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Cheapest car insurance in Levittown, Pennsylvania (Mar 2024)

Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Levittown, Pennsylvania.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Cheapest Car Insurance Quotes in Levittown

On average,
auto insurance
in Levittown costs about $90 per month for minimum coverage liability insurance, and about $150 per month for full coverage insurance. Levittown drivers pay 8% less than the
Pennsylvania
average.  
There is a common misconception that popular car insurance providers consistently offer better rates than others—but in reality, no one company provides the best rates for everyone. To unlock the best insurance rates, you should
shop around
and collect quotes from multiple sources and choose the most suitable option for your needs.
Every month,
Jerry
Insurance Agency helps savvy car insurance shoppers in Levittown streamline the insurance comparison process and purchase affordable coverage. Here are some of the cheapest quotes we found.
Insurance companyPremium (monthly)CustomerCarInsurance coverage
Progressive
$109
Georgia, 31
Zip: 19054
Volkswagen Atlas SEL Premium R-Line
• 100,000/300,000 Liability
• Comp / Collision
Nationwide
$145
Jonathan, 24
Zip: 19056
Honda Civic Sport Touring
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$167
Chad, 25
Zip: 19057
Mazda 3 Touring
• State Minimum Liability
• Comp / Collision
Travelers
$177
Rosa, 29
Zip: 19056
Jeep Grand Cherokee Limited
• 50,000/100,000 Liability
• Comp / Collision
Bristol West
$83
Hettie, 66
Zip: 19055
Volkswagen NEW Beetle Blush Edition
• State Minimum Liability
coverageLast Updated Mar 5, 2024

Best Car Insurance Companies in Levittown

Jerry administered the nation’s largest insurance shopping survey to uncover the truths about finding affordable insurance—including who offers the cheapest car insurance rates in Levittown
What we found: affordable car insurance rates aren’t housed by just one company. Each car insurance provider offers unique rates for their policyholders, so the cheapest provider for one driver may not be the cheapest provider for another. Factors like customer service and claims handling are also important to consider when choosing an insurer. 
While State Auto,
Safeco
,
Progressive
, National General, and
Travelers
are all popular insurance companies in Levittown, let’s take a look at how Levittown drivers reviewed them on a scale of 0 to 5.
Insurance companyOverall ratingPriceClaims experienceCustomer service
Progressive
4.3
3.7
4.3
4.4
Allstate
4.1
2.8
N/A
4.3
State Farm
3.9
3.1
3.9
3.6
Liberty Mutual
3.6
3.5
3.8
3.5
Geico
3.3
2.6
3
3.5
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Levittown

Pennsylvania car insurance laws
mandate minimum car insurance requirements for every Levittown driver. These minimum requirements include
liability insurance
and
personal injury protection
(PIP).

Cheap minimum liability insurance quotes in Levittown

To legally operate a vehicle on Levittown roads, residents must meet the state’s
minimum car insurance coverage requirements
.
Pennsylvania drivers must hold $5,000 in personal injury protection (PIP), $5,000 in
property damage liability
per accident, $15,000 in
bodily injury liability
per person, and $30,000 in bodily injury liability per accident.
Here are some instances where Jerry helped Levittown car owners find minimum liability coverage.
card cover
Jackson (66 years old)
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19055)
carVolkswagen NEW Beetle Blush Edition
$76
per month
card cover
Chad (25 years old)
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19057)
carMazda 3 Touring
$167
per month
card cover
Bernice (40 years old)
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19054)
$187
per month
card cover
Kathryn (24 years old)
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19056)
carHyundai Santa FE GLS
$187
per month
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Frank (38 years old)
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19055)
carRAM 1500 ST
$77
per month

Do you need more than minimum coverage in Levittown?

Levittown drivers aren’t required to purchase more than minimum coverage—but you may need additional coverage to keep yourself fully protected on the roads.
If an at-fault accident occurs, you could face vehicle repair or replacement costs, as well as medical expenses that exceed the minimum limits of your state-required coverage. Serious injuries to another person or hefty vehicle damages can result in expenses of over $50,000 in some cases. 
The bottom line: Consider medical benefits,
full coverage
with collision and comprehensive coverage,
uninsured motorist coverage
, or at least 50/100/50 or 100/300/100 liability coverage for better financial protection.

