If you’re a newly-minted resident of Missouri
or if you’ve just bought a new car in Missouri
, you have exactly 30 days to register your vehicle. 4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars 4.7/5 app rating | Trusted by 5M+ drivers How to register a car in Missouri
The basics of registration are quite simple. You need the car’s original title
, a vehicle safety inspection
, an emissions test
(in some counties), and a signed application. You’ll also have to pay a few different fees. If you just moved to Missouri
After moving into the state, you have exactly 30 days from the date you became a Missouri resident to register your vehicle. Registering your car means you’ll be able to get a Missouri title and license plates.
The first thing you need is the original title. You need proof of ownership from the state from where you moved, and the car has to be titled in your name. If there’s a lien on the vehicle and the lienholder
holds the title, you will need to obtain it from them. You can request to have the new title mailed to them once you obtain it. Then, you’ll need a safety inspection done at an authorized Missouri inspection station
. This will also take care of the identification number and odometer inspection requirement. This inspection cannot be more than 60 days old. You’ll also have to get an emissions inspection if you reside in St. Louis City or St. Louis, Jefferson, and St. Charles counties—and it can’t be more than 60 days old at the time of your application.
You also need to bring a current insurance identification card
showing that you have at least the Missouri state insurance minimums
for your vehicle. If you don’t have a card, you’ll need adequate proof of financial responsibility
. Additionally, you have to bring a statement of non-assessment from your Missouri county of residence showing that you don’t owe any personal property taxes in the county. Gather all the documentation listed above along with a signed application for Missouri Title and License
(Form 108), then head to your local license office
. You’ll have to pay an $8.50 title fee, $6.00 processing fee, and $2 electric transmission fee if applicable. On top of that, you’ll have to pay registration fees, which range from $18.25 to $102.50 based on your vehicle’s taxable horsepower or whether you’re getting a 1-year or 2-year registration.
Once you do this, you’ll be able to obtain Missouri title and license plates for your car!
If you just bought a car
If you just purchased a car, the requirements are quite similar. You have 30 days from the date of purchase to register your car and pay sales tax. You’ll have to fill out Form 108
and provide the following documentation: Certificate of Title or Manufacturer’s Statement of Origin
Odometer disclosure statement, if applicable
Notarized lien release (if applicable)
For fees, you can expect to pay the standard $8.50 title fee and $6 processing fee, along with a state tax rate of 4.225% plus local sales tax on the purchase price.
How much insurance coverage do you need in Missouri?
Missouri drivers are required by law to obtain liability car insurance
. They must be able to show proof of insurance to any law enforcement official upon request at any time. Missouri requires the following amounts of coverage: At least $50,000 in bodily injury liability per accident
The law also requires you to have uninsured motorist coverage in the amount of $25,000 in bodily injury coverage per person and $50,000 in bodily injury coverage per accident.
How to renew your Missouri vehicle registration
Missouri license plates
can be renewed up to six months before their expiration date, and renewal is actually quite easy. If you’re a Missouri resident, you should receive a Vehicle Registration Renewal Notice in the mail—you will need this to complete your renewal. If you didn’t get this notice, just print a copy of the Application for Motor Vehicle License
(Form 184). You are able to get a one-year or two-year registration, so your requirements may change a little depending on which one you need. Here are the general requirements:
A Renewal Notice or Form 184 (see above)
A Missouri safety inspection and/or emissions inspection certificate (if applicable) that is less than 60 days old
Verification of personal property tax for the previous year (if renewing one-year registration) or previous two years (if renewing two-year registration)
Current insurance identification card
Registration fees (see above)
Keep in mind that for verification of personal property tax, you will need a paid personal property tax receipt and a statement of non-assessment from your county of residence or the city of St. Louis, depending on where you live. The fees are largely the same.
If you miss the renewal window, you will be subject to a $5 renewal penalty. The last day to renew is the last day of the expiry month listed on your license plate stickers.
Luckily, there are four easy ways to renew your registration. You can do so by phone—just call 573-751-1957 if you are eligible. The phone method is usable between 8 am and 4:30 pm, Mondays to Fridays. You may be able to call your local license office as well for renewal services, if they offer them.
If you have a Personal Identification Number on your Vehicle Registration Renewal Notice, that means you are able to renew online. You can also renew by mail by following the instructions on the Renewal notice.
Finally, if you never received a Renewal Notice or are just a people person, you can renew in person at any Missouri license office. The busiest time in these offices is at the end of the month, so planning ahead and visiting earlier can likely save you a lot of waiting. Please be sure to have your paperwork ready to go.
4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars 4.7/5 app rating | Trusted by 5M+ drivers How to replace a lost registration sticker or license plate
If you lose your license plates or stickers, Missouri can send you up to two sets of replacement plates or tabs at no cost (although a $6 processing fee will apply). All you need is to submit a completed and notarized Application for Replacement Plates/Tabs
(Form 1576) with the reason for the replacement and the $6 processing fee. Remember, if your plates or stickers have been stolen, you should also notify local law enforcement. The transaction itself can be processed at any license office. You can also submit your application and fee by mail to:
Missouri Department of Revenue
Jefferson City MO 65105-0100
How to save on auto insurance in Missouri
As you can tell, insurance is pretty important to obtain your car’s title in Missouri. In addition to the minimum coverage required by the state
, it’s a good idea to add collision coverage
and comprehensive coverage
to your policy. If you aren’t sure how to find the best bang for your buck in terms of car insurance
coverage, Jerry
can do all the hard work for you! Jerry works with over 50 top insurance provider
s, so you’ll be able to access the best rates available. All you need to do is download the app, answer a few questions, and Jerry does the heavy lifting for you. The best part? The average Jerry user who finds a better rate on the app will save over $800 a year on insurance payments!
“When we added a new car to our family, we were shocked at how high our current insurer was going to hike our rates. We used Jerry
for some comparison shopping and are now saving around $1000 a year. Thank you, Jerry!” —Darius P.
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