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Cheapest Kia Stinger GT Car Insurance (Jun 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Kia Stinger GT
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Jasmine Kanter
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Kia Stinger GT car insurance cost? 

For the average driver, Kia Stinger GT insurance costs between $117 (for minimum coverage insurance) and $166 (for full coverage insurance) per month. If you take a look at insurance rates for other Stinger models, you’ll find an 6% less difference between them and the GT.
That being said, the average cost of car insurance policies isn’t necessarily what you’ll pay for coverage. Driving records, insurance histories, credit scores, and more all set real motorists (and their auto insurance premiums) apart from one another, and what you drive is just one element of the equation.

Compare the cheapest Kia Stinger GT car insurance quotes

Shopping for car insurance isn’t as complicated as it seems. Jerry is a licensed insurance broker that lets you compare free quotes on your smartphone. Here are some of the Kia Stinger auto insurance rates real Jerry customer received:
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
June 19, 2024
Nationwide
$94
• 50,000/100,000 Liability
• Comp / Collision
June 16, 2024
Mercury
$149
• State Minimum Liability
• Comp / Collision
June 11, 2024
Allstate
$259
• State Minimum Liability
• Comp / Collision
June 6, 2024
Progressive
$352
• State Minimum Liability
• Comp / Collision
June 5, 2024
Safeco
$96
• 100,000/300,000 Liability
coverageLast Updated Jun 19, 2024
Keep in mind that even if two drivers drive the same Kia model and trim, they won’t pay the same car insurance premiums. Factors like a driver’s age can have a significant impact: for instance, a young driver will pay much more for coverage than an older one, even if they both have a clean driving record and good credit.
Other determining factors include insurance history, driving history, coverage types, vehicle safety ratings, and more. That’s why comparing costs is so important. While the national average rate can help you get an idea of what your premiums may be, drivers should always shop for personalized car insurance quotes.

The best car insurance companies for Kia Stinger GT owners

There’s no such thing as the
best auto insurance company
for every Kia Stinger GT driver because everyone values different things. Depending on how much you value lower rates, customer service, claims handling, or overall performance, your top pick will change.
The same goes for the cheapest car insurance company. Insurance premiums depend on so many individual factors—like your age, address, driving history, deductibles, and more—that there’s no way to tell which provider has the lowest rates until you ask for a quote.
That being said, we have some ideas for where you should start looking. Jerry surveyed thousands of American policyholders—and Kia Stinger GT owners—and asked them to rate their providers in four crucial categories. 
Although companies including
Allstate
,
GEICO
,
Progressive
, and
State Farm
received higher customer service scores, other providers, such as
Safeco
and
Travelers
, achieved the best cost ratings. Take a look at the table below to see the results, and leverage them to determine the right insurer for you: 

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much does Kia Stinger GT insurance cost?

After providing several Kia Stinger GT drivers with auto insurance rates, Jerry discovered the average cost of insurance is $117 per month or $1,404 per year for minimum coverage. Rates typically rise to $166 per month or $1,992 per year if the driver chooses a full coverage policy.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$117
$1,404
Full coverage
$166
$1,992

How much car insurance do you need for a Kia Stinger GT?

When insurance providers mention
minimum coverage insurance
, they are referring to the minimum amount of coverage legally required in your state. These types of policies include both
bodily injury liability insurance
and
property damage liability insurance
to cover any injuries or damages you cause in an accident.

How do Kia Stinger GT insurance quotes compare to other Kia Stinger car insurance rates?

Based on your Kia Stinger trim level, you could pay more or less for car insurance. For example, those with a Stinger GT Line tend to pay 42% more for full coverage, and 9% for the state minimum than those with a Stinger GT. If you’re curious about Kia Stinger insurance rates between different trims, take a look at the table below.
Car Model & TrimAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$57
$225
$83
$172
$107
$226
Stinger Stinger
$109
$246
$117
$166
$128
$237
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Kia Stinger GT insurance cost by model year

Kia Stinger car insurance costs change depending on the vehicle’s model year (i.e. the year in which it was manufactured). New cars often roll off the assembly line with newer technology, more safety features, and a higher cash value, which all raise the cost of insurance. 
Here’s how your vehicle costs may change depending on your model year.

