How to Bundle Your Car and Home Insurance

Bundling your car insurance and your home insurance is a quick and easy way to save money on your insurance policies.
Written by Brady Klopfer
Reviewed by Carrie Adkins
Bundling home and car insurance
is a great way to save money. The benefit is straightforward: insurance companies can offer you
better rates
if you bundle your insurance because it’s in their best interest to secure all of your business.
And since better rates is always a positive for you, it’s in your best interest as well, if you need both car and home insurance.
Having multiple coverages from one insurance provider offers you more security. For example, if you get in a lot of accidents, your
car insurance
provider will be less likely to drop you if they’re also providing your home insurance. And having your bills come from the same source always makes things a little easier.
Different insurance companies offer different kinds of bundling packages. Some companies will give a fixed rate when you bundle services, while others will offer certain price cuts on each type of insurance offered.
Thankfully, finding a bundle package is relatively easy. Here's how to do it, as well as where you can get the best deal with
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How to bundle your car and home insurance

Find out when your contract expires

The first thing to do before bundling your insurance services is to see if you’re currently locked into any contracts.
If you can’t get out of your car insurance plan for another eight months, you’re not going to want to bundle with a separate company. Rather, you’ll either want to bundle through your auto insurance provider, or wait until your contract expires.

Comparison shop

As with purchasing one kind of insurance, the best way to purchase a bundled package is to shop around.
Start by calling your current home and auto insurance providers, and tell them your plans to bundle. They may offer you an extra good deal, as they won’t want to risk losing you as a customer.

Shop around with new insurance companies

Call, or get an online quote, from a handful of different insurance providers, until you find the one that best fits your needs and your budget.
If you find a bundle package better than the one your current providers can offer, give them a call and let them know that you need to cancel.
In a last effort, they may offer you a better rate. If not, proceed with purchasing your new bundled insurance plans, then return to your old policies and cancel them. This way, you will have no gaps in your coverage.

How to bundle car and home insurance if they’re from the same provider

If you already have home and auto insurance from the same provider, but your package isn’t bundled, then give your provider a call.
Let them know that you’d like to bundle your insurance plans, and take the best offer that they can give you — it will almost always be a big discount from what you’ve been paying.

How to get cheap car insurance bundled

While putting copious hours into phone calls might find you a good deal, you can always use the
app to make things quicker. If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. The Jerry app can collect quotes from 50+ top insurance companies, like Travelers, Nationwide, and Progressive, in seconds! They even help cancel your old policy once you’ve made your pick.
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