Cheap full coverage car insurance quotes in Levittown

In the event of an accident that requires extreme repairs or replacing your vehicle, full coverage is the best car insurance for covering your financial bases. 
As per Pennsylvania insurance law, full coverage offers
comprehensive
and
collision coverage
:
  • Collision coverage covers the expenses associated with repairing or replacing your car
  • Comprehensive coverage provides coverage if your car is stolen or damaged by non-collision incidents like theft or natural disasters
If you drive a leased vehicle, your lender will typically mandate full coverage with collision and comprehensive insurance.
Jerry's agents have assisted customers in finding the most affordable full-coverage policies available to them.
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• 100,000/300,000 Liability
• Comp / Collision
Progressive
$109
Georgia, 31
Zip: 19054
Volkswagen Atlas SEL Premium R-Line
• 50,000/100,000 Liability
• Comp / Collision
Travelers
$177
Rosa, 29
Zip: 19056
Jeep Grand Cherokee Limited
• State Minimum Liability
• Comp / Collision
Safeco
$167
Chad, 25
Zip: 19057
Mazda 3 Touring
• 25,000/50,000 Liability
• Comp / Collision
AAA
$147
Bernice, 54
Zip: 19056
KIA Sorento LX
• 25,000/50,000 Liability
• Comp / Collision
National General
$214
Andre, 41
Zip: 19055
Volkswagen Passat SE
coverageLast Updated Feb 29, 2024
To effectively and efficiently compare
car insurance quotes
online, it’s best to use a car insurance comparison app or website.
Jerry, a
top insurance agency
, has a handy, free app that compares car insurance quotes and offers personalized service to customers through a team of over 100 licensed insurance agents.
Lower my car insurance too!

Average cost of car insurance in Levittown

From helping thousands of Levittown insurance policyholders find the right coverage for their needs, we’ve observed that minimum liability coverage costs an average of $90 per month or $1,080 per year. On the other hand, full coverage in Levittown can amount to $150 per month or $1,797 per year.
Average insurance rates are a great tool to help you get an idea of what your insurance costs could look like, but they won’t necessarily depict the reality of your premiums. Remember that each driver gets a unique rate determined by factors including the type of car, demographics, and driving and claims records.

Average cost of car insurance in Levittown by zip code

Insurance companies use specific algorithms to calculate car insurance rates for each driver. Even within the same city, premiums can vary in different ZIP codes and neighborhoods. Higher incidents of theft, accidents, and vandalism in your specific location can lead insurers to flag your ZIP code as a “high-risk” area and increase your rates. 
Jerry has helped drivers in different Levittownneighborhoods find cheap car insurance.
Zip CodeAverage State Minimum Coverage RateAverage Full Coverage Rate
19056
$92
$156
19057
$95
$176

Car insurance quotes in Levittown by rating factors 

Each insurer in Levittown
determines your car insurance rate
based on several factors, including: 
  • Your driving record and claims history:
    Car accidents
    and tickets tend to result in higher rates. 
  • Where you keep your car: Your location and garaging/parking address will impact your premiums. Drivers who live in areas with higher incidences of claims typically pay more for insurance.
  • The kind of car you have: Luxury vehicles, sports cars, and high-performance vehicles will incur higher costs for collision and comprehensive coverage.
  • How you use your car: Drivers who use their car for leisure typically pay less than drivers who take their car to and from work.
  • Your credit score: Insurance companies in Pennsylvania can use your credit score to assess your risk level. Those with lower credit scores tend to pay higher for insurance.

How do different factors impact your car insurance costs in Levittown?

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Allowed (with applicable limitations): Driving experience, age, occupation, credit history, education, marital status, employment status, residential status.
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Prohibited (or effectively prohibited): Gender.
Learn more abut the car insurance rating factors in Levittown:

Cheap car insurance quotes in Levittown after driving violations

Your driving history is one of the most influential factors when it comes to your insurance rate. Insurance companies are likely to charge you higher premiums if you have a history of violations that indicate a greater risk of insuring you and your vehicle. 
Common driving violations in Levittown include: 

Cheapest car insurance in Levittown after DUI

A
DUI offense
in Pennsylvania can lead to a higher increase in car insurance premiums compared to other infractions.
Having a DUI offense on your record can mean significantly different car insurance rates between insurance companies, too. To find affordable options following a DUI, it’s therefore best to compare rates from multiple insurance providers before settling on a policy.
Jerry has helped many Levittown drivers with DUIs find affordable car insurance rates following their violations.
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Christopher (37 years old)
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19055)
carNissan Maxima S
$72
per month

