Expert Advice for State Insurance Minimums

All Articles on State Insurance Minimums

Does State Farm Have Gap Insurance?
State Farm doesn’t have gap insurance, but State Farm Bank auto loan customers get automatic Payoff Protection benefits with the same function.
avatar
R.E. Fulton
2003 Toyota Corolla Engine Oil Capacity
A 2003 Toyota Corolla has an engine oil capacity of 4.4 quarts. Find out what else you need to know to complete an oil change at home.
avatar
Amber Reed
Standard Car Insurance
Depending on your state, standard auto insurance includes basic liability coverage and possibly PIP, MedPay, and UM/UIM insurance.
avatar
Shannon Fitzgerald
Can You Get Arrested for Driving Without Car Insurance?
Drivers caught without insurance can face jail time since it’s a misdemeanor in most states. However, it depends on the circumstances.
avatar
Pat Roache
Uninsured Motorist Coverage in South Dakota: Do You Need It?
South Dakota requires drivers to carry uninsured motorist coverage before hitting the road.
avatar
Sarah Williams
Uninsured Motorist Coverage in Alaska: Do You Need It?
Uninsured motorist coverage is not legally required in Alaska—but driving without it is risky!
avatar
Sarah Williams
Uninsured Motorist Coverage in Wisconsin: What You Need To Know
If you're driving in Wisconsin, you’re required to carry uninsured motorist coverage.
avatar
Jasmine Kanter
Uninsured Motorist Coverage in Louisiana: Do You Need It?
Louisiana doesn’t require drivers to carry uninsured motorist coverage, but it's a wise idea with nearly 14% of drivers uninsured.
avatar
Andrea Barrett
Uninsured Motorist Coverage in Kentucky: Do You Need It?
Kentucky doesn’t legally require drivers to carry uninsured motorist coverage, but that doesn’t mean you don’t need it.
avatar
Sarah Gray
Uninsured Motorist Coverage in North Carolina: Do You Need It?
Uninsured motorist coverage is part of North Carolina’s required legal minimum car insurance coverage.
avatar
Amber Reed
Uninsured Motorist Coverage in Massachusetts: Do You Need It?
The amount of required uninsured motorist coverage is low—should you get extra to protect yourself after an accident? Here are the pros and cons.
avatar
Cassandra Hamilton
Uninsured Motorist Coverage in West Virginia: Do You Need It?
West Virginia drivers must have uninsured motorist coverage as part of their minimum insurance requirements. Learn more here.
avatar
Rob Shapiro
Do You Need Uninsured Motorist Coverage in Kansas?
All Kansas drivers must have uninsured motorist coverage—along with liability coverages and personal injury protection.
avatar
Macy Fouse
Uninsured Motorist Coverage in Connecticut: Do You Need It?
Connecticut traffic law requires drivers to have uninsured/underinsured motorist coverage in addition to a liability insurance policy.
avatar
Mary Cahill
Uninsured Motorist Coverage in Oregon: Do You Need It?
Uninsured motorist coverage is a legal requirement in the state of Oregon.
avatar
Amber Reed
Uninsured Motorist Coverage in Minnesota: Do You Need It?
Uninsured motorist coverage is a legal requirement for all Minnesota drivers.
avatar
Ethan Moser
Uninsured Motorist Coverage in Illinois: Do You Need It?
Illinois drivers are required by law to have uninsured and underinsured motorist coverage. Learn more here.
avatar
Rob Shapiro
Uninsured Motorist Coverage in New Jersey: Do You Need It?
New Jersey requires drivers to hold a certain amount of uninsured motorist coverage—here’s how that will benefit you.
avatar
Jacqulyn Graber
Uninsured Motorist Coverage in Texas: Do You Need It?
Uninsured motorist coverage might not be a legal requirement in Texas, but driving without it puts you at potential risk on the road.
avatar
Mariza Morin
Uninsured Motorist Coverage in New York: Do You Need It?
New York requires that all car insurance policies include uninsured motorist coverage, but underinsured motorist coverage is optional!
avatar
Jacqulyn Graber
Uninsured Motorist Coverage in Indiana: Do You Need It?
Uninsured motorist coverage is legally required in the state of Indiana, but it’s a good idea to have this type of insurance coverage regardless.
avatar
Liz Jenson
Uninsured Motorist Coverage in Colorado: Do You Need It?
Uninsured motorist coverage might not be a legal requirement in Colorado—but driving without it is seriously risky business.
avatar
Alison Daurio
How to Complete a DMV Change of Address in Hawaii
To complete a change of address in Hawaii, visit your county’s Motor Vehicle Licensing office in person or apply by mail, fax, or email.
avatar
Mariza Morin
How to Complete a DMV Change of Address in Idaho
To complete a change of address at the Idaho Division of Motor Vehicles, you can go in person, fill out a form online, or apply by mail.
avatar
Mariza Morin
How to Complete a DMV Change of Address in Connecticut
To change your DMV address in Connecticut, you can visit a local branch or complete a form online or by mail.
avatar
Sophie Boka
SR-22s in Hawaii: What You Need to Know
Hawaii will require SR-22 insurance for at least 3 years after a driver is convicted of a serious driving offense, or had their license suspended.
avatar
Tom Hindle
SR-22 in Alaska: What You Need to Know
Drivers in Alaska with accidents and major violations on their record are required to carry an SR-22 certificate for at least three years.
avatar
Matt Terzi
What Is a No-Fault State?
If you live in or plan on moving to a no-fault state, there are a few important things to know about car insurance and filing a claim.
avatar
Cheryl Knight
Is Car Insurance Required?
Yes, car insurance is mandatory in the U.S.—but the regulations are different from state to state. Here’s what your state requires.
avatar
Jacoba Bood
SR-22 in Wyoming: What You Need to Know
Drivers will need to obtain an SR-22 in Wyoming if they’ve been convicted of a serious vehicular crime.
avatar
Matt Terzi

