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Cheapest car insurance in Yukon, Oklahoma (Oct 2024)

Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Yukon, Oklahoma.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How to find the cheapest car insurance in Yukon

On average,
auto insurance
in Yukon costs about $71 per month for minimum coverage liability insurance, and about $172 per month for full coverage insurance. In Yukon drivers pay -- than the national average.  
Smart car insurance shoppers in Yukon, Oklahoma come to Jerry every month, because Jerry makes it easy for customers to
compare and buy car insurance policies
. Below are some cheapest car insurance quotes Jerry found for our Yukon customers. 
Insurance companyPremium (monthly)CustomerCarInsurance coverage
National General
$61
Vera, 26
Zip: 73099
Audi Q3 Premium Plus S LI
• State Minimum Liability
Bristol West
$195
Lillie, 59
Zip: 73099
Hyundai Santa FE XL SE
• State Minimum Liability
• Comp / Collision
Gainsco
$111
Stanley, 37
Zip: 73099
Ford Taurus SE
• State Minimum Liability
Clearcover
$79
Stephen, 40
Zip: 73099
Toyota Corolla CE
• State Minimum Liability
coverageLast Updated Oct 10, 2024

Best Car Insurance Companies in Yukon

There is no single best car insurance company for everyone. The most important reason is that every customer gets different
car insurance quotes
based on their profile—meaning that the most affordable company is different for everyone. 
Besides price, you also need to consider factors such as claims handling and customer service. 
To help drivers better compare the cheapest car insurance companies, Jerry conducted the largest insurance survey in the nation—and what we found surprised us. While big-name carriers like GEICO and State Farm got mixed reviews for policy cost and customer service, smaller insurers like Aspire Advantage and National General came through with the highest ratings from actual customers. 
The table below shows how drivers in Yukon rate different companies on a scale of 0 to 5.  
Insurance companyOverall ratingPriceClaims experienceCustomer service
Farmers
4.7
3.7
N/A
4.3
State Farm
4.5
3.2
N/A
4.5
Progressive
4.4
4
4.5
4.2
Allstate
4
4
3
4.2
Geico
3.7
2.4
3.7
4
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Yukon

Oklahoma has a minimum liability insurance requirement, which is the minimal amount of car insurance you need to have in Yukon and gives you the cheapest rate. But minimum liability often isn’t enough coverage: you should consider getting full coverage if you want to cover the repair or replacement costs for your own car.   

Cheap minimum liability insurance quotes in Yukon

In order to legally hit the road, Yukon drivers need to meet Oklahoma minimum coverage limits for bodily injury liability and property damage liability
In Oklahoma, drivers must carry liability insurance that consists of at least:
This minimum required coverage is often referred to as 25/50/25.
With this basic liability coverage, you’ll be covered up to the policy’s limits if you cause injuries or property damage while driving. 
card cover
Victor (37 years old)
coverageCoverage
State Minimum
locationYukon, OK
(Zip Code: 73099)
carFord Taurus SE
$144
per month
card cover
Joseph (52 years old)
coverageCoverage
State Minimum
locationYukon, OK
(Zip Code: 73099)
carChevrolet Silverado K1500 LTZ
$113
per month
card cover
Lillie (59 years old)
coverageCoverage
State Minimum
locationYukon, OK
(Zip Code: 73099)
carHyundai Santa FE XL SE
$195
per month
card cover
Vera (26 years old)
coverageCoverage
State Minimum
locationYukon, OK
(Zip Code: 73099)
carAudi Q3 Premium Plus S LI
$61
per month

Do you need more than minimum coverage in Yukon?

Most drivers will benefit from having higher coverage limits than Oklahoma’s 25/50/25 required minimum.
The reason why: Moderate to severe accidents can come with costs that easily exceed these minimum liability limits. In an at-fault accident, you’d be responsible for covering those costs yourself.
This could be especially true if you cause serious injuries to another person. If someone’s car is totaled, the cost to replace it could be more than $40,000.
The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car. 

