Leasing a Land Rover can be a more affordable way to drive a top-rated luxury SUV. But before you take the plunge, note that leasing a Land Rover will likely come with a monthly payment of $764 to $2,331.

If you’ve got the urge for a new car, buying one outright isn’t the only way to go. Leasing means you may be able to get a new—or even a luxury—car for less money than you would pay with a traditional car loan.

But it’s not always a good option across the board. Car leases come with lots of restrictions, and your monthly payments aren’t building any equity. Instead, you’re essentially paying for the convenience of leasing and covering the depreciation that will occur over the lifespan of the lease.

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is here to walk you through everything you need to know if you’re thinking about leasing a Land Rover, including the leasing process, the associated costs, and what happens when your lease is up. Is leasing a Land Rover worth it? Read on to decide—and to learn how to save on your

Land Rover insurance costs

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How to lease a Land Rover

Leasing a car isn’t as complicated as you might think, but there are still some boxes that you need to check to make sure that you’re getting a good deal. Before you even hit the dealership, make sure you:

Know your credit score. You will typically need a higher score to lease a car than to buy it. It’s recommended to have at least a 700 credit score to lease a Land Rover. Some dealers will work with scores less than 700, but nothing lower than 640.

Establish your budget. Your monthly car payment should be no larger than 15% of your monthly income, but it may need to be less depending on your other expenses. If you earn $4,000 monthly, you shouldn't take on a monthly lease payment over $600—including taxes and fees.

Calculate what you can pay up front. Most Land Rover leases require an initial down payment of at least a few thousand dollars.

Estimate your expected mileage. Most leases have mileage limits on them, typically 10,000 to 15,000 miles per year. If you drive a lot or are planning some road trips, you might want to look into the high-mileage options that are offered.

Now that you’ve figured out your finances and your mileage, you can check out

Land Rover’s lease offerings

. There are several models to choose from, so make sure you do your research and know what you want and need. The

Defender

and the

Discovery

are going to be two of the more economical choices, but if you have more of a budget to play with, then you could splurge on a sexy new

Range Rover

Remember that it’s part of the dealer’s job to upsell you, so be vigilant. This is one of the reasons why it pays to have your budget and your needs firmly established before you even hit the car lot.

MORE:

Are Land Rovers expensive to maintain?

The final step: shop for insurance

Leased cars will require more than the minimum liability insurance mandated by your state. Most dealerships want

full coverage

, and some often require you to have

gap insurance

as well. Fortunately,

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MORE:

Is it better to lease or buy a car?

How much does a Land Rover lease cost?

So leasing a Land Rover is less expensive than buying one but by how much? There are a number of factors that will determine exactly how much you’ll pay to lease a Land Rover:

The model and trim level you choose

The selling price

The terms of your lease

Finances (such as your interest rate)

Additional options or add-ons you choose

State sales tax (if applicable in your state)

The specifics of lease offers vary throughout the year. Generally speaking, someone with excellent credit and a 36-month lease can expect a monthly payment between $764 for a Discovery Sport PS 2505 and $2,331 for a Range Rover P400 HSE Westminster.

This is just the monthly payments, though. Make sure you take into account the other costs that will be due at signing. This includes your down payment, acquisition fee, and any other fees and taxes.

Let’s break down an example. To lease a Discovery Sport PS 2505, you’ll have a monthly payment of about $764 a month, but your initial costs will include:

First month’s payment: $764

Down payment: $1,000 (at least)

Acquisition fee: $895

In sum, you’ll have about $2,659 due at signing for your Discovery, and that’s not including any additional taxes and fees.

This is why it’s vital to look at more than just the monthly payment when considering leasing a car. In some cases, it may not be the most economical option.

MORE: Everything you need to know about Land Rover electric cars

Services included in a Land Rover lease

If you have a three-year lease, then most of the services needed should fall under the factory warranty. Land Rover doesn’t seem to offer any sort of complimentary maintenance packages with its cars, but it does offer two tiers of

Prepaid Maintenance Plans

that claim to increase convenience and cost-effectiveness.

The Prepaid Scheduled Maintenance Plan includes:

Engine oil and filter replacement

Pollen filter replacement

Spark plug replacement

Fuel filter element replacement

Air cleaner element replacement

Fluid levels check/top-off (e.g., brake, coolant, windshield)

Battery check

Brake inspection

Tire inspection

Inspection for fluid leaks

The Prepaid Full Maintenance Plan includes all of the above plus front and rear brake pad replacement, front and rear rotor replacement, front and rear brake wear sensor replacement, and front and rear wiper blade replacement.

When deciding whether to purchase a maintenance plan, consider your budget, your anticipated use, and whether or not you’re planning on keeping the car at the end of the lease.

Key Takeaway Leasing a Land Rover will mean a monthly payment of around $764–$2,331. Make sure you also factor in other costs as well, such as taxes and maintenance.

What to do when your Land Rover lease is up

At the end of your Land Rover lease, you’ll have three options: you can turn the car in, you can request a one-time six-month lease extension, or you can purchase the car.

How to return a leased Land Rover

To return your Land Rover at the end of the lease, there are a few things that you’ll need to do. Consult Land Rover’s

lease-end information

for all the details and a handy checklist, but here are the basics:

Schedule a complimentary pre-inspection at least 45 days prior to the end of your lease. This allows time for you to make any needed repairs.

After the inspection is done, make any required repairs before turn-in.

Complete and return your Odometer Statement.

Purchase any additional miles or pay any extra fees.

Remove all personal items and make sure all original equipment (keys, manual, etc.) is returned with the car.

Schedule your return and make sure you complete your

lease turn-in form

within one business day of returning the vehicle.

There will be a $495 disposition fee due at turn-in regardless of the condition of the vehicle.

MORE: How breaking a lease can affect your credit

How to purchase a leased Land Rover

If you’ve bonded with your Rover too much to say goodbye to it, then you have the option of purchasing the vehicle. You can use a bank or credit union for an auto loan, or you can use

Land Rover’s financial services

How to get a six-month extension on your lease

Land Rover offers the option of a one-time, six-month lease extension to qualified lessees. If interested, contact Land Rover’s financial services for more information and to see if you qualify.

MORE:

How to prepare a car for inspection when returning a lease

How to find affordable car insurance for a Land Rover

Whatever kind of Land Rover you decide to go with, you’ll need to make sure that you have an insurance policy that’s as good as your new ride. Shopping for car insurance with the No. 1-rated super app

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FAQs

Is Land Rover leasing worth it?

The answer to this question really depends on your needs and priorities. If you enjoy having a new luxe vehicle every few years at an affordable price, then it’s likely to be a great option. If you’re the kind of driver who wants to buy a car and drive it for as long as possible, then leasing doesn’t make a lot of sense.

What’s the cheapest Land Rover you can lease?

The final cost of leasing any Land Rover depends on a lot of variables, but you can expect the lowest monthly payment to be for a Land Rover Discovery.

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