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What are some cheap car insurance companies for first-time drivers under 20?

I'm a first-time driver and I didn't realize how expensive car insurance is. Are there any insurance companies that are cheaper for new drivers?

avatar
Emily Richey · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Unfortunately, car insurance for young drivers is universally expensive. That being said,
Progressive
and
GEICO
typically offer cheaper rates for first-time drivers.
There are several factors at play in determining your rates, including where you live, what kind of car you drive, your driving record, and the amount of coverage you’re looking for. But your age stands out—drivers under 25 are statistically more likely to get into accidents and file claims.
There are ways for you to lower your premium until you gain more driving experience. You can take a defensive driving course or show proof of good grades to qualify for discounts.”
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