emily Maracle
Jul 06, 2021
What is the benefit of unlimited PIP coverage?
Is unlimited PIP worth the extra cost? My car insurance policy offers an option for unlimited personal injury protection coverage. I have a good health insurance plan.
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Emily Maracle
Jul 06, 2021
Can you exhaust your PIP limits?
What would happen if my medical expenses are more expensive than my PIP coverage? I have $15,000 in PIP coverage. Would I not be able to submit another claim in the future?
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Emily Maracle
Jul 06, 2021
How do PIP claims impact your insurance?
Will my rate increase if I submit a PIP claim? I was injured in an accident and was told to submit a personal injury protection claim for my medical expenses. How will this affect my insurance?
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Emily Maracle
Jul 06, 2021
When would you submit a PIP claim?
If all drivers are required to carry bodily injury liability, when would you need to submit a PIP claim?
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Emily Maracle
Jul 06, 2021
Do I have to pay back any money I receive after a claim?
My insurance paid out a PIP claim after I was injured in an at-fault accident. Do I have to pay them back?
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Emily Maracle
Jul 06, 2021
Can my PIP pay for transportation to doctor's appointments in Kansas?
Would my PIP cover transportation if my car is too damaged to drive to doctor's appointments? My car was severely damaged in an accident. I have to take alternative transportation to my doctor's appointments.
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Emily Maracle
Jul 06, 2021
Can my insurance rate increase if I submit a PIP claim?
Do personal injury protection rates increase with claims? I know your insurance rate can increase if you submit a claim.
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Emily Maracle
Jul 06, 2021
How much personal injury protection do I need in Delaware?
What's a good amount to add to my policy? I was told I needed personal injury protection on my car insurance policy, but I'm not sure how much coverage I need.
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Emily Maracle
Jul 06, 2021
What's the difference between bodily injury liability and personal injury protection in Florida?
Do I need both bodily injury and personal injury on my car insurance? Do they cover the same thing?
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Emily Maracle
Jul 06, 2021
What doesn't personal injury protection cover?
What won't PIP cover? I know that it covers medical expenses, lost wages, and funeral costs for you and your passengers.
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Emily Maracle
Jul 06, 2021
What does personal injury protection cover in Pennsylvania?
Why is personal injury protection required in Pennsylvania? I'm confused about what personal injury protection does.
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Emily Maracle
Jul 06, 2021
Do I need personal injury protection in Utah?
What does personal injury cover? I have health insurance, do I still have to have it on my policy?
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Emily Maracle
Jul 06, 2021

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