2021 Kia Stinger GT car insurance quotes

Jerry collects and compares car insurance premiums from over 55 top providers on your behalf. Customers with a 2021 Kia Stinger GT took a look and picked the following deals:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Safeco
$127
• State Minimum Liability
• Comp / Collision
Mercury
$152
• 100,000/300,000 Liability
• Comp / Collision
Electric
$235
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jun 22, 2024
If your car is more than 3 years old, you may be able to find cheaper car insurance. Here's how much Jerry drivers with Kia Stinger GT that's at least 3 years old pay:

2018-2020 Kia Stinger GT car insurance quotes

If your vehicle is three years old or more, you may be able to find cheaper auto insurance quotes than before. Here are the best rates Jerry found for Stinger GT drivers with older models:

2020 Kia Stinger GT car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$161
Pauline, 24
Tooele, UT
• 100,000/300,000 Liability • Comp / Collision
$94
Frederick, 32
Charleston, SC
• 50,000/100,000 Liability • Comp / Collision
$259
Jessie, 25
Los Angeles, CA
• State Minimum Liability • Comp / Collision
$233
Roxie, 30
Memphis, TN
• State Minimum Liability • Comp / Collision
$176
Fannie, 52
Sunrise, FL
• 100,000/300,000 Liability • Comp / Collision

2019 Kia Stinger GT car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$129
Andrew, 32
Anderson, SC
• 100,000/300,000 Liability • Comp / Collision
$310
Celia, 26
Pomona, CA
• State Minimum Liability • Comp / Collision
$146
Ada, 29
Cumming, GA
• 30,000/85,000 Liability • Comp / Collision
$369
Mildred, 29
Atlanta, GA
• State Minimum Liability • Comp / Collision
Clearcover
$186
Cody, 46
Fullerton, CA
• 25,000/50,000 Liability • Comp / Collision

2018 Kia Stinger GT car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$352
Derrick, 28
Austell, GA
• State Minimum Liability • Comp / Collision
$148
• 15,000/30,000 Liability • Comp / Collision
$359
• State Minimum Liability • Comp / Collision
$149
Nettie, 41
Azle, TX
• State Minimum Liability • Comp / Collision

Are Kia Stinger GTs expensive to insure? 

The Kia Stinger GT may be in the same price bracket as the competition, but it doesn’t cost exactly the same to insure. Compared to the average cost of insurance for its rivals, you’ll pay 6% less to drive a Stinger GT.
Check out some similar cars for comparison:
ModelAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$54
$103
Kia Rio
$79
$138
$79
$188
Kia Niro
$80
$181
Kia Carnival
$88
$189
$89
$172
Kia Borrego
$90
$188
$91
$169
$92
$122
$92
$151
$95
$154
$96
$193
$100
$209
$103
$224
$107
$280
$109
$227
$109
$246
Kia Spectra5
$110
$163
$111
$220
$139
$170
Providers take a lot of factors into consideration when calculating annual premiums. The MSRP, trim level, model year, theft rates, and repair costs for your vehicle can all influence your premiums. 
Additionally, insurers are particularly keen on high vehicle safety ratings. Here’s an overview of how the Kia Stinger GT’s safety features performed in a test by the Insurance Institute for Highway Safety (IIHS):
Rating TypeRating
Small overlap front: driver-side
Good
Small overlap front: passenger-side
Good
Moderate overlap front: original test
Good
Side: original test
Good
Roof strength
Good
Head restraints & seats
Good
Headlights (varies by trim/option)
Good/Average depending on trim/option
Front crash prevention: vehicle-to-vehicle
Superior
Front crash prevention: vehicle-to-pedestrian (day)
Advanced
LATCH ease of use
Marginal

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Jasmine Kanter
Jasmine Kanter is a non-fiction writer specializing in comprehensive content that's accessible to beginners, experts, and everyone in between. Since joining the Jerry team, Jasmine has penned over 300 articles on car insurance requirements, driving tips, and car maintenance.
Prior to joining Jerry, Jasmine worked as a graphic designer, storyboard artist, and French customer service representative. She enjoys collecting hobbies and babysitting ducks in her spare time.
avatar
Kianna Walpole
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Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.