Expert Advice for Types Of Insurance

All Articles on Types Of Insurance

Now Is the Right Time To Try Pay-per-Mile Car Insurance
For many people, there's no better time than now to try pay-per-mile car insurance. What are the benefits of this new type of car insurance and how can you try it for yourself?
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Jason Crosby
Jun 08, 2021
4 Weirdest Things People Have Actually Insured
Everybody knows about the common types of insurance for things like a car or house. However, some people to extreme lengths to protect some downright weird stuff.
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Lisa Steuer McArdle
Jun 08, 2021
Data on the Most Stolen Car Reveals Ways To Prevent Auto Theft
Stolen car data help to reveal a lot of useful information on how to best protect your vehicle. What are the easiest steps you can take?
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Jane Lu
Jun 08, 2021
Pay-Per-Mile Insurance Only Makes Sense For Certain Types of Drivers
Pay-per-mile insurance makes sense if you fall into this group of drivers. The pandemic has made usage-based insurance especially attractive. Should you make the switch?
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Lisa Steuer McArdle
Jun 08, 2021
5 Tips for Avoiding Having Your Car Insurance Claim Denied
Submitting a car insurance claim is almost never a fun process. Having an insurance claim denied only makes the process more frustrating.
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Andrew Koole
Jun 07, 2021
Don't Expect Car Insurance Companies To Pay For Routine Repairs
Even routine car care can get expensive. But when these repair bills start to add up, you shouldn't be expecting your car insurance to pick up the bill.
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Jane Lu
Apr 29, 2021
Auto Insurance Agents Might Become a Thing Of the Past
The days of having the same local car insurance agent for life are probably over. So what does the new face of car insurance look like?
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Lindsey Hopkins
Apr 30, 2021
Victim of Horrific Car Crash Was Lucky To Have a Rock-Solid Insurance Policy
A serious car accident can leave you with some serious medical bills. For one man, these medical bills could have been a lot worse.
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Lisa Steuer McArdle
Apr 30, 2021
A Shady Car Insurance Fraud Ring Might Have Just Been Busted
An alleged car insurance fraud ring was recently busted in North Dakota. Most people don’t realize these crimes have an unfortunate cascading impact on every other driver.
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Lisa Steuer McArdle
Apr 30, 2021
Freak Tennis Ball-Sized Hail in Alabama Caused a Car Insurance Nightmare
After getting slammed with tennis ball-sized hail, Alabama residents are finding themselves trapped in a car insurance nightmare. What are the steps you can take to avoid this nightmare?
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Chasity Sharla
Apr 30, 2021
Rental Car Insurance: How Does it Work?
Rental car insurance may be unnecessary if you have car insurance. It’s still a good idea to check with your provider and be prepared to buy rental coverage.
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Jacoba Bood
Jun 07, 2021
Minimum Car Insurance Required in Your State: What You Need to Know
Car insurance is required by law in most states, but the amount of coverage needed varies. Most states require bodily injury and property damage liability.
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Jacoba Bood
Jun 07, 2021

