Expert Advice for Types of Insurance
All Articles on Types of Insurance
Does Progressive Offer New Car Replacement Insurance?
Progressive doesn’t offer new car replacement insurance, but you have other options for coverage.
Bellina Gaskey
What Is Liberty Mutual New Car Replacement Insurance?
If your brand-new vehicle gets totaled, Liberty Mutual’s new car replacement insurance can help you buy a new one.
Melanie Krieps Mergen
What Is Allstate New Car Replacement Insurance?
Allstate’s new car replacement insurance will cover the full purchase price of a new vehicle if your own is totaled—if it’s two years old or newer.
Melanie Krieps Mergen
What Is Full Glass Coverage—and Is It Worth It?
Full glass coverage can help pay for a damaged windshield or other auto glass without needing a deductible first, often for several dollars a month.
Melanie Krieps Mergen
Do You Need Motorcycle Insurance in California?
California requires motorists to carry minimum amounts of liability coverage to register and ride their bikes in the state. Learn more here!
Pat Roache
Auto Detailing Insurance
Though not legally required, you should consider auto detailing insurance for your car detailing shop to protect your business, employees, and customers.
Mariza Morin
Does GEICO have temporary car insurance?
GEICO doesn’t sell temporary car insurance policies, but you can get short-term coverage by purchasing a six-month policy and canceling early.
Alison Daurio
Everything You Need to Know about Progressive Temporary Car Insurance
Although Progressive does not offer temporary car insurance per se, there are other options available for short-term coverage. Here are the details!
Brittni Brinn
Does State Farm Offer Temporary Car Insurance?
State Farm does not offer temporary car insurance—but you can cancel your policy when you no longer need it.
Jacqulyn Graber
What Is Stacked Uninsured Motorist Coverage in Florida?
Florida stacked uninsured motorist coverage can combine your policy limits from different vehicles to increase your coverage. Here’s what to know.
Melanie Krieps Mergen
Do You Need Rental Car Insurance in Hawaii?
Depending on what your personal auto policy already includes, you may not need additional rental car insurance in Hawaii. Here are the details!
Brittni Brinn
Does Progressive Have Parked Car Insurance?
While Progressive doesn’t offer dedicated coverage for a parked car, a comprehensive-only policy will protect your stored car from damage.
Kaitlin May
Everything You Need to Know About GEICO Parked Car Insurance
GEICO is an excellent choice if you’re looking for cheap insurance for a parked or stored vehicle. Here are the details!
Brittni Brinn
If My Car Breaks Down, Will Insurance Cover a Rental?
Car insurance may cover the cost of a rental if your insured vehicle suffers a covered loss. If it’s in the shop for other reasons, you’re responsible for the bill.
Sarah Gray
What Does Visa Rental Car Insurance Cover?
Eligible Visa credit cards offer rental car insurance coverage as a benefit, which can help pay for covered damages up to the rental vehicle’s value.
Melanie Krieps Mergen
Can You Add Rental Car Insurance After a Car Accident?
Adding rental car insurance after a car accident won’t do much to help—and it may not even be the coverage you’re thinking of. Click here to learn more!
Pat Roache
Capital One Gap Insurance
Capital One offers Guaranteed Asset Protection (or “gap” insurance) to protect you if your car is totaled or stolen. Click here to learn more!
Jacqulyn Graber
When Does Gap Insurance Not Pay?
Gap insurance does not pay for car damages if your vehicle is not deemed a total loss or if you have not kept up on your payments.
Jacqulyn Graber
Standard vs. Non-Standard Car Insurance
While standard car insurance targets low-risk drivers, non-standard car insurance is aimed at drivers with a history of at-fault accidents or traffic violations.
Alison Daurio
Does Gap Insurance Cover Theft?
Gap insurance doesn’t cover theft, but it will cover the difference between the cash value and the amount owing on your car if it’s totaled in an accident.
Andrea Barrett
How Much Does Gap Insurance Cost Per Month?
