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Cheapest Nissan 240SX Car Insurance (Nov 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Nissan 240SX
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Liz Jenson
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Nissan 240SX car insurance cost? 

The average Nissan 240SX driver spends -- per month on full coverage insurance and -- per month on full coverage. This makes the Nissan 240SX -- less expensive to insure than other popular cars, like the
Tesla
Model 3
,
Hummer
H2
, and
Ford
Focus
.
These numbers could be very different from your personal insurance premiums, however, since the cost of car insurance depends on your driver profile. Things like your car’s age and trim level play a role in your insurance prices, meaning premiums can vary a lot from Nissan to Nissan. To get a more accurate understanding of your projected insurance rates, you’ll need to
compare car insurance quotes
.

Compare the cheapest Nissan 240SX car insurance quotes

Luckily, shopping for car insurance doesn’t have to be complicated. With the
Jerry
app, you can compare quotes in a matter of minutes. Take a look at the table below to see the real, free insurance quotes that Jerry users have gotten for their Nissan 240SX.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
November 22, 2024
Nissan 240SXBristol West
$102
• No Coverage Liability
November 19, 2024
Nissan 240SX SEProgressive
$70
• State Minimum Liability
November 13, 2024
Nissan 240SXMercury
$180
• State Minimum Liability
November 5, 2024
Nissan 240SXKemper
$155
• State Minimum Liability
coverageLast Updated Nov 22, 2024
Even with the same model, however, insurance costs can be very different from driver to driver. Things like your driving history, your insurance history, and your zip code can have a big impact on your auto insurance rates, as can your vehicle’s model year and trim level.
To determine what you’ll pay for car insurance, you’ll need to
get free quotes
from at least three companies.

The best car insurance companies for Nissan 240SX owners

Every insurance company uses a slightly different algorithm to
calculate your premiums
, which means that there is no single best insurance company for every Nissan 240SX driver.
But all hope isn’t lost. Jerry conducted the largest survey in the nation, asking over 15,000 real policyholders about their experience with their current provider. While providers including
Allstate
,
State Farm
, and
GEICO
received high customer service scores, other insurers, such as
Progressive
and
Travelers
achieved high overall ratings, making them a top choice for most Nissan 240SX owners.
Take a look at the table below to see how drivers rated their providers on a 5.0 scale.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Nissan 240SX?

When shopping for car insurance, there are two main policies that you can get for your Nissan 240SX: minimum coverage or full coverage.
  • Full coverage insurance
    includes liability insurance, as well as
    comprehensive
    and
    collision coverage
    . These types of insurance coverages provide additional financial protection for your vehicle in collision and non-collision related events, such as theft or severe weather. It’s often required by lenders when leasing or financing a vehicle.
Although liability coverage is cheaper on a monthly basis, it will only cover medical expenses and vehicle damage for third parties—and if your limits max out, you could be left financially vulnerable. As such, most drivers will benefit from a full coverage insurance policy with higher liability limits of 50/100/50 or 100/300/100. 
For more protection, motorists should also consider add-on coverage options, such as
roadside assistance
or
rental reimbursement
.

Why are some trims more expensive to insure than others?

Higher trim levels often have higher repair and replacement costs, making them a bigger risk for insurance companies. As a result, you’ll often see more expensive premiums for higher trim levels.
Lower my car insurance too!

Nissan 240SX insurance cost by model year

The Nissan 240SX was only in commission from 1989 to 1995, meaning that most auto insurance rates for this vehicle are relatively cheap—but depending on the model year that you own, your rates could be cheaper or more expensive based on different technology and added safety features.

Are Nissan 240SXs expensive to insure? 

On average, Nissan 240SX drivers can expect to pay -- per month for minimum coverage, and -- for full coverage. This makes the Nissan 240SX cheaper than other vehicles of a similar cost.
CarMonthly minimum coverage costMonthly full coverage cost
Toyota Venza
$102
$162
Mini Cooper
$90
$166
Jeep Renegade
$99
$167
Buick LaCrosse
$92
$178
Ford Transit
$107
$161
Along with personal factors, providers will take things like your vehicle’s MSRP, trim level, model year, and cost of repairs into account when calculating the cost of your insurance. This can all have a big impact on the final cost of your policy.

What other factors affect Nissan 240SX insurance rates?

