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Cheapest car insurance in Revere, Massachusetts (Nov 2024)

Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Revere, Massachusetts.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Cheapest Car Insurance Quotes in Revere

Hey, Bay State driver! On average, auto insurance in Revere costs about $100 per month for minimum coverage liability insurance, and about $199 per month for full coverage insurance. Revere drivers pay 22% more than the
Massachusetts
average.  
Thousands of drivers in Revere trust Jerry Insurance Agency to help them find the best rates on car insurance from the best auto insurance companies. Jerry lets you
compare and buy car insurance policies
with no phone calls, no emails, and no hassle! 
Below are some cheapest car insurance quotes Jerry found for our Revere customers.
Insurance companyPremium (monthly)CustomerCarInsurance coverage
Progressive
$128
Herman, 30
Zip: 02151
Hyundai Sonata GLS
• 25,000/50,000 Liability
• Comp / Collision
Safeco
$153
Noah, 57
Zip: 02151
Chevrolet Cruze LT
• State Minimum Liability
• Comp / Collision
Bristol West
$143
Rebecca, 43
Zip: 02151
GMC Acadia SLT-1
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024

Best Car Insurance Companies in Revere

Finding the best rate for car insurance is a tricky task. Luckily, Jerry conducted a national insurance survey to uncover the best providers for drivers.
The study shows that there isn’t a “best” or “cheapest” insurance company for every driver in Revere. Rather, auto insurance companies use different algorithms to calculate insurance rates, so not every company will offer the same rate for the same driving profile—even in the same city.
In Revere, ROOT, Liberty Mutual, and National General tend to offer the cheapest rates. However, our survey revealed that USAA, Travelers, and Progressive get strong reviews from Revere drivers, too.
Here’s what Revere drivers have to say about these popular insurance providers.
Insurance companyOverall ratingPriceClaims experienceCustomer service
Travelers
4.8
4.3
N/A
4.5
Safeco
4.7
4.6
N/A
4.6
Progressive
4.6
4.2
4.6
4.4
Liberty Mutual
3.9
3.4
3.2
4
Geico
3.6
3.1
3.7
3.8
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Revere

Before you can get behind the wheel of a car in Revere, you must have car insurance that meets the state’s minimum insurance requirement. 
Massachusetts car insurance laws
require all drivers to have basic liability insurance that includes bodily injury coverage, property damage, and personal injury protection (PIP). 

Cheap minimum liability insurance quotes in Revere

In order to legally hit the road, Revere drivers need to meet Massachusetts’s minimum coverage limits for bodily injury liability and property damage liability. They can be summarized as 20/40/5:
Jerry helps Revere drivers find affordable minimum liability coverage. Here are some examples of Revere car owners and how much they pay for coverage, thanks to help from Jerry.
card cover
Cecilia (46 years old)
coverageCoverage
State Minimum
locationRevere, MA
(Zip Code: 02151)
carJeep Compass Trailhawk
$168
per month
card cover
Noah (57 years old)
coverageCoverage
State Minimum
locationRevere, MA
(Zip Code: 02151)
carChevrolet Cruze LT
$153
per month
card cover
Rebecca (43 years old)
coverageCoverage
State Minimum
locationRevere, MA
(Zip Code: 02151)
carGMC Acadia SLT-1
$143
per month

Do you need more than minimum coverage in Revere?

Compared to other states, the
minimum car insurance requirements in Massachusetts
are low compared to other states. Most Revere drivers should choose to purchase insurance that exceeds the state minimum of 20/40/5.
If you’re involved in an at-fault accident, medical bills and vehicle damages can quickly exceed the state-mandated minimum. A serious crash that leaves your vehicle totaled wouldn't be covered by state minimum coverage, and medical expenses can quickly exceed $8,000.
The bottom line: For better financial protection, Revere drivers should purchase liability coverage that exceeds the state minimum. Experts recommend 50/100/50 or 100/300/100 liability coverage—and opt for full coverage on your car.

