PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Cheapest 2019 Kia Forte Car Insurance (Apr 2024)
Cheapest 2019 Kia Forte Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2019 Kia Forte
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Kianna Walpole
Expert Insurance Writer & Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Amy Bobinger, Licensed Insurance Agent — Expert Insurance Editor
What's on this page?
- How much does car insurance cost for a 2019 Kia Forte?
- Compare the cheapest 2019 Kia Forte car insurance quotes
- The best car insurance companies for 2019 Kia Forte owners
- 2019 Kia Forte insurance costs by trim level
- How expensive is 2019 Kia Forte insurance compared to other years?
- Are 2019 Kia Fortes expensive to insure?
- What other factors affect 2019 Kia Forte insurance rates?
- 2019 Kia Forte insurance costs for young drivers
- How can I lower the cost of insurance for my 2019 Kia Forte?
- Methodology
- Meet our experts
Load full table of contents
How much does car insurance cost for a 2019 Kia Forte?
Insuring a 2019 Kia Forte costs approximately $110 for minimum liability insurance and $191 for a full coverage policy. Most 2019 Kia Forte owners pay 7% more for car insurance than other models of a similar price.
Keep in mind that
the cost of car insurance
is based on a myriad of factors, like your car’s make, model, trim, safety features, and engine type, as well as your driver information—meaning the average isn’t necessarily the price you’ll pay. To find an accurate estimate of your insurance costs for a 2019 Kia Forte, use the
Jerry
app and get personalized insurance quotes
from providers in your area.Compare the cheapest 2019 Kia Forte car insurance quotes
Comparing free quotes
is the best way to find your ideal rate. Did you know that drivers save an average of $600 per year with Jerry? Take a look at the table below to see real quotes that 2019 Kia Forte owners received using Jerry.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 28, 2024 | Plymouth Rock | $87 | Frederick, 31 | • 100,000/300,000 Liability • Comp / Collision | |
April 28, 2024 | AAA | $247 | Martin, 44 Hot Springs, SD | • 100,000/300,000 Liability • Comp / Collision | |
April 22, 2024 | Safeco | $150 | Dean, 33 | • 30,000/60,000 Liability • Comp / Collision | |
April 22, 2024 | Allstate | $142 | Michael, 26 | • State Minimum Liability | |
April 18, 2024 | Nationwide | $159 | Mina, 28 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 28, 2024
While these rates are a good starting point, it’s important to remember that your costs will vary based on your vehicle type, trim level, and driver profile—making comparison shopping that much more important.
The best car insurance companies for 2019 Kia Forte owners
When it comes to insurance, there is no ‘best’ or ‘cheapest’ company for all 2019 Kia Forte owners. Car insurance companies use several factors to
calculate premium costs
, from your age and driving history, to your vehicle age and location.To help 2019 Kia Forte owners find their ideal provider, Jerry conducted one of the largest insurance shopping surveys in the nation. These scores are broken down into four categories: cost effectiveness, claims experience, customer service, and overall rating.
Check out the results below, and use these scores to help you start your shopping journey.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average 2019 Kia Forte insurance costs
Kia Forte insurance rates average about $110 per month for liability-only coverage, or $1,320 per year. A full coverage policy costs an average of $191 per month, or $2,292 annually.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $110 | $1,320 |
Full coverage | $191 | $2,292 |
A
state minimum liability policy
is the least amount of coverage you can obtain to legally drive in your state. It includes bodily injury and property damage liability coverage
and will only cover injuries and property damage you cause to other drivers. Along with these types of coverage, some states also require uninsured/underinsured motorist coverage
and/or personal injury protection
(PIP) to cover your medical costs.For further protection, drivers should consider
full coverage car insurance
with higher liability limits. A full coverage policy often includes liability insurance, plus
collision coverage
and comprehensive coverage
. This insurance type is not required by law, but unlike minimum coverage, it will provide coverage for your vehicle against collision and non-collision related events.Compare insurance information for other Kias
2019 Kia Forte insurance costs by trim level
Auto insurance rates for a 2019 Kia Forte can also be impacted by your trim level. For example, a 2019 Kia Forte GT costs 49% less to insure than a 2019 Kia Forte FE as a result of newer technology and potential luxury features.
| Car Model & Trim | Average full coverage insurance cost | Average minimum coverage insurance cost |
|---|---|---|
2019 FE | $195 | $108 |
2019 GT Line | $179 | $117 |
How expensive is 2019 Kia Forte insurance compared to other years?
Depending on your model year, you may pay more or less for car insurance. A 2019 Kia Forte GT Line costs an average of $2,475 per year, versus $3,812 annually for a 2023 Kia Forte GT Line.
While newer vehicles tend to come with more safety features, these added technologies can raise the cost of repairs and replacements, leading to higher insurance costs. However, newer model drivers can continue to save through anti-theft discounts and discounts for models under three years old.
