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Jerry Data & Research
Cheapest Mini Cooper Car Insurance (Oct 2024)
Cheapest Mini Cooper Car Insurance (Oct 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Mini Cooper
Find Insurance Savings
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Quotes from top insurance companies
Kianna Walpole
Expert Insurance Writer & Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor
What's on this page?
- How much does Mini Cooper car insurance cost?
- Compare the cheapest Mini Cooper car insurance quotes
- The best car insurance companies for Mini Cooper owners
- Mini Cooper insurance cost by model year
- Are Mini Coopers expensive to insure?
- FAQs
- Methodology
- Meet our experts
Load full table of contents
How much does Mini Cooper car insurance cost?
However, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Mini Cooper insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes
Compare the cheapest Mini Cooper car insurance quotes
This may feel complicated, but it doesn’t have to be.
Jerry
is a car insurance price comparison
tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Mini Cooper drivers save an average of $1,378 per year on their car insurance. Check out the table below to see real, free quotes that real people have gotten from Jerry.
| Date | Car | Insurance company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
October 4, 2024 | Mini Cooper S | Plymouth Rock | $107 | Glenn, 36 | • State Minimum Liability • Comp / Collision |
September 30, 2024 | Mini Cooper | Nationwide | $194 | Connor, 29 | • 100,000/300,000 Liability • Comp / Collision |
September 29, 2024 | Mini Cooper Clubman | AAA | $80 | Jerome, 23 | • State Minimum Liability |
September 23, 2024 | Mini Cooper S Countryman | Progressive | $168 | Allie, 50 Ruby, SC | • State Minimum Liability |
September 15, 2024 | Mini Cooper | Travelers | $100 | Pauline, 37 Lakewood, CO | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Oct 4, 2024However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Mini Cooper, you’ll need to
get car insurance quotes
from at least three insurance companies. The best car insurance companies for Mini Cooper owners
There’s no single best insurance company for all Mini Cooper owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to
calculate your premiums
. But that doesn’t mean we can’t find the best insurance company for you.
Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much car insurance do you need for a Mini Cooper?
The average cost of Mini Cooper insurance is $166 per month for full coverage and $90 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more.
| Car | Average Full Coverage Insurance Cost | Average State Minimum Insurance Cost |
|---|---|---|
Mini Cooper | $166 | $90 |
- Minimum coverage insuranceis the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance.
- Full coverage insuranceprovides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
While knowing auto insurance averages can be useful, getting personalized quotes is
the best way to shop for insurance
. Jerry makes quote shopping easy, finding you the best coverage at the best rate. Why are some trims more expensive to insure than others?
Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies.
Check out the table below to see the average cost of auto insurance for some popular Mini Cooper trims.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
Cooper Mini | $97 | $163 |
Cooper Mini Clubman | $73 | $165 |
Cooper Mini Countryman | $79 | $159 |
Cooper Mini | $97 | $173 |
Cooper Mini JCW Clubman | $50 | $202 |
Cooper Mini John Cooper Works | $59 | $142 |
Cooper Mini S | $86 | $154 |
Cooper Mini S Clubman | $110 | $186 |
Cooper Mini S Countryman | $89 | $197 |
Cooper Mini S Paceman | $133 | $178 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Mini Cooper insurance cost by model year
The more recently your Mini Cooper was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Mini Coopers provided by Jerry to better understand how your driver profile might affect your cost.