Cheap full coverage car insurance quotes in Revere

Buying a
full-coverage auto insurance
policy is the easiest way to protect yourself against costs associated with repairing or replacing your vehicle if you’re involved in an accident.
A full coverage policy in Revere includes liability insurance plus
comprehensive
and
collision coverage
:
  • Collision insurance: Covers the cost of damage to your vehicle caused by a collision with another object, such as another vehicle or property like a guard rail or tree. Collision coverage pays for the accident regardless of who caused it.
  • Comprehensive insurance: Pays for direct and accidental damage or loss to your vehicle due to something other than a collision—theft, vandalism, fire, falling objects, larceny, or hitting an animal.
If you have a loan or lease on your car, most lenders will require you to purchase a full coverage policy that includes collision and comprehensive coverage.  
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• 25,000/50,000 Liability
• Comp / Collision
Progressive
$128
Herman, 30
Zip: 02151
Hyundai Sonata GLS
• State Minimum Liability
• Comp / Collision
Safeco
$153
Noah, 57
Zip: 02151
Chevrolet Cruze LT
• State Minimum Liability
• Comp / Collision
Travelers
$168
Cecilia, 46
Zip: 02151
Jeep Compass Trailhawk
• 25,000/50,000 Liability
• Comp / Collision
National General
$101
Delia, 36
Zip: 02151
Honda Civic LX
coverageLast Updated Nov 22, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.
Lower my car insurance too!

Average cost of car insurance in Revere

We’ve worked with several top insurance providers in Revere, and we’ve found that the average cost for minimum liability coverage is $100 per month or $1,200 per year. The average cost for full coverage insurance in Revere is $199 per month or $2,388 per year. 
The average cost of car insurance in Revere is indicative of what you can expect to pay—but because insurance costs are determined by several factors like age and driving record, you may pay more or less. Rates will also vary between providers.

Car insurance quotes in Revere by rating factors 

Insurance companies in Revere use many rating factors when
calculating your auto insurance premium
:  
  • Your driving record and claims history: Drivers with accidents, tickets, or other violations have higher insurance premiums than drivers with a clean record. 
  • Your age: Drivers younger than 25 years old will pay higher insurance rates as insurance companies consider young drivers a higher risk due to limited driving experience. 
  • Vehicle make and model: Luxury, high-performance, and sports cars usually have higher insurance premiums than non-luxury, less expensive vehicles. 
  • Vehicle location: Insurance premiums for drivers in cities are usually higher than in rural areas. Plus, rates are likely higher if you regularly park your car in a neighborhood with a higher incidence of auto insurance claims. 

How do different factors impact your car insurance costs in Revere?

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Allowed (with applicable limitations): Driving experience.
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Prohibited (or effectively prohibited): Gender, age, credit history, education, occupation, employment status, marital status, residential status.
Learn more about the car insurance rating factors in Revere:

Cheap car insurance quotes in Revere after driving violations

Your
Massachusetts driving history
impacts your auto insurance quotes. 
A violation on your driving record is never ideal—and it can have significant consequences for your car insurance rates. A driver with even one major or minor violation on their driving record is considered a “high-risk driver” and will pay higher insurance rates (like 30% higher!).

Cheapest car insurance in Revere after speeding ticket

In Revere, speeding tickets trigger fines—and they could increase your car insurance rate.
The minimum fine for a speeding ticket in Revere is $100. Then, drivers must pay $10 for every 10 mph over the speed limit they are caught driving. 
Speeding TypeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Speeding 1-5
Allstate
$54
Lena, 40
Zip: 02151
Pontiac Firebird
• State Minimum Liability
• Comp / Collision
Speeding 6-10
Travelers
$75
Lee, 37
Zip: 02151
Chevrolet Corvette
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 16, 2024

