If you’re looking for a cost-effective, flexible way to get behind the wheel of a new Volkswagen, leasing is a great option. Before you sign off on an agreement, it’s essential to know how to maximize your finances for your leased Volkswagen.

While financing is a popular choice for new car seekers, it’s not without its disadvantages. If you’re a driver who wants the opportunity to experience a new car every few years, doesn’t pack on a lot of mileage, or loathes maintenance costs—leasing can be an ideal route to take.

While opting for a lease will spare you high monthly payments, it comes with some limitations. Your payments will be attributed to the convenience of leasing as opposed to the

actual value

of the car you’ll be driving.

Still not sure if you’re sold on leasing a Volkswagen? The car super app

Jerry

is here to demystify the leasing process and present you will all the facts to help you make an educated decision. While we're at it, we'll show you how to save on Volkswagen car insurance costs to make a

car loan

more manageable.

RECOMMENDED

Compare auto insurance policies

No spam or unwanted phone calls · No long forms

ZIP Code

Find insurance savings

MORE:

Car loan for Volkswagen 2022

How to lease a Volkswagen

Leasing offers you a wide range of options, which is a good thing—right? Sure, it’s great to know you can drive off the lot with a shiny new Volkswagen, but consider these factors before choosing which one to sign off on:

Your credit score will influence the rates you can secure. With a score of 700 or higher, you’ll be in a position to afford a more expensive model if you choose to.

Your budget needs to be determined ahead of exploring lease options. Additional options and fees can creep into your monthly payments, and this can prevent your finances from going beyond your comfort zone.

How much you’ll pay upfront will affect your payments throughout the lease term, so estimate the amount you’re willing to pay upon the start of your lease.

Your usage is a major factor in what kind of lease is right for you. If you tend to drive 10,000 miles or less each year, some options will accommodate that.

Once you’ve got your financial ducks in a row, check out the

lease options

available from the Volkswagen dealership near you. You can keep monthly costs to a minimum with models like the 2022 Volkswagen Taos or the

2022 Volkswagen Tiguan

. If your finances are a little more flexible, you can opt for a

2022 Volkswagen Atlas Cross Sport

With lower average payments, you may feel like the dealership lot is your oyster—but be wary of additional, costly features that the dealership will present to you. That’s where having a firm budget in place can spare you from buyer’s remorse once you sign on the dotted line.

The final step: shop for insurance

No lease agreement is complete without car insurance, but you won’t find a policy through your dealership. Your best bet will be to comparison shop for deals—which you won’t have to spend more than a minute or two considering thanks to Jerry.

With a licensed broker in your back pocket, you’ll be able to select the best quote from over 50 top insurance companies within minutes. As a lover of low monthly payments, you’ll appreciate Jerry’s ability to save you an average of $887 per year on car insurance!

MORE:

Is it better to lease or buy a car?

How much does a Volkswagen lease cost?

Although leasing a Volkswagen is more affordable than buying one, the exact amount you’ll pay isn’t determined by one blanket number. These factors all contribute to the cost of your lease:

Depreciation

Rent charge based on your vehicle

Taxes and fees

Additional features

Projected mileage

Think of your lease as a rental—the rent charge Volkswagen determines will be the amount evaluated for you to lease the vehicle. While the lease offerings vary throughout the seasons, you can anticipate a monthly payment of $497 for a 2022 Volkswagen Taos. A higher-end Volkswagen Golf GTI will fall around $656 per month.

Keep in mind that a down payment and additional fees will also be due at signing. With all of that considered, this is an example of how your payments could look with a Taos:

First month’s payment: $497

Security deposit: $0

Acquisition fee: $699

With your down payment factored in, $1,497 will be due at signing for your 2022 Taos, without sales tax and add-ons included.

To put cost potential into perspective, the Golf GTI has an MSRP that’s over $4,000 higher than the Taos, but your signing payment could be $1,656—only $159 more per month! It’s important to keep this in mind when you’re exploring options for your lease so you can ensure you’re getting the best deal.

Services included in a Volkswagen lease

Convenience is a cornerstone of leasing a Volkswagen, and that’s evident in the maintenance coverage you’ll receive with your lease agreement. You’ll enjoy the perks of Volkswagen Drive Easy for up to 10 years or 150,000 miles for up to 1,500 vehicle parts.

That means you’ll get complimentary maintenance and repairs for the following:

Engine

Transmission

Climate control

Shocks

Drive axle

Hybrid

Suspension

Fuel system

Electrical repairs

You’ll also have access to 24/7 roadside assistance to keep your rides smooth. Another stress-reducing option is Volkwagen’s Lease-End Protection, which waives up to $10,000 of excess wear and tear. You can drive confidently knowing any dings or scratches won’t cost you an arm and a leg at the end of your lease term.

Key Takeaway The cost of your lease will depend on certain variables, but it will ultimately include convenient perks that could make your life easier throughout the lease term.

What to do when your Volkswagen lease is up

When your lease comes to a close, you’ll need to decide to either return the vehicle to the dealership or purchase it outright if you don’t want to say goodbye to your Volkswagen.

How to return a leased Volkswagen

Whether you’re trading in this model for a newer one or just returning it for good, this is what you’ll need to do:

Self-schedule

a free inspection either at your home or the dealership

Get any repairs done before or after the inspection

Make sure all of your payments have been received

Schedule a return appointment with your dealership

Even if your car is in mint condition, you’ll owe a $395 disposition (turn-in) fee—unless you decide to lease or purchase a new vehicle through Volkswagen.

How to purchase a leased Volkswagen

You and your Volkswagen have been through a lot together, which is why you may decide to make it your own. If you opt to purchase it, there won’t be an inspection required. You can either reach out to your dealership or Volkswagen Credit Lease-End Services to complete the sale.

MORE:

How to calculate a car lease payment

How to find affordable car insurance for a Volkswagen

After learning about all the perks of leasing a Volkswagen, you may be chomping at the bit to get started, which is why having the speedy broker app

Jerry

at your fingertips is ideal.

Since car insurance is essential to finalizing your lease agreement, you’ll need to get a jump on finding an affordable policy right away. With a sign-up that takes only 45 seconds, no long forms, and zero monotonous phone calls—you’ll get all the comparison shopping perks with none of the hassles.

Jerry specializes in routinely shopping beyond your initial policy setup. That means you can upgrade your policy at your car’s lease-end no matter which option you choose to pursue—all without breaking the bank.

“I was tired of looking around multiple websites, so I decided to give
Jerry
a try. Let me tell you—the process is so easy and simple, and they really find you the best prices for your coverage level. Getting insurance for my new car was quick and easy!” —Joanna D.

Let Jerry find your price in only 45 seconds

No spam · No long forms · No fees

Find insurance savings

FAQs

Is Volkswagen leasing worth it?

If you’re looking for a wider range of vehicle options, lower monthly payments, and convenience when it comes to maintenance, then leasing a Volkswagen is worth it. If you prefer to customize your car and take it on as your own, it’s a better idea to purchase it outright.

What’s the cheapest Volkswagen you can lease?

Your finances, budget, selected features, and vehicle choice will determine the cost of your lease. However, the 2022 Volkswagen Taos is one of the cheapest models you can choose.

Reduce your monthly car payments in minutes?

Find out if Jerry can reduce your payments by an average of $150/month

Check your rate!