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Jerry Data & Research
Cheapest car insurance in Beeville, Texas (Apr 2024)
Cheapest car insurance in Beeville, Texas (Apr 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Beeville, Texas.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Maria Cruz
Expert Insurance Writer & Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor
What's on this page?
- How to find the cheapest car insurance quotes in Beeville
- Best car insurance companies in Beeville
- Best cheap car insurance quotes in Beeville
- Average cost of car insurance in Beeville
- Car insurance quotes in Beeville by rating factors
- How do different factors impact your car insurance costs in Beeville?
- Cheap car insurance quotes in Beeville after driving violations
- Cheap car insurance quotes in Beeville by age
- Cheap car insurance quotes in Beeville based on insurance history
- Cheap car insurance quotes in Beeville for popular cars
- How to lower car insurance costs in Beeville
- FAQ
- Methodology
- Meet our experts
Load full table of contents
How to find the cheapest car insurance quotes in Beeville
Beeville drivers pay an average of $75 per month for minimum liability auto insurance, and $150 per month for full coverage. Beeville drivers pay 15% less than the
Texas
average. Every month, thousands of savvy car insurance shoppers in Beeville use Jerry to compare prices and procure affordable insurance. Here are some cheapest car insurance quotes Jerry found for Beeville customers.
| Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $225 | Frank, 28 Zip: 78102 | Nissan Titan SV | • State Minimum Liability • Comp / Collision |
| Safeco | $156 | Walter, 35 Zip: 78102 | RAM 1500 SLT | • State Minimum Liability • Comp / Collision |
Clearcover | $139 | Lydia, 35 Zip: 78102 | Ford Focus SE | • State Minimum Liability • Comp / Collision |
| Commonwealth Insurance | $71 | Blake, 25 Zip: 78102 | Ford Mustang | • State Minimum Liability |
Electric | $139 | Derek, 39 Zip: 78102 | Chevrolet Trailblazer LT | • State Minimum Liability • Comp / Collision |
Last Updated Apr 18, 2024Best car insurance companies in Beeville
No one insurance company is the right fit for every driver. Every customer gets different
car insurance quotes
based on their profile—so the most affordable company differs for everyone. Jerry conducted the largest insurance survey in the country to help drivers better compare the cheapest car insurance companies. While big-name carriers like GEICO and State Farm got mixed reviews for policy cost and customer service, smaller insurers like Aspire Advantage and National General came through with the highest ratings from actual customers.
| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
| Progressive | 4.4 | 4 | 3.8 | 4.3 |
| USAA | 4.2 | 3.3 | 4.4 | 4.3 |
| State Farm | 3.9 | 3.4 | 3.7 | 4 |
| Geico | 3.9 | 3.1 | 4.2 | 4.1 |
Liberty Mutual | 3.3 | 2.6 | N/A | 3.2 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Beeville
Texas insurance requirements represent the minimum car insurance you must have in Beeville—and offers you the cheapest rate.
But minimum liability isn’t always enough. You should consider getting full coverage to cover repair or replacement costs for your car.
Cheap minimum liability insurance quotes in Beeville
To hit the road legally, Beeville drivers need to meet Texas minimum coverage limits:
- $30,000 bodily injury liability per person
- $60,000 bodily injury liability per accident
- $25,000 for property damage
This is commonly known as 30/60/25 insurance. With this basic liability coverage, you’ll be protected up to the policy’s limits if you cause injuries or property damage while driving.
Jerry has helped Beeville drivers find affordable minimum liability coverage with no hassles.
Hettie (36 years old)
$108
per month
Sophie (34 years old)
$81
per month
Electric
Derek (39 years old)
$139
per month
Do you need more than minimum coverage in Beeville?
Most drivers need higher liability coverage than their state minimums.
If you cause an accident, you could be responsible for medical bills and vehicle repairs well past the 30/60/25 limit in Texas, especially if you cause severe injuries to another person. If the car is totaled, the cost to replace it can be more than $40,000—well above the $25,000 property damage limit.
It’s important to note that Texas’ car accident laws allow drivers to file bodily injury and property damage lawsuits for up to two years after a car accident—so your liability extends long past the accident date!
The bottom line: For optimal financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage.