Your
car insurance rate
can vary a lot based on several factors. A few of the top ones include:
  • Your age: Drivers under the age of 25 see higher insurance rates. Insurance companies see younger drivers as a higher risk due to their limited driving experience.
  • The type of vehicle you drive: Luxury, high-performance, and sports cars are more expensive to insure due to less available parts and higher repair costs.
  • Your driving record and claims history: If you have accidents or tickets on your record, insurance companies will charge you a higher rate.

Nissan 240SX insurance cost for young drivers

Drivers between the ages of 16 and 19 face the highest insurance costs of any age group due to a higher risk of accidents. As a result,
teen drivers
with a newer car will get more financial protection from full coverage insurance.
Here’s some of the rates real teen drivers received using Jerry:
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Georgie (23 years old)
coverageCoverage
No Coverage
carNissan 240SX
$111
per month
card cover
Maggie (21 years old)
coverageCoverage
State Minimum
carNissan 240SX
$155
per month

Nissan 240SX insurance cost for senior drivers

Older adults will face higher insurance costs as well. You might see higher
car insurance rates for seniors
because older adults are more likely to be involved in car accidents, and because seniors are more vulnerable to serious injuries in the event of a crash.
However, senior drivers can still continue to save on car insurance by shopping with Jerry.
card cover
Brent (68 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
$69
per month
card cover
Georgia (68 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$64
per month

Nissan 240SX insurance cost for drivers with driving violations 

People with a
clean driving record
will often see lower insurance premiums, while those with a history of violations pose a higher risk to insurance companies and are therefore charged a higher rate.
Some common driving violations that could cause your insurance rates to increase include:

Cheapest car insurance for Nissan 240SX drivers with a DUI record

After getting a DUI, most drivers see a significant increase in their insurance rates. Rates can also vary a lot from insurer to insurer.
To find low-cost insurance options after a DUI, you might need to compare rates from quite a few insurance companies. Luckily, Jerry has helped several Nissan 240SX drivers get affordable insurance after a DUI charge.
card cover
Travis (32 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$82
per month
card cover
Francis (34 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$66
per month

Cheapest car insurance for Nissan 240SX drivers after an accident

Your car accident and claims history have a huge impact on your car insurance rates. If you were recently involved in an at-fault accident, your rates could increase significantly as a result. 
But it doesn’t mean you’re stuck with higher rates. Several Nissan 240SX drivers have used Jerry to save on car insurance after an accident.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With No Injury
Nissan 240SXProgressive
$164
• State Minimum Liability
Not At Fault
Nissan 240SX SENational General
$125
• State Minimum Liability
Nissan 240SXBristol West
$102
• No Coverage Liability
Nissan 240SXKemper
$155
• State Minimum Liability
coverageLast Updated Nov 18, 2024

Cheapest car insurance for Nissan 240SX drivers with other driving violations on their record

Even if you’ve never gotten a DUI or a speeding ticket, other driving violations on your record could impact the cost of your insurance, too. Charges like reckless driving and driving with a suspended license can also cause your insurance rates to spike.
Below, you’ll see a list of other driving violations and how we helped Nissan 240SX drivers save on their insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Careless Driving
Nissan 240SXProgressive
$164
• State Minimum Liability
coverageLast Updated Nov 19, 2024

How can I lower the cost of insurance for my car?

Savings comes in many forms. You can lower the cost of your insurance premiums in a number of ways:
  • Shop around: The top way to find a lower rate is by comparing quotes from several insurance providers, either with an insurance agent or broker, like Jerry. This allows you to find the best coverage at the best price—and with Jerry, you can find the insurance you need in under two minutes.
  • Raise your deductible: Your
    car insurance deductible
    represents your out-of-pocket responsibilities before your collision or comprehensive coverage kicks in. When you increase your deductible, your monthly rate can decrease. Just be sure that you never raise your deductible to a higher price than you can afford.
  • Bundle your policies: Some insurers offer discounts to drivers who choose to
    bundle their homeowners and auto insurance
  • Research available discounts: Most insurers offer discounts, and you could be missing out! Check with your provider to see if there are any money-saving opportunities available.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Liz Jenson
Liz Jenson is an insurance writer who specializes in general automotive and insurance topics. Liz’s mission is to produce informative and useful content to help car owners make smart choices when buying cars and car insurance. Since joining Jerry in 2021, Liz has written nearly 4,000 long- and short-form articles on topics including state-specific insurance recommendations, common car insurance questions, and deep dives into vehicle model details.
Before they came to Jerry, Liz was a full-time student at Indiana University, Bloomington working on a double major in English and French.
avatar
Kianna Walpole
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Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.