Best cheap car insurance quotes in Perryton
Texas has a minimum liability insurance requirement, which represents the minimal amount of car insurance you must have in Perryton—and offers you the cheapest rate.
But minimum liability isn’t always enough. You should consider getting full coverage to cover the repair or replacement costs for your car.
Cheap minimum liability insurance quotes in Perryton
To hit the road legally, Perryton drivers need to meet Texas minimum coverage limits for bodily injury liability and property damage liability:
$30,000 bodily injury liability per person
$60,000 bodily injury liability per accident
$25,000 for property damage
These coverages are commonly known as 30/60/25 insurance. With this basic liability coverage, you’ll be protected up to the policy’s limits if you cause injuries or property damage while driving.
Jerry has helped Perryton drivers find affordable minimum liability coverage with no hassles.
![coverage](data:image/svg+xml;base64,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)
Coverage
State Minimum
Perryton, TX
(Zip Code: 79070)Do you need more than minimum coverage in Perryton?
Most drivers in Perryton need higher liability coverage than the 30/60/25 state minimum mandated by Texas car insurance laws
. If you cause an accident, you could be responsible for medical bills and vehicle repairs well past the 30/60/25 limit, especially if you cause severe injuries to another person. If the car is totaled, the cost to replace it can be more than $40,000—well above the $25,000 property damage limit.
It’s important to note that Texas’ car accident laws
allow drivers to file bodily injury and property damage lawsuits for up to two years after a car accident—so your liability extends long past the accident date! The bottom line: For optimal financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.
Cheap full coverage car insurance quotes in Perryton
Full coverage car insurance
is the number-one way to protect yourself from costs associated with repairing or replacing your vehicle. Full coverage includes comprehensive and collision coverage:
Collision coverage
covers the cost of repairing or replacing your car after an accident. In contrastComprehensive coverage
pays out if your vehicle is stolen or damaged by something other than a crash, such as vandalism, theft, or natural disasters.
If you have a loan on the car, your bank will require both collision and comprehensive coverage until the loan is paid.
On top of a full-coverage policy, you can choose to purchase uninsured motorist coverage
to guard against uncovered injuries or damage in an accident caused by a driver without car insurance. Jerry has helped drivers in Perryton and beyond find full coverage quotes that won’t break the bank.
Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
---|
• State Minimum Liability • Comp / Collision | Progressive | $153 | | Honda Civic LX |
![coverage](data:image/svg+xml;base64,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)
Last Updated Sep 7, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry, a top insurance agency
, offers an app that compares car insurance quotes for free and provides end-to-end service to customers with the help of 100+ licensed insurance agents.