Cheap full coverage car insurance quotes in Beeville
Full coverage includes:
- Collision coveragecovers the cost of repairing or replacing your car after an accident. In contrast
- Comprehensive coveragepays out if your vehicle is stolen or damaged by something other than a crash, such as vandalism, theft, or natural disasters.
If you have a loan on the car, your bank will require both collision and comprehensive coverage until the loan is paid.
Additionally, you can purchase
uninsured motorist coverage
for uncovered injuries or damage in an accident that was caused by an uninsured (or underinsured) driver. Jerry has helped drivers in Beeville and beyond find full coverage quotes that won’t break the bank.
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• State Minimum Liability • Comp / Collision | Progressive | $225 | Frank, 28 Zip: 78102 | Nissan Titan SV |
• 50,000/100,000 Liability • Comp / Collision | Travelers | $230 | Anthony, 27 Zip: 78102 | Ford Mustang |
• State Minimum Liability • Comp / Collision | Gainsco | $165 | Dennis, 34 Zip: 78102 | Ford Edge Limited |
• State Minimum Liability • Comp / Collision | Commonwealth Insurance | $299 | Beatrice, 22 Zip: 78102 | Cadillac CTS Premium Collection |
Last Updated Apr 18, 2024Average cost of car insurance in Beeville
Minimum liability coverage averages about $75 per month or $895 per year. Additionally, residents of Beeville can expect to pay an average of $150 per month or $1,794 per year for full coverage insurance.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Car insurance quotes in Beeville by rating factors
- Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums.
- Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.
- Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density.
- Your mileage: High annual mileage can result in higher insurance costs.
- The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.
- Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.
How do different factors impact your car insurance costs in Beeville?
How do different factors impact your car insurance costs in Beeville?
Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
Prohibited (or effectively prohibited): Texas currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Beeville:
Cheap car insurance quotes in Beeville after driving violations
If insurance providers see a history of violations, they may label you a higher risk and charge a steeper rate. Some common violations that could increase your insurance rates include:
- Speeding
- DUIs
- At fault accident
- Reckless driving
- Driving on a suspended license
Cheapest car insurance in Beeville after speeding ticket
Speeding tickets usually lead to increased insurance rates. Thankfully, Jerry helps drivers with speeding tickets save on car insurance.
Last Updated Apr 18, 2024 Cheapest car insurance in Beeville after DUI
A
DUI
in Beeville is a serious violation that triggers extremely high rates for and labels you as a high-risk driver
. Some companies may even refuse you coverage. To find a good rate for car insurance after a DUI, it’s important to shop around and compare rates
. Jerry has assisted many Beeville drivers with finding affordable rates after a DUI.
Cheapest car insurance in Beeville after an at-fault accident
One of the most critical factors affecting car insurance rates is your car accident or claim history. Texas is an at-fault state, and an at-fault accident in your recent past could mean significantly higher insurance rates.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With No Injury | Progressive | $377 | Ray, 22 Zip: 78102 | Cadillac CTS Premium Collection | • State Minimum Liability • Comp / Collision |
Not At Fault | Electric | $190 | Andre, 38 Zip: 78102 | Toyota C-HR XLE | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | Progressive | $377 | Miguel, 22 Zip: 78102 | Cadillac CTS Premium Collection | • State Minimum Liability • Comp / Collision |
Last Updated Apr 15, 2024Cheapest car insurance in Beeville after other driving violations
Speeding tickets, DUIs,
reckless driving
, and suspended licenses
on your driving record can all lead to rate hikes.Here’s a list of different driving violations and how we’ve helped drivers save on their car insurance expenses after these infractions.
Last Updated Apr 18, 2024Cheap car insurance quotes in Beeville by age
Due to their restricted driving backgrounds, young drivers typically pay more for insurance. Drivers may experience lower rates once they turn 25, but those rates won’t last forever. Seniors also see an increase in their insurance rates once they hit their mid 70s.
Cheapest car insurance in Beeville for young drivers
Teen drivers
aged 16 to 19 pay the highest insurance rates out of any age group in Beeville. Full coverage can provide better financial protection for teen car owners that drive newer cars, as teens tend to get into more accidents. Staying on a parent’s policy is the best way to keep rates low. Using Jerry to find a policy is also a great option! Take a look at these real quotes teen drivers in Texas found with the Jerry app.
