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Cheapest car insurance in Veyo, Utah (Nov 2024)

Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Veyo, Utah.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How to find the cheapest car insurance quotes in Veyo

In Veyo, the average
auto insurance
policy costs about $85 per month for minimum coverage liability insurance, and about $153 per month for full coverage insurance. Veyo drivers pay -- than the average.  
Conscious drivers in Veyo, Utah visit Jerry every month because we make it easy for customers to
compare and buy car insurance policies
. Below, we’ll review some of the cheapest car insurance quotes Jerry found for Veyo customers.
Insurance companyPremium (monthly)CustomerCarInsurance coverage
Progressive
$118
Manuel, 26
Zip: 84782
Chevrolet Impala LS
• 50,000/100,000 Liability
Dairyland
$109
Johnny, 27
Zip: 84782
Chevrolet Classic
• 50,000/100,000 Liability
coverageLast Updated Nov 24, 2024

Best car insurance companies in Veyo

No single auto insurance company will be the cheapest for every driver in Veyo. The secret to optimizing your costs lies in getting quotes from multiple insurers. 
If you’re searching for the best deal on car insurance in Veyo, Jerry has conducted the biggest survey in the nation on insurance shopping—and we’re sharing the results!
USAA
and Auto-Owners earn recognition for offering the most affordable rates to the most Veyo drivers—but it’s not a guarantee for every driver. Farm Bureau,
State Farm
, and
Progressive
all offer lower than average premiums in Veyo.
State Farm,
Allstate
,
Farmers
, Progressive, and USAA serve the majority of Veyo drivers.
Let’s review some feedback from real Veyo customers about these companies.
Insurance companyOverall ratingPriceClaims experienceCustomer service
Safeco
4.5
4.2
N/A
3.5
Allstate
4.4
3.4
4.3
4.4
Progressive
4.2
3.7
3.2
4.3
State Farm
4
3.2
N/A
4.8
Geico
3.6
2.3
4.7
3.8
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Veyo

Veyo drivers must abide by Utah’s minimum liability insurance requirement. Every Veyo driver is required to purchase a minimum level of
liability insurance
, including bodily injury liability and property damage liability.
Full coverage
is optional, but it’s the only way to cover damage to your own vehicle.
Furthermore, drivers must also carry
personal injury protection (PIP)
with at least $3,000 of coverage limits.

Cheap minimum liability insurance quotes in Veyo

The
state minimum liability requirements
for car insurance in the Beehive State are 25/65/15:
Every driver must carry at least this amount of coverage, as mandated by the state code   
Jerry has helped car owners in Veyo find minimum liability coverage at affordable rates.
card cover
Brandon (36 years old)
coverageCoverage
State Minimum
locationVeyo, UT
(Zip Code: 84782)
$72
per month
card cover
Essie (44 years old)
coverageCoverage
State Minimum
locationVeyo, UT
(Zip Code: 84782)
$86
per month

Do you need more than minimum coverage in Veyo?

Many Veyo drivers prefer higher liability coverage than the state's 25/65/15
minimum coverage requirements
Think about it: if you cause an accident, you may have to cover the costs of the other person's medical bills and car repairs. If the costs exceed your policy’s bare-bones limits, you could be forced to pay out-of-pocket.
Go beyond the bare minimum to avoid the burden of paying thousands of dollars if the other party's injuries are severe.
The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—or better yet, get full coverage on your car.

Cheap full coverage car insurance quotes in Veyo

Full coverage is the best protection against all the potential disasters of life on the road. Full coverage in Veyo pays for the costs to repair or replace your own vehicle after a covered incident. 
Included in your Veyo full coverage policy is comprehensive and collision coverage. 
  • Collision coverage
    : Covers the cost of collision-related damage, such as broken bumpers or body work to your vehicle
  • Comprehensive coverage
    : Pays for non-collision damage, such as vandalism, theft, or even damage from hail or falling branches
Lenders in Veyo require borrowers to purchase a full-coverage policy before completing a vehicle sale. If you financed your car, you probably have to purchase full coverage car insurance.
Jerry's agents have helped drivers find
affordable full-coverage policies
in Veyo.
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• 50,000/100,000 Liability
• Comp / Collision
Progressive
$56
Sean, 35
Zip: 84782
Saturn SKY
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$55
Walter, 45
Zip: 84782
Honda Clarity
coverageLast Updated Nov 18, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.
Lower my car insurance too!

Average cost of car insurance in Veyo

After analyzing scores of insurance providers in Veyo, we have discovered that the average price for minimum liability coverage amounts to be $85 per month or $1,015 per year. Additionally, residents of Veyo can expect to pay an average of $153 per month or $1,837 per year for full coverage insurance.
While it's useful to understand average insurance rates to estimate your personal insurance costs, it's important to note that individual insurance premiums are influenced by numerous factors. These factors may include vehicle type, driving history, claims record, and other key demographics.

Car insurance quotes in Veyo by rating factors 

Insurance companies in Veyo use many rating factors when
deciding your auto insurance premium
:  
  • Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.
  • Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.
  • Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density. 
  • Your mileage: High annual mileage can result in higher insurance costs.
  • The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.
  • Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.