Cheap full coverage car insurance quotes in Yukon

Full coverage car insurance
is the only way to protect yourself from costs associated with repairing or replacing your car. 
Full coverage includes comprehensive and collision coverage. 
  • Collision coverage
    covers the cost of fixing or replacing your car after an accident
  • Comprehensive coverage
    pays out if your car is stolen or damaged by something other than a collision, such as vandalism, theft, or natural disasters
If you have a loan on the car, your lender will typically require collision and comprehensive coverage.  
On top of a full-coverage policy, you can purchase
uninsured motorist coverage
to guard against uncovered injuries or damage in an accident caused by a driver without car insurance. 
Jerry has helped customers obtain full coverage quotes that won’t break the bank.
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• State Minimum Liability
• Comp / Collision
Progressive
$287
Adrian, 43
Zip: 73099
Nissan Versa S
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$121
Beatrice, 55
Zip: 73099
Ford F250 Super Duty
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$157
Kate, 44
Zip: 73099
Chevrolet Cruze LS
• State Minimum Liability
• Comp / Collision
Mercury
$113
Joseph, 52
Zip: 73099
Chevrolet Silverado K1500 LTZ
• State Minimum Liability
• Comp / Collision
Bristol West
$195
Lillie, 59
Zip: 73099
Hyundai Santa FE XL SE
coverageLast Updated Oct 10, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.
Lower my car insurance too!

Average cost of car insurance in Yukon

By helping lots of drivers in Yukon find car insurance, we found that the average cost for minimum liability coverage is $71 per month or $854 per year. The average cost for full coverage insurance in Yukon is $172 per month or $2,065 per year.
While average insurance rates can help you predict your own insurance costs, it's important to note that each driver's insurance premium is calculated based on many factors such as the type of car, driving record, claims history, and demographics. 

Car insurance quotes in Yukon by rating factors 

Insurance companies in Yukon use many rating factors when
deciding your auto insurance premium
:  
  • Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets. 
  • Your age: Drivers younger than 25 years old will pay higher insurance rates as insurance companies consider young drivers a higher risk due to limited driving experience. 
  • The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars. 
  • Where you keep your car: Rates are likely higher if you regularly park your car in a neighborhood with a higher incidence of auto insurance claims. 
  • How you use your car: Insurance companies often charge more if you drive your car to and from work than use it for leisure. 

How do different factors impact your car insurance costs in Yukon?

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Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.
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Prohibited (or effectively prohibited): Oklahoma currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Yukon:

Cheap car insurance quotes in Yukon after driving violations

Your
Oklahoma driving history
impacts your auto insurance quotes. If insurance companies notice a history of violations, they’ll see you as a higher risk and charge a steeper rate. Some common violations that could increase your insurance rates include:
  • Speeding
  • DUIs
  • At fault accident 
  • Reckless driving 
  • Driving on a suspended license

Cheapest car insurance in Yukon after DUI

In Yukon,
a DUI violation
can increase your insurance rate by as much as 22%. If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another. You may need to compare rates from many insurance companies to find low-cost options after a DUI.
Jerry has helped many Yukon drivers obtain affordable auto insurance rates after a DUI. 
card cover
Jim (33 years old)
coverageCoverage
State Minimum
locationYukon, OK
(Zip Code: 73099)
$86
per month
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Ruby (39 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationYukon, OK
(Zip Code: 73085)
$71
per month

Cheapest car insurance in Yukon after an at-fault accident

One of the most important factors affecting car insurance rates is your car accident or claim history. For Yukon drivers, car accidents could result in an average rate increase of 15%.
Oklahoma is an at-fault state. If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Yukondrivers save on car insurance after accidents. 
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With No Injury
Progressive
$287
Lulu, 43
Zip: 73099
Nissan Versa S
• State Minimum Liability
• Comp / Collision
Not At Fault
Safeco
$132
Mason, 31
Zip: 73099
Toyota Camry LE
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
AAA
$316
Oscar, 44
Zip: 73099
Subaru Outback 2.5I Premium
• State Minimum Liability
• Comp / Collision
coverageLast Updated Oct 7, 2024

Cheapest car insurance in Yukon after other driving violations

In addition to speeding tickets and DUIs, other violations such as
reckless driving
and driving on a suspended license can also cause your in car insurance costs to increase in Yukon.
We’ve compiled a list of various other driving violations and how we helped drivers with these violations save on their car insurance. 
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Failure to Yield
Progressive
$89
Pauline, 31
Zip: 73099
Subaru Legacy Outback AWP
• State Minimum Liability
• Comp / Collision
Failure to Yield
Progressive
$89
Derek, 31
Zip: 73099
Subaru Legacy Outback AWP
• State Minimum Liability
• Comp / Collision
coverageLast Updated Oct 6, 2024

Cheap car insurance quotes in Yukon by age

Young drivers pay very high insurance rates due to limited driving experience. Rates usually drop around the age of 25 before rising again around age 75.

