Leasing a Porsche may be the more affordable way to experience owning a top-rate luxury sports car, but it’s not always the best option in every scenario. Make sure you know all the costs and details before signing the papers on the car of your dreams.

To get the most out of your Porsche lease, establish a realistic budget beforehand and estimate your potential mileage.
Keep an eye out for Porsche lease deals and promotions to save even more on your lease.
Be aware of the restrictions that can come with a lease before deciding whether it’s the right option for you.

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How to save on Porsche insurance costs

How to lease a Porsche

Leasing a Porsche isn’t complicated, but there are a few things you need to address before you head to the dealership and start drooling over options and paint colors.

Before signing onto your Porsche lease, make sure you square these details away first:

Know your credit score

: Generally speaking, you need a higher credit score to lease a car than to buy one. The higher your credit score, the better the financing terms you’ll be able to get. Realistically, you should have a score of at least 700 to lease a Porsche.

Establish your monthly budget: Your

car lease payment

should be about 15% of your monthly income, but it may need to be less depending on your finances and your lifestyle. Remember to factor in additional costs for fuel,

car insurance

, maintenance, and more.

Determine how much you can pay at signing: The monthly costs are just part of what you’ll pay—most Porsche leases have several thousand dollars worth of additional fees due at signing.

Estimate your annual mileage: Most leases come with mileage restrictions of 10,000 to 15,000 miles. If you drive a lot or are planning on taking a long road trip, make sure to ask what the policy for extra miles is.

Check out the

lease options

that Porsche offers, and head to the dealership of your choice to see what’s available: Be sure to look into any current Porsche lease specials and other incentives that are on offer at the dealership.

In this article, we’ll be looking at the more affordable Porsche Macan—but if you’re feeling flush, you can consider the Porsche Taycan, the Cayenne, or the iconic 911.

Pro Tip: Remember that the salespeople will try to talk you into extra upgrades and features, and it can be easy to get carried away—especially when it’s for a Porsche model. Having your budget firmly established ahead of time is key to ensuring you don’t end up taking on more than you can realistically afford.

How much does a Porsche lease cost?

The final cost to lease your Porsche is going to depend on a lot of things, including:

The Porsche model you select

The selling price you negotiate

The length of your lease

The interest rate you qualify for

Any extras or options you include in your lease

State sales tax (if any)

Remember: Lease offers change throughout the year and can vary by region and dealership. In general, you can expect to have a monthly payment of $1,093 for a Porsche Macan.

The day you sign the papers, your costs may include:

First month’s payment: $1,093

Down payment: $1,000 (at least)

Acquisition fee: $1,095

Altogether, you’ll have at least $3,188 due at signing for your new Macan. This number doesn’t include sales tax or other fees.

Services included in a Porsche lease

Porsche doesn’t include any complimentary maintenance with their leases—so you’ll want to budget for this, too—but they do offer several different options for

prepaid maintenance packages

This is a car that deserves top-quality care, and Porsche offers coverage plans for everything from wheels and tires to that fancy key fob.

Dive into Porsche's website to take a look at all the different protection plans available, and choose the ones that fit your budget and needs.

If you are concerned about the potential for excessive wear and tear charges at the end of our lease, you might want to look into Porsche’s

lease-end protection

Porsche’s lease-end protection policy will pay for up to $7,500 of excess wear charges and covers things like:

Paint wear and exterior dents

Scratches, chips, pits, or cracks

Front and rear windshield and side glass chips

Rips, tears, stains, and spotting on interior upholstery or carpet

The above list is not at all exhaustive, so make sure to check Porsche’s website for details if you are interested.

Key Takeaway A monthly lease on a Porsche will be around $1,093 at a minimum, and may also include additional fees and taxes.

What to do when your Porsche lease is up

When you reach the end of your Porsche lease, you have a few options to consider:

Return the car (and lease a new vehicle if you like)

Re-lease the same vehicle again

Purchase the vehicle if you don’t ever want to say auf wiedersehen

How to return a leased Porsche

If you’ve decided to return your leased Porsche, here’s what you’ll need to do:

Schedule your complimentary pre-inspection. Before your Porsche lease is up, you’ll be contacted by a lease-end representative who will assist you.

Have any needed repairs done at an authorized Porsche dealer.

Make sure you are current on all payments.

Remove any personal items or aftermarket accessories, and return all original equipment to the vehicle.

Complete an odometer statement.

Schedule a time to return your car.

Keep in mind: Porsche charges a $595 disposition fee on all returned leases, no matter the condition. If you are interested in leasing a new car or thinking about an upgrade, Porsche offers Loyalty Programs for repeat financing customers that could mean savings.

How to purchase a leased Porsche

If you’ve fallen in love and want to make your Porsche all yours, you can purchase it at the end of your lease. Contact the original dealer,

Porsche Financial Services

, or log into the My Porsche portal for details.

Remember: Financing through the dealership isn’t the only option—you can also look into getting financing from your bank or credit union.

How to re-lease a Porsche

Not all vehicles are eligible for this, but in some cases, you can re-lease the same vehicle a second time rather than seeking out a new model. If this is an option you think you might be interested in, contact Porsche Financial Services.

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FAQs

Is Porsche leasing worth it?

It really depends on your finances and what your priorities are. If you like having a new luxury car every few years for an attainable cost, leasing could be perfect for you. But if you like to keep a car for a long time or do a lot of customizing to it, it’s probably not the best choice.

What’s the cheapest Porsche you can lease?

The Porsche Macan is the cheapest Porsche you can lease, with an MSRP of $57,810. Your final cost will vary depending on factors like the selling price, the terms of your lease, and state taxes.

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