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Jerry Data & Research
Cheapest 2007 Jeep Wrangler Car Insurance (Apr 2024)
Cheapest 2007 Jeep Wrangler Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2007 Jeep Wrangler
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Jasmine Kanter
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does car insurance cost for a 2007 Jeep Wrangler ?
- Compare the cheapest 2007 Jeep Wrangler car insurance quotes
- The best car insurance companies for 2007 Jeep Wrangler owners
- How expensive is 2007 Jeep Wrangler insurance compared to other years?
- Are 2007 Jeep Wranglers expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does car insurance cost for a 2007 Jeep Wrangler ?
On average, insurance for a Jeep Wrangler costs approximately the same as its competitors, including the
Ford Bronco
. For the 2007 Jeep Wrangler, most drivers pay about $1,105 per year for the state minimum coverage and $1,962 per year for full coverage. If you want to pay less for
auto insurance
, take a few minutes to do some comparison shopping. That’s all the time you need to download the Jerry
app, answer a few questions, and get the five to seven lowest car insurance quotes
in the area.Compare the cheapest 2007 Jeep Wrangler car insurance quotes
Thousands of smart Jeep Wrangler drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of $1,381 per year on car insurance. Below are cheap quotes Jerry found for 2007 Jeep Wrangler drivers.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 25, 2024 | National General | $181 | Glen, 53 | • 100,000/300,000 Liability • Comp / Collision | |
April 24, 2024 | AAA | $181 | Thomas, 28 Jackson Township, NJ | • 15,000/30,000 Liability • Comp / Collision | |
April 22, 2024 | Safeco | $130 | Glen, 34 | • 50,000/100,000 Liability • Comp / Collision | |
April 15, 2024 | Gainsco | $378 | Georgie, 26 | • State Minimum Liability • Comp / Collision | |
April 12, 2024 | Travelers | $67 | Ada, 44 Leicester, MA | • State Minimum Liability |
Last Updated Apr 25, 2024However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates. The best car insurance companies for 2007 Jeep Wrangler owners
There’s no best company for all 2007 Jeep Wrangler drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well.
The table below shows how 2007 Jeep Wrangler drivers rated different insurance companies in these three categories, as well as overall.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average 2007 Jeep Wrangler insurance costs
After analyzing data from many 2007 Jeep Wrangler drivers, we discovered that the typical monthly expense for minimum liability coverage is $81, which adds up to $972 annually. As for full coverage insurance, the average monthly cost for 2007 Jeep Wrangler drivers is $154, or $1,848 per year.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $81 | $972 |
Full coverage | $154 | $1,848 |
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of liability insurance
. In some states, uninsured/underinsured motorist coverage
and/or personal injury protection
are also required by law. Full coverage car insurance
, on the other hand, includes collision
and comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more. Compare insurance information for other Jeeps
2007 Jeep Wrangler insurance costs by trim level
The cheapest cars to insure are often the ones that are cheaper to buy, replace, and repair. For most car models, including the 2007 Jeep Wrangler, this means models with a lower trim.
Not only do lower trim levels come with less technology and fewer luxury materials, but it’s also generally easier to find replacement parts. If you want to splurge on a new car, pick a trim that offers better safety ratings, security measures, and driver aids. All three will help lower your insurance costs.
| Car Model & Trim | Average full coverage insurance cost | Average minimum coverage insurance cost |
|---|---|---|
2007 Sahara | $163 | $82 |
2007 X | $157 | $79 |
How expensive is 2007 Jeep Wrangler insurance compared to other years?
Newer cars are usually more expensive to insure than older models. New technology and other components typically cost more to repair or replace, which drives up the cost of coverage.
On the other hand, new models tend to have better safety features and higher safety ratings, which can lower insurance costs. Some insurers also offer discounts for cars less than three model years old.