2023 Mini Cooper car insurance quotes
Unfortunately, newer cars can also come with higher car insurance rates. Here's what Jerry drivers pay to insure their 2023 Mini Cooper:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2023 Mini Cooper S | Progressive | $116 | Katie, 37 | • 100,000/300,000 Liability • Comp / Collision |
2023 Mini Cooper S | Anchor General | $119 | Terry, 42 Huntington Beach, CA | • State Minimum Liability |
Last Updated Oct 5, 2024 2022 Mini Cooper car insurance quotes
It's important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Mini Cooper drivers below:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2022 Mini Cooper S | Progressive | $73 | Edgar, 28 | • 100,000/300,000 Liability • Comp / Collision |
| Safeco | $245 | Clyde, 33 | • State Minimum Liability • Comp / Collision | |
2022 Mini Cooper John Cooper Works | AAA | $517 | Jackson, 20 | • 100,000/300,000 Liability • Comp / Collision |
2022 Mini Cooper Countryman | National General | $112 | Ronald, 46 | • State Minimum Liability • Comp / Collision |
2022 Mini Cooper John Cooper Works | Anchor General | $111 | Melvin, 35 | • State Minimum Liability |
Last Updated Oct 5, 2024 2021 Mini Cooper car insurance quotes
Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Mini Cooper:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2021 Mini Cooper S | Progressive | $109 | Josie, 38 Miami, FL | • 100,000/300,000 Liability • Comp / Collision |
| Progressive | $169 | Nicholas, 35 | • State Minimum Liability • Comp / Collision | |
| Safeco | $181 | Lelia, 32 | • State Minimum Liability • Comp / Collision | |
2021 Mini Cooper S | Travelers | $197 | Marie, 44 | • 100,000/300,000 Liability • Comp / Collision |
2021 Mini Cooper S Countryman ALL4 | Safeco | $510 | Sylvia, 35 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Oct 5, 2024If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Mini Cooper with our real quote examples below:
2020 Mini Cooper car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2020 Mini Cooper S | Safeco | $185 | Stella, 44 | • 100,000/300,000 Liability • Comp / Collision |
2020 Mini Cooper S | Travelers | $65 | Arthur, 38 Knoxville, TN | • 100,000/300,000 Liability • Comp / Collision |
2020 Mini Cooper Countryman | Bristol West | $353 | Theresa, 28 | • 50,000/100,000 Liability |
2020 Mini Cooper S | Mercury | $134 | Shawn, 45 | • 100,000/300,000 Liability • Comp / Collision |
2020 Mini Cooper S Countryman | National General | $110 | Rose, 30 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 3, 2024 2019 Mini Cooper car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2019 Mini Cooper S | Progressive | $241 | Beulah, 29 | • 50,000/100,000 Liability • Comp / Collision |
2019 Mini Cooper S | AAA | $122 | Millie, 45 | • State Minimum Liability • Comp / Collision |
2019 Mini Cooper S Countryman | Travelers | $87 | Genevieve, 28 | • 100,000/300,000 Liability |
2019 Mini Cooper S Countryman ALL4 | Bristol West | $302 | Luella, 31 | • 100,000/300,000 Liability |
2019 Mini Cooper S | Plymouth Rock | $107 | Glenn, 36 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 4, 2024 2018 Mini Cooper car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Travelers | $132 | Elva, 32 | • 50,000/100,000 Liability • Comp / Collision | |
2018 Mini Cooper S | Safeco | $108 | Bess, 68 | • State Minimum Liability • Comp / Collision |
2018 Mini Cooper S E Countryman ALL4 | Nationwide | $249 | Tommy, 37 | • 250,000/500,000 Liability • Comp / Collision |
2018 Mini Cooper S Clubman ALL4 | Allstate | $239 | Sue, 32 | • State Minimum Liability |
2018 Mini Cooper S | Clearcover | $160 | Adele, 30 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Oct 5, 2024 2017 Mini Cooper car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2017 Mini Cooper S Clubman ALL4 | Progressive | $363 | Myrtle, 25 | • 50,000/100,000 Liability • Comp / Collision |
| Safeco | $118 | Ray, 38 | • 50,000/100,000 Liability • Comp / Collision | |
2017 Mini Cooper Clubman | National General | $193 | Bernard, 61 | • 50,000/100,000 Liability • Comp / Collision |
2017 Mini Cooper Clubman | Clearcover | $168 | Victor, 43 | • 100,000/300,000 Liability • Comp / Collision |
| Plymouth Rock | $105 | Dylan, 48 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 4, 2024 2016 Mini Cooper car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2016 Mini Cooper S | Progressive | $127 | Craig, 28 | • State Minimum Liability • Comp / Collision |
2016 Mini Cooper S | AAA | $154 | Blake, 24 | • 50,000/100,000 Liability • Comp / Collision |
