Expert Advice for State Insurance Minimums

All Questions on State Insurance Minimums

Is carrying the state-minimum liability limits in Mississippi a bad idea?
"I live in Mississippi and have been carrying state-minimum car insurance for a while now. I was speaking with an insurance agent and he really freaked me out! He said that I could be sued and wouldn't have enough coverage to protect myself. Is this true?"
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Shannon Martin
May 14, 2021
What insurance coverage should I have for my motorcycle in Pennsylvania?
I'm wondering what insurance limits I should carry for my motorcycle and how to find the most affordable rate.
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Emily Maracle
Apr 30, 2021
Was getting this non owners car insurance policy really a good idea?
I live in Seattle and rent cars frequently. Rather than getting the rental car coverage, I bought a non owners policy with Progressive. It meets all the state liability requirements, but now I have buyer's remorse. Did I get enough coverage?
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Shannon Martin
Apr 29, 2021
How much should I expect to pay for car insurance in Westchester, New York?
I just moved to Westchester from NYC, and I'm hoping that car insurance is a bit cheaper. How much should I expect to pay for car insurance?
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Eric Schad
Apr 28, 2021
How can my cousin get cheap insurance for a truck that is only driven once a month?
My cousin lives in Vermont, and she has a truck that is only driven once a month to the dump and back (maybe 250 miles a year). What is the cheapest way to insure the truck? We just want the truck to be legal; she's not looking for full coverage.
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Shannon Martin
Apr 26, 2021
Should I only get state-minimum liability if I drive a 2009 Honda Accord in Indiana?
I just bought a 2009 Honda Accord. I was thinking of just getting state-minimum liability insurance because I'm a great driver. Should I opt for this coverage if I live in Indiana?
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Eric Schad
Apr 23, 2021
Should I drop my liability insurance to the minimum state coverage in Pennsylvania?
I'm a student with limited income in Pennsylvania. I had full coverage on my vehicle, but I want to cut expenses. Should I drop my coverage to the legal minimum?
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Eric Schad
Apr 23, 2021
How much will my liability insurance pay if I have state-minimum coverage in Georgia?
I hit a car and totaled it, but it was only worth $3,000. However, the other driver has $45,000 in medical bills. Will my Georgia state-minimum liability insurance cover me?
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Eric Schad
Apr 23, 2021
What are the auto insurance minimums in Mississippi?
How much coverage do I need to drive legally?
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Carol Chung
Apr 23, 2021
How much car insurance do I need in Alabama?
I know I'm legally required to have insurance, but what's the right amount?
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Carol Chung
Apr 23, 2021
Is getting state-minimum insurance as a driver in San Francisco a smart move?
I'm an 18-year-old woman in San Francisco and I need to get car insurance. I'm pretty sure I can only afford the state minimum. Is minimum insurance enough coverage?
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Eric Schad
Apr 22, 2021
Why is my USAA insurance so cheap compared to other insurance companies for minimum coverage?
I'm 21 and live in Tennessee. I was told to shop around for car insurance, so I did. After getting some quotes, USAA's rate was about half of the price offered by any other insurance company. Why is USAA so cheap?
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Eric Schad
Apr 22, 2021
Do I need more than state-minimum liability in Georgia for my 2011 Highlander?
I lost my job due to COVID-19 and wanted to lower my car insurance to the state minimum. My agent told me that this coverage isn't really adequate, especially if I don't have much packed away in savings. What insurance should I get?
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Eric Schad
Apr 22, 2021
What are Florida's minimum car insurance requirements?
I am about to get my first car in Florida and I know the car insurance rates are really high here. What kind of insurance do I need to drive legally?
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Shannon Martin
May 05, 2021
As an out-of-state college student, where do I get car insurance?
I have Nevada car insurance, but I’m moving to California for college. I’ll return to Nevada when school's out. Where am I supposed to get insurance?
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Savannah Grabek
Mar 12, 2021
What's the minimum level of car insurance I need in Texas?
I want to spend as little money on car insurance as possible. I drive a cheap, older car and I don't care about fixing little dents here and there. What's the minimum level of insurance I need in Texas?
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Savannah Grabek
Mar 12, 2021
I'm a New York resident and I'm about to buy my first car. How much car insurance coverage do I need in New York?
I live in upstate New York and I'm 22 years old. I'm about to buy my first car and I want to be totally above board and legal. How much car insurance do I need?
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Savannah Grabek
Mar 12, 2021
Is car insurance mandatory in every state?
Do I need auto insurance no matter where I move in the U.S.?
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Alexah Grinnell
Mar 12, 2021

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