Andrew (23 years old)
$84
per month
Beatrice (22 years old)
$299
per month
Cheapest car insurance in Beeville for senior drivers
Car insurance rates for seniors
tend to be higher due to several reasons. The main one is that older drivers are more likely to be involved in accidents and more prone to severe injuries in the event of a collision. This translates to significant medical expenses and increased costs for insurance providers.But with Jerry, senior drivers can continue to save on car insurance. Here's what real senior motorists in Texas were quoted using the Jerry app:
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Switching to National General was SO easy and it saved me over $100/month!
Courtney
Got a decent rate for my Tesla Model S from Travelers.
Kishore
Grateful for this app and helping me save money!
Aaron
They were affordable and great very personable and reasonable.
Audrey
Cheap car insurance quotes in Beeville based on insurance history
Insurance history is a significant rating factor for insurers. Specifically, insurers consider how long you have been insured and whether you’ve experienced any
lapses in coverage
. Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:
Ronald (28 years old)
$225
per month
Alfred (34 years old)
$75
per month
Gainsco
Virgie (34 years old)
$165
per month
Cheap car insurance quotes in for drivers with poor credit
Poor credit scores often face higher insurance costs compared to those with healthier credit ratings. Even though
credit scores
don’t directly affect how well you drive, insurance companies have observed a relationship between low credit and an increased frequency to file claims.Generally, drivers with great credit scores (over 750) will pay approximately 20% less on car insurance compared to individuals with poorer scores (below 550).
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
660 - 750 | Progressive | $65 | Katie, 33 Zip: 78102 | Ford Expedition Limited | • State Minimum Liability • Comp / Collision |
660 - 750 | Progressive | $65 | Barbara, 33 Zip: 78102 | Ford Expedition Limited | • State Minimum Liability • Comp / Collision |
550 - 659 | Safeco | $156 | Mae, 35 Zip: 78102 | RAM 1500 SLT | • State Minimum Liability • Comp / Collision |
Last Updated Apr 18, 2024Cheap car insurance quotes in Beeville for popular cars
The make and model of your vehicle is an important factor in determining your insurance rate. Every model has a unique cost of repair, set of safety features, and rate of theft.
- Honda Civic
- Nissan Rogue
- Ford Bronco
- Chevrolet Silverado 1500
- Toyota Corolla
| Popular car | Insurance company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Honda Civic EX | Progressive | $125 | Lizzie, 24 Zip: 78102 | • 50,000/100,000 Liability |
Last Updated Apr 18, 2024How to lower car insurance costs in Beeville
1. Shop around and compare quotes
Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.
Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!
2. Hunt for car insurance discounts
Every insurance company offers
a set of discounts
, but the exact discount offered varies by company. Some common discounts include: - Good driver discounts. Many insurance providers offer discounts for drivers with clean driving records and/or those who avoid filing claims
- Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!
- Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.
- Bundling discounts. With the same company, and you could get a discount on both policies.
3. Increase your deductible for comprehensive and collision coverage
If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.
FAQ
How much is car insurance in Beeville?
People living in Beeville pay on average $75 per month – or $895 per year – on state-minimum liability coverage. Full coverage in Beeville costs on average $150 per month or $1,796 per year.
But an average can’t tell you exactly how much you’ll pay for insurance. That’s why it’s important to compare rates with Jerry so you can be sure you’re getting the lowest rate possible.
What is the cheapest car insurance in Beeville?
Car insurance in Beeville costs an average of $75 per month for state-minimum coverage and $150 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work out of insurance shopping – generating quotes with the best coverage and prices in one to two hours, 100% free.
What is the best car insurance in Beeville?
Amica, and Direct Auto receive good ratings from Beeville drivers, based on the largest car insurance survey in the nation conducted by Jerry. But your definition of the best car insurance may differ from another driver’s, which is why it’s important to comparison shop and find the best quotes for you.
What is the minimum car insurance in Beeville, Texas?
The state-minimum car insurance in Beeville, Texas is $30,000 in bodily injury liability per person, $60,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 30/60/25 coverage.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Maria Cruz
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