Cheapest car insurance in Revere after DUI

A serious driving violation like a
DUI
in Revere can have major implications for your car insurance premium. Penalties for DUIs are determined by the severity of the offense and the number of prior convictions in the last ten years—you’ll face more serious consequences for your
second Massachusetts DUI
, for instance. 
Still, regardless of the penalty, insurance companies label you as a “high-risk driver.” If an insurer does agree to cover you, you’ll usually pay a much higher premium than Revere drivers without a DUI. 
The best way to secure an affordable rate on Revere car insurance with a DUI on your record is to shop around for car insurance quotes from multiple providers and compare rates.
Jerry has helped several local drivers with a DUI find the lowest rates.  
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Ivan (41 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationRevere, MA
(Zip Code: 02151)
$52
per month
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Sam (40 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationRevere, MA
(Zip Code: 02151)
$74
per month

Cheapest car insurance in Revere after an at-fault accident

At-fault accidents on your driving record can be a big cause for an increase in your insurance rate—whether they happened in Revere or somewhere else.
Insurers look at any at-fault accidents you’ve had to determine how much of a risk you are. The more at-fault accidents you’ve had, the more high-risk you are—and the more likely they are to have to make a payout. 
If you have one or more accidents on your record, you’ll likely see your premium increase when it’s time to renew your policy.
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With No Injury
Travelers
$168
Hunter, 45
Zip: 02151
Jeep Compass Trailhawk
• State Minimum Liability
• Comp / Collision
Not At Fault
Progressive
$128
Cecelia, 29
Zip: 02151
Hyundai Sonata GLS
• 25,000/50,000 Liability
• Comp / Collision
At Fault With No Injury
Safeco
$230
Frank, 22
Zip: 02151
Chevrolet Cruze LTZ
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024

Cheapest car insurance in Revere after other driving violations

A DUI or speeding ticket might have a significant impact on insurance rates, but so can other violations—like failing to stop at a stop sign, driving without insurance, or driving without a license. All of these can lead to higher-than-average car insurance rates until they’re no longer on your driving record.
In Revere, here are some examples of how Jerry helped drivers with violations find affordable insurance.
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Cell Phone
Safeco
$159
Elmer, 26
Zip: 02151
Honda Accord Hybrid EXL
• 250,000/500,000 Liability
• Comp / Collision
coverageLast Updated Nov 21, 2024

Cheap car insurance quotes in Revere by age

Your insurance premium is determined by several factors, but your age is a big determining factor. Drivers under 25 and over 75 tend to pay the highest rates for insurance in Revere due to a lack of driving experience and a higher risk of death and injury, respectively. 

Cheapest car insurance in Revere for young drivers

Younger drivers—people under 25—pay the most for insurance of any age group in Revere. This is mainly due to a lack of driving experience that puts them at a higher risk for accidents and, therefore, a higher risk of a claim. 
Do note that you may notice lower premiums for a teen driver who only has a
Massachusetts provisional license
. Under a provisional license, new drivers can only operate a vehicle under supervision, so they’re considered lower risk than a young driver with an unrestricted license.
Once a driver gains more experience on the road, rates will decrease, usually after 25. They remain relatively low with a clean driving record until you hit 60, when they increase again. 
If you’re under 25, investing in a full coverage policy is recommended for greater financial protection.
card cover
Steven (23 years old)
coverageCoverage
State Minimum
locationRevere, MA
(Zip Code: 02151)
carChevrolet Cruze LTZ
$230
per month
card cover
Edwin (21 years old)
coverageCoverage
State Minimum
locationRevere, MA
(Zip Code: 02151)
$342
per month

Cheapest car insurance in Revere for senior drivers

Apart from drivers under 19, drivers over 60 have some of the highest insurance rates in Revere—despite having more driving experience. 
Because seniors are at a higher risk of mortality, hospitalization, and medical expenses from car accidents and also have slower reflexes behind the wheel, they have a greater chance of being involved in an accident. A higher risk on the road means higher costs for insurers and higher
insurance rates for seniors
in Revere.
card cover
Jeanette (72 years old)
coverageCoverage
State Minimum
locationRevere, MA
(Zip Code: 02151)
carFord Fusion SE
$88
per month