Here’s a breakdown of how your rates can change based on your Kia Forte’s model year:
| Car | Minimum Coverage | Full Coverage |
|---|---|---|
2010 Kia Forte | $99 | $181 |
2011 Kia Forte | $99 | $186 |
2012 Kia Forte | $106 | $169 |
2013 Kia Forte | $116 | $192 |
2014 Kia Forte | $103 | $193 |
2015 Kia Forte | $110 | $179 |
2016 Kia Forte | $113 | $193 |
2017 Kia Forte | $115 | $198 |
2018 Kia Forte | $112 | $210 |
2019 Kia Forte | $110 | $191 |
2020 Kia Forte | $121 | $190 |
2021 Kia Forte | $104 | $210 |
2022 Kia Forte | $117 | $234 |
2023 Kia Forte | $97 | $225 |
Are 2019 Kia Fortes expensive to insure?
The 2019 Kia Forte is relatively cheap to insure. The average rate of car insurance for a 2019 Kia Forte is $110, making it7% more less to insure than other models of a similar price.
| Model | Avg. Minimal Coverage Insurance Cost | Avg. Full Coverage Insurance Cost |
|---|---|---|
2019 Fiat 500L | $59 | $212 |
2019 Mazda CX-9 | $71 | $183 |
2019 Subaru Outback | $77 | $148 |
2019 Kia Forte | $110 | $191 |
2019 Mitsubishi Eclipse | $116 | $192 |
Along with trim levels, insurance companies also look at your vehicle age, actual cash value, and safety rating to determine your overall car insurance premium costs.
What other factors affect 2019 Kia Forte insurance rates?
Several factors impact your car insurance rates. When generating quotes, insurance companies often look at these following elements:
- The kind of car you have: It usually costs more to add full coverage for luxury vehicles and sports cars than for practical family sedans and SUVs.
- Driver age: Teen drivers between the ages of 18 and 21 often pay the most for car insurance, while drivers 55 to 64 pay the least. Rates typically increase again at 65 as a result of age-related factors.
- Your driving record and claims history: Providers will charge more if you’ve had at-fault accidents or tickets on your history. Those with a clean record often see some of the lowest rates.
- Where you keep your car: Your ZIP code and state can also change your rates. Those who live in high crime areas or high accident areas may see increased premiums.
2019 Kia Forte insurance costs for young drivers
Teen drivers face higher-than-average car insurance costs—and rates typically stay high until they reach the age of 25. To keep costs low, teens can apply for student-based discounts, and share a policy with household members.
Shawn (23 years old)
$170
per month
Danny (20 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Sauk Rapids, MN$330
per month
Lucas (23 years old)
$203
per month
2019 Kia Forte insurance costs for senior drivers
Older drivers between the ages of 55 and 64 tend to pay the cheapest rates out of all age demographics.
However, as most motorists reach their mid-70s, they generally witness their car insurance costs rise. This is often attributed to an increased likelihood of vision and hearing loss, leading to an increased risk of accidents.
Henry (70 years old)
$298
per month
2019 Kia Forte insurance costs for driver with driving violations
Drivers with a poor driving history will see above-average car insurance rates. These costs will decrease as time passes, but depending on your infraction, it could remain on your record for longer than the usual five years.
See what real Jerry customers paid for their 2019 Kia Forte with violations on their record.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Progressive | $241 | Rosalie, 30 | • State Minimum Liability | |
Defective Equipment | Allstate | $394 | Flora, 24 Jackson, CA | • State Minimum Liability • Comp / Collision | |
Failure to Obey Signal | Safeco | $104 | Iva, 29 | • 100,000/300,000 Liability • Comp / Collision | |
Wrong Way/Wrong Lane | Bristol West | $143 | Justin, 49 | • State Minimum Liability • Comp / Collision | |
Careless Driving | AAA | $332 | Catherine, 26 | • 25,000/50,000 Liability • Comp / Collision | |
Driving on Sus. License | Gainsco | $147 | Gordon, 26 | • No Coverage Liability | |
Failure to Obey Signal | National General | $220 | Luis, 24 | • State Minimum Liability | |
Seat Belt | Nationwide | $159 | Nora, 25 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 30, 2024How can I lower the cost of insurance for my 2019 Kia Forte?
No matter your profile or vehicle type, drivers can keep saving on car insurance by following these
smart shopping strategies
: - Compare at least three auto insurance quotes: Comparing quotes can save you time and money when you’re car insurance shopping. WithJerry, drivers can typically find and bind an insurance policy in under two hours.
- Use a broker: When shopping for car insurance, consider using aninsurance broker. Unlike insurance agents, brokers collaborate with numerous providers at once to help you find your ideal rate.
- Bundle multiple policies: Drivers whobundle their car insurance and homeownersor renters policies can save up to 15% on premiums with specific providers.
- Check for discounts: Most car insurance providers offer discounts for drivers who practice safe driving habits, maintain good grades, and even pay in full.
- Enroll in a usage-based insurance program: Telematics programs can help you build good driving behaviors, while also earning rewards and discounts on car insurance.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Amy Bobinger
Licensed Insurance Agent — Expert Insurance Editor
Expert insurance writer and editor Amy Bobinger specializes in car repair, car maintenance, and car insurance. Amy is passionate about creating content that helps consumers navigate challenges related to car ownership and achieve financial success in areas relating to cars.
Amy has over 10 years of writing and editing experience. After several years as a freelance writer, Amy spent four years as an editing fellow at WikiHow, where she co-authored over 600 articles on topics including car maintenance and home ownership. Since joining Jerry’s editorial team in 2022, Amy has edited over 2,500 articles on car insurance, state driving laws, and car repair and maintenance.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