All Questions on State Insurance Minimums

What are Florida's minimum car insurance requirements?
What car insurance required by law in Florida? I’m new to the state and looking into purchasing car insurance. I know car insurance rates are really high here and there are so many different types. I’m clueless about where to start.
avatar
Shannon Martin
What is a Texas temporary liability insurance card?
"I just moved to Texas and I was given this card by my insurance company. I'm worried about the "temporary" part. I purchased insurance, so I should be covered, right?"
avatar
Sophie Newman
How much is a ticket for not having car insurance?
How much is the fine for driving without car insurance? My friend is driving without insurance and I'm a little worried for her.
avatar
Joshua Levy
Who is required to carry personal injury protection in Minnesota?
Is there any reason why you wouldn't qualify for PIP coverage?
avatar
Emily Maracle
Do you legally have to have car insurance?
Do drivers legally have to have car insurance? I want to know if drivers are required to have car insurance and what happens if I don’t have it.
avatar
Matthew Macgugan
Is carrying the state-minimum liability limits in Mississippi a bad idea?
"I live in Mississippi and have been carrying state-minimum car insurance for a while now. I was speaking with an insurance agent and he really freaked me out! He said that I could be sued and wouldn't have enough coverage to protect myself. Is this true?"
avatar
Shannon Martin
What is the minimum car insurance requirement for Alaska?
Does Alaska have car insurance minimums? I'm moving to Juneau soon and I want to make sure I have the right amount of coverage.
avatar
Rachel Juillerat
What is the minimum requirement for personal injury protection in Oregon?
How much PIP coverage does Oregon require? I'm moving from South Dakota to Oregon. and I'll need to change my coverages.
avatar
Emily Maracle
Is mandatory car insurance unconstitutional?
Is mandatory car insurance law unconstitutional? I feel like the government is forcing me to purchase a product.
avatar
Matthew Macgugan
What is the minimum car insurance requirement for Hawaii?
What's the minimum amount of car insurance I need in Hawaii? I've lived here my whole life and have never really thought about the state's insurance requirements before.
avatar
Sophie Newman
Do I need more than state-minimum liability in Georgia for my 2011 Highlander?
I lost my job due to COVID-19 and wanted to lower my car insurance to the state minimum. My agent told me that this coverage isn't really adequate, especially if I don't have much packed away in savings. What insurance should I get?
avatar
Eric Schad
How does your address affect your car insurance?
Does your address affect your car insurance premium? I'm getting ready to move, and I want to know how my new location will change my insurance rate.
avatar
Liz Jenson
Can I reject medical payments coverage?
Am I required to have medical payments coverage as well? I live in Nebraska and have health insurance.
avatar
Emily Maracle
How do I insure a car in Massachusetts?
I just moved from Louisiana to Massachusetts. How do I insure my car here?
avatar
Matthew Macgugan
How can I change my car insurance to another state?
Hi! I'm moving from New Jersey to California next month. Can you walk me through how to change my car insurance to another state?
avatar
Matthew Macgugan
Do I need to sign a PIP waiver with my insurance?
Am I required to sign a PIP waiver if I'm refusing PIP coverage for myself and my family? My insurance is requesting it, but I'm not sure what that means.