Gap insurance can cost anywhere from $3 a month to $60 a month, depending on a handful of factors. Learn the key to cheaper gap insurance here.
Macy Fouse
Uninsured Motorist Coverage in Wisconsin: What You Need To Know
If you're driving in Wisconsin, you’re required to carry uninsured motorist coverage.
Jasmine Kanter
What Is the Difference Between Collision and Comprehensive Insurance?
What is the difference between collision and comprehensive insurance? We’ve got answers. (Hint: it’s all in how your car gets damaged.)
R.E. Fulton
How to Get Temporary Car Insurance in California
Car insurance policies in California last 6 or 12 months. Flexible coverage options include a non-owner policy, rental car insurance, or being added to someone’s policy.
Bellina Gaskey
Classic Car Insurance in New York
In New York, classic cars 25 years old and older are eligible for collector car insurance.
Bellina Gaskey
How Sleet, Hail, and Freezing Rain Can Affect Your Drive
Sleet can be a nuisance, hail can act like projectiles and be very dangerous, while freezing rain turns roads to ice and can make for treacherous driving.
Jason Tushinski
Rental Car Insurance, Explained
Rental car insurance may be unnecessary if you have car insurance. Read this rental insurance guide to find out when you should buy rental car insurance.
Jacoba Bood
Is Car Insurance Required?
Yes, car insurance is mandatory in the U.S.—but the regulations are different from state to state. Here’s what your state requires.
Jacoba Bood
What Is Collision Insurance? Do You Need It?
Collision insurance protects you financially if you’re involved in a collision with another vehicle or object. Read this guide to learn more.
Jason Unrau
Types of Car Insurance: Mandatory and Optional Coverages
Liability insurance is mandatory in almost all states. Optional coverages include collision insurance, comprehensive insurance, and uninsured motorist coverage.
Jason Unrau
All Questions on Types of Insurance
What do I do if someone hit my car and fled the scene?
"What can I do if someone rear ended me then sped off? We agreed to move to a different spot, but they left. I got their license plate, but the number isn't associated with the vehicle they were driving. I wasn't able to call the police until later since I didn't have my phone with me."
Emily Maracle
How do you pay off your car loan early?
I took out my car loan years ago, and now I have a much better-paying job. I’ve been thinking about paying off the loan. Can I pay off the rest of my car loan early? If so, how?
Jack Walsh
Can you buy international car insurance?
I'm going overseas for a year. I'll be taking my car and will need insurance. Is there any kind of international insurance I can buy to ensure that my car is covered?
Emily Maracle
Do I need full coverage on a 2005 Subaru Impreza?
"Do I need full coverage on an older vehicle? I'm 22 and don't have a great driving record. I've been accident free for a 1 year, but my insurance is still expensive. For full coverage, I'd be paying $400 a month. For liability only, I'd only be paying $250."
Emily Maracle
How do I put insurance on a car?
I know pretty much nothing about cars, or car ownership. How do I put insurance on a car?
Nick Kunze
What type of car insurance do I need for fall?
Do I need to change my car insurance with the seasons? The weather is finally cooling down and I'm wondering if I need to adjust my car insurance coverage. Is there a specific kind of insurance I should be carrying going into fall?
Emily Maracle
What is dollar a day insurance and can I purchase it in New Jersey?
I've heard of dollar a day insurance to help cover medical payments. What is it and how do I qualify?
Sophie Newman
How can I check on my car insurance?
I traded in my car on a whim last week, and the dealership helped me update my policy. It all happened so fast that I don’t really know what coverage I have. How can I check on my car insurance?
Shannon Martin
Can you insure a remodeled van?
How would I go about insuring a remodeled van? I converted an old van into a living space. The problem is it's hard to classify since it's not officially an RV, but it's not a regular van either. Which companies will even offer me insurance?
Sophie Newman
Does home insurance cover lost jewelry?
