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Penalties for driving without insurance in Oregon
If you are an uninsured driver in Oregon and are caught by law enforcement, you could face a $265 presumptive fine (with additional fines of $135-$1,000 in court), registration and license suspension, possible vehicle impoundment, a $75 for a reinstatement fee that needs to be paid at the DMV, and proof of insurance compliance for three years following.
FAQs
Is car insurance mandatory in Oregon?
Yes, you must have car insurance to drive a vehicle in the state of Oregon.
What auto insurance is required by law in Oregon?
The minimum liability limits for insurance coverage in Oregon are $25,000 in bodily injury coverage per person, $50,000 per accident, and $20,000 in property damage coverage. This coverage is required in order to drive a vehicle in Oregon.
Can someone drive my car if they are not on my insurance in Oregon?
If you have a friend or family member who borrows your car every once in a while, they do not need to be named on your policy. However, if someone you know is a regular driver in your car, you will want to add them as a regular but occasional driver to your policy.