2016 Mini Cooper Countryman | Allstate | $115 | Brian, 25 | • 100,000/300,000 Liability • Comp / Collision |
2016 Mini Cooper Clubman | Safeco | $153 | Vernon, 60 | • 100,000/300,000 Liability • Comp / Collision |
2016 Mini Cooper S Countryman | Nationwide | $172 | Aaron, 41 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 5, 2024 2015 Mini Cooper car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2015 Mini Cooper S | Safeco | $308 | Devin, 25 | • State Minimum Liability |
2015 Mini Cooper Countryman | Travelers | $388 | Andre, 25 | • 100,000/300,000 Liability • Comp / Collision |
| Allstate | $116 | Jose, 29 Sunnyvale, CA | • 50,000/100,000 Liability • Comp / Collision | |
2015 Mini Cooper S | Bristol West | $178 | Nathan, 44 | • 50,000/100,000 Liability • Comp / Collision |
2015 Mini Cooper S | Mercury | $241 | Jacob, 26 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Oct 4, 2024 2014 Mini Cooper car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2014 Mini Cooper S Countryman | Progressive | $137 | Abbie, 38 Woodbine, MD | • 100,000/300,000 Liability • Comp / Collision |
2014 Mini Cooper Countryman JCW | Safeco | $171 | Beatrice, 36 | • 50,000/100,000 Liability • Comp / Collision |
| Allstate | $127 | Cameron, 38 | • State Minimum Liability • Comp / Collision | |
2014 Mini Cooper S Countryman | Travelers | $115 | Mabel, 25 | • 100,000/300,000 Liability • Comp / Collision |
2014 Mini Cooper Countryman | National General | $86 | Hunter, 51 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 4, 2024 2013 Mini Cooper car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2013 Mini Cooper S Clubman | Progressive | $127 | Elva, 46 | • 100,000/300,000 Liability |
2013 Mini Cooper S | Allstate | $163 | Birdie, 30 Columbus, GA | • 50,000/100,000 Liability • Comp / Collision |
2013 Mini Cooper Countryman | Safeco | $136 | Eddie, 28 | • State Minimum Liability • Comp / Collision |
2013 Mini Cooper S Countryman | Travelers | $225 | Joe, 60 | • 100,000/300,000 Liability • Comp / Collision |
| Nationwide | $71 | Logan, 28 | • State Minimum Liability |
Last Updated Oct 5, 2024See All Mini Cooper Insurance Information by Year
Are Mini Coopers expensive to insure?
The average Mini Cooper insurance rate is $90 per month. Compared to the national average for other models from a similar price range, it is -- expensive to insure a Mini Cooper .
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
Mini Cooper | $90 | $166 |
Toyota Tundra | $86 | $160 |
Jeep Liberty | $95 | $155 |
Buick Verano | $107 | $189 |
Ford Bronco | $66 | $150 |
Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.
Mini Cooper safety ratings
Insurance companies also consider the safety ratings of a particular car to determine insurance premiums.
The two best-known vehicle safety rating organizations are:
- Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash, and how well the technology in the vehicle can prevent or reduce the severity of crashes.
- National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side and rollover crash tests.
See the tables below for a detailed look at safety ratings for the Mini Cooper.
Insurance Institute for Highway Safety (IIHS) Rating
| Rating type | Rating |
|---|---|
Headlights (varies by trim/option) | Average/Poor depending on trim/option |
Front crash prevention: vehicle-to-vehicle | Advanced |
LATCH ease of use | Marginal |
What other factors affect Mini Cooper insurance rates?
- The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
- Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
- Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.
Mini Cooper insurance cost for young drivers
Teen drivers
between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents. 
Clearcover
Willie (24 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$271
per month
Mini Cooper insurance cost for senior drivers
As you enter your mid-70s, car insurance costs begin to climb again.
Car insurance rates for seniors
tend to be higher for several reasons. Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
Alan (65 years old)
$73
per month
Clearcover
Josie (77 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$190
per month
Mini Cooper insurance cost for drivers with driving violations
Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
- Speeding
- DUIs
- At fault accident
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Mini Cooper drivers with a DUI record
If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another.
You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Mini Cooper drivers obtain affordable auto insurance rates after a DUI.