After coming home from vacation, we found out we were robbed. The sad thing is, I left my wedding ring at home because I didn’t want to lose it on our trip, and now it’s gone anyway. Does home insurance cover lost jewelry?
Melanie Mergen
Do I need insurance for my pumpkin patch?
I own a farm in Pennsylvania and we’ve been growing pumpkins for years. This year, we want to open it to the public. Do we need to get some sort of insurance to do so?
Chloe Jenkins
Do I need comprehensive insurance?
Do I need to keep comprehensive coverage on my car I paid off? I've never had an accident and would like to save some money.
Emily Maracle
How can I find cheap car insurance as a student?
I'm in college and need to get car insurance. I was previously on my parents' insurance. I've looked into a few carries and rates seem pretty expensive. How can I find cheap car insurance?
Emily Maracle
How do you get insurance for a rental car business?
I'm starting a rental car business. What kind of insurance will I need and where can I get it?
Emily Maracle
If my car won't start after a snowstorm, can I call State Farm insurance to help?
"I'm not sure if my insurance will cover whatever's wrong, but I'm wondering if calling them will help. I don't have full coverage."
Sophie Newman
Do you legally have to have car insurance?
Do drivers legally have to have car insurance? I want to know if drivers are required to have car insurance and what happens if I don’t have it.
Matthew Macgugan
Does a business have to pay for damages if their property hits your car?
"A sign from a store hit my car during a windstorm. I was parked in the store's parking lot. I complained to the store and they said they aren't liable. How can I make them pay?"
Emily Maracle
How can I distinguish between comprehensive and collision insurance?
"What is the difference between comprehensive and collision insurance? I drive an F-150 and live in Arizona."
Sophie Newman
What do I do if I get into a not at-fault accident?
"Do I need to inform my insurance if I filed a claim with the other person's? I was in a multi-vehicle accident and the at-fault driver was arrested at the scene. I have medical bills and need to get a rental car as well. What should I do next?"
Emily Maracle
What should I do if I was involved in a wreck in Utah and the other driver doesn't have insurance?
"It was not my fault and I have the other driver's details. When I called their insurance company, they told me the person's insurance has expired. What are my options?"
Sophie Newman
Why is car insurance more expensive for an international student?
I have been getting car insurance quotes from different companies and my rates are really high. All of my other friends who are from the US pay way less. Why are rates higher for international students?
Emily Maracle
How do I get insurance for a second hand car?
My mother is getting a new car and said she’d give me her old one. How do I get insurance for a used car?
Lauren Smith
What is the difference between a warranty and maintenance?
I've heard the words warranty and maintenance thrown around regularly. What's the difference between the two?
Eric Schad
What is the most dangerous time of year to drive?
I thought winter was always the most dangerous time to drive, but my friend says I'm wrong. What’s the most dangerous driving season?
Emily Maracle
What is better to have, comprehensive or collision?
Is it better to have comprehensive or collision? I don't really want to pay for both.
Emily Maracle
How do you get a car under your business?
I’m trying to buy a car under my business name because we need some mode of transportation for goods and services. It would be a regular car for delivering items to clients. We’d use our personal car, but we need it for family matters. How do I buy a commercial vehicle?
Hana Sabah
Do I need medical payments coverage if I have liability and uninsured motorist coverage on my van?
I have bodily injury on my policy as well as uninsured motorist coverage. What would medical payments cover that bodily injury and uninsured motorist wouldn't?
Emily Maracle
What's the difference between replacement cost and actual cash value in a homeowners policy?
"I’m applying for homeowners insurance and all the different coverage options and terminology are making my head spin. Can you tell me how actual cash value differs from replacement cost?
"
Jackie Whalen
What parts will my insurance cover?
My car’s bumper, fenders, hood, and headlights were all damaged in a crash. Will my insurance cover repairs/replacement for all these parts?
Jessica Bartolucci
How do I find good car insurance?
I am moving away from home for the first time and need to get my own car insurance right? How do I find good car insurance?
Lauren Smith
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