The table below compares the average insurance cost of a Jeep Wrangler manufactured in 2007 with that of the four closest model years.
| Car | Minimum Coverage | Full Coverage |
|---|---|---|
1998 Jeep Wrangler | $63 | $108 |
1999 Jeep Wrangler | $70 | $100 |
2000 Jeep Wrangler | $82 | $82 |
2002 Jeep Wrangler | $78 | $97 |
2004 Jeep Wrangler | $78 | $104 |
2005 Jeep Wrangler | $32 | $87 |
2006 Jeep Wrangler | $80 | $127 |
2007 Jeep Wrangler | $81 | $154 |
2008 Jeep Wrangler | $89 | $125 |
2009 Jeep Wrangler | $86 | $106 |
2010 Jeep Wrangler | $81 | $136 |
2011 Jeep Wrangler | $73 | $154 |
2012 Jeep Wrangler | $84 | $148 |
2013 Jeep Wrangler | $97 | $144 |
2014 Jeep Wrangler | $89 | $147 |
2015 Jeep Wrangler | $94 | $149 |
2016 Jeep Wrangler | $103 | $154 |
2017 Jeep Wrangler | $106 | $153 |
2018 Jeep Wrangler | $109 | $151 |
2019 Jeep Wrangler | $123 | $163 |
2020 Jeep Wrangler | $122 | $170 |
2021 Jeep Wrangler | $74 | $150 |
2022 Jeep Wrangler | $36 | $213 |
2023 Jeep Wrangler | $130 | $164 |
Compare car insurance by car year
See All
Are 2007 Jeep Wranglers expensive to insure?
On average, you’ll pay $1,533 per year to insure a Jeep Wrangler. State-minimum coverage lowers the price to an average of $1,105 per year on average, while full-coverage plans raise it to $1,962.
Insurance isn’t quite as high on a Jeep Wrangler as it is on competitors like the
Toyota 4Runner
and Nissan Pathfinder
, but it depends on your car’s model year. Older Wranglers cost less to insure than the competition; the modern equivalents are closer in price.| Model | Avg. Minimal Coverage Insurance Cost | Avg. Full Coverage Insurance Cost |
|---|---|---|
2007 Toyota 4Runner | $72 | $120 |
2007 Jeep Wrangler | $81 | $154 |
2007 Mini Cooper | $85 | $173 |
2007 Buick Lucerne | $96 | $158 |
2007 Ford Freestyle | $96 | $146 |
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.
| Rating Type | Rating |
|---|---|
Driver's | |
Passenger's | |
Overall Front | |
Overall Rollover Rating |
What other factors affect 2007 Jeep Wrangler insurance rates?
Car insurance companies consider the following factors when generating quotes:
- The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle.
- Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety.
- Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years.
- Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.
2007 Jeep Wrangler insurance costs for young drivers
Providers with new driver programs, good student discounts, and telematics programs offer
the cheapest car insurance for people under 25
. These bonuses help offset the high premiums associated with teen drivers, who’re at a greater risk of getting into a car accident than the rest of the population. Young drivers can save even more money if a parent, guardian, or older household member adds them to their car insurance policy rather than getting their own. Last but not least, it’s important to compare quotes to make sure you’re getting the lowest rates possible.
Kenneth (23 years old)
$100
per month
Marion (24 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$132
per month
2007 Jeep Wrangler insurance cost for drivers with driving violations
Drivers with recent violations on their record will typically see higher insurance costs. Common violations can range from speeding tickets and driving without insurance to at-fault accidents and DUIs.
Here’s how much real policyholders pay for insurance if they have violations on their record.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Failure to Yield | Progressive | $214 | Daisy, 24 | • State Minimum Liability | |
Failure to Yield | National General | $318 | Keith, 24 | • State Minimum Liability |
Last Updated Apr 26, 2024How can I lower the cost of insurance for my 2007 Jeep Wrangler?
Smart shopping strategies
and car insurance discounts
can help you lower the cost of coverage for a 2007 Jeep Wrangler. Here’s how: - Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers.Jerrymakes the comparison process quick and easy!
- Use a broker: Unlike captive agents and even most independent agents,car insurance brokersearn commissions without adding to your insurance costs or pushing you towards a more expensive policy.
- Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.Home and auto bundlessave drivers an average of 15% or more!
- Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle!
- Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Jasmine Kanter
Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.
Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
