Maserati Lease

From upfront costs to lease-end options, this is your ultimate guide to leasing a Maserati.
Written by Sarah Gray
Reviewed by Jessica Barrett
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Let’s face it—Maseratis are not cheap, but leasing one can be a more affordable option than financing. Every lease comes with its restrictions, so it’s essential to know all the details of a lease before you sign on the dotted line.
For those who want a luxury car without the luxury price tag, leasing can be a great option. Leasing can have its downsides, too. With lots of upfront costs and seemingly hidden fees, getting into a lease can be confusing. Plus, unlike financing, you won’t own the car at lease-end. 
To help you determine if leasing is the way to go with your new Maserati, the
car insurance
comparison and broker app
Jerry
has put together the ultimate guide for you. 
We’ve gathered everything you need to know from choosing your lease to what to do when the lease term is over—plus, how to save on your
Maserati insurance costs
!
MORE: How to lease a car
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How to lease a Maserati

Leasing a car is fairly simple, but as with any transaction, there’s a lot of room to negotiate. Start with these tips and tricks to help you make sure you get the best deal:
  • Review your credit score. You generally need a higher credit score to get approved to lease a car. To lease a luxury car like a Maserati, it needs to be even higher. For a Maserati’s Tier 1 lease, you’ll likely need a score between 720 and 750.
  • Calculate your budget. Whether you’re financing or leasing a car, your payment should not make up more than 15% of your gross monthly income. For instance, if you make $10,000 a month, your car payment should not exceed $1,500.
  • Calculate your down payment. With a Maserati, you’ll be expected to put down more money at signing than most brands. Expect to budget between $6,000 and $10,000 for the cash due at signing for your new Maserati.
  • Consider how much you drive. Almost all leases limit your mileage between 10,000 and 15,000 miles per year. If you find yourself driving more miles than average, you should consider a high-mileage lease that allows up to 20,000 miles per year.
Now that you’ve considered your finances, you can begin
comparing lease offers
at your local Maserati dealership. 
Your lease’s monthly payment will depend on several factors—including the value of the model you choose. If you’re looking to get into a Maserati at the lowest possible cost, consider leasing a
Levante GT
. Maserati doesn’t offer leases on their Granturismo, but if you’re looking to splurge, check out the
Quattroporte Trofeo
.
Remember as you’re shopping that dealers will try to talk you into as many upgrades as possible to bolster their commission. Having a firm budget prepared beforehand can help you avoid adding unnecessary extras and keep your lease payments low.
MORE: How does your credit score affect car insurance?

The final step: shop for insurance

Your lease contract won’t include insurance, but Maserati requires that you carry
full coverage insurance
on your leased vehicle. That’s where
Jerry
comes in!
Jerry is the easiest and most effective way to find a car insurance policy that is customized for you. After providing you with a comprehensive cross-analysis of the best policies across insurance companies, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. 
Jerry even helps you cancel your old policy! The best part? The average Jerry driver saves $887 a year!
MORE: How to calculate a car lease payment

How much does a Maserati lease cost?

Leasing a Maserati is cheaper than financing one, but the exact cost of your lease will depend on many factors, including:
  • The model you select 
  • The negotiated sales price
  • Your lease term
  • Your interest rate
  • Added features
  • Your state’s sales tax rate
Dealers and manufacturers offer many lease options throughout a given year, but you can generally expect your monthly payment for a 39-month lease on a Maserati to be between $945 for a Levante GT and $2,230 for a Quattroporte Trofeo
Remember, these numbers are just estimates. You’ll still need to budget for the additional cash due at signing which includes your down payment, acquisition fees, and other additional taxes and fees.
For example, let’s look at upfront costs associated with leasing a Maserati Levante GT. Your monthly payment will be about $945, but your upfront costs will include: 
  • First month’s payment: $945
  • Down payment: $5,999
  • Security deposit: $0
  • Acquisition fee: $795
That means you’ll have $7,739 due at signing, and that’s without factoring in sales tax, add-on features, and other factors that could increase that amount.

Services included in a Maserati lease

Like many manufacturers, Maserati leases do not cover routine maintenance costs during your lease terms—but they do offer you the option to purchase a
prepaid maintenance plan
The plan is available in three tiers, and the top tier includes oil, oil filter, and air filter replacements at each service, as well as the following:
  • Cabin air filter replacement 
  • Factory required services
  • One front and rear brake pad and rotor replacement
  • One replacement wiper blade set
If you choose not to purchase a prepaid plan, you are responsible for vehicle maintenance and repair payments for the duration of your lease. On a Maserati, this can add up pretty quickly, since a simple oil change can cost a few hundred dollars.
Key Takeaway Monthly payments on your Maserati lease can range from $945 to $2,230, but you’ll have to prepare to pay more than that upfront when you sign your lease.

What to do when your Maserati lease is up

When your lease term ends, you can either return your Maserati, buy it, or purchase a new Maserati.

How to return a leased Maserati

To return your leased Maserati, all you need to do is: 
Even if your car is in mint condition when you return it, you will still have to pay a $495 disposition fee at the end of your lease. That’s unless you choose to lease or purchase a new Maserati, which waives the disposition.

How to purchase a leased Maserati

Maserati makes it super easy to buy your vehicle at the end of your lease. You can message your
Maserati’s Financial Services
or check your account online to see loyalty offers for your vehicle. You can also finance your vehicle through your bank or credit union for a car loan.

How to find affordable car insurance for a Maserati

You’ll need to protect your new Maserati with
full coverage insurance
, and
Jerry
—the only super app for car owners—can help you find the best coverage at the best price.
All you need to do is download the Jerry app or go to getjerry.com. In less than 45 seconds, Jerry collects all of your information from your existing insurer. Choose a competitive quote from dozens of top
car insurance
companies, and Jerry will handle the long forms and usual hassles. 
To ensure you always have the lowest rate, Jerry will send you new quotes every time your policy comes up for renewal, so you’re always getting the coverage you want at the best price. 
This level of service is why Jerry has a 4.6/5 rating on the App Store and continues to dole out savings to users all over the map.
“WOW.
Jerry
has been so easy to use. I called a representative when I wanted some clarification, and they walked me through the entire process of finding a new rate for full coverage on my luxury vehicle.” —Beth G.
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FAQs

This depends on your budget and driving priorities. If you want to be able to make your car your own, a lease probably isn’t the best choice. If you’re not wild about commitment and just want affordable access to the best cars, leasing may be the ideal option for you.
The exact cost of leasing a Maserati depends on a lot of factors from local sales tax to your credit score. In general, though, you can expect the lowest monthly payment and upfront costs with a lease on a Levante GT.
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