How do different factors impact your car insurance costs in Veyo?

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Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
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Prohibited (or effectively prohibited): Utah currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Veyo:

Cheap car insurance quotes in Veyo after driving violations

Traffic violations can have a major impact on how much you pay for car insurance in Veyo—especially if you have more than one on your record. With a pattern of violations, insurance companies will consider you a
high-risk driver
and charge you higher rates to compensate for the risk of insuring you.

Cheapest car insurance in Veyo after speeding ticket

In Veyo, a speeding ticket could increase your car insurance rate.
There are distinct brackets and
point penalties
in Utah based on how far over the speed limit you’re traveling: 
  • 1-10 MPH
  • 11-15 MPH
  • 16-20 MPH
  • 21-25 MPH
  • 26-30 MPH
  • 31+ MPH over the speed limit. 
If you drive more than 105 MPH, you can be charged with
reckless driving
. In addition to the financial and legal consequences of a
speeding ticket
, your car insurance rates are likely to skyrocket after a ticket.
Jerry has helped drivers in Veyo with speeding violations find affordable coverage.
Speeding TypeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Speeding 1-5
Travelers
$52
Christine, 44
Zip: 84782
Jeep Wrangler
• 50,000/100,000 Liability
• Comp / Collision
Speeding 6-10
AAA
$66
Marc, 35
Zip: 84782
BMW M235i
• 50,000/100,000 Liability
coverageLast Updated Nov 24, 2024

Cheapest car insurance in Veyo after DUI

Veyo is subject to Utah’s strict
DUI laws
. Any DUI conviction in Veyo—or elsewhere—will trigger very high premiums, and it’s even possible that a company could deny you coverage.
You can find affordable car insurance after a DUI conviction, but you’ll need to shop around and compare quotes to find the best rate for your situation.
Jerry has helped real Veyo drivers find affordable rates after a DUI.
card cover
Nelle (32 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationVeyo, UT
(Zip Code: 84782)
$71
per month
card cover
Hunter (35 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationVeyo, UT
(Zip Code: 84782)
$63
per month

Cheapest car insurance in Veyo after an at-fault accident

Do you have an at-fault accident on your record? This will negatively affect your car insurance rates—especially if it was a recent one.
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With Injury
AAA
$68
Sylvia, 39
Zip: 84782
Nissan 240SX
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Progressive
$72
Sue, 37
Zip: 84782
Subaru Outback
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 24, 2024

Cheapest car insurance in Veyo after other driving violations

Your premium could go up after infractions such as careless driving or improper passing. Break a law, suffer the consequences!
Luckily, Jerry helps drivers find affordable coverage even with a spotty driving record.
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Illegal Turn
Allstate
$81
Nathan, 33
Zip: 84782
Mercedes-Benz GLE
• State Minimum Liability
Defective Equipment
Nationwide
$59
Mark, 31
Zip: 84782
RAM Promaster
• 50,000/100,000 Liability
coverageLast Updated Nov 24, 2024

Cheap car insurance quotes in Veyo based on insurance history

Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any
lapses in coverage
Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:
card cover
Arthur (25 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationVeyo, UT
(Zip Code: 84782)
carChevrolet Impala LS
$118
per month
card cover
Jayden (25 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationVeyo, UT
(Zip Code: 84782)
carChevrolet Impala LS
$118
per month
card cover
Corey (26 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationVeyo, UT
(Zip Code: 84782)
carChevrolet Classic
$109
per month
card cover
Robert (26 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationVeyo, UT
(Zip Code: 84782)
carChevrolet Classic
$109
per month
card cover
Milton (26 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationVeyo, UT
(Zip Code: 84782)
carChevrolet Classic
$109
per month

Cheap car insurance quotes in Veyo for drivers with poor credit

While having
a low credit score
doesn't necessarily make you a bad driver, it can still result in higher insurance costs. That’s because insurance providers have observed a correlation between lower credit scores and a higher probability of filing claims.
As a result, individuals with “bad credit” may face increased premiums. According to our data, drivers with credit scores below 550 typically encounter car insurance rates approximately 20% higher compared to those with credit scores above 750.

How to lower car insurance costs in Veyo

1. Shop around and compare quotes

Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months. 
Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free! 

2. Hunt for car insurance discounts

Every insurance company offers
a set of discounts
, but the exact discount offered varies by company. Some common discounts include: 
  • Good driver discounts. California state law mandates 20% insurance discounts for drivers with one or fewer points on their license who have continuously held a license for three years with no at-fault accidents responsible for injury or death.
  • Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!
  • Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

FAQ

People living in Veyo pay on average $85 per month – or $1,015 per year – on state-minimum liability coverage. Full coverage in Veyo costs on average $153 per month or $1,837 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
Based on thousands of Veyo drivers Jerry has worked with, car insurance in Veyo costs an average of $74 per month for state-minimum coverage and $166 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!
The state-minimum car insurance in Veyo, Utah is $20,000 in bodily injury liability per person, $65,000 per accident, and $15,000 for damage to property. These coverages are commonly referred to as 20/65/15 coverage.
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.
Dairyland
, The General, and
Nationwide
receive good ratings from Veyo drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.