Cheap car insurance quotes in Revere based on insurance history

Your insurance history—how long you’ve had insurance—is one factor used to determine your insurance premium. 
Insurers want to know that you haven’t had a lapse in insurance coverage, so the longer you’ve been insured continuously, the lower your premium will be. Insurance lapses label you as a “high-risk driver,” which comes with a hefty insurance rate. 
Don’t panic—Jerry is here to help avoid an insurance lapse! Jerry notifies you when a payment is coming up to help you avoid missing a payment or having a lapse in insurance coverage.
Check out the table below to see how Jerry helped several Revere drivers find savings on a new insurance policy.
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Beulah (29 years old)
Currently Insured
coverageCoverage
25,000 per person
50,000 per accident bodily injury
Comp / Collision
locationRevere, MA
(Zip Code: 02151)
carHyundai Sonata GLS
$128
per month
card cover
Rosetta (56 years old)
Currently Insured
coverageCoverage
State Minimum
locationRevere, MA
(Zip Code: 02151)
carChevrolet Cruze LT
$153
per month
card cover
Jeffrey (45 years old)
Currently Insured
coverageCoverage
State Minimum
locationRevere, MA
(Zip Code: 02151)
carJeep Compass Trailhawk
$168
per month
card cover
Clearcover
Jacob (29 years old)
Currently Insured
coverageCoverage
25,000 per person
50,000 per accident bodily injury
Comp / Collision
locationRevere, MA
(Zip Code: 02151)
carHyundai Sonata GLS
$96
per month
card cover
Corey (29 years old)
Currently Insured
coverageCoverage
25,000 per person
50,000 per accident bodily injury
Comp / Collision
locationRevere, MA
(Zip Code: 02151)
carHyundai Sonata GLS
$102
per month

How to lower car insurance costs in Revere

1. Shop around and compare quotes

Insurance companies use different rules to set premiums, which are constantly changing. To ensure affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.
Jerry makes this process simple! In just 45 seconds, Jerry collects quotes from 55+ top insurance providers to help you find the best auto insurance coverage at the best price. And the best part? Jerry provides this service for free!

2. Hunt for car insurance discounts

Every insurance company offers
a set of discounts
, but the exact discount offered varies by company. Some common discounts include:
  • Good driver discounts. If you have a relatively clean driving record (aka no at-fault accidents and minimal points on your license), then you might qualify for a nice discount.
  • Telematics discounts. Several companies provide convenient discounts to drivers who employ telematics for tracking their driving habits. There's even a possibility of receiving a discount merely by enrolling in the program!
  • Good student discounts. If you are currently enrolled as a full-time student in high school or college and maintain a B average or higher, chances are high that you are eligible for a discount from your insurance provider.
  • Bundling discounts.
    Bundle your home and auto insurance
    (or auto and renters) with the same company, and you could get a discount on both policies.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance in {city}, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

FAQ

People living in Revere pay on average $100 per month – or $1,200 per year – on state-minimum liability coverage. Full coverage in Revere costs on average $199 per month or $2,388 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
The state-minimum car insurance in Revere, Massachusetts is as follows:
  • $50,000 in bodily injury liability per person
  • $100,000 in bodily injury liability per accident
  • $25,000 in property damage liability per accident
These coverages are commonly referred to as 50/100/25 coverage.
Based on thousands of Revere drivers Jerry has worked with, car insurance in Revere costs an average of $61 per month for state-minimum coverage and $151 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!  
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Amica, Farmers, and The General receive good ratings from Revere drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies and get free quotes in seconds with Jerry.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
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Josh Damico
badge icon
Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.