Viola (42 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$80
per month
Jeremiah (37 years old)
$56
per month
Cheapest car insurance for Mini Cooper drivers after an accident
One of the most important factors affecting car insurance rates is your car accident or claim history.
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Mini Cooper drivers save on car insurance after car accidents.
| Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
["Not At Fault"] | Mini Cooper S Countryman | Progressive | $168 | Myrtie, 50 Ruby, SC | • State Minimum Liability |
["At Fault With No Injury"] | Mini Cooper S Countryman | Travelers | $115 | Nina, 25 | • 100,000/300,000 Liability • Comp / Collision |
[] | Mini Cooper S E Countryman ALL4 | Nationwide | $249 | Augusta, 37 | • 250,000/500,000 Liability • Comp / Collision |
[] | Mini Cooper S Clubman ALL4 | Allstate | $397 | Stanley, 25 | • 50,000/100,000 Liability • Comp / Collision |
[] | Mini Cooper S | Plymouth Rock | $107 | Violet, 36 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 5, 2024Cheapest car insurance for Mini Cooper drivers with other driving violations on their record
Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase.
We’ve compiled a list of various other driving violations and how we helped Mini Cooper drivers with these violations save on their car insurance.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Mini Cooper Clubman | Progressive | $232 | Leila, 29 | • 50,000/100,000 Liability • Comp / Collision |
Defective Equipment | Mini Cooper | Allstate | $179 | Mable, 24 | • 50,000/100,000 Liability • Comp / Collision |
Failure to Obey Signal | Mini Cooper Countryman ALL4 | Safeco | $209 | Devin, 24 | • State Minimum Liability • Comp / Collision |
Wrong Way/Wrong Lane | Mini Cooper S | Progressive | $110 | John, 25 | • State Minimum Liability • Comp / Collision |
Careless Driving | Mini Cooper | Mercury | $114 | Dean, 66 | • State Minimum Liability |
Driving on Sus. License | Mini Cooper Clubman | National General | $95 | Ina, 42 | • State Minimum Liability |
Failure to Obey Signal | Mini Cooper S | Travelers | $79 | Theresa, 59 | • 15,000/30,000 Liability |
Seat Belt | Mini Cooper S | Bristol West | $157 | Maurice, 26 | • 15,000/30,000 Liability |
Last Updated Oct 1, 2024Compare insurance costs for other cars
How can I lower the cost of insurance for my car?
There are a variety of ways to lower insurance costs for your vehicle.
- Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
- Raise your deductible: Yourcar insurance deductibleis the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
- Reduce your coverage: If you have any older cars, you canreduce coverageon them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
- Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on.
- Bundle your insurance policies:Bundling your homeowners and auto insurancewith the same company can amount to a lower overall bill.
FAQs
How much is the insurance for a MINI Cooper?
On average, car insurance for a Mini Cooper is around $90 per month for the state minimum coverage, and $166 per month for full coverage.
How much is insurance for a 2010 Mini Cooper?
The average cost of a full coverage policy for a 2010 Mini Cooper is around $223 per month. For the state minimum, most drivers pay an average of $82 per month.
Is a Mini cheap to insure?
Compared to other models of a similar price, the Mini Cooper is typically 12% more expensive to insure. For example, the 2023 Audi A3 costs approximately $80 per month for the minimum coverage, whereas the 2023 Mini Cooper costs around $90 per month.
Are Mini Coopers expensive to insure for new drivers?
The Mini Cooper is often 2.9% more expensive to insure for new drivers due to their lack of driving experience. For example, car insurance for Mini Cooper drivers between 18 and 21 years old typically costs around $109 per month, whereas the same policy for drivers 35-44 costs approximately $106 per month.
Why are Mini Coopers so expensive?
Mini Coopers are typically more expensive to insure as a result of their multiple trim options and
Is a Mini Cooper considered a sports car for insurance?
The Mini Cooper can be considered a sports car depending on your engine’s horsepower. Some Mini Coopers only have an engine with a horsepower of 139, which is under the average for a small car. However, others have a horsepower of 189, which is higher than the average.
Who has the cheapest car insurance for a Mini Cooper?
Most Mini Cooper drivers find affordable rates with providers including Gainsco ($93/month), Progressive ($113/month), and Travelers ($105/month).
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.