Cheapest car insurance in Levittown after an at-fault accident

Insurance providers look at your history of at-fault accidents to assess your level of risk. A recent at-fault accident can increase your car insurance rates significantly.
While Pennsylvania is a
no-fault state
, you can still be deemed at fault in a collision and responsible for paying property damages for another driver’s vehicle—even if you aren’t typically responsible for bodily injury damages. 
Filing a property damage liability claim for an at-fault collision can increase your rates. But Jerry has been able to help Levittown drivers save on car insurance with at-fault accidents in their driving record.
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With Injury
Clearcover
$243
Shawn, 30
Zip: 19056
KIA Forte FE
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Progressive
$109
Viola, 31
Zip: 19054
Volkswagen Atlas SEL Premium R-Line
• 100,000/300,000 Liability
• Comp / Collision
Not At Fault
AAA
$332
Dennis, 33
Zip: 19057
Chevrolet Trax 1LT
• 25,000/50,000 Liability
• Comp / Collision
At Fault With No Injury
Allstate
$187
Verna, 40
Zip: 19054
RAM 1500 SLT
• State Minimum Liability
• Comp / Collision
coverageLast Updated Mar 1, 2024

Cheapest car insurance in Levittown after other driving violations

Apart from speeding tickets and DUIs, other violations—like
reckless driving
—can also result in high car insurance costs in Levittown. But Jerry has helped affected drivers reduce their monthly insurance expenses.
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Defective Equipment
Clearcover
$243
Landon, 30
Zip: 19056
KIA Forte FE
• State Minimum Liability
• Comp / Collision
Failure to Obey Signal
Progressive
$146
Bertha, 40
Zip: 19054
Toyota Corolla L
• 100,000/300,000 Liability
• Comp / Collision
Driving on Sus. License
National General
$156
Christina, 29
Zip: 19054
Ford Fiesta SE
• State Minimum Liability
Failure to Stop
National General
$143
Danny, 30
Zip: 19056
KIA Forte FE
• State Minimum Liability
• Comp / Collision
coverageLast Updated Feb 28, 2024

Cheap car insurance quotes in Levittown by age

Your age will impact your Levittown car insurance rates. If you’re a teen driver under 25, you can expect to pay higher premiums. Likewise, once you turn 75 you can expect your insurance rates to increase again.

Cheapest car insurance in Levittown for young drivers

New drivers
between the ages of 16 and 24 generally pay the highest insurance premiums in Levittown. Full coverage is a good idea for those with limited driving experience as it offers broader financial protection in case of an accident.
One way to lower
teen car insurance rates
is to keep newer drivers on a parent or guardian’s policy. Jerry has helped both parents and young drivers in Levittown find affordable premiums.
card cover
Louisa (24 years old)
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19056)
carHyundai Santa FE GLS
$169
per month
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Isabelle (20 years old)
coverageCoverage
25,000 per person
50,000 per accident bodily injury
locationLevittown, PA
(Zip Code: 19055)
$268
per month
card cover
Philip (22 years old)
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19057)
$258
per month
card cover
Hettie (22 years old)
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19054)
$169
per month

Cheapest car insurance in Levittown for senior drivers

Car insurance rates tend to rise again once drivers reach their mid-70s. Older drivers are statistically more likely to be in an accident and experience serious injuries after a collision. Higher medical expenses encourage insurance providers to charge
senior drivers
steeper premiums.
card cover
Jackson (66 years old)
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19055)
carVolkswagen NEW Beetle Blush Edition
$76
per month
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Jeffrey (72 years old)
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19054)
$117
per month
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Marion (65 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationLevittown, PA
(Zip Code: 19055)
carChevrolet Captiva LTZ
$87
per month

Cheap car insurance quotes in Levittown based on insurance history

Your insurance history plays a significant role in your car insurance rates. This includes whether you currently have an active insurance policy or not. A
lapse in your insurance coverage
can mean a higher premium.
You can sign up for payment reminders with Jerry to make sure you never miss a car insurance payment. If your coverage has lapsed or you’re currently uninsured, however, Jerry can help you track down savings on a new policy.
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Katharine (31 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationLevittown, PA
(Zip Code: 19054)
carVolkswagen Atlas SEL Premium R-Line
$109
per month
card cover
Dora (25 years old)
Currently Insured
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19057)
carMazda 3 Touring
$167
per month
card cover
Claudia (24 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationLevittown, PA
(Zip Code: 19056)
$145
per month
card cover
Frank (24 years old)
Currently Insured
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19056)
carHyundai Santa FE GLS
$187
per month
card cover
Clearcover
Louis (29 years old)
Currently Insured
coverageCoverage
State Minimum
locationLevittown, PA
(Zip Code: 19055)
$120
per month

