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Does Kemper offer motorcycle insurance?

I just purchased a motorcycle. My car has Kemper auto insurance, but does Kemper also offer motorcycle insurance?

avatar
Jacqulyn Graber · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes—in addition to standard auto insurance, Kemper offers policies for motorcycles, ATVs, RVs, boats, and other personal valuables.
In 48 of the 50 states, you’re legally required to purchase liability insurance for your motorcycle. Of course, state minimums vary, but a Kemper insurance agent should be able to help you find a policy that works for you.
In addition to
liability car insurance
, Kemper offers
collision insurance
,
comprehensive insurance
, accessory coverage (to protect things like sidecars, custom electronic devices, etc.), and uninsured motorist coverage.
How much your motorcycle insurance actually costs depends on a variety of factors, from the bike itself to your individual owner profile. For example, bikes that are newer, smaller, and faster will cost more to insure since they’re more expensive to repair and at a higher risk for accidents. Older models, on the other hand, will have less horsepower and result in lower insurance rates.
If you want to lower your insurance rates, the best thing you can do is take charge of your driving record. A
clean driving record
free of traffic violations and accidents signals to providers that you are a low-risk driver. This can earn you a
safe driver discount
, among other
car insurance discounts
that can lower your insurance payments.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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