Cheapest car insurance in Yukon for young drivers

Teen drivers from ages 16 to 19 typically pay the highest rates for car insurance in Yukon. This is because teen drivers are more likely to get into accidents due to their limited driving experience. 
It's therefore a good idea to ensure teen drivers have the protection of full coverage insurance—especially if they’re driving a newer vehicle. To keep those
teen car insurance
rates lower, consider keeping young drivers on a parent or guardian’s policy. 
card cover
Earl (23 years old)
coverageCoverage
State Minimum
locationYukon, OK
(Zip Code: 73099)
carFord F150 Supercrew
$159
per month
card cover
Clearcover
Lura (24 years old)
coverageCoverage
State Minimum
locationYukon, OK
(Zip Code: 73099)
carJeep Grand Cherokee Overland
$64
per month

Cheapest car insurance in Yukon for senior drivers

Although they have a wider range of driving experience,
senior drivers
are more likely to get into
car accidents
that result in serious injuries and high medical bills. For this reason, older drivers may see a rise in their insurance rates once they reach 70 to 75 years old.
card cover
Eva (74 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationYukon, OK
(Zip Code: 73099)
$61
per month
card cover
Sue (68 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationYukon, OK
(Zip Code: 73099)
$81
per month

Cheap car insurance quotes in Yukon based on insurance history

An important factor in your car insurance rates is your insurance history—i.e., whether you are currently insured or not.
Any lapse in your insurance coverage
usually leads to an increase in car insurance rates.
To help our customers make insurance payments on time and to avoid a lapse in coverage, Jerry sends payment reminders for upcoming and overdue payments.
We have helped many customers who are currently not insured or have had a lapse in coverage find savings on a new auto insurance policy.
card cover
Gene (43 years old)
Currently Insured
coverageCoverage
State Minimum
locationYukon, OK
(Zip Code: 73099)
carNissan Versa S
$287
per month
card cover
Viola (54 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationYukon, OK
(Zip Code: 73099)
carFord F250 Super Duty
$121
per month
card cover
Ina (43 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationYukon, OK
(Zip Code: 73099)
carChevrolet Cruze LS
$157
per month
card cover
Lillie (25 years old)
Currently Insured
coverageCoverage
State Minimum
locationYukon, OK
(Zip Code: 73099)
carKIA Optima EX
$78
per month
card cover
Gainsco
Stella (23 years old)
Currently Insured
coverageCoverage
State Minimum
locationYukon, OK
(Zip Code: 73099)
carHyundai Sonata Sport
$129
per month

Cheap car insurance quotes in Yukon for drivers with poor credit

In the state of Oklahoma, drivers who have poor credit will often have higher auto insurance costs than those with good credit. This is because
drivers with poor credit
are considered more likely to file claims. 
Taking steps to improve your credit history can help you save on car insurance in the long run.
Here’s how drivers with low credit scores saved with Jerry.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
660 - 750
Progressive
$158
Sophia, 34
Zip: 73099
Nissan Rogue S
• 50,000/100,000 Liability
• Comp / Collision
660 - 750
Allstate
$121
Jane, 54
Zip: 73099
Ford F250 Super Duty
• 50,000/100,000 Liability
• Comp / Collision
550 - 659
AAA
$215
Juan, 26
Zip: 73099
Ford Focus SE
• State Minimum Liability
• Comp / Collision
< 550
Gainsco
$210
Mitchell, 26
Zip: 73099
Dodge Dart SXT
• State Minimum Liability
coverageLast Updated Oct 5, 2024

How to lower car insurance costs in Yukon

1. Shop around and compare quotes

Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months. 
Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free! 

 2. Hunt for car insurance discounts

Every insurance company offers
a set of discounts
, but the exact discount offered varies by company. Some common discounts include: 
  • Good driver discounts. Keeping a clean driving record and/or going a certain number of years without an at-fault accident could help you qualify for a discount from your provider.
  • Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!
  • Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

FAQ

People living in Yukon pay on average $71 per month – or $854 per year – on state-minimum liability coverage. Full coverage in Yukon costs on average $172 per month of $2,065 per year. 
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free. 
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.
Nationwide
,
Progressive
, and
Kemper
receive good ratings from Yukon drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry. 
Based on thousands of Yukon drivers Jerry has worked with, car insurance in Yukon costs an average of $71 per month for state-minimum coverage and $172 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!   
The state-minimum car insurance in Yukon, Oklahoma is $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 25/50/25 coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.