Cheap car insurance quotes in Levittown for drivers with poor credit

Insurance companies in Pennsylvania are permitted to use
credit scores
when setting premiums. In general, drivers with poor credit scores are more likely to file claims and therefore pay more for insurance than those with good credit.
Our data shows that drivers with credit scores over 750 tend to pay 20% less than drivers with credit scores under 550.
Here’s how drivers with low credit scores saved with Jerry.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
Progressive
$66
Frederick, 43
Zip: 19057
Land Rover Range Rover HSE
• State Minimum Liability
660 - 750
AAA
$120
Leo, 54
Zip: 19054
Honda FIT Sport
• State Minimum Liability
• Comp / Collision
660 - 750
National General
$179
Alberta, 20
Zip: 19055
KIA Forte LX
• 25,000/50,000 Liability
550 - 659
Safeco
$61
Celia, 26
Zip: 19055
Saturn Aura XR
• State Minimum Liability
< 550
Bristol West
$250
Herman, 28
Zip: 19054
Ford F350 SRW Super Duty
• State Minimum Liability
• Comp / Collision
coverageLast Updated Mar 5, 2024

How to lower car insurance costs in Levittown

1. Shop around and compare quotes

Each car insurance company calculates your premiums in different ways. That’s why it’s always a good rule of thumb to compare quotes from at least three different insurers when shopping for affordable car insurance. To ensure that you maintain the best prices available to you, it’s also recommended that you shop for new rates every six months. 
Rather than spending hours researching quotes on your own, though, let Jerry do the heavy lifting for you. Designed to streamline the savings process, Jerry compiles the cheapest quotes for you from over 55 top insurers—all in just 45 seconds. The best part? Jerry provides this service entirely free of charge!

2. Hunt for car insurance discounts

One of the easiest ways to lower your car insurance is to apply for discounts through your insurer. Each company has a
set of discounts
that they offer; the most common of which include:
  • Good driver discounts: depending on your insurer, you can typically save as much as 20% on your premium by maintaining a clean driving record with no points or at-fault accidents in the last few years. 
  • Good student discounts: most insurers reward you with discounted rates if you’re a full-time student with a B average or higher. 
  • Customer loyalty discounts: you can typically cut costs on insurance by purchasing multiple policies through the same insurer. This can include
    bundling home and auto insurance
    or insuring multiple vehicles in your household with the same provider. 
  • Low mileage discounts: driving your car less puts you at lower risk of getting into an accident and filing a claim. In recognition of this, several insurers offer lower rates to drivers who accrue less than 10,000 miles each year.

3. Increase your deductible for comprehensive and collision coverage

Another way you can cut costs on your car insurance rates is to request a higher deductible for your comprehensive and collision coverage. While you may end up paying more out-of-pocket by doing so, it can make monthly expenses much more manageable. 

Why is car insurance in Levittown so expensive? 

Levittown car insurance rates can be pretty steep for a few reasons:
  • Insurance requirements: Because Pennsylvania is a no-fault state, Levittown drivers must purchase car insurance with higher (and pricier) minimum insurance requirements than other areas.
  • Bad traffic: As population trends upward in Levittown, more cars on the road leads to busier traffic and increased accident risk.
  • Uninsured drivers: The rate of uninsured drivers in Levittown is relatively high compared to some other cities. The extra costs of an accident with an uninsured driver often translate into higher premiums.
  • Expensive healthcare: Healthcare costs can be high in Levittown, with some residents opting out of health insurance. In anticipation of increased medical expenses after an accident, insurers raise their rates. 
  • Car thefts and crime: As a state, Pennsylvania saw a 25% increase in car thefts from 2019 to 2020. More vehicles filing comprehensive claims for repairs or market pay-outs create higher premiums.
  • Northern weather conditions: Levittown gets its fair share of snowy roads, making it hard for drivers to avoid difficult winter driving conditions. Since this increases the risk of accidents and damage, insurance costs go up.

FAQ

People living in Levittown pay on average $90 per month – or $1,080 per year – on state-minimum liability coverage. Full coverage in Levittown costs on average $150 per month or $1,797 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
The state-minimum car insurance in Levittown, Pennsylvania is as follows:
  • $50,000 in bodily injury liability per person
  • $100,000 in bodily injury liability per accident
  • $25,000 in property damage liability per accident
These coverages are commonly referred to as 50/100/25 coverage.
Based on thousands of Levittown drivers Jerry has worked with, car insurance in Levittown costs an average of $90 per month for state-minimum coverage and $150 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!  
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Amica, Farmers, and The General receive good ratings from Levittown drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies and get free quotes in seconds with Jerry.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
badge icon
Licensed Insurance Agent
badge icon
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.