avatar
Emily Maracle
What is the minimum car insurance required in Arkansas?
How much car insurance does Arkansas require? I'm a college student looking for ways to save money. Help!
avatar
Rachel Juillerat
Is it illegal to drive without insurance in Maryland?
Can I drive if I don’t have car insurance in Maryland or will I get into trouble? Car insurance is really expensive, but I need my car so that I can go to work and run errands. What would happen if I drove without insurance?
avatar
Liz Jenson
How much is ATV insurance?
How much will ATV insurance cost me per year? It isn't required in my state and I only plan on driving it around the farm. I was thinking about getting some but I am not sure if it would even be helpful.
avatar
Shannon Martin
Who qualifies for dollar a day insurance in New Jersey?
Who qualifies for SAIP? I just learned that it's possible to buy insurance for a dollar a day in NJ.
avatar
Sophie Newman
What is the minimum car insurance requirement for Maryland?
What's the minimum amount of car insurance required in Maryland? I'm a single dad and want to make sure I have the right amount of coverage while also saving money.
avatar
Rachel Juillerat
Are there any states that do not require auto insurance?
Is auto insurance or another form of financial responsibility required in all 50 states? I'm moving to a new state and want to know if the insurance laws will change.
avatar
Matthew Macgugan
Why is my policy with The General low but the price from all the other insurance companies so high?
"I just moved to Florida and started getting insurance prices for my car. I have tried every insurance company I could think of and the prices here are crazy high! Then The General quoted me a really low policy, so low that I am a little nervous. Why would a policy with them be price so differently?"
avatar
Shannon Martin
Is car insurance mandatory in every state?
Do I need auto insurance no matter where I move in the U.S.?
avatar
Alexah Grinnell
Are you legally required to have car insurance in Virginia?
I'm moving to Virginia and I need to buy a car for the first time for my new job there. I lived in the city and used public transportation and Uber before. My friend told me I don't need to worry about car insurance in Virginia. Is that true?
avatar
Alexah Grinnell
What car insurance do I need in Tennessee?
What insurance is required in Tennessee? I'm financing my first car and I'm not sure what car insurance I need.
avatar
Emily Maracle
How important is it to have car insurance?
I don't have insurance currently and I've never been pulled over. I also haven't been in accident. Is it really that important to have insurance?
avatar
Emily Maracle
What type of car insurance should I choose for a Ford Fiesta?
"How do I select a policy and broker for my new Ford? I'm looking into buying a new car, but I'm a first-time buyer and I don't know anything about insurance."
avatar
Sophie Newman
What are some disadvantages to not having full coverage for my Nissan Sentra?
"Is state minimum required insurance enough? I've heard people talk about full coverage, but I only have the state minimum requirements for my vehicle."
avatar
Sophie Newman
Should I only get state-minimum liability if I drive a 2009 Honda Accord in Indiana?
I just bought a 2009 Honda Accord. I was thinking of just getting state-minimum liability insurance because I'm a great driver. Should I opt for this coverage if I live in Indiana?
avatar
Eric Schad

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free