All Questions on Types Of Insurance

If my friend is giving me her Ford Escape, can I keep it without driving it and not pay insurance?
I'm interested in the car, but I can't afford to pay insurance right now. Can I keep the vehicle registered under my name and wait until I can afford the extra cost? I live in Texas.
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Sophie Newman
Jun 16, 2021
Will comprehensive insurance cover a small leak that's forming in the roof of my convertible?
The roof has worn down over time and now it's tearing at the top. Will my comprehensive insurance cover this? If not, what are my options?
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Sophie Newman
Jun 16, 2021
Why is car insurance required in most states but not emergency gear like spare tires?
If car insurance is supposed to protect you in the case of an accident, why are other emergency preparedness features not considered mandatory? It seems like they both fall under the category of "in need of emergency."
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Sophie Newman
Jun 16, 2021
What will my insurance cover in an accident if I have coverages of $25,000/$50,000/$25,000?
"I got into an at-fault accident that caused damages to two cars. Someone was also injured. The damages to both vehicles were $20,000 and the person's medical bills were $26,000. What will my insurance cover?"
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Emily Maracle
Jun 16, 2021
How much would my insurance reimburse me for locksmith charges?
I called a locksmith to get into my vehicle and it cost $120. Would my insurance cover any of it?
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Emily Maracle
Jun 16, 2021
How much insurance should I carry on my 2007 Toyota Highlander?
I currently carry the state minimums in California. I own a house, but don't have any other assets. Should I raise my coverage limits? Is there a better amount to carry?
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Emily Maracle
Jun 16, 2021
If I register a car that my boyfriend's driving under my name, will it impact me?
My boyfriend has a bad driving record and I'm thinking I can register his car for him. I'm worried about the consequences if he gets pulled over. Will I get in trouble?
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Sophie Newman
Jun 15, 2021
How will my first accident as a teenage driver in Idaho affect my insurance rates?
I wasn't paying attention when I backed out of a parking space and I hit someone's car. There wasn't much damage to either of our cars, but I gave the other driver my insurance information. What can I expect to happen now in terms of my rates and how will this whole insurance process work?
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Sophie Newman
Jun 15, 2021
Do insurance companies cover hit-and-run accidents?
I have uninsured motorist coverage, would this cover hit and runs? Would I be covered in any vehicle or just my own?
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Emily Maracle
Jun 15, 2021
Do I need to pay my deductible if I'm not at fault?
I was not at fault in an accident. Do I still need to pay my deductible? Will the at-fault driver's insurance pay it for me?
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Emily Maracle
Jun 15, 2021
What happens if my boyfriend used my car and wrecked it?
My boyfriend borrowed my car and got into an accident. I have full coverage, but his license is suspended. Will my insurance cover the damage?
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Emily Maracle
Jun 15, 2021
Why won't my car insurance pay for a cracked windshield?
I have full coverage and thought comprehensive covered cracked windshields. My insurance company is saying I need to pay my deductible of $500 first. Why won't they cover it?
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Emily Maracle
Jun 14, 2021
Where can I find cheap car insurance in Minnesota?
I'm 25 and looking to switch car insurance companies. I currently pay $200 for full coverage. How can I get cheaper insurance?
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Emily Maracle
Jun 14, 2021
What kind of insurance do you need to flip cars?
My friends and I are going to start flipping cars. Is there a particular type of coverage we need?
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Emily Maracle
Jun 11, 2021
Can you add a temporary driver to a Safeco policy?
I'm planning on borrowing my parent's car for a few days and want to know if I can be added as a temporary driver on their policy. I don't have car insurance so I want to make sure I'm covered if there's an accident.
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Emily Maracle
Jun 09, 2021
Do I need to be on my sister's insurance to drive her car?
"My sister lives at home and recently got her own insurance policy for her car. My parents also have their own policy. I just started driving and my sister said I could borrow her car if I needed to. She doesn't want to put me on her insurance because it'll raise her rates. Can I still drive her car?"
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Emily Maracle
Jun 09, 2021
What should I do if I'm borrowing a car that doesn't have any insurance?
My aunt said I could borrow her car for as long as I need to. However, she doesn't have car insurance on it. What can I do to protect myself if I get into an accident or get pulled over?
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Emily Maracle
Jun 09, 2021
How much car insurance do I need as a safe, 55-year-old male driver?
In the 30-plus years I've been driving, I've never been in an accident or gotten a ticket. How much car insurance do I really need?
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Emily Richey
May 31, 2021
Who will pay for my medical bills after I was injured in a friend's car?
"I was in a car accident with my friend. I was the passenger and they were at fault. How will my medical bills be paid? Would my health insurance need to go after my friend's car insurance, or do I need a lawyer?"
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Emily Maracle
May 20, 2021
What does comprehensive insurance cover?
Does it provide coverage if I hit another vehicle, if my vehicle is damaged in a hit-and-run, or if an uninsured motorist hits me? If i'm injured, would it cover my medical expenses?
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Emily Maracle
May 19, 2021
What kind of insurance coverage should I get for a motorcycle like a Kawasaki?
I'm considering getting medical payments and bodily injury. I think I'm going to skip uninsured motorist coverage and just have higher medical payments coverage.
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Emily Maracle
May 18, 2021
Do I need medical payments coverage if I have liability and uninsured motorist coverage on my van?
I have bodily injury on my policy as well as uninsured motorist coverage. What would medical payments cover that bodily injury and uninsured motorist wouldn't?
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Emily Maracle
May 18, 2021
Is it necessary to have PIP, medical payments, and uninsured motorist coverage on my policy for my Hyundai Palisade?
I have all three on my current auto policy. I don't really know what they cover and if it's necessary that I have all of them. I don't have health insurance, if that matters.
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Emily Maracle
May 18, 2021
What is the difference between PIP and medical payments coverage?
"I was in an accident and want to go to urgent care. I live in New Jersey and have personal injury protection, but not medical payments coverage. I also have health insurance. What does personal injury protection cover? Do I need medical payments coverage to have my urgent-care visit covered?"
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Emily Maracle
May 18, 2021
Do I need personal injury protection on a personal watercraft policy?
"I declined personal injury protection on my auto policy, but I'm looking to also add a personal watercraft policy. It looks like personal injury protection is offered at a higher amount, so I'm wondering if I need it. I have good health insurance and anyone riding on it would also have health insurance. If I need it, how much coverage should I get? "
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Emily Maracle
May 18, 2021
Why do I need medical payments coverage if I have bodily injury and uninsured motorist coverage?
It seems like an unnecessary coverage since I already have both bodily injury and uninsured motorist coverage. Wouldn't it cover the same things as these?
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Emily Maracle
May 18, 2021
What type of insurance do you need if you are running a car wash?
I want to start a car wash business. I'm assuming I'll need liability insurance, but I'm not sure what other coverage I'll need.
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Emily Maracle
May 07, 2021
What type of coverage is and isn't important on auto insurance policies?
My husband and I live in North Dakota and are buying our first car. We will be going with USAA and are planning on getting bodily injury limits of $100,000/$300,000 and a property damage limit of $100,000. Are there any other types of coverage that we should add or avoid?
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Emily Maracle
Apr 30, 2021
What do all the different types of car insurance packages mean?
I'm buying car insurance for the first time and I have no idea what to buy. I drive a 2008 Nissan Xterra that has no money owed on it. What insurance do I need and what does all of it mean?
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Eric Schad
Apr 28, 2021
What type of insurance coverage should I get for a 2014 Honda CBR500R motorcycle?
I just bought a 2014 Honda CBR500R motorcycle, but I'm not sure what insurance policy to get. I'm a new rider, so I'm worried about damage to my bike or medical bills if I cause an accident.
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Eric Schad
Apr 28, 2021

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